Audi S3 Car Insurance Cost 2025
On average, the cost of insuring an Audi S3 is $1,586 per year. However, this can vary depending on factors such as your age, the specific year of the car model, and other personal considerations. To get a more accurate estimate of your insurance costs, you can use our quote tables to compare different rates based on your individual profile.
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If you’re considering purchasing an Audi S3, it’s crucial to consider the cost of insurance. On average, insurance for an Audi S3 costs $1,586 per year. Insurance plays a significant role in car ownership, and understanding the financial commitment beforehand is important.
Selecting the appropriate car insurance is essential to prevent unexpected and potentially costly surprises down the road. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to increased premiums.
With over ten years of experience studying car insurance rates, I’ve noticed the considerable variation in these costs. Your age, driving history, and location are all significant factors that can influence your insurance premiums.
How Much Does An Audi S3 Car Insurance Cost?
On average, Audi S3 owners can expect to pay around $1,586 annually for car insurance.
The cost of car insurance can vary widely depending on several factors. These include your location, driving history, the model year of your car, and the specific coverage options you choose. Drivers with a clean record typically pay lower premiums, while those with accidents or violations may face higher rates.
Additionally, living in a busy urban area with heavy traffic can lead to higher insurance rates compared to rural locations with less congestion. The type of coverage you select also affects your premium, with comprehensive insurance (covering both comprehensive and collision) generally being more expensive than basic liability coverage.
As shown in the table below, Audi S3 insurance tends to be higher than the average for all Audi models. However, it still costs more than the average for all vehicles.
Insuranceopedia helps you compare quotes from multiple auto insurance companies to ensure you get the best deal for your needs.
Vehicle | Average Monthly Premium |
Audi S3 | $197 |
All Audis | $195 |
All Cars | $175 |
Average Insurance Cost Of Audi S3 By Model Year
Model Year | Average Premium |
2024 Audi S3 | $3,289 |
2021 Audi S3 | $3,018 |
2020 Audi S3 | $1,778 |
2019 Audi S3 | $1,579 |
2018 Audi S3 | $2,342 |
2017 Audi S3 | $1,875 |
2016 Audi S3 | $2,004 |
2015 Audi S3 | $1,699 |
2024 Audi S3 Insurance Rates
The average annual insurance cost for a 2024 Audi S3 is $3,289. However, Virginia Farm Bureau offers the cheapest rates, averaging $1,059 per year.
Insurance Provider | Average Annual Cost |
Mercury | $2,283 |
Nationwide | $3,602 |
Unitrin | $5,423 |
Direct General Insurance | $4,212 |
Virginia Farm Bureau | $1,059 |
Allied | $4,785 |
Plymouth Rock Assurance | $2,086 |
Travelers | $3,854 |
Metropolitan | $2,293 |
2021 Audi S3 Insurance Rates
The average annual insurance cost for a 2021 Audi S3 is $3,018. However, Travelers offers the cheapest rates, averaging $2,014 per year.
Insurance Provider | Average Annual Cost |
Travelers | $2,014 |
New York Central Mutual Fire | $2,385 |
USAA | $2,558 |
Erie | $2,713 |
Central Mutual Insurance Co | $3,037 |
Nationwide | $3,060 |
Unitrin | $3,340 |
Hanover | $3,585 |
State Farm | $3,649 |
Encompass | $3,841 |
2020 Audi S3 Insurance Rates
The average annual insurance cost for a 2020 Audi S3 is $1,778. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,190 per year.
Insurance Provider | Average Annual Cost |
Esurance | $1,819 |
USAA | $1,849 |
Allstate | $2,883 |
Nationwide | $1,360 |
National General | $1,713 |
Texas Farm Bureau Group | $1,190 |
Encompass | $2,043 |
Republic Indemnity | $2,260 |
State Farm | $1,335 |
Mercury | $1,327 |
2019 Audi S3 Insurance Rates
The average annual insurance cost for a 2019 Audi S3 is $1,579. However, Buckeye Insurance Group offers the cheapest rates, averaging $972 per year.
Insurance Provider | Average Annual Cost |
Ohio Mutual Ins Group | $1,587 |
Celina Insurance Group | $1,648 |
Motorists Mutual | $1,954 |
Texas Farm Bureau Group | $1,199 |
Western Reserve | $1,761 |
Buckeye Insurance Group | $972 |
Cincinnati Insurance | $1,702 |
National General | $1,629 |
Mercury | $1,662 |
Westfield | $1,673 |
2018 Audi S3 Insurance Rates
The average annual insurance cost for a 2018 Audi S3 is $2,342. However, North Carolina Farm Bureau offers the cheapest rates, averaging $1,499 per year.
