Audi A6 Car Insurance Cost 2025
The average cost of insuring an Audi A6 is $5,178 per year. However, the exact premium you’ll pay can vary depending on factors such as your age, driving record, location, and the model year of your car. To get a more accurate estimate tailored to your profile, refer to our quote tables below and compare rates from different providers.
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If you’re thinking about buying an Audi A6, you’ll need to factor in the cost of insurance. On average, insurance for an Audi A6 costs $5,178 per year. Insurance is a crucial aspect of owning a car, and it’s important to understand its implications before making your decision.
Choosing the right insurance policy is essential to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be underinsured when an accident happens, leaving you with significant out-of-pocket costs. Moreover, there’s the possibility of facing premium hikes if you’re deemed at fault.
Having analyzed car insurance rates for over a decade, I’ve observed considerable variation in costs. Factors like your age, driving history, and where you reside can significantly impact your insurance premiums. It’s vital to consider these factors when shopping for insurance coverage for your Audi A6.
How Much Does An Audi A6 Car Insurance Cost?
On average, Audi A6 drivers can expect to pay $5,178 per year for car insurance. However, individual premiums may vary depending on factors such as the driver’s age, location, driving history, and chosen coverage options.
Car insurance costs for an Audi A6 can vary widely due to several factors. Your location, driving history, vehicle’s model year, and chosen coverage options all play a role in determining your premiums. Maintaining a clean driving record can help lower costs, while a history of accidents or violations may result in higher rates.
Urban areas with heavy traffic often have higher insurance rates compared to rural locations with less congestion. Additionally, the type of coverage you select impacts your premium. Comprehensive insurance, which includes both collision and comprehensive coverage, is typically more expensive than minimum liability coverage.
As shown in the table below, the insurance cost for an Audi A6 is lower than the average for all Audi models but higher than the average for all cars. To secure the best rate, Insuranceopedia offers tools to compare quotes from various providers, helping you find a policy tailored to your needs.
| Vehicle | Average Monthly Premium |
| Audi A6 | $193 |
| All Audis | $195 |
| All Cars | $175 |
Average Insurance Cost Of Audi A6 By Model Year
| Model Year | Average Premium |
| 2023 Audi A6 | $2,508 |
| 2022 Audi A6 | $2,231 |
| 2021 Audi A6 | $1,823 |
| 2020 Audi A6 | $1,772 |
| 2019 Audi A6 | $1,482 |
| 2018 Audi A6 | $1,460 |
| 2017 Audi A6 | $899 |
| 2016 Audi A6 | $1,175 |
| 2015 Audi A6 | $1,538 |
| 2014 Audi A6 | $995 |
| 2013 Audi A6 | $1,374 |
| 2012 Audi A6 | $666 |
| 2011 Audi A6 | $876 |
| 2010 Audi A6 | $1,130 |
2023 Audi A6 Insurance Rates
The average annual insurance cost for a 2023 Audi A6 is $2,508. However, New York Central Mutual Fire offers the cheapest rates, averaging $1,040 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $2,460 |
| Erie | $1,910 |
| California Capital | $2,650 |
| Nationwide | $3,004 |
| USAA | $2,439 |
| New York Central Mutual Fire | $1,040 |
| Preferred Mutual | $2,764 |
| Mercury | $2,876 |
| Farmers | $3,028 |
| 21st Century | $2,906 |
2022 Audi A6 Insurance Rates
The average annual insurance cost for a 2022 Audi A6 is $2,231. However, Tennessee Farmers offers the cheapest rates, averaging $1,837 per year.
| Insurance Provider | Average Annual Cost |
| Auto-Owners Insurance Co | $2,014 |
| Westfield | $2,568 |
| Travelers | $2,246 |
| Tennessee Farmers | $1,837 |
| Grange Mutual | $1,940 |
| Farmers | $2,207 |
| Penn National | $1,962 |
| Allied | $2,403 |
| New Jersey Manufacturers | $2,467 |
| State Farm | $2,664 |
2021 Audi A6 Insurance Rates
The average annual insurance cost for a 2021 Audi A6 is $1,823. However, New Jersey Manufacturers offers the cheapest rates, averaging $1,397 per year.
| Insurance Provider | Average Annual Cost |
| GMAC Insurance Group | $1,992 |
| Penn National | $1,989 |
| PEMCO | $1,646 |
| Unigard | $1,958 |
| Oregon Mutual | $1,656 |
| Capital Insurance Group | $1,405 |
| Country | $2,174 |
| Mutual Of Enumclaw | $1,818 |
| New Jersey Manufacturers | $1,397 |
| Travelers | $2,199 |
2020 Audi A6 Insurance Rates
The average annual insurance cost for a 2020 Audi A6 is $1,772. However, Virginia Farm Bureau offers the cheapest rates, averaging $736 per year.
