Audi Q5 Car Insurance Cost 2025
Getting insurance for an Audi Q5 costs $2,503 per year on average. However, the exact cost can vary based on factors such as your age, the model year of your car, location, driving history, and the level of coverage you select. To get a more accurate estimate of your specific costs, you can use our quote tables below to compare rates from different providers.
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If you’re thinking about buying an Audi Q5, you’ll need to factor in the cost of insurance. On average, insurance for an Audi Q5 costs $2,513 per year. Insurance is a crucial aspect of owning a car, and it’s important to understand its implications before making your purchase.
Choosing the right car insurance policy is essential to avoid unexpected and potentially high costs in the future. You wouldn’t want to be underinsured if an accident occurs, leaving you with significant out-of-pocket expenses. Additionally, being found at fault in an accident could lead to increases in your premiums.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly influence your insurance premiums.
How Much Does An Audi Q5 Car Insurance Cost?
Typically, Audi Q5 drivers can find car insurance at an average rate of $2,513 per year.
The cost of car insurance can vary significantly based on factors like your location, driving history, car model year, and coverage options. Maintaining a clean driving record is one of the best ways to lower your premiums, while a history of accidents or traffic violations can increase your rates.
Living in an urban area with heavy traffic typically results in higher insurance premiums, while rural areas may offer lower rates. Additionally, the type of coverage you select—such as comprehensive insurance, which covers both comprehensive and collision—generally costs more than minimum liability coverage.
For an Audi Q5, the cost of insurance tends to be cheaper than the average for all Audi models, and it also tends to be less expensive compared to the overall average for all cars. By comparing quotes from multiple providers, you can ensure you find the best rates for your specific profile.
| Vehicle | Average Monthly Premium |
| Audi Q5 | $157 |
| All Audis | $195 |
| All Cars | $175 |
Average Insurance Cost Of Audi Q5 By Model Year
| Model Year | Average Premium |
| 2024 Audi Q5 | $1,998 |
| 2023 Audi Q5 | $1,662 |
| 2022 Audi Q5 | $1,308 |
| 2021 Audi Q5 | $661 |
| 2020 Audi Q5 | $908 |
| 2019 Audi Q5 | $1,081 |
| 2018 Audi Q5 | $958 |
| 2017 Audi Q5 | $760 |
| 2016 Audi Q5 | $958 |
| 2015 Audi Q5 | $793 |
| 2014 Audi Q5 | $713 |
| 2013 Audi Q5 | $780 |
| 2012 Audi Q5 | $916 |
| 2011 Audi Q5 | $715 |
| 2010 Audi Q5 | $575 |
2024 Audi Q5 Insurance Rates
The average annual insurance cost for a 2024 Audi Q5 is $1,998. However, Mercury offers the cheapest rates, averaging $1,583 per year.
| Insurance Provider | Average Annual Cost |
| Farmers | $2,282 |
| New York Central Mutual Fire | $1,981 |
| 21st Century | $1,718 |
| Travelers | $2,019 |
| California Capital | $2,054 |
| USAA | $2,362 |
| Bristol West | $1,966 |
| Unitrin | $1,916 |
| Hartford | $2,096 |
| Mercury | $1,583 |
2023 Audi Q5 Insurance Rates
The average annual insurance cost for a 2023 Audi Q5 is $1,662. However, Texas Farm Bureau Group offers the cheapest rates, averaging $698 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $2,086 |
| AssuranceAmerica Elite | $1,680 |
| Plymouth Rock | $1,606 |
| Texas Farm Bureau Group | $698 |
| Unitrin | $1,949 |
| Allied | $1,766 |
| AssuranceAmerica Economy | $1,039 |
| National General Value | $1,830 |
| Bristol West | $1,934 |
| Mercury | $2,028 |
2022 Audi Q5 Insurance Rates
The average annual insurance cost for a 2022 Audi Q5 is $1,308. However, Safeco offers the cheapest rates, averaging $338 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $1,603 |
| Pekin Insurance | $1,681 |
| Texas Farm Bureau Group | $1,251 |
| Clearcover | $1,558 |
| SECURA Insurance | $1,413 |
| Colorado Farm Bureau Mutual | $1,486 |
| Mercury Insurance | $1,007 |
| Rural Mutual Insurance | $1,130 |
| Safeco | $338 |
| West Bend Mutual | $1,617 |
2021 Audi Q5 Insurance Rates
The average annual insurance cost for a 2021 Audi Q5 is $661. However, Safeco offers the cheapest rates, averaging $102 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $662 |
| Safety Group | $907 |
| Kemper Auto | Infinity | $913 |
| Mercury Insurance | $535 |
| Plymouth Rock Assurance | $507 |
| Direct Auto | $883 |
| Hastings Mutual Insurance Co | $696 |
| Safeco | $102 |
| SafeAuto | $776 |
| Buckeye Insurance Group | $633 |
2020 Audi Q5 Insurance Rates
The average annual insurance cost for a 2020 Audi Q5 is $908. However, Mercury Insurance offers the cheapest rates, averaging $164 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $164 |
