Audi Q3 Car Insurance Cost
To insure an Audi Q3, the annual cost is approximately $1,655 through USAA. However, this expense can vary based on factors such as age, the model year of the car, and other relevant details. Utilize our quote tables below to determine the specific cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying an Audi Q3, one crucial aspect to consider is the cost of insurance. Insurance is a vital part of owning a car, and it’s essential to understand its implications before making a decision.
Choosing the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be underinsured when an accident occurs, leaving you with significant out-of-pocket costs. Additionally, if you’re found at fault in an accident, your insurance premiums could increase.
With over ten years of experience analyzing car insurance rates, I’ve observed significant variations in costs. Factors such as your age, driving record, and even your location can have a significant impact on your insurance premiums.
How Much Does Audi Q3 Car Insurance Cost?
Typically, USAA provides the most competitive average rate, charging around $1,655 per year for full coverage insurance on a 2024 Audi Q3.
While USAA’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly due to several factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can lead to reduced premiums, whereas a track record of accidents or traffic infractions can escalate your insurance expenses.
Furthermore, residing in urban areas characterized by heavy traffic may lead to higher insurance rates compared to rural locales with less congestion. Your choice of coverage also plays a pivotal role; comprehensive coverage, which includes protection against a wide range of incidents including collisions, typically commands a higher premium compared to basic liability coverage.
Insuranceopedia aims to facilitate your insurance shopping experience by enabling you to compare quotes from various insurance providers, ensuring that you secure the most favorable deal.
2024 Audi Q3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Grange | $2,186 |
| Metropolitan | $1,871 |
| CSAA | $2,148 |
| USAA | $1,655 |
| 21st Century | $1,736 |
| Bristol West | $1,957 |
| Unitrin | $1,723 |
| Mercury | $1,834 |
| California Capital | $1,974 |
| Esurance | $1,992 |
2023 Audi Q3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| CSAA | $2,131 |
| Safety Group | $1,937 |
| Plymouth Rock Assurance | $2,304 |
| Bristol West | $1,944 |
| 21st Century | $1,731 |
| Alliance United | $2,208 |
| NatGen Value | $1,985 |
| California Capital | $2,034 |
| Grange | $2,253 |
| Norfolk and Dedham Group | $1,862 |
2022 Audi Q3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $888 |
| Hastings Mutual Insurance Co | $553 |
| Texas Farm Bureau Group | $953 |
| Kemper Auto | Infinity | $405 |
| Indiana Farmers Mutual Ins | $950 |
| Mercury Insurance | $365 |
| Titan | $979 |
| Pekin Insurance | $564 |
| Direct Auto | $712 |
| Safeco | $599 |
2021 Audi Q3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $693 |
| MO Farm Bureau Services | $1,201 |
| PEMCO | $1,053 |
| Electric | $1,206 |
| Oregon Mutual | $1,257 |
| Plymouth Rock Assurance | $743 |
| Colorado Farm Bureau Mutual | $1,180 |
| Plymouth Rock | $1,097 |
| Kemper Auto | Infinity | $781 |
| Safeco | $1,128 |
2020 Audi Q3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $773 |
| American National P | $754 |
| Kemper Auto | Infinity | $776 |
| Hastings Mutual Insurance Co | $890 |
| Utica National Ins Group | $903 |
| Buckeye Insurance Group | $914 |
| Virginia Farm Bureau | $1,041 |
| Plymouth Rock Assurance | $1,051 |
| PEMCO | $1,072 |
| Plymouth Rock | $1,086 |
2019 Audi Q3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $1,191 |
| New York Central Mutual Fire | $930 |
| USAA | $1,840 |
| Erie | $1,451 |
| AssuranceAmerica Elite | $1,619 |
| AssuranceAmerica Economy | $1,267 |
| North Carolina Farm Bureau | $916 |
| Mercury Insurance | $1,140 |
| GMAC Insurance Group | $1,168 |
| New Jersey Manufacturers | $1,661 |
2018 Audi Q3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $1,286 |
| Mercury Insurance | $665 |
| Pekin Insurance | $1,064 |
| SECURA Insurance | $1,279 |
| Georgia Farm Bureau | $1,427 |
| Virginia Farm Bureau | $1,170 |
| Safeco | $496 |
| Plymouth Rock Assurance | $1,270 |
