Audi A5 Car Insurance Cost 2025
The average annual cost to insure an Audi A5 is $2,932. However, the actual cost can vary depending on factors like your age, the car’s model year, and other details. Use the quote tables below to estimate your specific insurance costs.
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If you’re thinking about buying an Audi A5, one crucial aspect to consider is the cost of insurance. On average, insurance for an Audi A5 costs $2,932 per year. Insurance plays a vital role in owning a car, and it’s essential to understand its implications before making a decision.
Choosing the right car insurance is important to avoid unexpected and potentially high expenses in the future. It’s crucial not to overlook this aspect because inadequate coverage could result in significant out-of-pocket costs in case of an accident. Additionally, if you’re deemed responsible for an accident, your insurance premiums could go up.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors like your age, driving record, and even your location can significantly impact your insurance premiums.
How Much Does An Audi A5 Car Insurance Cost?
Audi A5 drivers typically pay an average of $2,932 annually for car insurance.
The cost of car insurance can vary widely depending on several factors, including your location, driving history, the model year of your vehicle, and the coverage options you choose. A clean driving record can help lower your premiums, while a history of accidents or traffic violations may result in higher costs.
Living in an urban area with heavy traffic typically leads to higher insurance rates compared to rural areas with less congestion. Additionally, the type of coverage you select significantly impacts your premium—comprehensive coverage, which includes both collision and other damage, tends to be more expensive than basic liability coverage.
As shown in the table below, insuring an Audi A5 costs more than the average for all Audi models and more than the average for all vehicles. Insuranceopedia can help you compare quotes from different providers to find the best rate for your needs.
| Vehicle | Average Monthly Premium |
| Audi A5 | $207 |
| All Audis | $195 |
| All Cars | $175 |
Average Insurance Cost Of Audi A5 By Model Year
| Model Year | Average Premium |
| 2024 Audi A5 | $2,639 |
| 2023 Audi A5 | $2,035 |
| 2022 Audi A5 | $2,152 |
| 2021 Audi A5 | $1,585 |
| 2020 Audi A5 | $1,945 |
| 2019 Audi A5 | $983 |
| 2018 Audi A5 | $1,042 |
| 2017 Audi A5 | $1,093 |
| 2016 Audi A5 | $1,279 |
| 2015 Audi A5 | $1,049 |
| 2014 Audi A5 | $869 |
| 2013 Audi A5 | $1,179 |
| 2012 Audi A5 | $689 |
| 2011 Audi A5 | $735 |
2024 Audi A5 Insurance Rates
The average annual insurance cost for a 2024 Audi A5 is $5,178. However, Dairyland Broadform offers the cheapest rates, averaging $891 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $2,793 |
| Grange | $3,166 |
| Bristol West | $3,141 |
| USAA | $2,298 |
| CSAA | $2,826 |
| Unitrin | $2,363 |
| California Capital | $2,709 |
| 21st Century | $2,897 |
| Dairyland Broadform | $891 |
| Nationwide | $3,308 |
2023 Audi A5 Insurance Rates
The average annual insurance cost for a 2023 Audi A5 is $2,035. However, Safeco offers the cheapest rates, averaging $405 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,342 |
| National General RAD | $2,907 |
| Travelers | $3,032 |
| Hanover | $838 |
| Safeco | $405 |
| New York Central Mutual Fire | $2,336 |
| Unitrin | $2,959 |
| Liberty Mutual | $1,077 |
| Erie | $2,628 |
| Dairyland Auto | $2,825 |
2022 Audi A5 Insurance Rates
The average annual insurance cost for a 2022 Audi A5 is $2,152. However, Mercury Insurance offers the cheapest rates, averaging $1,416 per year.