| Insurance Provider | Average Annual Cost |
| Cincinnati Insurance | $1,267 |
| Virginia Farm Bureau | $736 |
| Republic Indemnity | $2,588 |
| Donegal Mutual Insurance Co | $1,675 |
| California Capital | $2,548 |
| Chubb | $2,645 |
| Penn National | $945 |
| Electric | $2,063 |
| Texas Farm Bureau Group | $1,632 |
| Allied | $1,617 |
2019 Audi A6 Insurance Rates
The average annual insurance cost for a 2019 Audi A6 is $1,482. However, Safeco offers the cheapest rates, averaging $141 per year.
| Insurance Provider | Average Annual Cost |
| MO Farm Bureau Services | $1,684 |
| New Jersey Manufacturers | $2,121 |
| Safeco | $141 |
| Plymouth Rock | $1,261 |
| GMAC Insurance Group | $1,648 |
| Dairyland Auto | $1,273 |
| North Carolina Farm Bureau | $1,363 |
| Mercury Insurance | $1,553 |
| American Family | $1,985 |
| Country | $1,792 |
2018 Audi A6 Insurance Rates
The average annual insurance cost for a 2018 Audi A6 is $1,460. However, SECURA Insurance offers the cheapest rates, averaging $1,237 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $1,477 |
| Quincy Mutual | $1,498 |
| ACE American Pool | $1,690 |
| Texas Farm Bureau Group | $1,431 |
| Norfolk and Dedham Group | $1,387 |
| Safety Group | $1,361 |
| Arbella Insurance Group | $1,709 |
| Atlantic States Insurance | $1,281 |
| SECURA Insurance | $1,237 |
| NatGen Value | $1,530 |
2017 Audi A6 Insurance Rates
The average annual insurance cost for a 2017 Audi A6 is $899. However, Safeco offers the cheapest rates, averaging $183 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $183 |
| Kemper Auto | Infinity | $231 |
| Mercury Insurance Company | $755 |
| Mercury Insurance | $1,002 |
| Utica National Ins Group | $1,068 |
| New Jersey Manufacturers | $1,124 |
| Titan | $1,111 |
| Texas Farm Bureau Group | $1,125 |
| North Carolina Farm Bureau | $1,121 |
| Capital Insurance Group | $1,265 |
2016 Audi A6 Insurance Rates
The average annual insurance cost for a 2016 Audi A6 is $1,175. However, Safeco offers the cheapest rates, averaging $612 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $612 |
| Arbella Insurance Group | $1,490 |
| Safety Group | $986 |
| Texas Farm Bureau Group | $1,419 |
| Mercury Insurance | $888 |
| Norfolk and Dedham Group | $1,248 |
| American National P | $832 |
| Buckeye Insurance Group | $1,313 |
| North Carolina Farm Bureau | $1,448 |
| ACE American Pool | $1,510 |
2015 Audi A6 Insurance Rates
The average annual insurance cost for a 2015 Audi A6 is $1,538. However, North Carolina Farm Bureau offers the cheapest rates, averaging $1,178 per year.
| Insurance Provider | Average Annual Cost |
| Westfield | $1,561 |
| Frankenmuth Mutual | $1,416 |
| Buckeye Insurance Group | $1,215 |
| Western Reserve | $1,798 |
| SafeAuto | $1,831 |
| Farm Bureau Ins of MI | $1,307 |
| Virginia Farm Bureau | $1,727 |
| North Carolina Farm Bureau | $1,178 |
| Mercury Insurance Company | $1,816 |
| Mercury Insurance | $1,532 |
2014 Audi A6 Insurance Rates
The average annual insurance cost for a 2014 Audi A6 is $995. However, Kemper Personal Insurance offers the cheapest rates, averaging $119 per year.