| Safeco | $624 |
| AssuranceAmerica | $814 |
| Kemper Auto | Infinity | $786 |
| Direct Auto | $877 |
| Texas Farm Bureau Group | $899 |
| Hastings Mutual Insurance Co | $1,171 |
| Dairyland | $1,181 |
| New Jersey Manufacturers | $1,263 |
| SECURA Insurance | $1,304 |
2019 Audi Q5 Insurance Rates
The average annual insurance cost for a 2019 Audi Q5 is $1,081. However, Capital Insurance Group offers the cheapest rates, averaging $111 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $655 |
| NatGen Value | $1,122 |
| Permanent General | $1,111 |
| Mercury Insurance Company | $1,105 |
| Direct Auto | $1,260 |
| Capital Insurance Group | $111 |
| Farm Bureau Mutual (IA Group) | $1,267 |
| Safety Group | $1,417 |
| SECURA Insurance | $1,372 |
| New Jersey Manufacturers | $1,392 |
2018 Audi Q5 Insurance Rates
The average annual insurance cost for a 2018 Audi Q5 is $958. However, Mercury Insurance offers the cheapest rates, averaging $556 per year.
| Insurance Provider | Average Annual Cost |
| Safety Group | $1,011 |
| National General Value | $1,030 |
| American National P | $609 |
| Safeco | $743 |
| New Jersey Manufacturers | $1,172 |
| Farm Bureau Mutual (IA Group) | $1,235 |
| Mercury Insurance | $556 |
| Norfolk and Dedham Group | $1,047 |
| NatGen Value | $1,216 |
| Plymouth Rock Assurance | $958 |
2017 Audi Q5 Insurance Rates
The average annual insurance cost for a 2017 Audi Q5 is $760. However, Safeco offers the cheapest rates, averaging $457 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,059 |
| Hastings Mutual Insurance Co | $946 |
| PEMCO | $783 |
| Kemper Auto | Infinity | $604 |
| Safeco | $457 |
| Mercury Insurance Company | $1,060 |
| Capital Insurance Group | $648 |
| Rockford Mutual Insurance | $1,104 |
| American National P | $568 |
| Buckeye Insurance Group | $786 |
2016 Audi Q5 Insurance Rates
The average annual insurance cost for a 2016 Audi Q5 is $958. However, Safeco offers the cheapest rates, averaging $123 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $863 |
| Direct Auto | $1,103 |
| NatGen Value | $372 |
| Safeco | $123 |
| Texas Farm Bureau Group | $1,249 |
| Mercury Insurance Company | $1,276 |
| Safety Group | $1,410 |
| Mercury Insurance | $876 |
| Capital Insurance Group | $1,262 |
| North Carolina Farm Bureau | $1,043 |
2015 Audi Q5 Insurance Rates
The average annual insurance cost for a 2015 Audi Q5 is $793. However, Mercury Insurance offers the cheapest rates, averaging $164 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $164 |
| Plymouth Rock Assurance | $973 |
| Safety Group | $1,006 |
| MMG Insurance Company | $941 |
| American National P | $831 |
| Concord Group | $875 |
| SafeAuto | $997 |
| Safeco | $478 |
| NatGen Advantage | $745 |
| Kemper Premium | $917 |
2014 Audi Q5 Insurance Rates
The average annual insurance cost for a 2014 Audi Q5 is $713. However, Safeco offers the cheapest rates, averaging $206 per year.
| Insurance Provider | Average Annual Cost |
| National General RAD | $871 |
| Kemper Auto | Infinity | $908 |
| AssuranceAmerica Economy | $681 |
| NatGen Custom 360 | $574 |
| Mercury Insurance | $848 |
| AssuranceAmerica Elite | $893 |
| Safeco | $206 |
| SafeAuto | $639 |
| Buckeye Insurance Group | $582 |
| PEMCO | $924 |
2013 Audi Q5 Insurance Rates
The average annual insurance cost for a 2013 Audi Q5 is $780. However, Safeco offers the cheapest rates, averaging $269 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $954 |
| Mercury Insurance | $683 |
| Kemper Auto | Infinity | $354 |
| Pekin Insurance | $729 |
| SECURA Insurance | $889 |
| North Carolina Farm Bureau | $1,004 |
| Plymouth Rock Assurance | $1,072 |
| American National P | $966 |
| PEMCO | $878 |
| Safeco | $269 |
2012 Audi Q5 Insurance Rates
The average annual insurance cost for a 2012 Audi Q5 is $916. However, Safeco offers the cheapest rates, averaging $193 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $1,158 |
| Unigard | $1,234 |
| Direct Auto | $1,164 |
| American National P | $912 |
| Tennessee Farmers | $741 |
| SafeAuto | $910 |
| Capital Insurance Group | $889 |
| PEMCO | $851 |
| SECURA Insurance | $1,112 |
| Safeco | $193 |
2011 Audi Q5 Insurance Rates
The average annual insurance cost for a 2011 Audi Q5 is $715. However, Safeco offers the cheapest rates, averaging $475 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $862 |
| Pekin Insurance | $648 |
| New Jersey Manufacturers | $868 |
| Safeco | $475 |
| SECURA Insurance | $648 |
| Rockford Mutual Insurance | $826 |
| Westfield | $829 |
| First Chicago Insurance | $951 |
| Capital Insurance Group | $964 |
| American National P | $511 |
2010 Audi Q5 Insurance Rates
The average annual insurance cost for a 2010 Audi Q5 is $575. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $182 per year.
