Audi A4 Car Insurance Cost
To insure an Audi A4, you can expect to pay approximately $2,117 annually with Esurance. However, insurance rates vary based on factors like age, the car’s model year, and other individual details. You can use our quote tables below to get a personalized estimate tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying an Audi A4, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s essential to understand its implications before making a decision.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be underinsured in the event of an accident, resulting in significant out-of-pocket costs. Additionally, if you’re deemed at fault, your insurance premiums could rise.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can have a significant impact on your insurance premiums.
How Much Does Audi A4 Car Insurance Cost?
Typically, Esurance provides the most competitive price, averaging around $2,117 annually for comprehensive insurance coverage on a 2024 Audi A4.
While Esurance’s pricing serves as a useful reference, it’s crucial to understand that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can increase your costs.
Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with less traffic. Your choice of coverage will also impact your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically commands a higher premium compared to minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers to ensure you secure the best deal possible.
2024 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Esurance | $2,117 |
| USAA | $2,198 |
| California Capital | $2,183 |
| Mercury | $2,587 |
| Metropolitan | $3,012 |
| Bristol West | $3,072 |
| Unitrin | $3,069 |
| Farmers | $3,094 |
| Alliance United | $3,119 |
| CSAA | $3,252 |
2023 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| PEMCO | $1,302 |
| Capital Insurance Group | $1,336 |
| USAA | $1,332 |
| Unigard | $1,660 |
| Unitrin | $1,687 |
| State Farm | $1,765 |
| Nationwide | $1,811 |
| Travelers | $1,851 |
| Direct Auto | $1,935 |
| GMAC Insurance Group | $2,066 |
2022 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,174 |
| National General Value | $1,216 |
| SECURA Insurance | $1,356 |
| Rockford Mutual Insurance | $1,454 |
| Country | $1,486 |
| ACCC Insurance Company | $1,520 |
| Plymouth Rock | $1,566 |
| Pekin Insurance | $1,560 |
| New Jersey Manufacturers | $1,654 |
| Safeco | $1,828 |
2021 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $399 |
| American National P | $659 |
| Pekin Insurance | $946 |
| Kemper Auto | Infinity | $971 |
| Hastings Mutual Insurance Co | $1,075 |
| Indiana Farmers Mutual Ins | $1,233 |
| Texas Farm Bureau Group | $1,321 |
| PEMCO | $1,313 |
| Grange Mutual | $1,367 |
| Capital Insurance Group | $1,380 |
2020 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $620 |
| Hastings Mutual Insurance Co | $903 |
| SECURA Insurance | $1,151 |
| American National P | $1,147 |
| Capital Insurance Group | $1,205 |
| PEMCO | $1,253 |
| Texas Farm Bureau Group | $1,269 |
| Pekin Insurance | $1,333 |
| Plymouth Rock Assurance | $1,346 |
| Safety Group | $1,392 |
2019 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $505 |
| American National P | $511 |
| Buckeye Insurance Group | $813 |
| Utica National Ins Group | $1,056 |
| Texas Farm Bureau Group | $1,187 |
| Safeco | $1,198 |
| Capital Insurance Group | $1,231 |
| Virginia Farm Bureau | $1,244 |
| PEMCO | $1,302 |
| Western Reserve | $1,354 |
2018 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $299 |
| SAFECO | $622 |
| Plymouth Rock | $752 |
| American National P | $963 |
| AssuranceAmerica Mobile Max | $1,277 |
| PEMCO | $1,295 |
| Capital Insurance Group | $1,385 |
| Utica National Ins Group | $1,467 |
| Buckeye Insurance Group | $1,488 |
| Jupiter Auto Insurance | $1,535 |
2017 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $589 |
| Concord Group | $719 |
| American National P | $833 |
| SAFECO | $951 |
| Jupiter Auto Insurance | $985 |
| Indiana Farmers Mutual Ins | $1,018 |
| Countryway Insurance | $1,097 |
| MMG Insurance Company | $1,147 |
| Farmers Mutual of Nebraska | $1,183 |
| Mercury Insurance | $1,219 |
2016 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $297 |
| Plymouth Rock | $324 |
| Utica National Ins Group | $1,025 |
| Kemper Auto | $1,061 |
| North Carolina Farm Bureau | $1,149 |
| Buckeye Insurance Group | $1,236 |
| Capital Insurance Group | $1,270 |
| Tennessee Farmers | $1,279 |
| SECURA Insurance | $1,290 |
| PEMCO | $1,307 |
2015 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $76 |
| Mercury Insurance | $134 |
| American National P&C | $610 |
| American National P | $644 |
| Kemper Auto Premier | $714 |
