Audi A4 Allroad Car Insurance Cost 2025
The average cost of insuring an Audi A4 Allroad is $1,452 annually, but the actual price depends on factors like your age, the car’s model year, and other details. Check out our quote tables below to get a personalized estimate.
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If you’re considering purchasing an Audi A4 Allroad, it’s vital to consider the cost of insurance. On average, insurance for an Audi A4 Allroad costs $1,452 per year. Insurance plays a significant role in car ownership, and it’s essential to grasp the financial commitment before making a decision.
Selecting the appropriate car insurance is crucial to prevent unexpected and potentially costly surprises later on. Having adequate coverage in the event of an accident is important to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
Based on more than a decade of researching car insurance rates, I’ve noticed how much these expenses can fluctuate. Your age, driving history, and location are all significant factors that can influence your insurance premiums.
How Much Does An Audi A4 Allroad Car Insurance Cost?
Audi A4 Allroad drivers typically pay an average of $1,452 annually for car insurance.
While Unitrin’s rate provides a useful starting point, it’s crucial to understand that car insurance expenses can vary significantly due to various factors. These factors include your location, driving record, car age, and the specific coverage options you choose. Maintaining a clean driving history typically results in lower premiums, whereas a record of accidents or traffic violations can increase rates.
Furthermore, living in a bustling urban area often means higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you get the best possible deal.
Average Insurance Cost Of Audi A4 Allroad By Model Year
| Model Year | Average Premium |
| 2023 Audi A4 Allroad | $2,920 |
| 2022 Audi A4 Allroad | $1,765 |
| 2021 Audi A4 Allroad | $2,099 |
| 2020 Audi A4 Allroad | $3,104 |
| 2019 Audi A4 Allroad | $1,574 |
| 2018 Audi A4 Allroad | $1,277 |
| 2017 Audi A4 Allroad | $2,075 |
| 2016 Audi A4 Allroad | $1,967 |
| 2015 Audi A4 Allroad | $2,093 |
| 2014 Audi A4 Allroad | $1,432 |
2023 Audi A4 Allroad Insurance Rates
The average annual insurance cost for a 2023 Audi A4 Allroad is $2,920. However, Unitrin offers the cheapest rates, averaging $2,116 per year.
| Insurance Provider | Average Annual Cost |
| CSAA | $2,306 |
| Unitrin | $2,116 |
| Erie | $3,106 |
| Mercury | $3,276 |
| New York Central Mutual Fire | $3,458 |
| California Capital | $2,787 |
| State Farm | $3,059 |
| USAA | $3,234 |
| Travelers | $2,153 |
| Auto Club | $3,704 |
2022 Audi A4 Allroad Insurance Rates
The average annual insurance cost for a 2022 Audi A4 Allroad is $1,765. However, Clearcover offers the cheapest rates, averaging $1,078 per year.
| Insurance Provider | Average Annual Cost |
| Vermont Mutual | $1,858 |
| Travelers | $1,753 |
| Clearcover | $1,078 |
| MMG Insurance Company | $1,751 |
| Concord Group | $1,655 |
| Erie | $2,229 |
| Patriot Group | $1,582 |
| Commerce Group Inc | $1,979 |
| Safety Group | $1,637 |
| State Farm | $2,129 |
2021 Audi A4 Allroad Insurance Rates
The average annual insurance cost for a 2021 Audi A4 Allroad is $2,099. However, New Jersey Manufacturers offers the cheapest rates, averaging $1,573 per year.
| Insurance Provider | Average Annual Cost |
| CSAA | $2,289 |
| Hartford | $2,394 |
| Penn National | $1,878 |
| New Jersey Manufacturers | $1,573 |
| Alliance United | $2,206 |
| Farmers | $2,428 |
| Grange | $2,291 |
| Auto Club | $2,385 |
| Mercury | $1,658 |
| California Capital | $1,891 |
2020 Audi A4 Allroad Insurance Rates
The average annual insurance cost for a 2020 Audi A4 Allroad is $3,104. However, CSAA offers the cheapest rates, averaging $2,318 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $3,732 |
| Farmers | $3,431 |
| Mercury | $3,287 |
| USAA | $2,874 |
| California Capital | $2,484 |
| Esurance | $2,634 |
| CSAA | $2,318 |
| State Farm | $3,632 |
| Grange | $3,085 |
| Hartford | $3,562 |
2019 Audi A4 Allroad Insurance Rates
The average annual insurance cost for a 2019 Audi A4 Allroad is $1,574. However, North Carolina Farm Bureau offers the cheapest rates, averaging $1,124 per year.
| Insurance Provider | Average Annual Cost |
| National General | $2,254 |
| Penn National | $1,352 |
| Safeway | $2,220 |
| Allied | $1,283 |
| Shelter | $1,911 |
| Direct General Insurance | $1,189 |
| Liberty Mutual | $1,652 |
| Mississippi Farm Bureau | $1,535 |
| North Carolina Farm Bureau | $1,124 |
| GMAC Insurance Group | $1,217 |
2018 Audi A4 Allroad Insurance Rates
The average annual insurance cost for a 2018 Audi A4 Allroad is $1,277. However, New York Central Mutual Fire offers the cheapest rates, averaging $715 per year.