| Insurance Provider | Average Annual Cost |
| Safety Group | $561 |
| Kemper Auto | Infinity | $232 |
| Penn National | $881 |
| Mercury Insurance Company | $405 |
| Norfolk and Dedham Group | $752 |
| Safeco | $739 |
| Virginia Farm Bureau | $813 |
| Kemper Personal Insurance | $413 |
| AssuranceAmerica Mobile Max | $182 |
| NatGen Custom 360 | $767 |
Find Affordable Audi Q5 Insurance Rates
Is An Audi Q5 Expensive To Insure?
The cost to insure an Audi Q5 is generally lower than the overall average for all cars. However, the amount you’ll actually pay for insurance will depend on various factors such as your age, the age of your car, where you live, your driving history, and the level of coverage you select. Insurance companies use these factors to determine your risk level and set your premium accordingly. By shopping around and comparing quotes, you can find the best rate that suits your needs.
Cost of Audi Q5 Car Insurance By Age
Age is a major factor in determining car insurance rates. Teenagers, due to their inexperience and higher likelihood of being involved in accidents, tend to pay the highest premiums. As drivers age and gain more experience, their insurance rates typically decrease, as they are considered lower-risk drivers. In general, young adults and middle-aged drivers enjoy more affordable rates compared to teenagers, with rates continuing to decrease until drivers reach around 60 years old, after which rates may increase again as drivers age.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,515 | $12,458 | $14,638 |
| 18 | $7,919 | $11,602 | $13,570 |
| 19 | $7,007 | $10,321 | $12,001 |
| 20 | $6,123 | $8,955 | $10,460 |
| 21 | $5,110 | $7,507 | $8,828 |
| 22 | $4,991 | $7,316 | $8,515 |
| 23 | $4,317 | $6,390 | $7,454 |
| 24 | $4,123 | $6,049 | $7,158 |
| 25 | $3,571 | $5,293 | $6,176 |
| 30 | $2,821 | $4,062 | $4,822 |
| 35 | $2,658 | $3,825 | $4,444 |
| 40 | $2,544 | $3,724 | $4,323 |
| 45 | $2,400 | $3,614 | $4,230 |
| 55 | $2,239 | $3,266 | $3,891 |
| 65 | $2,322 | $3,427 | $3,985 |
| 75 | $2,940 | $4,347 | $5,080 |
Audi Q5 Car Insurance Rates By State
Where you live has a significant impact on your car insurance premiums. Insurance companies take into account the state’s regulations and the local conditions when calculating rates. For instance, Michigan drivers may pay higher premiums because the state requires more extensive coverage. Areas that are prone to extreme weather conditions, such as hurricanes, floods, or storms, may also lead to higher insurance costs due to the increased risk of damage.