| Insurance Provider | Average Annual Cost |
| 21st Century | $1,423 |
| Atlantic States Insurance | $1,532 |
| Indiana Farmers Mutual Ins | $1,288 |
| New Jersey Manufacturers | $1,371 |
| Virginia Farm Bureau | $868 |
| New York Central Mutual Fire | $870 |
| Mercury Insurance | $885 |
| Kemper Personal Insurance | $119 |
| Safeco | $130 |
| SafeAuto | $1,460 |
2013 Audi A6 Insurance Rates
The average annual insurance cost for a 2013 Audi A6 is $1,374. However, SafeAuto offers the cheapest rates, averaging $484 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,217 |
| Mercury Insurance | $866 |
| Tennessee Farmers | $1,781 |
| SafeAuto | $484 |
| Norfolk and Dedham Group | $1,781 |
| SECURA Insurance | $1,418 |
| ACE American Pool | $1,777 |
| Safety Group | $1,575 |
| Farm Bureau Mutual (IA Group) | $1,237 |
| Cincinnati Insurance | $1,606 |
2012 Audi A6 Insurance Rates
The average annual insurance cost for a 2012 Audi A6 is $666. However, Mercury Insurance offers the cheapest rates, averaging $161 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $939 |
| Mercury Insurance | $161 |
| Texas Farm Bureau Group | $915 |
| Safeco | $324 |
| AssuranceAmerica | $547 |
| Victoria | $1,169 |
| New York Central Mutual Fire | $1,281 |
| Dairyland Broadform | $517 |
| Dairyland FR Bond | $278 |
| NatGen PPA | $525 |
2011 Audi A6 Insurance Rates
The average annual insurance cost for a 2011 Audi A6 is $876. However, Mercury Insurance offers the cheapest rates, averaging $561 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $710 |
| New Jersey Manufacturers | $956 |
| Grange Mutual | $1,187 |
| New York Central Mutual Fire | $859 |
| SECURA Insurance | $970 |
| Texas Farm Bureau Group | $932 |
| Mercury Insurance Company | $561 |
| National General RAD | $991 |
| Mercury Insurance | $890 |
| Infinity Special | $701 |
2010 Audi A6 Insurance Rates
The average annual insurance cost for a 2010 Audi A6 is $1,130. However, New York Central Mutual Fire offers the cheapest rates, averaging $486 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $486 |
| American National P | $497 |
| PEMCO | $1,001 |
| Country | $1,138 |
| Auto-Owners Insurance Co | $1,206 |
| Southern Farm Bureau | $1,232 |
| Capital Insurance Group | $1,218 |
| GMAC Insurance Group | $1,468 |
| National Grange Mutual | $1,482 |
| Unigard | $1,571 |
Find Affordable Audi A6 Insurance Rates
Is An Audi A6 Expensive To Insure?
Insuring an Audi A6 typically costs more than the average for all cars. However, the exact amount you’ll pay depends on several factors, including your age, where you live, the age of your car, and the specific coverage options you select. These variables significantly influence your insurance premiums, making it essential to evaluate quotes based on your individual profile.
Cost of Audi A6 Car Insurance By Age
Age is a crucial factor in determining car insurance rates. Teenagers generally face the highest premiums because, statistically, they are involved in more accidents than any other age group. As drivers age and gain more experience on the road, their insurance premiums typically decrease, reflecting their lower risk to insurers.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $12,505 | $18,415 | $21,495 |
| 18 | $11,696 | $17,123 | $20,096 |
| 19 | $10,311 | $15,099 | $17,717 |
| 20 | $9,011 | $13,194 | $15,471 |
| 21 | $7,579 | $11,090 | $12,980 |
| 22 | $7,374 | $10,803 | $12,642 |
| 23 | $6,449 | $9,445 | $11,041 |
| 24 | $6,088 | $8,998 | $10,456 |
| 25 | $5,237 | $7,782 | $9,019 |
| 30 | $4,117 | $5,995 | $7,083 |
| 35 | $3,810 | $5,682 | $6,595 |
| 40 | $3,745 | $5,458 | $6,325 |
| 45 | $3,613 | $5,275 | $6,130 |
| 55 | $3,340 | $4,833 | $5,646 |
| 65 | $3,404 | $5,064 | $5,950 |
| 75 | $4,382 | $6,339 | $7,429 |
Audi A6 Car Insurance Rates By State
Your location is a key factor in determining car insurance rates. Each state sets its own auto insurance regulations, which can significantly influence premiums. For example, Michigan residents often pay higher rates due to the state’s requirement for more extensive coverage. Local climate conditions also play a role; states prone to extreme weather events like hurricanes, storms, or flooding may see increased rates. Additionally, regional statistics on crime and auto accidents, including thefts, collisions, and fatality rates, impact the cost. Insurance companies assess all these factors to calculate your specific Audi A6 insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,896 | $5,654 | $7,222 |
| Alaska | $3,234 | $4,473 | $4,360 |
| Arizona | $3,617 | $5,303 | $7,775 |
| Arkansas | $4,051 | $6,273 | $6,927 |
| California | $4,516 | $7,857 | $4,482 |
| Colorado | $4,183 | $5,836 | $7,458 |
