Audi Rs5 Car Insurance Cost 2025
The average annual cost to insure an Audi RS5 is $1,914. However, the exact amount can vary depending on factors like your age, the model year of the car, and other personal details. Refer to our quote tables below to get a customized estimate for your insurance costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering purchasing an Audi Rs5, it’s essential to consider the cost of insurance. On average, insurance for an Audi Rs5 costs $1,914 per year. Insurance is a significant aspect of car ownership, and understanding the financial commitment beforehand is crucial.
Selecting the appropriate car insurance is vital to avoid unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to increased premiums.
With over ten years of experience studying car insurance rates, I’ve noticed the considerable variation in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.
How Much Does An Audi Rs5 Car Insurance Cost?
On average, Audi RS5 drivers can expect to pay approximately $1,914 annually for car insurance.
The cost of car insurance can vary greatly based on several factors, including your location, driving history, the model year of your vehicle, and your chosen coverage options. A clean driving record can help you secure lower premiums, while a history of accidents or traffic violations may increase your costs.
Living in an urban area with heavy traffic often leads to higher insurance rates compared to rural areas with less congestion. Additionally, the type of coverage you select plays a significant role—comprehensive policies that include both collision and liability coverage are generally more expensive than minimum liability plans.
As shown in the table below, insuring an Audi Rs5 is less expensive than the average cost for all Audi models but still higher than the average cost for all cars.
Insuranceopedia can help you compare quotes from different insurance providers, making it easier to find the best deal for your specific needs.
| Vehicle | Average Monthly Premium |
| Audi Rs5 | $270 |
| All Audis | $193 |
| All Cars | $175 |
Average Insurance Cost Of Audi Rs5 By Model Year
| Model Year | Average Premium |
| 2023 Audi Rs5 | $1,914 |
| 2022 Audi Rs5 | $4,708 |
| 2021 Audi Rs5 | $2,534 |
| 2020 Audi Rs5 | $3,891 |
| 2019 Audi Rs5 | $2,817 |
| 2018 Audi Rs5 | $6,960 |
| 2015 Audi Rs5 | $8,762 |
| 2014 Audi Rs5 | $1,496 |
| 2013 Audi Rs5 | $2,016 |
2023 Audi Rs5 Insurance Rates
The average annual insurance cost for a 2023 Audi Rs5 is $1,914. However, Unitrin offers the cheapest rates, averaging $1,914 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,914 |
2022 Audi Rs5 Insurance Rates
The average annual insurance cost for a 2022 Audi Rs5 is $4,708. However, California Capital offers the cheapest rates, averaging $2,936 per year.
| Insurance Provider | Average Annual Cost |
| Bristol West | $4,304 |
| Alliance United | $3,855 |
| Travelers | $6,667 |
| CSAA | $6,458 |
| Hartford | $4,590 |
| New York Central Mutual Fire | $3,506 |
| Farmers | $4,674 |
| State Farm | $6,357 |
| Mercury | $3,738 |
| California Capital | $2,936 |
2021 Audi Rs5 Insurance Rates
The average annual insurance cost for a 2021 Audi Rs5 is $2,534. However, Victoria offers the cheapest rates, averaging $210 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $210 |
| Mercury Insurance Company | $1,040 |
| Kemper Auto Premier | $1,760 |
| Southern Farm Bureau | $2,035 |
| Home State Ins Group | $2,351 |
| Permanent General | $2,588 |
| Dairyland Auto | $3,405 |
| California Capital | $3,486 |
| State Farm | $4,112 |
| USAA | $4,357 |
2020 Audi Rs5 Insurance Rates
The average annual insurance cost for a 2020 Audi Rs5 is $3,891. However, Grange Mutual offers the cheapest rates, averaging $2,131 per year.
| Insurance Provider | Average Annual Cost |
| Cincinnati Insurance | $4,497 |
| USAA | $3,967 |
| Allstate | $4,998 |
| Westfield | $4,423 |
| State Farm | $2,786 |
| Nationwide | $2,264 |
| Shelter | $3,823 |
| Kentucky Farm Bureau | $4,604 |
| Motorists Mutual | $5,419 |
| Grange Mutual | $2,131 |
2019 Audi Rs5 Insurance Rates
The average annual insurance cost for a 2019 Audi Rs5 is $2,817. However, SECURA Insurance offers the cheapest rates, averaging $1,452 per year.
