Audi Q3 Car Insurance Cost 2025
The average annual insurance cost for an Audi Q3 is around $1,655. However, this amount can fluctuate depending on factors such as your age, driving history, the model year of your Audi Q3, and other variables. To get a more precise estimate suited to your profile, refer to detailed quote tables or compare quotes from multiple insurance providers.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying an Audi Q3, one crucial aspect to consider is the cost of insurance. On average, insurance for an Audi Q3 costs $1,655 per year. Insurance is a vital part of owning a car, and it’s essential to understand its implications before making a decision.
Choosing the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be underinsured when an accident occurs, leaving you with significant out-of-pocket costs. Additionally, if you’re found at fault in an accident, your insurance premiums could increase.
With over ten years of experience analyzing car insurance rates, I’ve observed significant variations in costs. Factors such as your age, driving record, and even your location can have a significant impact on your insurance premiums.
How Much Does An Audi Q3 Car Insurance Cost?
On average, Audi Q3 drivers can secure car insurance at a yearly rate of approximately $1,655. This rate may vary based on personal factors such as location, driving history, and coverage choices.
The cost of car insurance for an Audi Q3 is influenced by various factors, including location, driving history, vehicle model year, and chosen coverage options. Keeping a clean driving record can help lower premiums, whereas past accidents or traffic violations may increase them.
Living in urban areas with higher traffic levels can result in higher insurance costs compared to rural areas with less congestion. Additionally, comprehensive coverage, which includes both collision and non-collision damage, tends to cost more than basic liability coverage.
Interestingly, the insurance cost for an Audi Q3 is lower than the average for all Audi models and also below the average for all cars. To secure the best deal, you can utilize platforms like Insuranceopedia to compare quotes from multiple providers and find coverage tailored to your needs.
| Vehicle | Average Monthly Premium |
| Audi Q3 | $170 |
| All Audis | $194 |
| All Cars | $175 |
Average Insurance Cost Of Audi Q3 By Model Year
| Model Year | Average Premium |
| 2024 Audi Q3 | $1,908 |
| 2023 Audi Q3 | $2,039 |
| 2022 Audi Q3 | $697 |
| 2021 Audi Q3 | $1,034 |
| 2020 Audi Q3 | $926 |
| 2019 Audi Q3 | $1,318 |
| 2018 Audi Q3 | $1,151 |
| 2017 Audi Q3 | $909 |
| 2016 Audi Q3 | $734 |
| 2015 Audi Q3 | $992 |
2024 Audi Q3 Insurance Rates
The average annual insurance cost for a 2024 Audi Q3 is $1,908. However, USAA offers the cheapest rates, averaging $1,655 per year.
| Insurance Provider | Average Annual Cost |
| Grange | $2,186 |
| Metropolitan | $1,871 |
| CSAA | $2,148 |
| USAA | $1,655 |
| 21st Century | $1,736 |
| Bristol West | $1,957 |
| Unitrin | $1,723 |
| Mercury | $1,834 |
| California Capital | $1,974 |
| Esurance | $1,992 |
2023 Audi Q3 Insurance Rates
The average annual insurance cost for a 2023 Audi Q3 is $2,039. However, 21st Century offers the cheapest rates, averaging $1,731 per year.