| Insurance Provider | Average Annual Cost |
| 21st Century | $1,860 |
| California Capital | $2,666 |
| New Jersey Manufacturers | $1,822 |
| Texas Farm Bureau Group | $1,794 |
| Country | $2,263 |
| Auto-Owners Insurance Co | $2,525 |
| Penn National | $2,376 |
| Mercury Insurance | $1,416 |
| New York Central Mutual Fire | $2,613 |
2021 Audi A5 Insurance Rates
The average annual insurance cost for a 2021 Audi A5 is $1,585. However, Safeco offers the cheapest rates, averaging $426 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $426 |
| Mercury Insurance | $1,347 |
| SECURA Insurance | $1,867 |
| Country | $1,456 |
| 21st Century | $1,945 |
| Pioneer State Mutual Ins Co | $1,539 |
| Hastings Mutual Insurance Co | $1,967 |
| New Jersey Manufacturers | $1,693 |
| Auto-Owners Insurance Co | $1,973 |
| Atlantic States Insurance | $1,637 |
2020 Audi A5 Insurance Rates
The average annual insurance cost for a 2020 Audi A5 is $1,945. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,044 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $2,685 |
| Texas Farm Bureau Group | $1,044 |
| Chubb | $2,688 |
| Dairyland Scored | $1,466 |
| Dairyland Auto | $2,467 |
| Farm Bureau Mutual (IA Group) | $1,467 |
| Republic Indemnity | $2,221 |
| ACCC Insurance Company | $1,632 |
| AssuranceAmerica Protect | $1,912 |
| Country | $1,867 |
Find Affordable Audi A5 Insurance Rates
2019 Audi A5 Insurance Rates
The average annual insurance cost for a 2019 Audi A5 is $983. However, Mercury Insurance offers the cheapest rates, averaging $534 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,422 |
| Mercury Insurance | $534 |
| Ohio Mutual Ins Group | $1,387 |
| AssuranceAmerica Economy | $599 |
| Motorists Mutual | $1,367 |
| SafeAuto | $743 |
| SECURA Insurance | $1,145 |
| Buckeye Insurance Group | $751 |
| Western Reserve | $1,124 |
| AssuranceAmerica Elite | $756 |
2018 Audi A5 Insurance Rates
The average annual insurance cost for a 2018 Audi A5 is $1,042. However, Kemper Personal Insurance offers the cheapest rates, averaging $304 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $304 |
| American National P&C | $707 |
| Mercury Insurance | $970 |
| American National P | $984 |
| Kemper Auto | $1,072 |
| Titan | $1,204 |
| Capital Insurance Group | $1,194 |
| SECURA Insurance | $1,234 |
| Clearcover | $1,371 |
| Pekin Insurance | $1,383 |
2017 Audi A5 Insurance Rates
The average annual insurance cost for a 2017 Audi A5 is $1,093. However, New York Central Mutual Fire offers the cheapest rates, averaging $787 per year.
| Insurance Provider | Average Annual Cost |
| Auto-Owners Insurance Co | $1,422 |
| Buckeye Insurance Group | $1,200 |
| Capital Insurance Group | $1,022 |
| Grange Mutual | $1,222 |
| Indiana Farmers Mutual Ins | $964 |
| Hanover | $991 |
| Pekin Insurance | $959 |
| Erie | $1,269 |
| New York Central Mutual Fire | $787 |
2016 Audi A5 Insurance Rates
The average annual insurance cost for a 2016 Audi A5 is $1,279. However, Safeco offers the cheapest rates, averaging $642 per year.
| Insurance Provider | Average Annual Cost |
| Oklahoma Farmers Union | $1,342 |
| Safeco | $642 |
| AssuranceAmerica | $1,630 |
| AssuranceAmerica Mobile Max | $649 |
| Norfolk and Dedham Group | $1,619 |
| Clearcover | $1,200 |
| Safety Group | $1,581 |
| American Family | $1,161 |
| Preferred Mutual | $1,326 |
| Southern Farm Bureau | $1,628 |
2015 Audi A5 Insurance Rates
The average annual insurance cost for a 2015 Audi A5 is $1,049. However, New Jersey Manufacturers offers the cheapest rates, averaging $141 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $847 |
| SECURA Insurance | $1,014 |
| American National P | $1,257 |
| Direct Auto | $944 |
| Grange Mutual | $1,441 |
| Westfield | $1,362 |
| New Jersey Manufacturers | $141 |
| National General Value | $1,039 |
| Tennessee Farmers | $1,475 |
| Texas Farm Bureau Group | $974 |
2014 Audi A5 Insurance Rates
The average annual insurance cost for a 2014 Audi A5 is $869. However, Kemper Personal Insurance offers the cheapest rates, averaging $432 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $432 |
| Mercury Insurance Company | $709 |
| Kemper Auto | $1,103 |
| GMAC Insurance Group | $1,251 |
| Utica National Ins Group | $895 |
| North Carolina Farm Bureau | $998 |
| SafeAuto | $903 |
| Safeco | $602 |
| American National P | $777 |
| Plymouth Rock Assurance | $1,022 |
2013 Audi A5 Insurance Rates
The average annual insurance cost for a 2013 Audi A5 is $1,179. However, Indiana Farmers Mutual Ins offers the cheapest rates, averaging $188 per year.
