Audi S3 Car Insurance Cost

Securing insurance for an Audi S3 usually costs around $1,059 per year with Virginia Farm Bureau. However, the final price may vary depending on factors such as your age, the model year of the car, and other relevant considerations. You can utilize the quote tables provided below to obtain an estimate of the personalized cost for your specific situation.

min read -
Updated: 05 October 2024
Written by Bob Phillips
On this page Open

If you’re considering purchasing an Audi S3, it’s crucial to consider the cost of insurance. Insurance plays a significant role in car ownership, and understanding the financial commitment beforehand is important.

Selecting the appropriate car insurance is essential to prevent unexpected and potentially costly surprises down the road. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to increased premiums.

With over ten years of experience studying car insurance rates, I’ve noticed the considerable variation in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.

How Much Does Audi S3 Car Insurance Cost?

Usually, Virginia Farm Bureau offers the most competitive deal, with an annual cost of approximately $1,059 for full coverage insurance on a 2022 Audi S3.

While Virginia Farm Bureau’s rate provides a helpful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area often leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.

Here at Insuranceopedia, we’re available to help you shop around and compare quotes from different insurance providers to ensure you find the most favorable deal.

2022 Audi S3 Insurance Rates

Insurance Provider Average Annual Cost
Mercury $2,283
Nationwide $3,602
Unitrin $5,423
Direct General Insurance $4,212
Virginia Farm Bureau $1,059
Allied $4,785
Plymouth Rock Assurance $2,086
Travelers $3,854
Metropolitan $2,293

2021 Audi S3 Insurance Rates

Insurance Provider Average Annual Cost
Travelers $2,014
New York Central Mutual Fire $2,385
USAA $2,558
Erie $2,713
Central Mutual Insurance Co $3,037
Nationwide $3,060
Unitrin $3,340
Hanover $3,585
State Farm $3,649
Encompass $3,841

2020 Audi S3 Insurance Rates

Insurance Provider Average Annual Cost
Esurance $1,819
USAA $1,849
Allstate $2,883
Nationwide $1,360
National General $1,713
Texas Farm Bureau Group $1,190
Encompass $2,043
Republic Indemnity $2,260
State Farm $1,335
Mercury $1,327

2019 Audi S3 Insurance Rates

Insurance Provider Average Annual Cost
Ohio Mutual Ins Group $1,587
Celina Insurance Group $1,648
Motorists Mutual $1,954
Texas Farm Bureau Group $1,199
Western Reserve $1,761
Buckeye Insurance Group $972
Cincinnati Insurance $1,702
National General $1,629
Mercury $1,662
Westfield $1,673

2018 Audi S3 Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $2,093
North Carolina Farm Bureau $1,499
Direct General Insurance $3,123
Penn National $2,099
State Farm $2,401
CSAA $2,460
Allied $2,085
Mercury $2,815
GMAC Insurance Group $1,828
Erie $3,017

2017 Audi S3 Insurance Rates

Insurance Provider Average Annual Cost
Liberty Mutual $2,382
Farm Bureau Mutual (IA Group) $1,375
Allied $2,557
Shelter $2,255
National Farmers Union P $1,131
Mercury Insurance Company $1,855
Erie $1,537
Virginia Farm Bureau $1,437
Travelers $1,987
USAA $2,237

2016 Audi S3 Insurance Rates

Insurance Provider Average Annual Cost
Mercury $2,439
California Capital $2,440
PEMCO $2,030
New Jersey Manufacturers $2,168
CSAA $2,205
Dairyland $1,079
SECURA Insurance $1,626
Capital Insurance Group $1,644
Penn National $2,510
Hartford $1,903

 

2015 Audi S3 Insurance Rates

Insurance Provider Average Annual Cost
Dairyland $1,699
Acuity $2,591
National General $1,793
National Farmers Union P $1,353
Republic Indemnity $1,643
Colorado Farm Bureau Mutual $1,127
Chubb $2,177
SECURA Insurance $1,932
New York Central Mutual Fire $1,483
Texas Farm Bureau Group $1,196

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

Go back to top