Audi Rs3 Car Insurance Cost 2025
Insuring an Audi RS3 costs an average of $2,538 annually. However, your specific insurance premium may differ based on factors like your age, the car’s model year, and other personal circumstances. To get a clearer picture of your expected costs, refer to our quote tables below for detailed estimates.
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If you’re considering purchasing an Audi Rs3, it’s important to consider the cost of insurance. On average, insurance for an Audi Rs3 costs $2,538 per year.
Insurance is a significant aspect of car ownership, and it’s crucial to understand the financial commitment before making a decision.
Selecting the right car insurance is essential to avoid unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Moreover, being responsible for an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve observed the significant variation in costs. Your age, driving history, and location are all important factors that can influence your insurance premiums.
How Much Does An Audi Rs3 Car Insurance Cost?
On average, Audi RS3 drivers pay approximately $2,538 annually for car insurance.
The cost of car insurance can vary greatly depending on several key factors, such as location, driving history, the car’s model year, and the coverage options you select. A clean driving record can help secure lower premiums, while a history of accidents or traffic violations typically results in higher rates.
Urban areas with heavy traffic often have higher insurance rates compared to rural areas with less congestion. Additionally, the type of coverage chosen affects costs—comprehensive insurance, which includes both collision and non-collision coverage, tends to be more expensive than basic liability insurance.
When compared to the average cost for all Audi models, insurance for an Audi RS3 is higher, and it is also more expensive than the average insurance cost for all vehicles. Insuranceopedia can help you compare quotes from various providers to find the best policy for your needs.
| Vehicle | Average Monthly Premium |
| Audi Rs3 | $250 |
| All Audis | $195 |
| All Cars | $175 |
Average Insurance Cost Of Audi Rs3 By Model Year
| Model Year | Average Premium |
| 2023 Audi Rs3 | $4,207 |
| 2022 Audi Rs3 | $4,945 |
| 2020 Audi Rs3 | $3,875 |
| 2019 Audi Rs3 | $4,265 |
| 2018 Audi Rs3 | $2,297 |
| 2017 Audi Rs3 | $5,483 |
2023 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2023 Audi Rs3 is $4,207. However, Kemper Auto | Infinity offers the cheapest rates, averaging $1,671 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $2,782 |
| National General Value | $5,819 |
| National General | $3,282 |
| Dairyland | $7,482 |
| Kemper Auto | Infinity | $1,671 |
2022 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2022 Audi Rs3 is $4,945. However, Mercury Insurance Company offers the cheapest rates, averaging $4,945 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $4,945 |
2020 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2020 Audi Rs3 is $3,875. However, Direct General Insurance offers the cheapest rates, averaging $1,865 per year.
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $1,865 |
| Mississippi Farm Bureau | $2,814 |
| State Farm | $3,057 |
| Shelter | $3,556 |
| USAA | $3,674 |
| Travelers | $4,187 |
| Nationwide | $4,274 |
| Country | $4,652 |
| Mutual Of Enumclaw | $5,055 |
| Safe Auto | $5,612 |
2019 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2019 Audi Rs3 is $4,265. However, Erie offers the cheapest rates, averaging $3,158 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $4,195 |
| Plymouth Rock | $4,220 |
| Concord Group | $4,855 |
| Erie | $3,158 |
| Esurance | $3,536 |
| Mercury | $3,997 |
| State Farm | $4,899 |
| American Independent Ins Co | $4,886 |
| MMG Insurance Company | $4,466 |
| Atlantic States Insurance | $4,435 |
2018 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2018 Audi Rs3 is $2,297. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,075 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,243 |
| Mercury | $2,068 |
| National General | $2,328 |
| Republic Indemnity | $2,661 |
| Encompass | $3,436 |
| Esurance | $2,096 |
| USAA | $2,709 |
| Texas Farm Bureau Group | $1,075 |
| Nationwide | $2,011 |
| Chubb | $3,339 |
2017 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2017 Audi Rs3 is $5,483. However, Safeco offers the cheapest rates, averaging $2,503 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $2,503 |
| National General | $3,168 |
| State Farm | $3,728 |
| Allied | $5,447 |
| Mercury | $5,546 |
| Allstate | $5,863 |
| United Automobile Ins Group | $6,278 |
| AIG | $6,774 |
| Metropolitan | $7,156 |
| Direct General Insurance | $8,366 |
Find Affordable Audi Rs3 Insurance Rates
Is An Audi Rs3 Expensive To Insure?
Insuring an Audi RS3 typically costs more than the average for all cars. However, the exact amount you’ll pay depends on multiple factors, including your age, the age of your vehicle, your location, and other personal and regional variables.
Cheapest Car Insurance Companies For An Audi Rs3
If you’re purchasing a new car insurance policy for your Audi Rs3, you may want to know which companies offer the most affordable rates. Clearcover provides an average monthly premium of $46, making them the cheapest option for Audi Rs3 drivers. However, insurance rates vary based on individual driver profiles. To secure the best rate for your circumstances, it’s essential to compare quotes from multiple providers.
| Company | Average Monthly Rate |
| Clearcover | $46 |
| Mercury | $54 |
| Dairyland | $50 |
| Kemper | $56 |
| Workmens | $53 |
Common Audi Rs3 Insurance Discounts
Discounts offer an excellent way to reduce your car insurance costs. While each provider has its unique offerings, some common discounts to explore include:
- Multi-policy discounts: Bundling your home and auto insurance with the same provider often qualifies you for reduced rates.
- Paying annually: Opting to pay your premium in full rather than in monthly installments can lead to savings.
- Defensive driving discounts: Completing a certified defensive driving course can make you eligible for discounted premiums.
Additional discounts may also apply. Consulting with your insurance agent is the best way to identify all the discounts you qualify for and maximize your savings.
Ways To Save On Audi Rs3 Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Audi Rs3 insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums.
Audi Rs3 drivers with a ticket on their record can expect to pay $52 per month, while those with multiple accidents will pay an average of $104 per month. By avoiding these incidents, you can keep your insurance costs low.
Additionally, drivers with low annual mileage pay less for Audi Rs3 insurance, as drivers on the road less frequently have fewer chances of getting into accidents, making them a lower risk to insure.
Audi Rs3 drivers who drive between 5,000 and 7,500 miles per year will pay around $70 per month for car insurance. In contrast, those who drive over 10,000 miles per year will pay $103 per month.
Compare Audi Rs3 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Allroad Insurance
- Audi A6 Allroad Insurance
- Audi Q5 E Insurance
- Audi RS Q8 Insurance
- Audi RS5 Insurance
- Audi S3 Insurance
- Audi S7 Insurance
- Audi SQ7 Insurance
- Audi SQ8 Insurance
- Audi TT RS Insurance
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
Our Methodology
To determine average car insurance costs, Insuranceopedia compiled data from thousands of quotes provided by top auto insurance companies. The sample profile used for this analysis represents a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it’s important to note that the figures presented in this guide may vary based on your unique circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi Rs3?
Yes, proof of insurance is required before driving your Audi Rs3 off the dealership lot. It’s recommended to purchase a policy in advance and inform your insurance provider that you are about to acquire a new vehicle. This approach is generally more cost-effective and flexible than obtaining insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Audi Rs3?
The most effective way to secure the cheapest rates for insuring your Audi RS3 is by comparing quotes from various auto insurance providers. Insuranceopedia simplifies this process by allowing you to compare multiple options directly on their website, helping you find a policy that suits your needs and budget.