| Insurance Provider | Average Annual Cost |
| CSAA | $2,131 |
| Safety Group | $1,937 |
| Plymouth Rock Assurance | $2,304 |
| Bristol West | $1,944 |
| 21st Century | $1,731 |
| Alliance United | $2,208 |
| NatGen Value | $1,985 |
| California Capital | $2,034 |
| Grange | $2,253 |
| Norfolk and Dedham Group | $1,862 |
2022 Audi Q3 Insurance Rates
The average annual insurance cost for a 2022 Audi Q3 is $697. However, Mercury Insurance offers the cheapest rates, averaging $365 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $888 |
| Hastings Mutual Insurance Co | $553 |
| Texas Farm Bureau Group | $953 |
| Kemper Auto | Infinity | $405 |
| Indiana Farmers Mutual Ins | $950 |
| Mercury Insurance | $365 |
| Titan | $979 |
| Pekin Insurance | $564 |
| Direct Auto | $712 |
| Safeco | $599 |
2021 Audi Q3 Insurance Rates
The average annual insurance cost for a 2021 Audi Q3 is $1,034. Texas Farm Bureau Group offers the cheapest rates, averaging $693 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $693 |
| MO Farm Bureau Services | $1,201 |
| PEMCO | $1,053 |
| Electric | $1,206 |
| Oregon Mutual | $1,257 |
| Plymouth Rock Assurance | $743 |
| Colorado Farm Bureau Mutual | $1,180 |
| Plymouth Rock | $1,097 |
| Kemper Auto | Infinity | $781 |
| Safeco | $1,128 |
2020 Audi Q3 Insurance Rates
The average annual insurance cost for a 2020 Audi Q3 is $926. American National P offers the cheapest rates, averaging $754 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $773 |
| American National P | $754 |
| Kemper Auto | Infinity | $776 |
| Hastings Mutual Insurance Co | $890 |
| Utica National Ins Group | $903 |
| Buckeye Insurance Group | $914 |
| Virginia Farm Bureau | $1,041 |
| Plymouth Rock Assurance | $1,051 |
| PEMCO | $1,072 |
| Plymouth Rock | $1,086 |
2019 Audi Q3 Insurance Rates
The average annual insurance cost for a 2019 Audi Q3 is $1,318. North Carolina Farm Bureau offers the cheapest rates, averaging $916 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $1,191 |
| New York Central Mutual Fire | $930 |
| USAA | $1,840 |
| Erie | $1,451 |
| AssuranceAmerica Elite | $1,619 |
| AssuranceAmerica Economy | $1,267 |
| North Carolina Farm Bureau | $916 |
| Mercury Insurance | $1,140 |
| GMAC Insurance Group | $1,168 |
| New Jersey Manufacturers | $1,661 |
Find Affordable Audi Q3 Insurance Rates
2018 Audi Q3 Insurance Rates
The average annual insurance cost for a 2018 Audi Q3 is $1,151. Safeco offers the cheapest rates, averaging $496 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $1,286 |
| Mercury Insurance | $665 |
| Pekin Insurance | $1,064 |
| SECURA Insurance | $1,279 |
| Georgia Farm Bureau | $1,427 |
| Virginia Farm Bureau | $1,170 |
| Safeco | $496 |
| Plymouth Rock Assurance | $1,270 |
| West Bend Mutual | $1,351 |
| Texas Farm Bureau Group | $1,497 |
2017 Audi Q3 Insurance Rates
The average annual insurance cost for a 2017 Audi Q3 is $909. American National P offers the cheapest rates, averaging $524 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $889 |
| Rockford Mutual Insurance | $1,110 |
| Hastings Mutual Insurance Co | $893 |
| Rural Mutual Insurance | $1,043 |
| Grange Mutual | $811 |
| Buckeye Insurance Group | $693 |
| Farm Bureau Mutual (IA Group) | $1,083 |
| West Bend Mutual | $1,049 |
| Pekin Insurance | $997 |
| American National P | $524 |
2016 Audi Q3 Insurance Rates
The average annual insurance cost for a 2016 Audi Q3 is $734. Safeco offers the cheapest rates, averaging $236 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $803 |
| Safeco | $236 |
| Kemper Auto Premier | $990 |
| Direct Auto | $600 |
| Infinity Special | $591 |
| Texas Farm Bureau Group | $865 |
| SECURA Insurance | $897 |
| Concord Group | $1,122 |
| Buckeye Insurance Group | $988 |
| Mercury Insurance | C |
2015 Audi Q3 Insurance Rates
The average annual insurance cost for a 2015 Audi Q3 is $992. Mercury Insurance offers the cheapest rates, averaging $390 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $1,066 |
| Victoria | $1,052 |
| Dairyland Broadform | $1,460 |
| Kemper Auto | $1,487 |
| Kemper Auto | Infinity | $749 |
| SECURA Insurance | $761 |
| NatGen PPA | $967 |
| Plymouth Rock | $742 |
| Liberty Mutual | $1,248 |
| Mercury Insurance | $390 |
Find Affordable Audi Q3 Insurance Rates
Is An Audi Q3 Expensive To Insure?