| Insurance Provider | Average Annual Cost |
| Preferred Mutual | $1,321 |
| Farmers Mutual of Nebraska | $1,647 |
| New York Central Mutual Fire | $715 |
| Auto-Owners Insurance Co | $1,503 |
| Allied | $1,299 |
| American National P | $717 |
| Farm Bureau Mutual (IA Group) | $1,135 |
| Central Mutual Insurance Co | $1,510 |
| Erie | $1,312 |
| Atlantic States Insurance | $1,609 |
Find Affordable Audi A4 Allroad Insurance Rates
2017 Audi A4 Allroad Insurance Rates
The average annual insurance cost for a 2017 Audi A4 Allroad is $2,075. However, Mercury Insurance offers the cheapest rates, averaging $1,668 per year.
| Insurance Provider | Average Annual Cost |
| National General | $2,466 |
| Allied | $2,179 |
| Grange | $2,502 |
| Mercury Insurance | $1,668 |
| GMAC Insurance Group | $1,717 |
| North Carolina Farm Bureau | $1,686 |
| CSAA | $1,931 |
| California Capital | $2,309 |
| New Jersey Manufacturers | $2,018 |
| Hartford | $2,274 |
2016 Audi A4 Allroad Insurance Rates
The average annual insurance cost for a 2016 Audi A4 Allroad is $1,967. However, Nationwide offers the cheapest rates, averaging $1,205 per year.
| Insurance Provider | Average Annual Cost |
| Westfield | $2,769 |
| Colorado Farm Bureau Mutual | $2,305 |
| State Farm | $1,757 |
| AssuranceAmerica | $2,037 |
| National General Value | $1,284 |
| National General | $1,578 |
| USAA | $1,832 |
| Nationwide | $1,205 |
| Metropolitan | $2,648 |
| Farm Bureau Ins of MI | $2,256 |
2015 Audi A4 Allroad Insurance Rates
The average annual insurance cost for a 2015 Audi A4 Allroad is $2,093. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $909 per year.
| Insurance Provider | Average Annual Cost |
| Auto Club Group | $2,088 |
| Farmers | $1,742 |
| Country | $2,644 |
| Infinity Special | $1,757 |
| Dairyland Auto | $2,232 |
| National General | $939 |
| Western National | $2,657 |
| American Family | $1,508 |
| Kemper Auto Premier | $1,398 |
| Hastings Mutual Insurance Co | $909 |
2014 Audi A4 Allroad Insurance Rates
The average annual insurance cost for a 2014 Audi A4 Allroad is $1,432. However, SafeAuto offers the cheapest rates, averaging $846 per year.
| Insurance Provider | Average Annual Cost |
| Auto-Owners Insurance Co | $1,230 |
| Donegal Mutual Insurance Co | $1,701 |
| Virginia Farm Bureau | $1,112 |
| Capital Insurance Group | $1,853 |
| New Jersey Manufacturers | $1,484 |
| SafeAuto | $846 |
| Mercury Insurance Company | $1,894 |
| Direct Auto | $1,416 |
| PEMCO | $1,674 |
| MO Farm Bureau Services | $1,114 |
Find Affordable Audi A4 Allroad Insurance Rates
Audi A4 Allroad Car Insurance Cost – By Driver Age
Age is a major factor in determining car insurance rates. Teenagers generally face the highest premiums due to their higher likelihood of being involved in accidents. As you age and become a lower risk, your insurance premiums typically decrease.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,395 | $12,302 | $14,370 |
| 18 | $7,813 | $11,511 | $13,469 |
| 19 | $6,858 | $10,108 | $11,916 |
| 20 | $6,027 | $8,807 | $10,340 |
| 21 | $5,085 | $7,443 | $8,696 |
| 22 | $4,876 | $7,242 | $8,448 |
| 23 | $4,258 | $6,347 | $7,445 |
| 24 | $4,092 | $6,033 | $6,990 |
| 25 | $3,499 | $5,231 | $6,070 |
| 30 | $2,722 | $4,066 | $4,686 |
| 35 | $2,610 | $3,779 | $4,422 |
| 40 | $2,495 | $3,627 | $4,239 |
| 45 | $2,424 | $3,583 | $4,159 |
| 55 | $2,254 | $3,195 | $3,796 |
| 65 | $2,291 | $3,369 | $3,958 |
Audi A4 Allroad Car Insurance Cost – By U.S. State
Your location is a key factor in how insurance companies determine rates. Each state has its own auto insurance regulations, which can significantly impact costs. For instance, Michigan drivers often face higher premiums due to the state’s requirement for more comprehensive coverage. Additionally, regional climate conditions, such as hurricanes, storms, or flooding, can influence rates. Local crime and accident statistics, including car thefts, crashes, and fatalities, are also taken into account. These factors collectively determine your specific insurance rate for an Audi A4.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,635 | $3,802 | $4,872 |
| Alaska | $2,178 | $3,033 | $2,944 |
| Arizona | $2,474 | $3,542 | $5,211 |
| Arkansas | $2,677 | $4,244 | $4,677 |