| Insurance Provider | Average Annual Cost |
| MO Farm Bureau Services | $1,280 |
| Safety Group | $1,839 |
| Indiana Farmers Mutual Ins | $188 |
| Mississippi Farm Bureau | $1,393 |
| Direct Auto | $1,036 |
| SECURA Insurance | $799 |
| Country | $1,691 |
| American National P | $649 |
| Electric | $1,592 |
| Southern Farm Bureau | $1,325 |
2012 Audi A5 Insurance Rates
The average annual insurance cost for a 2012 Audi A5 is $689. However, Texas Farm Bureau Group offers the cheapest rates, averaging $124 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $416 |
| Infinity Special | $645 |
| SafeAuto | $872 |
| Plymouth Rock Assurance | $843 |
| Mercury Insurance Company | $342 |
| Southern Farm Bureau | $938 |
| Kemper Auto Premier | $652 |
| Texas Farm Bureau Group | $124 |
| Pekin Insurance | $1,141 |
| SECURA Insurance | $916 |
2011 Audi A5 Insurance Rates
The average annual insurance cost for a 2011 Audi A5 is $735. However, Safeco offers the cheapest rates, averaging $178 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $848 |
| SECURA Insurance | $943 |
| Kemper Auto Premier | $816 |
| Utica National Ins Group | $707 |
| Clearcover | $918 |
| SafeAuto | $960 |
| Safeco | $178 |
| North Carolina Farm Bureau | $969 |
| Mercury Insurance Company | $350 |
| Tennessee Farmers | $664 |
Find Affordable Audi A5 Insurance Rates
Is An Audi A5 Expensive To Insure?
Insuring an Audi A5 typically costs more than the average for all cars. However, the exact amount you’ll pay for coverage depends on factors such as your age, the age of your vehicle, your location, and other personal details.
Cost of Audi A5 Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers usually face the highest premiums since they are statistically more likely to be involved in accidents. However, as you age and gain more driving experience, your premiums tend to decrease because insurers consider you a lower risk.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,646 | $11,227 | $13,111 |
| 18 | $7,104 | $10,438 | $12,238 |
| 19 | $6,284 | $9,250 | $10,786 |
| 20 | $5,491 | $8,034 | $9,406 |
| 21 | $4,584 | $6,746 | $7,921 |
| 22 | $4,479 | $6,589 | $7,682 |
| 23 | $3,917 | $5,734 | $6,748 |
| 24 | $3,720 | $5,465 | $6,396 |
| 25 | $3,224 | $4,726 | $5,502 |
| 30 | $2,494 | $3,693 | $4,292 |
| 35 | $2,355 | $3,446 | $4,028 |
| 40 | $2,242 | $3,323 | $3,889 |
| 45 | $2,199 | $3,230 | $3,780 |
| 55 | $2,028 | $2,949 | $3,469 |
| 65 | $2,095 | $3,084 | $3,590 |
| 75 | $2,667 | $3,909 | $4,546 |
Audi A5 Car Insurance Rates By State
Your location is a significant factor in how insurance companies determine rates. Each state has its own auto insurance regulations; for instance, Michigan drivers often face higher premiums due to the state’s requirement for more comprehensive coverage. The local climate also plays a role, as states prone to extreme weather like hurricanes, storms, or flooding may see higher insurance costs.