| Insurance Provider | Average Annual Cost |
| Auto Club Group | $2,375 |
| California Capital | $3,346 |
| West Bend Mutual | $3,536 |
| Pekin Insurance | $3,502 |
| Western National | $3,654 |
| Plymouth Rock Assurance | $2,761 |
| Mercury Insurance Company | $1,859 |
| SECURA Insurance | $1,452 |
| National General | $3,668 |
| Erie | $2,024 |
Find Affordable Audi Rs5 Insurance Rates
2018 Audi Rs5 Insurance Rates
The average annual insurance cost for a 2018 Audi Rs5 is $6,960. However, Erie offers the cheapest rates, averaging $3,310 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $7,538 |
| Unitrin | $6,223 |
| Travelers | $6,327 |
| Erie | $3,310 |
| USAA | $6,032 |
| Encompass | $7,300 |
| Central Mutual Insurance Co | $8,986 |
| Esurance | $8,836 |
| State Farm | $6,404 |
| SafeAuto | $8,652 |
2015 Audi Rs5 Insurance Rates
The average annual insurance cost for a 2015 Audi Rs5 is $8,762. However, National General offers the cheapest rates, averaging $4,945 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $11,953 |
| National General | $4,945 |
| Liberty Mutual | $6,441 |
| Kemper Auto | Infinity | $11,711 |
2014 Audi Rs5 Insurance Rates
The average annual insurance cost for a 2014 Audi Rs5 is $1,496. However, SAFECO offers the cheapest rates, averaging $886 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $886 |
| Grange Mutual | $1,401 |
| Country | $1,424 |
| State Farm | $1,438 |
| Nationwide | $1,510 |
| Encompass | $1,562 |
| Pekin Insurance | $1,586 |
| Travelers | $1,659 |
| Unitrin | $1,672 |
| Hastings Mutual Insurance Co | $1,831 |
2013 Audi Rs5 Insurance Rates
The average annual insurance cost for a 2013 Audi Rs5 is $2,016. However, Erie offers the cheapest rates, averaging $1,341 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $1,341 |
| North Carolina Farm Bureau | $1,433 |
| Texas Farm Bureau Group | $1,584 |
| Allied | $1,636 |
| GMAC Insurance Group | $1,694 |
| Direct Auto | $1,731 |
| Penn National | $1,830 |
| American Family | $2,791 |
| State Farm | $2,825 |
| California Capital | $3,302 |
Find Affordable Audi Rs5 Insurance Rates
Is An Audi Rs5 Expensive To Insure?
Insuring an Audi Rs5 typically costs more than the average for all cars. However, the exact amount you’ll pay is influenced by factors like your age, the car’s age, your location, and other personal details.
Find Affordable Audi Rs5 Insurance Rates
Cheapest Car Insurance Companies For An Audi Rs5
If you’re searching for a new car insurance policy for your Audi RS5, you may want to identify the most affordable providers. ACG offers an average premium of $23 per month, making it the cheapest option for Audi RS5 drivers. However, individual rates can vary based on your driving profile. To find the best rate tailored to your situation, it’s recommended to compare quotes from multiple insurance companies.
| Company | Average Monthly Rate |
| Mercury | $102 |
| StateAuto | $63 |
| ACG | $23 |
| The General | $205 |
| Esurance | $90 |
Common Audi Rs5 Insurance Discounts
Discounts can significantly reduce your car insurance expenses. Many providers offer specific discounts, and here are a few common ones to consider:
- Multi-policy discount: Combining your home and auto insurance with the same provider often results in lower rates.
- Annual payment discount: Paying your premium in full rather than in monthly installments can lead to savings.
- Defensive driving discount: Completing an accredited defensive driving course may qualify you for reduced rates.
Additional discounts may also be available. It’s a good idea to consult your insurance agent to explore all the options you qualify for and maximize your savings.
Ways To Save On Audi Rs5 Insurance Costs
Keeping a clean driving record is a key factor in minimizing Audi Rs5 insurance costs. Speeding tickets and accidents can lead to higher premiums. For example, drivers with a single ticket may pay $70 per month, while those with multiple accidents might see their rates increase to an average of $100 per month. Avoiding such incidents can help you maintain lower insurance rates.
Additionally, annual mileage impacts insurance costs. Drivers who travel between 7,501 and 10,000 miles annually typically pay $121 per month. On the other hand, those driving over 10,000 miles per year face slightly higher rates, averaging $133 per month. Reducing your mileage can lower your risk profile and result in cost savings.
Compare Audi Rs5 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 CarInsurance
- Audi TT RS Car Insurance
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
Our Methodology
To determine average car insurance costs, Insuranceopedia collected thousands of quotes from top auto insurance providers. The sample profile used for these calculations featured a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it’s important to note that these figures may vary based on your individual circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi Rs5?
Yes, proof of insurance is required before you can drive your Audi RS5 off the dealership lot. The ideal approach is to purchase a policy in advance and inform your insurance provider about your upcoming car purchase, rather than opting for insurance offered by the dealership.
How Can You Get The Cheapest Insurance For Your Audi Rs5?
The most effective way to secure the cheapest rates for your Audi RS5 is to shop around and compare quotes from various auto insurance providers. Insuranceopedia simplifies this process by offering a platform to compare multiple providers directly on their website, helping you find the best deal for your needs.