| North Carolina Farm Bureau | $1,022 |
| Utica National Ins Group | $1,175 |
| Titan | $1,233 |
| Farmers Mutual of Nebraska | $1,226 |
| General Casualty | $1,298 |
2014 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $405 |
| Mercury Insurance | $614 |
| Rural Mutual Insurance | $989 |
| Concord Group | $1,016 |
| Dairyland Realtime | $1,092 |
| SECURA Insurance | $1,137 |
| West Bend Mutual | $1,171 |
| PEMCO | $1,207 |
| AssuranceAmerica Mobile Max | $1,171 |
| Pekin Insurance | $1,238 |
2013 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $74 |
| SAFECO | $193 |
| Kemper Auto | Infinity | $221 |
| Kemper Auto Premier | $638 |
| American National P | $805 |
| IMT Insurance Company | $976 |
| NatGen Value | $1,041 |
| Countryway Insurance | $1,057 |
| PEMCO | $1,192 |
| Concord Group | $1,175 |
2012 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $697 |
| American National P | $732 |
| Indiana Farmers Mutual Ins | $824 |
| Concord Group | $951 |
| Countryway Insurance | $1,058 |
| Cameron Mutual Group | $1,130 |
| North Carolina Farm Bureau | $1,132 |
| Mercury Insurance | $1,183 |
| Utica National Ins Group | $1,211 |
| IMT Insurance Company | $1,297 |
2011 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $156 |
| Jupiter Auto Insurance | $182 |
| Mercury Insurance | $252 |
| Safeco | $289 |
| Union Mutual Fire Group | $542 |
| Kemper Auto | Infinity | $646 |
| NatGen PPA | $729 |
| AssuranceAmerica Economy | $745 |
| American National P | $810 |
| NatGen Custom 360 | $854 |
2010 Audi A4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $222 |
| Kemper Auto Premier | $244 |
| SAFECO | $341 |
| Union Mutual Fire Group | $363 |
| NatGen Value | $401 |
| AssuranceAmerica Economy | $420 |
| Dairyland Broadform Realtime | $579 |
| Dairyland Realtime | $601 |
| American National P | $702 |
| NatGen PPA | $711 |
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Cost of Audi A4 Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,367 | $9,357 | $10,944 |
| 18 | $5,961 | $8,718 | $10,211 |
| 19 | $5,249 | $7,701 | $9,000 |
| 20 | $4,575 | $6,718 | $7,875 |
| 21 | $3,841 | $5,617 | $6,592 |
| 22 | $3,742 | $5,483 | $6,406 |
| 23 | $3,275 | $4,794 | $5,638 |
| 24 | $3,105 | $4,563 | $5,341 |
| 25 | $2,686 | $3,918 | $4,599 |
| 30 | $2,072 | $3,065 | $3,587 |
| 35 | $1,940 | $2,881 | $3,345 |
| 40 | $1,872 | $2,743 | $3,241 |
| 45 | $1,826 | $2,670 | $3,150 |
| 55 | $1,664 | $2,463 | $2,873 |
| 65 | $1,737 | $2,582 | $3,022 |
| 75 | $2,214 | $3,232 | $3,806 |
Audi A4 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,981 | $2,909 | $3,705 |
| Alaska | $1,631 | $2,306 | $2,220 |
| Arizona | $1,845 | $2,713 | $3,978 |
| Arkansas | $2,063 | $3,218 | $3,537 |
| California | $2,287 | $4,006 | $2,269 |
| Colorado | $2,145 | $2,970 | $3,761 |
| Connecticut | $2,697 | $4,212 | $5,333 |
| Delaware | $2,237 | $2,980 | $3,834 |
| Florida | $2,694 | $3,682 | $4,820 |
| Hawaii | $884 | $1,191 | $878 |
| Idaho | $1,518 | $2,024 | $2,437 |
| Illinois | $1,566 | $2,378 | $2,741 |
| Indiana | $1,641 | $2,491 | $2,794 |
| Iowa | $1,279 | $1,750 | $2,068 |
| Kansas | $1,709 | $2,501 | $2,922 |
| Kentucky | $2,471 | $3,660 | $4,319 |
| Louisiana | $3,201 | $4,796 | $5,226 |
| Maine | $1,219 | $1,654 | $2,477 |
| Maryland | $1,950 | $2,829 | $3,144 |
| Massachusetts | $1,560 | $2,715 | $1,582 |
| Michigan | $3,756 | $5,740 | $9,078 |
| Minnesota | $1,567 | $2,065 | $2,916 |
| Mississippi | $1,877 | $2,658 | $2,673 |
| Missouri | $1,781 | $2,507 | $3,304 |
| Montana | $1,793 | $2,504 | $2,900 |
| Nebraska | $1,518 | $2,230 | $2,417 |
| Nevada | $2,484 | $3,720 | $3,939 |
| New Hampshire | $1,735 | $2,757 | $3,489 |
| New Jersey | $1,910 | $3,008 | $3,939 |
| New Mexico | $1,953 | $2,911 | $3,024 |
| New York | $1,796 | $2,272 | $3,814 |
| North Carolina | $1,119 | $1,933 | $1,373 |
| North Dakota | $1,553 | $2,318 | $2,763 |
| Ohio | $1,388 | $2,128 | $2,153 |
| Oklahoma | $2,199 | $3,154 | $3,530 |
| Oregon | $1,984 | $2,692 | $3,200 |
| Pennsylvania | $1,666 | $2,486 | $2,889 |
| Rhode Island | $2,809 | $4,094 | $4,637 |
| South Carolina | $1,919 | $2,619 | $3,641 |
| South Dakota | $1,710 | $2,469 | $2,839 |
| Tennessee | $2,012 | $2,978 | $3,945 |
| Texas | $2,017 | $2,937 | $3,656 |
| Utah | $1,722 | $2,404 | $3,302 |
| Vermont | $1,330 | $2,041 | $2,175 |
| Virginia | $1,235 | $1,936 | $1,879 |
| Washington | $1,662 | $2,259 | $2,671 |
| West Virginia | $1,653 | $2,390 | $2,990 |
| Wisconsin | $1,660 | $2,605 | $2,969 |
| Wyoming | $1,543 | $2,150 | $2,292 |
| Georgia | $2,182 | $3,260 | $3,279 |
Compare Audi A4 To Other Audi Models
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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