| Connecticut | $5,306 | $8,302 | $10,531 |
| Delaware | $4,441 | $5,863 | $7,581 |
| Florida | $5,232 | $7,229 | $9,514 |
| Georgia | $4,267 | $6,356 | $6,415 |
| Hawaii | $1,706 | $2,324 | $1,715 |
| Idaho | $3,006 | $3,979 | $4,764 |
| Illinois | $3,107 | $4,701 | $5,324 |
| Indiana | $3,237 | $4,893 | $5,500 |
| Iowa | $2,488 | $3,481 | $4,097 |
| Kansas | $3,393 | $4,901 | $5,770 |
| Kentucky | $4,858 | $7,139 | $8,420 |
| Louisiana | $6,234 | $9,492 | $10,258 |
| Maine | $2,367 | $3,236 | $4,815 |
| Maryland | $3,821 | $5,549 | $6,189 |
| Massachusetts | $3,052 | $5,308 | $3,036 |
| Michigan | $7,405 | $11,237 | $17,831 |
| Minnesota | $3,051 | $4,045 | $5,675 |
| Mississippi | $3,691 | $5,228 | $5,319 |
| Missouri | $3,478 | $4,969 | $6,538 |
| Montana | $3,532 | $4,925 | $5,768 |
| Nebraska | $3,028 | $4,424 | $4,812 |
| Nevada | $4,941 | $7,275 | $7,713 |
| New Hampshire | $3,423 | $5,440 | $6,876 |
| New Jersey | $3,723 | $5,959 | $7,685 |
| New Mexico | $3,855 | $5,728 | $5,917 |
| New York | $3,547 | $4,492 | $7,506 |
| North Carolina | $2,215 | $3,804 | $2,741 |
| North Dakota | $2,990 | $4,630 | $5,429 |
| Ohio | $2,697 | $4,172 | $4,307 |
| Oklahoma | $4,349 | $6,169 | $6,919 |
| Oregon | $3,880 | $5,241 | $6,231 |
| Pennsylvania | $3,251 | $4,864 | $5,679 |
| Rhode Island | $5,473 | $8,094 | $9,106 |
| South Carolina | $3,734 | $5,143 | $7,165 |
| South Dakota | $3,397 | $4,830 | $5,593 |
| Tennessee | $3,961 | $5,768 | $7,694 |
| Texas | $3,927 | $5,740 | $7,163 |
| Utah | $3,423 | $4,712 | $6,543 |
| Vermont | $2,632 | $3,961 | $4,236 |
| Virginia | $2,472 | $3,794 | $3,738 |
| Washington | $3,214 | $4,398 | $5,282 |
| West Virginia | $3,244 | $4,718 | $5,875 |
| Wisconsin | $3,217 | $5,039 | $5,810 |
| Wyoming | $3,053 | $4,246 | $4,543 |
Find Affordable Audi A6 Insurance Rates
Cheapest Car Insurance Companies For An Audi A6
If you’re in the market for a new car insurance policy for your Audi A6, identifying the most affordable providers is essential. Workmens stands out as the cheapest option, offering an average premium of $28 per month for Audi A6 drivers. However, these rates are subject to change based on individual factors such as your driving history, location, and coverage preferences. To secure the best rate tailored to your profile, it’s advisable to shop around and compare quotes from multiple insurance companies.
| Company | Average Monthly Rate |
| Workmens | $33 |
| Commonwealth Casualty | $42 |
| Hugo | $40 |
| NYCM | $45 |
| Shelter Mutual | $38 |
Common An Audi A6 Insurance Discounts
Discounts provide an excellent opportunity to reduce your car insurance expenses. Common discounts include multi-policy savings, where bundling your home and auto insurance with one provider can secure a lower rate. Paying your premium in full, rather than in monthly installments, can also result in savings. Additionally, completing certified defensive driving courses may make you eligible for discounted rates. Other discounts may also apply based on your specific circumstances. It’s always a good idea to consult with your insurance agent to identify and maximize the discounts you qualify for.
Ways To Save On Audi A6 Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your Audi A6 insurance premiums. For instance, drivers with a single speeding ticket may pay $105 per month, while those with multiple accidents could face an average cost of $126 per month. Avoiding such incidents helps keep premiums manageable.
Additionally, annual mileage significantly affects insurance rates. Audi A6 drivers covering 5,000 to 7,500 miles annually can expect to pay about $88 per month. In contrast, those driving over 10,000 miles per year typically pay $95 per month, reflecting the increased risk associated with more time on the road.
Compare Audi A6 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance companies. The sample profile used for these calculations represents a 40-year-old male driver purchasing full-coverage car insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures provided in this guide may differ from your specific results due to individual factors.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi A6?
Yes, proof of insurance is required before driving your Audi A6 off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your intention to buy the car, rather than relying on insurance provided by the dealership.
How Can You Get The Cheapest Insurance For Your Audi A6?
To find the most affordable insurance rates for your Audi A6, it’s best to shop around and compare quotes from various auto insurance providers. Insuranceopedia simplifies this process by allowing you to compare quotes from multiple companies directly on their website.
