Audi A8 Car Insurance Cost
To insure an Audi A8, the average annual cost is approximately $2,452 through Mercury Insurance Company. However, this expense can vary depending on factors like your age, the car’s model year, and other considerations. You can utilize the quote tables provided below to determine a more accurate estimate of your insurance premiums.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying an Audi A8, one crucial consideration is the cost of insurance. Insurance is a major aspect of car ownership, and it’s important to understand the financial implications before making a purchase.
Choosing the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. Having insufficient coverage in the event of an accident can result in significant out-of-pocket costs. Moreover, there’s the risk of increased premiums if you’re found at fault for accidents.
Having analyzed car insurance rates for over a decade, I’ve observed significant variation in costs. Factors such as age, driving record, and even your location can significantly impact insurance premiums. It’s essential to carefully consider these factors when selecting an insurance policy for your Audi A8.
How Much Does Audi A8 Car Insurance Cost?
Typically, Mercury Insurance Company provides the most competitive price, averaging $2,452 annually for full coverage insurance on a 2022 Audi A8.
While State Farm’s price serves as a useful reference point, it’s essential to recognize that the cost of auto insurance can vary significantly based on various factors. These factors encompass your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a track record of accidents or traffic violations could elevate your costs.
Moreover, residing in an urban area characterized by heavy traffic might lead to higher insurance rates compared to rural regions with lighter traffic. Your choice of coverage will also impact your premium; comprehensive coverage, which provides protection against a broad range of incidents, generally commands a higher cost than minimum liability coverage.
Insuranceopedia offers assistance in navigating the market, allowing you to explore options and compare quotes from different insurance providers to secure the most favorable deal.
2022 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,601 |
| Mercury Insurance Company | $2,452 |
| National General | $7,962 |
| Plymouth Rock | $2,555 |
| Travelers | $4,906 |
| Hanover | $11,091 |
2021 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,404 |
| California Capital | $1,554 |
| Liberty Mutual | $1,814 |
| American National P | $1,912 |
| Farmers Mutual of Nebraska | $2,298 |
| Penn National | $2,393 |
| Bristol West | $2,425 |
| 21st Century | $2,430 |
| New Jersey Manufacturers | $2,562 |
| Mercury | $2,580 |
2020 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $3,286 |
| Southern Farm Bureau | $3,423 |
| Farmers | $3,566 |
| Mercury | $3,712 |
| Esurance | $4,137 |
| Allied | $4,196 |
| Bristol West | $4,967 |
| Hartford | $4,965 |
| United Automobile Ins Group | $5,123 |
| USAA | $5,494 |
2019 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $1,963 |
| Bristol West | $2,389 |
| 21st Century | $2,397 |
| Travelers | $1,729 |
| Dairyland | $693 |
| Nationwide | $2,582 |
| California Capital | $1,544 |
| Allied | $1,888 |
| Mercury Insurance | $1,139 |
| Farmers | $2,119 |
2018 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Travelers | $1,656 |
| Nationwide | $2,289 |
| State Farm | $2,740 |
| Mercury | $2,783 |
| Allied | $2,909 |
| Erie | $3,899 |
| Metropolitan | $4,184 |
| Direct General Insurance | $4,280 |
| National General Value | $4,506 |
| Allstate | $4,550 |
2017 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $1,360 |
| Erie | $2,921 |
| Dairyland Auto | $2,465 |
| Penn National | $1,044 |
| Nationwide | $2,950 |
| Texas Farm Bureau Group | $1,516 |
| Mercury | $2,725 |
| SECURA Insurance | $1,321 |
| Safeco | $1,671 |
| National General | $1,724 |
2016 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $2,896 |
| USAA | $3,438 |
| Southern Farm Bureau | $2,833 |
| Auto-Owners Insurance Co | $2,805 |
| Country | $1,898 |
| Direct General Insurance | $3,409 |
| Allied | $2,329 |
| California Capital | $2,794 |
| American National P | $1,158 |
| Travelers | $3,138 |
Find Affordable Rates Today
2015 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,129 |
| Dairyland | $933 |
| Penn National | $913 |
| Hastings Mutual Insurance Co | $1,649 |
| Mercury Insurance | $920 |
| SECURA Insurance | $1,998 |
| National General | $1,986 |
| Pekin Insurance | $1,800 |
| Virginia Farm Bureau | $1,667 |
| SafeAuto | $846 |
2014 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,129 |
| Dairyland | $933 |
| Penn National | $913 |
| Hastings Mutual Insurance Co | $1,649 |
