Audi A7 Car Insurance Cost 2025
On average, insuring an Audi A7 costs $4,437 per year. However, the exact cost can fluctuate depending on various factors such as your age, the car model’s year, your location, and additional considerations. To get a more personalized estimate, refer to our quote tables for detailed cost comparisons.
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If you’re thinking about buying an Audi A7, one crucial aspect to consider is the insurance cost. On average, insurance for an Audi A7 costs $4,437 per year. Insurance is a big part of owning a car, and it’s essential to understand its implications before making a purchase.
Choosing the right insurance is vital to avoid unexpected and potentially high expenses later on. It’s crucial to have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Additionally, if you’re deemed at fault in an accident, your premiums could increase.
With my experience of over a decade in analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving history, and location can significantly impact your insurance premiums.
How Much Does An Audi A7 Car Insurance Cost?
On average, Audi A7 owners can expect to pay around $4,437 annually for car insurance.
It’s important to understand that car insurance costs can differ greatly due to a variety of factors. These include your location, driving record, the age of your vehicle, and the coverage options you choose. A clean driving history typically leads to lower premiums, while a record of accidents or violations may result in higher rates.
Insurance rates can also be influenced by where you live—urban areas with heavy traffic often have higher premiums compared to rural locations. Additionally, the type of coverage you select plays a role, with comprehensive coverage (which includes both comprehensive and collision) generally costing more than basic liability coverage.
As shown in the table below, the cost of insuring an Audi A7 is higher than the average for all Audi models and more expensive than the average for all vehicles. Insuranceopedia can help you compare quotes from different insurance providers to ensure you find the best rate for your situation.
| Vehicle | Average Monthly Premium |
| Audi A7 | $215 |
| All Audis | $195 |
| All Cars | $175 |
Average Insurance Cost Of Audi A7 By Model Year
| Model Year | Average Premium |
| 2022 Audi A7 | $2,199 |
| 2021 Audi A7 | $1,823 |
| 2020 Audi A7 | $2,351 |
| 2019 Audi A7 | $1,605 |
| 2018 Audi A7 | $1,756 |
| 2017 Audi A7 | $1,595 |
| 2016 Audi A7 | $1,383 |
| 2015 Audi A7 | $1,195 |
| 2014 Audi A7 | $1,184 |
| 2013 Audi A7 | $1,481 |
| 2012 Audi A7 | $988 |
2022 Audi A7 Insurance Rates
The average annual insurance cost for a 2022 Audi A7 is $2,199. However, Grange Mutual offers the cheapest rates, averaging $1,676 per year.
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,676 |
| Auto-Owners Insurance Co | $1,698 |
| Capital Insurance Group | $1,907 |
| Penn National | $2,014 |
| Texas Farm Bureau Group | $2,167 |
| Westfield | $2,234 |
| New Jersey Manufacturers | $2,235 |
| National General | $2,450 |
| Cincinnati Insurance | $2,763 |
| Oregon Mutual | $2,844 |
2021 Audi A7 Insurance Rates
The average annual insurance cost for a 2021 Audi A7 is $1,823. However, Victoria offers the cheapest rates, averaging $231 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $231 |
| ACCC Insurance Company | $1,165 |
| Farm Bureau Mutual (IA Group) | $1,485 |
| Texas Farm Bureau Group | $1,675 |
| California Capital | $2,036 |
| Allied | $2,208 |
| 21st Century | $2,242 |
| Bristol West | $2,296 |
| New Jersey Manufacturers | $2,338 |
| Farmers | $2,554 |
2020 Audi A7 Insurance Rates
The average annual insurance cost for a 2020 Audi A7 is $2,351. However, Auto-Owners Insurance Co offers the cheapest rates, averaging $1,875 per year.