The cost to insure an Audi Q3 is cheaper than the overall average for all cars. However, the exact amount you’ll pay for insurance depends on several factors, including your age, the car’s model year, your location, and additional considerations like driving history and coverage preferences.
Cost of Audi Q3 Car Insurance By Age
Age is a key factor in determining car insurance rates for any vehicle. Teenagers generally pay the highest premiums because they are statistically more likely to be involved in accidents. However, as you grow older and gain more driving experience, your premiums typically decrease since insurers view you as a lower risk.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,084 | $8,936 | $10,469 |
| 18 | $5,661 | $8,329 | $9,744 |
| 19 | $5,033 | $7,363 | $8,633 |
| 20 | $4,376 | $6,401 | $7,495 |
| 21 | $3,649 | $5,403 | $6,299 |
| 22 | $3,569 | $5,251 | $6,126 |
| 23 | $3,136 | $4,588 | $5,384 |
| 24 | $2,984 | $4,371 | $5,099 |
| 25 | $2,544 | $3,771 | $4,409 |
| 30 | $2,009 | $2,933 | $3,428 |
| 35 | $1,890 | $2,764 | $3,207 |
| 40 | $1,787 | $2,626 | $3,098 |
| 45 | $1,734 | $2,564 | $3,006 |
| 55 | $1,613 | $2,368 | $2,754 |
| 65 | $1,686 | $2,454 | $2,893 |
| 75 | $2,110 | $3,093 | $3,623 |
Audi Q3 Car Insurance Rates By State
Your location plays a significant role in determining your car insurance rates. Each state sets its own regulations for auto insurance, which can greatly influence premiums. For instance, Michigan drivers often face higher costs due to mandatory higher levels of coverage. Additionally, the local climate matters—states prone to extreme weather events like hurricanes, storms, or flooding may have higher insurance rates.
Insurers also analyze regional statistics, such as crime rates, auto accidents, car thefts, and vehicle fatality numbers, to assess risk levels. All these factors contribute to the calculation of your specific Audi Q3 insurance premium.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,907 | $2,769 | $3,520 |
| Alaska | $1,592 | $2,165 | $2,123 |
| Arizona | $1,763 | $2,571 | $3,778 |
| Arkansas | $1,972 | $3,056 | $3,386 |
| California | $2,164 | $3,855 | $2,186 |
| Colorado | $2,022 | $2,834 | $3,615 |
| Connecticut | $2,572 | $4,026 | $5,103 |
| Delaware | $2,146 | $2,878 | $3,679 |
| Florida | $2,544 | $3,536 | $4,625 |
| Georgia | $827 | $1,111 | $812 |
| Hawaii | $1,439 | $1,922 | $2,341 |
| Idaho | $1,517 | $2,276 | $2,626 |
| Illinois | $1,551 | $2,382 | $2,662 |
| Indiana | $1,218 | $1,677 | $1,985 |
| Iowa | $1,626 | $2,381 | $2,788 |
| Kansas | $2,381 | $3,488 | $4,084 |
| Kentucky | $3,025 | $4,595 | $4,975 |
| Louisiana | $1,144 | $1,591 | $2,345 |
| Maine | $1,860 | $2,717 | $3,009 |
| Maryland | $1,486 | $2,585 | $1,496 |
| Massachusetts | $3,602 | $5,499 | $8,648 |
| Michigan | $1,496 | $1,967 | $2,788 |
| Minnesota | $1,790 | $2,557 | $2,588 |
| Mississippi | $1,667 | $2,422 | $3,172 |
| Missouri | $1,710 | $2,409 | $2,785 |
| Montana | $1,435 | $2,135 | $2,333 |
| Nebraska | $2,387 | $3,531 | $3,764 |
| Nevada | $1,648 | $2,618 | $3,322 |
| New Hampshire | $1,820 | $2,869 | $3,750 |
| New Jersey | $1,871 | $2,777 | $2,900 |
| New Mexico | $1,753 | $2,199 | $3,649 |
| New York | $1,085 | $1,864 | $1,307 |
| North Carolina | $1,457 | $2,241 | $2,632 |
| North Dakota | $1,304 | $2,011 | $2,068 |
| Ohio | $2,080 | $3,004 | $3,373 |
| Oklahoma | $1,884 | $2,537 | $3,035 |
| Oregon | $1,593 | $2,366 | $2,773 |
| Pennsylvania | $2,672 | $3,923 | $4,411 |
| Rhode Island | $1,836 | $2,506 | $3,459 |
| South Carolina | $1,615 | $2,348 | $2,710 |