| Mercury Insurance | $920 |
| SECURA Insurance | $1,998 |
| National General | $1,986 |
| Pekin Insurance | $1,800 |
| Virginia Farm Bureau | $1,667 |
| SafeAuto | $846 |
2013 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,568 |
| Kemper Auto | $1,688 |
| Hastings Mutual Insurance Co | $1,128 |
| Direct Auto | $2,063 |
| Buckeye Insurance Group | $1,759 |
| Safeco | $888 |
| Victoria | $970 |
| ACCC Insurance Company | $1,631 |
| Kemper Auto | Infinity | $957 |
| Mercury Insurance | $986 |
2012 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $1,077 |
| Kemper Auto | Infinity | $812 |
| National General | $1,322 |
| ACCC Insurance Company | $1,639 |
| Texas Farm Bureau Group | $1,140 |
| SECURA Insurance | $1,511 |
| Pekin Insurance | $1,227 |
| New York Central Mutual Fire | $1,499 |
| Clearcover | $927 |
| Kemper Auto | $998 |
2013 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $2,037 |
| Capital Insurance Group | $1,597 |
| Kemper Auto | $1,668 |
| Victoria | $1,016 |
| Safeco | $865 |
| Hastings Mutual Insurance Co | $1,098 |
| Kemper Auto | Infinity | $899 |
| Mercury Insurance | $955 |
| ACCC Insurance Company | $1,597 |
| Buckeye Insurance Group | $1,760 |
2013 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $2,037 |
| New Jersey Manufacturers | $1,597 |
| Erie | $1,668 |
| Penn National | $1,016 |
| Donegal Mutual Insurance Co | $865 |
| Farm Bureau Mutual (IA Group) | $1,098 |
| State Auto | $899 |
| Chubb | $955 |
| State Farm | $1,597 |
| Safe Auto | $1,760 |
Cost of Audi A8 Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $15,412 | $22,582 | $26,420 |
| 18 | $14,303 | $20,979 | $24,644 |
| 19 | $12,684 | $18,546 | $21,696 |
| 20 | $11,004 | $16,216 | $18,949 |
| 21 | $9,271 | $13,564 | $15,853 |
| 22 | $8,992 | $13,194 | $15,436 |
| 23 | $7,930 | $11,613 | $13,495 |
| 24 | $7,451 | $10,996 | $12,875 |
| 25 | $6,484 | $9,536 | $11,115 |
| 30 | $5,079 | $7,421 | $8,606 |
| 35 | $4,740 | $6,878 | $8,102 |
| 40 | $4,563 | $6,663 | $7,840 |
| 45 | $4,423 | $6,487 | $7,630 |
| 55 | $4,085 | $5,972 | $6,988 |
| 65 | $4,228 | $6,226 | $7,267 |
| 75 | $5,354 | $7,845 | $9,144 |
Audi A8 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $4,845 | $7,011 | $8,838 |
| Alaska | $3,954 | $5,485 | $5,401 |
| Arizona | $4,476 | $6,467 | $9,543 |
| Arkansas | $4,967 | $7,738 | $8,559 |
| California | $5,508 | $9,692 | $5,469 |
| Colorado | $5,164 | $7,162 | $9,117 |
| Connecticut | $6,544 | $10,113 | $12,882 |
| Delaware | $5,370 | $7,228 | $9,252 |
| Florida | $6,470 | $8,904 | $11,581 |
| Georgia | $5,301 | $7,894 | $7,940 |
| Hawaii | $2,070 | $2,889 | $2,112 |
| Idaho | $3,641 | $4,859 | $5,836 |
| Illinois | $3,828 | $5,792 | $6,582 |
| Indiana | $3,889 | $5,961 | $6,748 |
| Iowa | $3,110 | $4,247 | $5,018 |
| Kansas | $4,162 | $6,028 | $7,071 |
| Kentucky | $5,938 | $8,765 | $10,320 |
| Louisiana | $7,656 | $11,562 | $12,605 |
| Maine | $2,885 | $4,002 | $5,956 |
| Maryland | $4,710 | $6,839 | $7,599 |
| Massachusetts | $3,777 | $6,582 | $3,813 |
| Michigan | $9,108 | $13,838 | $21,861 |
| Minnesota | $3,706 | $4,938 | $7,010 |
| Mississippi | $4,466 | $6,450 | $6,455 |
| Missouri | $4,253 | $6,056 | $7,942 |
| Montana | $4,290 | $5,997 | $6,997 |
| Nebraska | $3,657 | $5,406 | $5,862 |
| Nevada | $6,056 | $8,950 | $9,470 |
| New Hampshire | $4,242 | $6,666 | $8,430 |
| New Jersey | $4,597 | $7,228 | $9,438 |
| New Mexico | $4,744 | $6,974 | $7,332 |
| New York | $4,347 | $5,477 | $9,180 |
| North Carolina | $2,696 | $4,647 | $3,275 |
| North Dakota | $3,661 | $5,621 | $6,643 |
| Ohio | $3,341 | $5,081 | $5,215 |
| Oklahoma | $5,252 | $7,510 | $8,471 |
| Oregon | $4,788 | $6,453 | $7,677 |
| Pennsylvania | $4,018 | $5,903 | $6,992 |
| Rhode Island | $6,764 | $9,940 | $11,202 |
| South Carolina | $4,562 | $6,401 | $8,788 |
| South Dakota | $4,103 | $5,979 | $6,830 |
| Tennessee | $4,817 | $7,123 | $9,534 |
| Texas | $4,913 | $7,040 | $8,718 |
| Utah | $4,124 | $5,790 | $8,004 |
| Vermont | $3,228 | $4,906 | $5,237 |
| Virginia | $3,006 | $4,609 | $4,568 |
| Washington | $3,950 | $5,405 | $6,464 |
| West Virginia | $3,993 | $5,767 | $7,217 |
| Wisconsin | $3,952 | $6,233 | $7,112 |
| Wyoming | $3,770 | $5,263 | $5,608 |
Compare Audi A8 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
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- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
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- Audi SQ5 Car Insurance
- Audi TT Car Insurance
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- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
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- Audi S3 Car Insurance
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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