| Insurance Provider | Average Annual Cost |
| Auto-Owners Insurance Co | $1,875 |
| Mercury | $1,989 |
| CSAA | $3,114 |
| American National P | $1,089 |
| California Capital | $1,992 |
| Farmers | $2,461 |
| National Grange Mutual | $2,989 |
| Southern Farm Bureau | $2,494 |
| Unitrin | $2,951 |
| 21st Century | $2,556 |
2019 Audi A7 Insurance Rates
The average annual insurance cost for a 2019 Audi A7 is $1,605. However, American National P offers the cheapest rates, averaging $743 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Ins of MI | $1,585 |
| Southern Farm Bureau | $2,073 |
| American National P | $743 |
| SECURA Insurance | $2,021 |
| Norfolk and Dedham Group | $1,826 |
| Plymouth Rock Assurance | $1,858 |
| Safeco | $842 |
| Hastings Mutual Insurance Co | $1,643 |
| Safety Group | $1,893 |
| Capital Insurance Group | $1,569 |
2018 Audi A7 Insurance Rates
The average annual insurance cost for a 2018 Audi A7 is $1,756. However, Texas Farm Bureau Group offers the cheapest rates, averaging $975 per year.
| Insurance Provider | Average Annual Cost |
| Central Mutual Insurance Co | $1,528 |
| Preferred Mutual | $1,869 |
| Hastings Mutual Insurance Co | $2,145 |
| Buckeye Insurance Group | $1,210 |
| Auto-Owners Insurance Co | $1,733 |
| Texas Farm Bureau Group | $975 |
| American Family | $2,189 |
| Erie | $1,527 |
| Frankenmuth Mutual | $2,297 |
| Norfolk and Dedham Group | $2,091 |
2017 Audi A7 Insurance Rates
The average annual insurance cost for a 2017 Audi A7 is $1,595. However, Safeco offers the cheapest rates, averaging $462 per year.
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $1,592 |
| Rural Mutual Insurance | $2,228 |
| American National P | $1,333 |
| Western National | $1,319 |
| West Bend Mutual | $1,703 |
| California Capital | $2,123 |
| Auto Club Group | $1,721 |
| SECURA Insurance | $1,222 |
| Pekin Insurance | $2,250 |
| Safeco | $462 |
Find Affordable Audi A7 Insurance Rates
2016 Audi A7 Insurance Rates
The average annual insurance cost for a 2016 Audi A7 is $1,383. However, American National P offers the cheapest rates, averaging $972 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,336 |
| American National P | $972 |
| SafeAuto | $1,241 |
| United Farm Bureau of IN Group | $1,732 |
| Indiana Farmers Mutual Ins | $983 |
| Direct General Insurance | $1,392 |
| Farmers Mutual of Nebraska | $1,637 |
| Dairyland Auto | $1,101 |
| GMAC Insurance Group | $1,925 |
| SECURA Insurance | $1,506 |
2015 Audi A7 Insurance Rates
The average annual insurance cost for a 2015 Audi A7 is $1,195. However, Plymouth Rock offers the cheapest rates, averaging $619 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $980 |
| Kemper Auto | $641 |
| Dairyland | $898 |
| Plymouth Rock Assurance | $1,606 |
| Allied | $1,099 |
| Plymouth Rock | $619 |
| Dairyland Auto | $1,682 |
| Auto-Owners Insurance Co | $1,713 |
| Country | $1,269 |
| PEMCO | $1,446 |
2014 Audi A7 Insurance Rates
The average annual insurance cost for a 2014 Audi A7 is $1,184. However, Texas Farm Bureau Group offers the cheapest rates, averaging $772 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $915 |
| Texas Farm Bureau Group | $772 |
| American National P | $799 |
| MO Farm Bureau Services | $1,439 |
| Kemper Auto | Infinity | $1,386 |
| AssuranceAmerica Mobile Max | $1,310 |
| PEMCO | $1,221 |
| New York Central Mutual Fire | $1,391 |
| Republic Indemnity | $1,558 |
| Capital Insurance Group | $1,045 |
2013 Audi A7 Insurance Rates
The average annual insurance cost for a 2013 Audi A7 is $1,481. However, Capital Insurance Group offers the cheapest rates, averaging $977 per year.
| Insurance Provider | Average Annual Cost |
| MO Farm Bureau Services | $1,580 |
| SECURA Insurance | $1,688 |
| PEMCO | $1,176 |
| Dairyland | $1,380 |
| AssuranceAmerica | $1,516 |
| Southern Farm Bureau | $1,385 |
| Capital Insurance Group | $977 |
| Westfield | $1,603 |
| Texas Farm Bureau Group | $1,805 |
| Kentucky Farm Bureau | $1,696 |
2012 Audi A7 Insurance Rates
The average annual insurance cost for a 2012 Audi A7 is $988. However, Kemper Auto | Infinity offers the cheapest rates, averaging $684 per year.
