How Much Does Audi Car Insurance Cost?
The typical monthly cost to insure an Audi is $299, which adds up to about $3,589 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost to insure an Audi varies based on several factors. Your age, driving history, and where you live are important in deciding your car insurance rate. Insurance companies use this information to evaluate the risk of insuring your Audi.
Insurance Cost Per Audi Model
| Audi Model | Average Yearly Insurance Cost |
| Audi Q3 | $2,360 |
| Audi Q5 | $2,502 |
| Audi Q7 | $2,562 |
| Audi Q8 | $3,685 |
| Audi A3 | $2,894 |
| Audi A4 | $2,472 |
| Audi A5 | $2,943 |
| Audi A6 | $3,701 |
| Audi A7 | $4,424 |
| Audi A8 | $4,534 |
| Audi S4 | $3,731 |
| Audi S5 | $3,799 |
| Audi S6 | $4,847 |
| Audi S8 | $6,011 |
| Audi SQ5 | $2,525 |
| Audi E-Tron | $2,519 |
| Audi R8 | $5,847 |
| Audi TT | $3,705 |
| Audi TTS | $3,153 |
Remember that these numbers are only averages, and the real cost can change based on where you live, your age, your driving record, and the coverage you select.
Audi Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| USAA | $123 |
| Farm Bureau | $214 |
| State Farm | $324 |
| Nationwide | $352 |
| Allstate | $372 |
Audi Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $3,781 |
| Alaska | $3,113 |
| Arizona | $3,528 |
| Arkansas | $3,875 |
| California | $4,307 |
| Colorado | $4,024 |
| Connecticut | $5,146 |
| Delaware | $4,271 |
| Florida | $5,066 |
| Hawaii | $1,637 |
| Idaho | $2,862 |
| Illinois | $3,003 |
| Indiana | $3,084 |
| Iowa | $2,442 |
| Kansas | $3,261 |
| Kentucky | $4,688 |
| Louisiana | $6,037 |
| Maine | $2,291 |
| Maryland | $3,693 |
| Massachusetts | $2,961 |
| Michigan | $7,140 |
| Minnesota | $2,935 |
| Mississippi | $3,540 |
| Missouri | $3,358 |
| Montana | $3,411 |
| Nebraska | $2,857 |
| Nevada | $4,751 |
| New Hampshire | $3,298 |
| New Jersey | $3,636 |
| New Mexico | $3,714 |
| New York | $3,446 |
| North Carolina | $2,138 |
| North Dakota | $2,921 |
| Ohio | $2,601 |
| Oklahoma | $4,166 |
| Oregon | $3,780 |
| Pennsylvania | $3,178 |
| Rhode Island | $5,312 |
| South Carolina | $3,602 |
| South Dakota | $3,235 |
| Tennessee | $3,799 |
| Texas | $3,835 |
| Utah | $3,277 |
| Vermont | $2,511 |
| Virginia | $2,350 |
| Washington | $3,112 |
| West Virginia | $3,147 |
| Wisconsin | $3,131 |
| Wyoming | $2,939 |
| Georgia | $4,131 |
How To Save Money On Audi Car Insurance?
Owning an Audi comes with various costs, and car insurance is one of the biggest. However, you can still save on your insurance. Here’s how:
1. Keep a Clean Driving Record
Your driving history is important for insurance companies when setting your premium. By avoiding accidents and tickets, you show insurers that you’re a low-risk driver, which can lower your insurance costs.
2. Bundle Your Policies
Many insurers offer discounts if you combine policies, like home and auto insurance. This makes managing your insurance easier and saves you money on premiums.
3. Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before your insurance starts—can reduce your premium. Just make sure you can afford the higher deductible if you need to file a claim.
4. Install Safety Features
Audi cars have many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
5. Take Advantage of Discounts
Insurance companies often offer discounts for being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might qualify for.
6. Shop Around
Insurance premiums can vary widely between providers. Compare quotes to find the insurer that offers the best value for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your Audi often, think about usage-based insurance. This type of policy bases your premium on how much you drive, which can save you money if your Audi isn’t your main vehicle.