| West Bend Mutual | $1,351 |
| Texas Farm Bureau Group | $1,497 |
2017 Audi Q3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $889 |
| Rockford Mutual Insurance | $1,110 |
| Hastings Mutual Insurance Co | $893 |
| Rural Mutual Insurance | $1,043 |
| Grange Mutual | $811 |
| Buckeye Insurance Group | $693 |
| Farm Bureau Mutual (IA Group) | $1,083 |
| West Bend Mutual | $1,049 |
| Pekin Insurance | $997 |
| American National P | $524 |
2016 Audi Q3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $803 |
| Safeco | $236 |
| Kemper Auto Premier | $990 |
| Direct Auto | $600 |
| Infinity Special | $591 |
| Texas Farm Bureau Group | $865 |
| SECURA Insurance | $897 |
| Concord Group | $1,122 |
| Buckeye Insurance Group | $988 |
| Mercury Insurance | $247 |
2015 Audi Q3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $1,066 |
| Victoria | $1,052 |
| Dairyland Broadform | $1,460 |
| Kemper Auto | $1,487 |
| Kemper Auto | Infinity | $749 |
| SECURA Insurance | $761 |
| NatGen PPA | $967 |
| Plymouth Rock | $742 |
| Liberty Mutual | $1,248 |
| Mercury Insurance | $390 |
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Cost of Audi Q3 Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,084 | $8,936 | $10,469 |
| 18 | $5,661 | $8,329 | $9,744 |
| 19 | $5,033 | $7,363 | $8,633 |
| 20 | $4,376 | $6,401 | $7,495 |
| 21 | $3,649 | $5,403 | $6,299 |
| 22 | $3,569 | $5,251 | $6,126 |
| 23 | $3,136 | $4,588 | $5,384 |
| 24 | $2,984 | $4,371 | $5,099 |
| 25 | $2,544 | $3,771 | $4,409 |
| 30 | $2,009 | $2,933 | $3,428 |
| 35 | $1,890 | $2,764 | $3,207 |
| 40 | $1,787 | $2,626 | $3,098 |
| 45 | $1,734 | $2,564 | $3,006 |
| 55 | $1,613 | $2,368 | $2,754 |
| 65 | $1,686 | $2,454 | $2,893 |
| 75 | $2,110 | $3,093 | $3,623 |
Audi Q3 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,907 | $2,769 | $3,520 |
| Alaska | $1,592 | $2,165 | $2,123 |
| Arizona | $1,763 | $2,571 | $3,778 |
| Arkansas | $1,972 | $3,056 | $3,386 |
| California | $2,164 | $3,855 | $2,186 |
| Colorado | $2,022 | $2,834 | $3,615 |
| Connecticut | $2,572 | $4,026 | $5,103 |
| Delaware | $2,146 | $2,878 | $3,679 |
| Florida | $2,544 | $3,536 | $4,625 |
| Georgia | $827 | $1,111 | $812 |
| Hawaii | $1,439 | $1,922 | $2,341 |
| Idaho | $1,517 | $2,276 | $2,626 |
| Illinois | $1,551 | $2,382 | $2,662 |
| Indiana | $1,218 | $1,677 | $1,985 |
| Iowa | $1,626 | $2,381 | $2,788 |
| Kansas | $2,381 | $3,488 | $4,084 |
| Kentucky | $3,025 | $4,595 | $4,975 |
| Louisiana | $1,144 | $1,591 | $2,345 |
| Maine | $1,860 | $2,717 | $3,009 |
| Maryland | $1,486 | $2,585 | $1,496 |
| Massachusetts | $3,602 | $5,499 | $8,648 |
| Michigan | $1,496 | $1,967 | $2,788 |
| Minnesota | $1,790 | $2,557 | $2,588 |
| Mississippi | $1,667 | $2,422 | $3,172 |
| Missouri | $1,710 | $2,409 | $2,785 |
| Montana | $1,435 | $2,135 | $2,333 |
| Nebraska | $2,387 | $3,531 | $3,764 |
| Nevada | $1,648 | $2,618 | $3,322 |
| New Hampshire | $1,820 | $2,869 | $3,750 |
| New Jersey | $1,871 | $2,777 | $2,900 |
| New Mexico | $1,753 | $2,199 | $3,649 |
| New York | $1,085 | $1,864 | $1,307 |
| North Carolina | $1,457 | $2,241 | $2,632 |
| North Dakota | $1,304 | $2,011 | $2,068 |
| Ohio | $2,080 | $3,004 | $3,373 |
| Oklahoma | $1,884 | $2,537 | $3,035 |
| Oregon | $1,593 | $2,366 | $2,773 |
| Pennsylvania | $2,672 | $3,923 | $4,411 |
| Rhode Island | $1,836 | $2,506 | $3,459 |
| South Carolina | $1,615 | $2,348 | $2,710 |
| South Dakota | $1,898 | $2,835 | $3,761 |
| Tennessee | $1,930 | $2,774 | $3,484 |
| Texas | $1,640 | $2,288 | $3,183 |
| Utah | $1,263 | $1,955 | $2,062 |
| Vermont | $1,208 | $1,834 | $1,812 |
| Virginia | $1,579 | $2,131 | $2,540 |
| Washington | $1,581 | $2,264 | $2,852 |
| West Virginia | $1,564 | $2,491 | $2,824 |
| Wisconsin | $1,459 | $2,071 | $2,205 |
| Wyoming | $2,091 | $3,116 | $3,121 |
Compare Audi Q3 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
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- Audi S5 Car Insurance
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- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
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- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
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- Audi SQ8 Car Insurance
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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