| Insurance Provider | Average Annual Cost |
| National General RAD | $713 |
| Texas Farm Bureau Group | $966 |
| AssuranceAmerica | $1,006 |
| Kemper Auto | Infinity | $684 |
| Titan | $1,099 |
| Safeco | $751 |
| National General | $1,258 |
| SECURA Insurance | $1,289 |
| Utica National Ins Group | $1,290 |
| North Carolina Farm Bureau | $920 |
Find Affordable Audi A7 Insurance Rates
Is An Audi A7 Expensive To Insure?
Insuring an Audi A7 typically costs more than the average for all cars. However, the exact price you’ll pay for car insurance will depend on several factors, including your age, the age of your vehicle, your location, and other considerations.
Cost of Audi A7 Car Insurance By Age
Age is a key factor in determining insurance rates for any vehicle. Teenagers usually face the highest premiums due to their higher risk of being involved in accidents. As you age and gain more driving experience, your premiums tend to decrease, reflecting a lower risk to insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $15,051 | $22,007 | $25,823 |
| 18 | $13,966 | $20,547 | $24,053 |
| 19 | $12,324 | $18,179 | $21,223 |
| 20 | $10,805 | $15,806 | $18,485 |
| 21 | $8,995 | $13,316 | $15,514 |
| 22 | $8,775 | $12,921 | $15,163 |
| 23 | $7,656 | $11,300 | $13,185 |
| 24 | $7,313 | $10,701 | $12,562 |
| 25 | $6,298 | $9,278 | $10,840 |
| 30 | $4,892 | $7,199 | $8,411 |
| 35 | $4,625 | $6,775 | $7,899 |
| 40 | $4,475 | $6,504 | $7,608 |
| 45 | $4,317 | $6,352 | $7,393 |
| 55 | $3,994 | $5,760 | $6,838 |
| 65 | $4,156 | $6,072 | $7,108 |
| 75 | $5,158 | $7,608 | $8,964 |
Audi A7 Car Insurance Rates By State
Your location greatly affects how insurance companies determine your rates. Each state has its own auto insurance regulations, which can impact premiums. For instance, drivers in Michigan often pay higher premiums due to the state’s requirement for more extensive coverage. Additionally, the climate in different areas plays a role; states prone to extreme weather, such as hurricanes, storms, and flooding, may see higher rates.
Insurance companies also factor in local statistics on crime and auto accidents, including car thefts, crashes, and fatality rates. All of these elements are considered when determining the specific insurance rate for your Audi A7.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $4,737 | $6,839 | $8,659 |
| Alaska | $3,848 | $5,401 | $5,256 |
| Arizona | $4,385 | $6,307 | $9,384 |
| Arkansas | $4,850 | $7,546 | $8,360 |
| California | $5,331 | $9,500 | $5,367 |
| Colorado | $4,993 | $6,995 | $8,925 |
| Connecticut | $6,379 | $9,955 | $12,618 |
| Delaware | $5,288 | $7,021 | $9,041 |
| Florida | $6,323 | $8,733 | $11,396 |
| Georgia | $5,101 | $7,651 | $7,773 |
| Hawaii | $2,041 | $2,791 | $2,052 |
| Idaho | $3,567 | $4,677 | $5,773 |
| Illinois | $3,768 | $5,680 | $6,408 |
| Indiana | $3,825 | $5,826 | $6,577 |
| Iowa | $3,079 | $4,199 | $4,895 |
| Kansas | $4,037 | $5,899 | $6,876 |
| Kentucky | $5,809 | $8,605 | $10,158 |
| Louisiana | $7,540 | $11,311 | $12,293 |
| Maine | $2,847 | $3,959 | $5,742 |
| Maryland | $4,573 | $6,707 | $7,372 |
| Massachusetts | $3,681 | $6,421 | $3,627 |
| Michigan | $8,831 | $13,554 | $21,324 |
| Minnesota | $3,652 | $4,906 | $6,857 |
| Mississippi | $4,375 | $6,277 | $6,320 |
| Missouri | $4,159 | $5,898 | $7,817 |
| Montana | $4,195 | $5,896 | $6,833 |
| Nebraska | $3,533 | $5,296 | $5,779 |
| Nevada | $5,929 | $8,688 | $9,238 |
| New Hampshire | $4,050 | $6,480 | $8,212 |
| New Jersey | $4,503 | $7,116 | $9,253 |
| New Mexico | $4,640 | $6,896 | $7,111 |
| New York | $4,311 | $5,340 | $8,963 |
| North Carolina | $2,637 | $4,560 | $3,257 |
| North Dakota | $3,620 | $5,511 | $6,554 |
| Ohio | $3,182 | $5,009 | $5,133 |
| Oklahoma | $5,158 | $7,412 | $8,334 |
| Oregon | $4,715 | $6,268 | $7,551 |
| Pennsylvania | $3,938 | $5,782 | $6,772 |
| Rhode Island | $6,613 | $9,650 | $10,933 |
| South Carolina | $4,465 | $6,224 | $8,599 |