Additionally, insurers consider regional statistics such as crime rates, car thefts, accident frequency, and vehicle fatality rates. All of these factors are used to calculate the specific cost of insuring your Audi A5.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,389 | $3,472 | $4,402 |
| Alaska | $1,993 | $2,740 | $2,683 |
| Arizona | $2,217 | $3,237 | $4,737 |
| Arkansas | $2,460 | $3,836 | $4,249 |
| California | $2,714 | $4,830 | $2,738 |
| Colorado | $2,533 | $3,561 | $4,504 |
| Connecticut | $3,256 | $5,040 | $6,420 |
| Delaware | $2,710 | $3,603 | $4,600 |
| Florida | $3,185 | $4,451 | $5,782 |
| Hawaii | $1,060 | $1,416 | $1,026 |
| Idaho | $1,795 | $2,420 | $2,908 |
| Illinois | $1,883 | $2,865 | $3,258 |
| Indiana | $1,970 | $2,968 | $3,349 |
| Iowa | $1,531 | $2,110 | $2,487 |
| Kansas | $2,035 | $3,003 | $3,506 |
| Kentucky | $2,969 | $4,363 | $5,133 |
| Louisiana | $3,794 | $5,769 | $6,235 |
| Maine | $1,438 | $2,008 | $2,934 |
| Maryland | $2,333 | $3,391 | $3,769 |
| Massachusetts | $1,873 | $3,271 | $1,875 |
| Michigan | $4,535 | $6,865 | $10,832 |
| Minnesota | $1,849 | $2,496 | $3,485 |
| Mississippi | $2,223 | $3,199 | $3,211 |
| Missouri | $2,107 | $3,031 | $3,955 |
| Montana | $2,166 | $2,981 | $3,495 |
| Nebraska | $1,829 | $2,693 | $2,904 |
| Nevada | $2,984 | $4,465 | $4,690 |
| New Hampshire | $2,085 | $3,302 | $4,158 |
| New Jersey | $2,304 | $3,596 | $4,703 |
| New Mexico | $2,328 | $3,492 | $3,640 |
| New York | $2,165 | $2,738 | $4,563 |
| North Carolina | $1,350 | $2,304 | $1,648 |
| North Dakota | $1,844 | $2,822 | $3,310 |
| Ohio | $1,648 | $2,515 | $2,585 |
| Oklahoma | $2,623 | $3,776 | $4,250 |
| Oregon | $2,385 | $3,194 | $3,833 |
| Pennsylvania | $2,000 | $2,961 | $3,448 |
| Rhode Island | $3,354 | $4,909 | $5,565 |
| South Carolina | $2,270 | $3,174 | $4,342 |
| South Dakota | $2,040 | $2,929 | $3,417 |
| Tennessee | $2,392 | $3,543 | $4,736 |
| Texas | $2,404 | $3,515 | $4,369 |
| Utah | $2,057 | $2,892 | $3,973 |
| Vermont | $1,571 | $2,465 | $2,599 |
| Virginia | $1,481 | $2,289 | $2,252 |
| Washington | $1,996 | $2,689 | $3,198 |
| West Virginia | $1,973 | $2,837 | $3,590 |
| Wisconsin | $2,002 | $3,096 | $3,525 |
| Wyoming | $1,871 | $2,609 | $2,757 |
| Georgia | $2,598 | $3,904 | $3,956 |
Find Affordable Audi A5 Insurance Rates
Cheapest Car Insurance Companies For An Audi A5
If you’re in the market for a new car insurance policy for your Audi A5, you may want to know which companies offer the most affordable rates. Workmens provides the lowest average premium at $44 per month, making them the cheapest option for Audi A5 drivers. However, individual rates can vary based on factors like your driving history and location. To find the best rate for your specific situation, it’s recommended to compare quotes from multiple providers.
| Company | Average Monthly Rate |
| Workmens | $44 |
| Commonwealth Casualty | $58 |
| Clearcover | $56 |
| Mapfre | $48 |
| Mercury | $59 |
Common Audi A5 Insurance Discounts
Discounts are an effective way to reduce your car insurance costs. Most insurance providers offer various discounts, including:
- Multi-policy: Combining your home and auto insurance with the same provider often results in a reduced rate.
- Pay annually: Paying your premium in full upfront instead of monthly can lower your total cost.
- Defensive driving: Completing a certified defensive driving course can make you eligible for discounted rates.
Additionally, there are other discounts you may qualify for. It’s a good idea to consult with your insurance agent, who can help identify and apply the discounts you’re eligible for to further reduce your premiums.
Ways To Save On Audi A5 Insurance Costs
Keeping a clean driving record is one of the most effective ways to reduce your Audi A5 insurance costs. A single speeding ticket can increase your premium, with drivers paying an average of $84 per month, while multiple accidents can raise it to around $124 per month. Avoiding these incidents helps keep your premiums lower.
Additionally, annual mileage impacts your insurance rates. Drivers with lower mileage are considered less risky since they spend less time on the road. Audi A5 owners who drive between 5,000 and 7,500 miles annually pay about $70 per month, whereas those exceeding 10,000 miles per year pay an average of $82 per month.
Compare Audi A5 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
Our Methodology
Insuranceopedia calculated average car insurance costs by analyzing thousands of quotes from top providers. The sample profile used for these calculations was a 40-year-old male purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind, however, that these averages may not reflect your specific insurance costs, as they depend on your individual circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi A5?
Yes, you will need to provide proof of insurance before driving your Audi A5 off the dealership lot. It’s recommended to purchase a policy in advance and inform your insurance company that you’re about to buy the car. This way, you can ensure you’re fully covered right away, rather than relying on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Audi A5?
The best way to find the lowest rates for insuring your Audi A5 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes it easy by allowing you to compare quotes from multiple providers directly on our website.