Insurance Provider | Average Annual Cost |
Direct Auto | $2,093 |
North Carolina Farm Bureau | $1,499 |
Direct General Insurance | $3,123 |
Penn National | $2,099 |
State Farm | $2,401 |
CSAA | $2,460 |
Allied | $2,085 |
Mercury | $2,815 |
GMAC Insurance Group | $1,828 |
Erie | $3,017 |
2017 Audi S3 Insurance Rates
The average annual insurance cost for a 2017 Audi S3 is $1,875. However, National Farmers Union P offers the cheapest rates, averaging $1,131 per year.
Insurance Provider | Average Annual Cost |
Liberty Mutual | $2,382 |
Farm Bureau Mutual (IA Group) | $1,375 |
Allied | $2,557 |
Shelter | $2,255 |
National Farmers Union P | $1,131 |
Mercury Insurance Company | $1,855 |
Erie | $1,537 |
Virginia Farm Bureau | $1,437 |
Travelers | $1,987 |
USAA | $2,237 |
2016 Audi S3 Insurance Rates
The average annual insurance cost for a 2016 Audi S3 is $2,004. However, Dairyland offers the cheapest rates, averaging $1,079 per year.
Insurance Provider | Average Annual Cost |
Mercury | $2,439 |
California Capital | $2,440 |
PEMCO | $2,030 |
New Jersey Manufacturers | $2,168 |
CSAA | $2,205 |
Dairyland | $1,079 |
SECURA Insurance | $1,626 |
Capital Insurance Group | $1,644 |
Penn National | $2,510 |
Hartford | $1,903 |
2015 Audi S3 Insurance Rates
The average annual insurance cost for a 2015 Audi S3 is $1,699. However, Colorado Farm Bureau Mutual offers the cheapest rates, averaging $1,127 per year.
Insurance Provider | Average Annual Cost |
Dairyland | $1,699 |
Acuity | $2,591 |
National General | $1,793 |
National Farmers Union P | $1,353 |
Republic Indemnity | $1,643 |
Colorado Farm Bureau Mutual | $1,127 |
Chubb | $2,177 |
SECURA Insurance | $1,932 |
New York Central Mutual Fire | $1,483 |
Texas Farm Bureau Group | $1,196 |
Find Affordable Audi S3 Insurance Rates
Is An Audi S3 Expensive To Insure?
Insuring an Audi S3 generally costs more than the average for all cars. However, the actual price you’ll pay for car insurance depends on several factors, including your age, the age of your car, your location, and other personal details.
Cheapest Car Insurance Companies For An Audi S3
If you’re looking to purchase a new car insurance policy for your Audi S3, you may want to know which insurance companies offer the most affordable rates. Shelter Mutual offers the cheapest premium for Audi S3 drivers, at $25 per month. However, rates can vary depending on your driver profile, so this is just an average. To find the best rates for your specific situation, it’s important to shop around and compare quotes from different providers.
Company | Average Monthly Rate |
Shelter Mutual | $25 |
SafeAuto | $58 |
MetroMile | $36 |
Clearcover | $56 |
Freedom | $40 |
Common Audi S3 Insurance Discounts
Discounts can be a great way to reduce your car insurance costs. While each insurer offers different types of discounts, there are some common ones to look out for:
- Multi-policy: Bundling your home and auto insurance with the same provider can often result in a discounted rate.
- Pay annually: If you pay your premium in full for the year, rather than in monthly installments, you may receive a discount.
- Defensive driving: Completing a defensive driving course from an accredited institution can qualify you for lower rates.
There may be additional discounts available. It’s a good idea to consult with your insurance agent to explore all the options you’re eligible for.
Ways To Save On Audi S3 Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Audi S3 insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums.
Audi S3 drivers with a ticket on their record can expect to pay $37 per month, while those with multiple accidents will pay an average of $125 per month. By avoiding these incidents, you can keep your insurance costs low.
Additionally, drivers with low annual mileage pay less for Audi S3 insurance, as drivers on the road less frequently have fewer chances of getting into accidents, making them a lower risk to insure.
Audi S3 drivers who drive between 5,000 and 7,500 miles per year will pay around $57 per month for car insurance. In contrast, those who drive over 10,000 miles per year will pay $120 per month.
Compare Audi S3 To Other Audi Models
Looking for other Audi model insurance costs?
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Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered data from thousands of quotes provided by top auto insurance companies. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance, with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the numbers provided in this guide may differ based on your personal situation and profile.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi S3?
Before you can drive your Audi S3 off the dealership lot, you will need to provide proof of insurance. It’s recommended that you purchase an insurance policy in advance and inform your insurance provider that you are about to buy the car. This way, you can ensure you’re covered right away, rather than relying on the dealership for insurance.
How Can You Get The Cheapest Insurance For Your Audi S3?
To find the most affordable rates for your Audi S3, the best approach is to shop around and compare quotes from various auto insurance companies. Fortunately, Insuranceopedia makes this process easier by allowing you to compare quotes from multiple providers directly on our website.