| South Dakota | $1,898 | $2,835 | $3,761 |
| Tennessee | $1,930 | $2,774 | $3,484 |
| Texas | $1,640 | $2,288 | $3,183 |
| Utah | $1,263 | $1,955 | $2,062 |
| Vermont | $1,208 | $1,834 | $1,812 |
| Virginia | $1,579 | $2,131 | $2,540 |
| Washington | $1,581 | $2,264 | $2,852 |
| West Virginia | $1,564 | $2,491 | $2,824 |
| Wisconsin | $1,459 | $2,071 | $2,205 |
| Wyoming | $2,091 | $3,116 | $3,121 |
Find Affordable Audi Q3 Insurance Rates
Cheapest Car Insurance Companies For An Audi Q3
If you’re considering a new car insurance policy for your Audi Q3, finding the most affordable provider is essential. National General offers a $28 per month premium, making it the cheapest option for an Audi Q3 based on average rates. However, keep in mind that rates can vary depending on factors like your driving record, location, and coverage needs. To secure the best deal tailored to your profile, it’s recommended to compare quotes from multiple insurers.
| Company | Average Monthly Rate |
| AssuranceAmerica | $33 |
| StateAuto | $37 |
| Hugo | $32 |
| NationalGeneral | $28 |
| Foremost | $40 |
Common An Audi Q3 Insurance Discounts
Discounts can significantly reduce your car insurance costs. While specific offers vary by provider, here are some common discounts you might be eligible for:
- Multi-policy Discount: Combine your auto and home insurance with the same provider to receive a reduced rate.
- Pay Annually: Save money by paying your premium in a single lump sum instead of monthly installments.
- Defensive Driving Discount: Complete a certified defensive driving course to qualify for lower rates.
Additionally, insurers may offer discounts for other factors like good student performance, low mileage, or safety features in your Audi Q3. Consult with your insurance agent to explore all the discounts available to you.
Ways To Save On Audi Q3 Insurance Costs
Maintaining a clean driving record is essential for keeping Audi Q3 insurance costs low. Traffic violations or accidents can significantly raise premiums. For example, drivers with a ticket typically pay an average of $78 per month, while those with multiple accidents see premiums rise to around $126 per month. Avoiding these incidents is one of the best ways to minimize costs.
Driving fewer miles annually can also result in savings. Drivers who travel between 2,500 and 5,000 miles per year pay an average of $68 per month, compared to $70 per month for those exceeding 10,000 miles annually. Lower mileage reduces risk and can help qualify for lower insurance rates.
Compare Audi Q3 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
Our Methodology
To calculate average car insurance costs, Insuranceopedia compiled thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male purchasing full-coverage insurance with $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that these figures may vary depending on your personal circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi Q3?
You’ll need to provide proof of insurance before taking your Audi Q3 home from the dealership. It’s recommended to purchase a policy ahead of time and inform your insurance provider about your upcoming car purchase, rather than relying on insurance provided by the dealership.
How Can You Get The Cheapest Insurance For Your Audi Q3?
The most effective way to find the lowest rates for your Audi Q3 is to shop around and compare quotes from various auto insurance providers. Fortunately, Insuranceopedia makes this process easy by allowing you to compare multiple quotes directly on their website.