| South Dakota | $4,066 | $5,788 | $6,710 |
| Tennessee | $4,698 | $6,944 | $9,258 |
| Texas | $4,755 | $6,876 | $8,546 |
| Utah | $4,076 | $5,662 | $7,788 |
| Vermont | $3,145 | $4,775 | $5,099 |
| Virginia | $2,930 | $4,560 | $4,429 |
| Washington | $3,897 | $5,309 | $6,255 |
| West Virginia | $3,888 | $5,557 | $7,049 |
| Wisconsin | $3,865 | $6,073 | $6,931 |
| Wyoming | $3,624 | $5,064 | $5,396 |
Find Affordable Audi A7 Insurance Rates
Cheapest Car Insurance Companies For An Audi A7
If you’re in the market for a new car insurance policy for your Audi A7, you may want to know which insurance companies offer the most affordable rates. Mile Auto is currently the cheapest provider for an Audi A7, with premiums starting at $23 per month. However, rates can vary based on your individual driver profile, so this is just an average. To find the best rates for your specific situation, it’s recommended to shop around and compare quotes from different insurers.
| Company | Average Monthly Rate |
| Mile Auto | $23 |
| MetLife | $49 |
| Verti | $35 |
| Hugo | $47 |
| Foremost | $47 |
Common An Audi A7 Insurance Discounts
Discounts can help reduce your car insurance costs, and while each provider offers different deals, there are some common ones to look out for:
- Multi-policy: You may receive a discount if you bundle your home and auto insurance with the same provider.
- Pay annually: Paying your premium in full rather than in monthly installments can sometimes result in a lower rate.
- Defensive driving: Completing a certified defensive driving course may qualify you for a discount.
There may be other discounts available as well. It’s a good idea to talk to your insurance agent to find out which discounts you qualify for.
Ways To Save On Audi A7 Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Audi A7 insurance premiums low. A speeding ticket or involvement in an accident can significantly increase your rates. For example, Audi A7 drivers with a ticket on their record may pay around $87 per month, while those with multiple accidents might face an average of $146 per month. Avoiding these incidents can help keep your insurance costs down.
In addition, drivers with lower annual mileage typically pay less for insurance. Since they spend less time on the road, they are considered lower risk. Audi A7 drivers who drive between 5,000 and 7,500 miles per year can expect to pay about $84 per month, while those driving over 10,000 miles annually may pay around $95 per month.
Compare Audi A7 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
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- Audi S5 Car Insurance
- Audi A8 Car Insurance
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- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
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- Audi A4 Allroad Car Insurance
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- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
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Our Methodology
To determine average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the rates in this guide may vary from your personal insurance quotes.
Quotes Analyzed
Brands Reviewed
Research Hours
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FAQs
Do You Need Insurance Before You Can Purchase An Audi A7?
Yes, you will need to provide proof of insurance before driving your Audi A7 off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company that you’re about to buy the car, rather than getting insurance through the dealership. This ensures you’re covered right from the moment you take possession of the vehicle.
How Can You Get The Cheapest Insurance For Your Audi A7?
The most effective way to find the lowest rates for insuring your Audi A7 is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia offers a convenient platform where you can compare quotes from multiple providers directly on our website.
