Audi S4 Car Insurance Cost
To insure an Audi S4, the approximate cost is $389 per year with National General. However, actual costs can vary based on factors like age, car model year, and other variables. You can refer to our quote tables below to get a personalized estimate.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying an Audi S4, one important factor to consider is the insurance cost. Insurance is a big part of owning a car, so it’s essential to understand what you’re signing up for before you commit.
Choosing the right insurance policy is crucial because it can prevent unexpected and expensive bills later on. You don’t want to be caught without enough coverage if an accident happens, leaving you responsible for large expenses. Plus, if you’re at fault in an accident, your insurance premiums could go up.
Having analyzed car insurance rates for over ten years, I’ve seen how much prices can vary. Your age, driving history, and where you live all play a significant role in determining your insurance costs.
How Much Does Audi S4 Car Insurance Cost?
Typically, National General provides the best value with an average annual rate of $389 for comprehensive insurance coverage on a 2023 Audi S4.
Although National General’s pricing serves as a good reference point, it’s essential to recognize that car insurance costs can fluctuate significantly based on various factors. These factors encompass your location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a past of accidents or traffic violations could raise your insurance expenses.
Moreover, residing in an urban area with heavy traffic might lead to higher insurance rates compared to rural regions with less traffic congestion. Your choice of coverage will also affect your premium; comprehensive coverage, which includes protection against a wide range of incidents, will generally be more expensive than basic liability coverage.
Insuranceopedia offers resources to help you explore different insurance providers and compare quotes, ensuring you secure the most favorable deal for your needs.
2023 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Preferred Mutual | $2,207 |
| Chubb | $2,310 |
| Hanover | $2,015 |
| Erie | $1,853 |
| Nationwide | $1,754 |
| National General | $389 |
| USAA | $1,618 |
| Unitrin | $2,118 |
| State Farm | $1,806 |
| Travelers | $1,089 |
2022 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,342 |
| Mercury Insurance Company | $2,127 |
| Alliance United | $2,769 |
| USAA | $2,371 |
| State Farm | $2,789 |
| Nationwide | $2,882 |
| Bristol West | $2,408 |
| Mercury | $2,053 |
| Country | $2,271 |
| CSAA | $2,132 |
2021 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,342 |
| Mercury Insurance Company | $2,127 |
| Alliance United | $2,769 |
| USAA | $2,371 |
| State Farm | $2,789 |
| Nationwide | $2,882 |
| Bristol West | $2,408 |
| Mercury | $2,053 |
| Country | $2,271 |
| CSAA | $2,132 |
2020 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Bristol West | $4,939 |
| Texas Farm Bureau Group | $1,979 |
| Mercury | $4,399 |
| Republic Indemnity | $3,649 |
| State Farm | $5,060 |
| Allied | $4,903 |
| California Capital | $3,622 |
| Mercury Insurance | $4,788 |
| CSAA | $4,595 |
| AIG | $3,263 |
2019 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| GMAC Insurance Group | $2,668 |
| Safeco | $1,546 |
| Capital Insurance Group | $2,589 |
| Auto-Owners Insurance Co | $2,738 |
| Farm Bureau Mutual (IA Group) | $1,748 |
| Mercury Insurance | $2,901 |
| PEMCO | $2,485 |
| Mercury | $2,893 |
| Oregon Mutual | $2,372 |
| Unigard | $2,509 |
2018 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,469 |
| Pekin Insurance | $1,603 |
| Country | $1,812 |
| Mercury Insurance | $472 |
| Dairyland | $1,557 |
| Safeco | $742 |
| Buckeye Insurance Group | $1,310 |
| Westfield | $1,906 |
| Kemper Auto | Infinity | $1,596 |
| Hastings Mutual Insurance Co | $1,817 |
2016 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| USAA | $3,752 |
| Metropolitan | $4,377 |
| Hartford | $3,944 |
| California Capital | $3,227 |
| Allstate | $4,235 |
| Travelers | $2,214 |
| Nationwide | $3,191 |
| Esurance | $4,351 |
| Mercury | $3,292 |
| CSAA | $3,914 |
2015 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,612 |
| Direct Auto | $624 |
| USAA | $2,969 |
| SafeAuto | $1,200 |
| Travelers | $2,400 |
| Grange | $2,936 |
| Mercury | $2,652 |
| Hartford | $2,723 |
| Clearcover | $1,251 |
| Dairyland | $1,947 |
2014 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $2,260 |
| Country | $2,381 |
| Travelers | $2,397 |
| Direct Auto | $1,777 |
| State Farm | $3,120 |