| California | $2,978 | $5,288 | $2,967 |
| Colorado | $2,778 | $3,933 | $4,989 |
| Connecticut | $3,555 | $5,556 | $7,010 |
| Delaware | $2,922 | $3,961 | $5,084 |
| Florida | $3,565 | $4,899 | $6,362 |
| Georgia | $2,899 | $4,273 | $4,311 |
| Hawaii | $1,168 | $1,588 | $1,122 |
| Idaho | $1,969 | $2,672 | $3,228 |
| Illinois | $2,056 | $3,148 | $3,626 |
| Indiana | $2,144 | $3,248 | $3,654 |
| Iowa | $1,668 | $2,344 | $2,751 |
| Kansas | $2,275 | $3,293 | $3,865 |
| Kentucky | $3,272 | $4,757 | $5,677 |
| Louisiana | $4,174 | $6,355 | $6,884 |
| Maine | $1,564 | $2,168 | $3,253 |
| Maryland | $2,585 | $3,751 | $4,168 |
| Massachusetts | $2,073 | $3,574 | $2,071 |
| Michigan | $4,972 | $7,536 | $11,941 |
| Minnesota | $2,041 | $2,741 | $3,856 |
| Mississippi | $2,483 | $3,531 | $3,551 |
| Missouri | $2,341 | $3,331 | $4,382 |
| Montana | $2,382 | $3,278 | $3,856 |
| Nebraska | $2,012 | $2,933 | $3,232 |
| Nevada | $3,279 | $4,866 | $5,173 |
| New Hampshire | $2,290 | $3,653 | $4,547 |
| New Jersey | $2,551 | $3,982 | $5,193 |
| New Mexico | $2,535 | $3,861 | $3,946 |
| New York | $2,369 | $3,031 | $5,031 |
| North Carolina | $1,449 | $2,561 | $1,841 |
| North Dakota | $2,051 | $3,059 | $3,651 |
| Ohio | $1,805 | $2,799 | $2,875 |
| Oklahoma | $2,854 | $4,152 | $4,661 |
| Oregon | $2,644 | $3,531 | $4,236 |
| Pennsylvania | $2,237 | $3,268 | $3,768 |
| Rhode Island | $3,667 | $5,434 | $6,078 |
| South Carolina | $2,523 | $3,459 | $4,776 |
| South Dakota | $2,267 | $3,251 | $3,755 |
| Tennessee | $2,643 | $3,876 | $5,173 |
| Texas | $2,689 | $3,861 | $4,775 |
| Utah | $2,282 | $3,173 | $4,386 |
| Vermont | $1,761 | $2,673 | $2,857 |
| Virginia | $1,662 | $2,541 | $2,455 |
| Washington | $2,134 | $2,973 | $3,541 |
| West Virginia | $2,187 | $3,151 | $3,955 |
| Wisconsin | $2,169 | $3,422 | $3,878 |
| Wyoming | $2,051 | $2,878 | $3,056 |
Common Audi A4 Allroad Insurance Discounts
Discounts can help you reduce your car insurance costs significantly. While each provider has its own offerings, here are some common discounts to consider:
- Multi-policy discount: Save money by bundling your home and auto insurance with the same provider.
- Annual payment discount: Paying your premium in full upfront, rather than in monthly installments, can lower your rate.
- Defensive driving discount: Completing a certified defensive driving course may make you eligible for reduced premiums.
Additional discounts may also be available, so it’s a good idea to consult with your insurance agent to explore all the options you qualify for.
Compare Audi A4 Allroad To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A6 Allroad Car Insurance
- Audi Q5 Car E Insurance
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- Audi S3 Car Insurance
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- Audi TT RS Car Insurance
- Audi A4 Car Insurance
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- Audi A3 Car Insurance
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- Audi A7 Car Insurance
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- Audi S5 Car Insurance
- Audi A8 Car Insurance
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- Audi S6 Car Insurance
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Our Methodology
To calculate average car insurance costs, Insuranceopedia compiled thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance, with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that these figures may differ from your personal rates, as individual circumstances can affect pricing.
Quotes Analyzed
Brands Reviewed
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FAQs
Do You Need Insurance Before You Can Purchase An Audi A4 Allroad ?
Yes, you will need to provide proof of insurance before you can drive your Audi A4 Allroad off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company about your upcoming car purchase, rather than relying on the dealership to arrange your insurance.
How Can You Get The Cheapest Insurance For Your Audi A4 Allroad?
The best way to find the lowest rates for your Audi A4 Allroad is to shop around and compare quotes from different auto insurance providers. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple insurers right here on our website.