Additionally, crime rates, including car thefts, and statistics on accidents and vehicle fatalities in your area influence rates. If you live in an area with a high number of accidents or vehicle thefts, your premiums may be higher. Urban areas with heavy traffic and higher accident rates often have higher insurance costs compared to rural areas where the risks are lower.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,688 | $3,901 | $4,909 |
| Alaska | $2,190 | $3,059 | $2,962 |
| Arizona | $2,460 | $3,569 | $5,341 |
| Arkansas | $2,704 | $4,330 | $4,670 |
| California | $3,042 | $5,367 | $3,019 |
| Colorado | $2,793 | $3,977 | $5,049 |
| Connecticut | $3,609 | $5,623 | $7,164 |
| Delaware | $2,958 | $3,982 | $5,081 |
| Florida | $3,551 | $4,910 | $6,477 |
| Georgia | $2,879 | $4,378 | $4,409 |
| Hawaii | $1,130 | $1,566 | $1,162 |
| Idaho | $1,972 | $2,693 | $3,276 |
| Illinois | $2,149 | $3,215 | $3,665 |
| Indiana | $2,132 | $3,282 | $3,754 |
| Iowa | $1,747 | $2,400 | $2,727 |
| Kansas | $2,262 | $3,336 | $3,870 |
| Kentucky | $3,340 | $4,827 | $5,764 |
| Louisiana | $4,232 | $6,384 | $6,943 |
| Maine | $1,618 | $2,218 | $3,283 |
| Maryland | $2,615 | $3,812 | $4,232 |
| Massachusetts | $2,060 | $3,608 | $2,087 |
| Michigan | $4,990 | $7,611 | $12,079 |
| Minnesota | $2,118 | $2,748 | $3,868 |
| Mississippi | $2,493 | $3,525 | $3,578 |
| Missouri | $2,337 | $3,328 | $4,419 |
| Montana | $2,404 | $3,306 | $3,910 |
| Nebraska | $2,024 | $2,988 | $3,211 |
| Nevada | $3,338 | $4,939 | $5,192 |
| New Hampshire | $2,281 | $3,691 | $4,656 |
| New Jersey | $2,534 | $4,053 | $5,268 |
| New Mexico | $2,578 | $3,872 | $4,063 |
| New York | $2,461 | $3,064 | $5,080 |
| North Carolina | $1,520 | $2,619 | $1,852 |
| North Dakota | $2,074 | $3,090 | $3,667 |
| Ohio | $1,783 | $2,838 | $2,885 |
| Oklahoma | $2,962 | $4,214 | $4,696 |
| Oregon | $2,655 | $3,520 | $4,234 |
| Pennsylvania | $2,283 | $3,333 | $3,885 |
| Rhode Island | $3,717 | $5,446 | $6,142 |
| South Carolina | $2,538 | $3,529 | $4,829 |
| South Dakota | $2,232 | $3,316 | $3,816 |
| Tennessee | $2,723 | $3,980 | $5,225 |
| Texas | $2,676 | $3,898 | $4,874 |
| Utah | $2,295 | $3,190 | $4,408 |
| Vermont | $1,783 | $2,680 | $2,863 |
| Virginia | $1,662 | $2,586 | $2,528 |
| Washington | $2,196 | $2,999 | $3,568 |
| West Virginia | $2,240 | $3,150 | $3,936 |
| Wisconsin | $2,193 | $3,481 | $3,937 |
| Wyoming | $2,097 | $2,895 | $3,090 |
Cheapest Car Insurance Companies For An Audi Q5
If you’re looking for the most affordable car insurance for your Audi Q5, Mile Auto offers the cheapest premium at an average of $24 per month. However, keep in mind that rates can vary depending on your personal driving profile. To get the most accurate and affordable rates, it’s recommended to shop around and compare quotes from different insurance providers. This way, you can find the best deal tailored to your needs and circumstances.
| Company | Average Monthly Rate |
| Mile Auto | $24 |
| Clearcover | $46 |
| Hugo | $45 |
| Shelter Mutual | $45 |
| NationalGeneral | $43 |
Common Audi Q5 Insurance Discounts
Discounts are an excellent way to lower your car insurance premiums. Here are some common discounts you may be eligible for:
- Multi-policy: If you bundle your auto insurance with other policies, such as home insurance, with the same provider, you can often receive a discount.
- Pay annually: If you pay your premium upfront for the entire year, instead of monthly, you may receive a discount.
- Defensive driving: Completing a certified defensive driving course can often lead to discounts on your car insurance.
There may be other discounts available, depending on your provider and personal circumstances. It’s a good idea to speak with your insurance agent to explore all the discounts you’re eligible for to help reduce your overall premium.
Ways To Save On Audi Q5 Insurance Costs
Maintaining a clean driving record is one of the most effective ways to lower your insurance premiums. For Audi Q5 drivers, having a ticket on your record can increase your monthly premium to $67 on average. If you have multiple accidents in your history, your premium may rise to around $94 per month.
In addition to your driving record, annual mileage also plays a significant role in determining your premium. Drivers who cover between 5,000 and 7,500 miles annually typically pay $87 per month. Those who drive more than 10,000 miles per year generally pay around $96 per month.
By avoiding traffic violations and reducing your annual mileage, you can help lower your insurance costs.
Compare Audi Q5 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Insurance Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance, with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the figures provided in this guide may vary depending on your unique situation.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi Q5?
Yes, you will need to provide proof of insurance before driving your Audi Q5 off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming car purchase. This way, you can ensure that your coverage is active when you pick up your vehicle, rather than relying on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Audi Q5?
The best way to find the cheapest rates for your Audi Q5 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia offers a platform where you can easily compare quotes from multiple providers, helping you find the most affordable options for your needs.