| Capital Insurance Group | $2,299 |
| Unitrin | $2,298 |
| Countryway Insurance | $2,012 |
| Plymouth Rock | $2,035 |
| Dairyland | $2,554 |
2013 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farm Bureau Ins of MI | $1,889 |
| SafeAuto | $1,927 |
| PEMCO | $1,622 |
| Virginia Farm Bureau | $1,147 |
| Capital Insurance Group | $2,050 |
| Direct Auto | $1,690 |
| Dairyland Broadform | $681 |
| NatGen PPA | $1,242 |
| Oregon Mutual | $1,784 |
| Auto-Owners Insurance Co | $1,767 |
2012 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,052 |
| Pioneer State Mutual Ins Co | $2,021 |
| Direct Auto | $1,558 |
| Mercury Insurance | $1,387 |
| Chubb | $1,520 |
| Farm Bureau Ins of MI | $1,625 |
| Clearcover | $2,012 |
| MEEMIC Insurance Company | $1,538 |
| Unitrin | $1,854 |
| SafeAuto | $915 |
2011 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Esurance | $1,708 |
| Safeco | $374 |
| Farm Bureau Ins of MI | $1,963 |
| PEMCO | $1,610 |
| Hartford | $2,171 |
| Mercury Insurance | $1,132 |
| Mercury | $1,152 |
| USAA | $2,046 |
| Oregon Mutual | $1,755 |
| Capital Insurance Group | $1,914 |
2010 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $142 |
| Oklahoma Farmers Union | $3,415 |
| Unitrin | $1,993 |
| Travelers | $953 |
| American Family | $1,878 |
| Tennessee Farmers | $898 |
| National Farmers Union P | $3,191 |
| Farm Bureau Ins of MI | $1,985 |
| Westfield | $2,184 |
| National General | $2,394 |
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Cost of Audi S4 Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $12,613 | $18,503 | $21,691 |
| 18 | $11,724 | $17,321 | $20,198 |
| 19 | $10,382 | $15,247 | $17,876 |
| 20 | $9,107 | $13,300 | $15,553 |
| 21 | $7,648 | $11,168 | $13,022 |
| 22 | $7,444 | $10,830 | $12,679 |
| 23 | $6,458 | $9,505 | $11,164 |
| 24 | $6,151 | $9,081 | $10,600 |
| 25 | $5,273 | $7,797 | $9,092 |
| 30 | $4,141 | $6,031 | $7,076 |
| 35 | $3,881 | $5,715 | $6,675 |
| 40 | $3,680 | $5,442 | $6,414 |
| 45 | $3,615 | $5,352 | $6,199 |
| 55 | $3,278 | $4,913 | $5,713 |
| 65 | $3,485 | $5,074 | $5,989 |
| 75 | $4,350 | $6,437 | $7,552 |
Audi S4 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,969 | $5,754 | $7,285 |
| Alaska | $3,310 | $4,484 | $4,397 |
| Arizona | $3,689 | $5,337 | $7,901 |
| Arkansas | $4,002 | $6,396 | $6,978 |
| California | $4,504 | $8,010 | $4,515 |
| Colorado | $4,168 | $5,848 | $7,516 |
| Connecticut | $5,340 | $8,368 | $10,593 |
| Delaware | $4,493 | $5,894 | $7,640 |
| Florida | $5,260 | $7,287 | $9,594 |
| Georgia | $4,333 | $6,452 | $6,552 |
| Hawaii | $1,734 | $2,388 | $1,687 |
| Idaho | $3,011 | $3,977 | $4,811 |
| Illinois | $3,104 | $4,788 | $5,402 |
| Indiana | $3,176 | $4,974 | $5,507 |
| Iowa | $2,601 | $3,522 | $4,153 |
| Kansas | $3,419 | $4,925 | $5,827 |
| Kentucky | $4,939 | $7,168 | $8,466 |
| Louisiana | $6,347 | $9,540 | $10,353 |
| Maine | $2,385 | $3,287 | $4,848 |
| Maryland | $3,880 | $5,590 | $6,284 |
| Massachusetts | $3,138 | $5,375 | $3,093 |
| Michigan | $7,483 | $11,412 | $17,930 |
| Minnesota | $3,067 | $4,085 | $5,723 |
| Mississippi | $3,717 | $5,250 | $5,288 |
| Missouri | $3,471 | $5,035 | $6,610 |
| Montana | $3,536 | $4,957 | $5,763 |
| Nebraska | $2,960 | $4,399 | $4,814 |
| Nevada | $4,983 | $7,376 | $7,769 |
| New Hampshire | $3,445 | $5,474 | $6,934 |
| New Jersey | $3,822 | $5,930 | $7,769 |
| New Mexico | $3,926 | $5,796 | $6,017 |
| New York | $3,631 | $4,546 | $7,508 |
| North Carolina | $2,189 | $3,824 | $2,685 |
| North Dakota | $3,051 | $4,638 | $5,485 |
| Ohio | $2,710 | $4,148 | $4,322 |
| Oklahoma | $4,383 | $6,204 | $6,981 |
| Oregon | $3,988 | $5,269 | $6,304 |
| Pennsylvania | $3,375 | $4,869 | $5,671 |
| Rhode Island | $5,601 | $8,116 | $9,125 |
| South Carolina | $3,796 | $5,183 | $7,220 |
| South Dakota | $3,414 | $4,918 | $5,605 |
| Tennessee | $3,952 | $5,868 | $7,823 |
| Texas | $4,024 | $5,762 | $7,207 |
| Utah | $3,454 | $4,824 | $6,525 |
| Vermont | $2,577 | $4,033 | $4,242 |
| Virginia | $2,500 | $3,806 | $3,701 |
| Washington | $3,262 | $4,487 | $5,351 |
| West Virginia | $3,262 | $4,738 | $5,873 |
| Wisconsin | $3,286 | $5,124 | $5,823 |
| Wyoming | $3,030 | $4,337 | $4,550 |
Compare Audi S4 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
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- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
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- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
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- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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