Audi S5 Car Insurance Cost 2025
On average, insuring an Audi S5 costs around $3,785 per year. However, the actual premium you’ll pay may vary depending on factors like your age, the model year of your car, and other personal details. You can use our quote tables to estimate your specific costs more accurately.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying an Audi S5, you’ll need to consider the cost of insurance. On average, insurance for an Audi S5 costs $3,785 per year. Insurance is a significant aspect of owning a car, so it’s important to understand the financial implications before making your purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. Having insufficient coverage during an accident can lead to significant out-of-pocket costs. Additionally, there’s the risk of increased premiums if you’re found at fault for accidents.
With over a decade of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving record, and even your location can significantly impact insurance premiums. It’s essential to carefully consider these factors when selecting an insurance policy for your Audi S5.
How Much Does An Audi S5 Car Insurance Cost?
On average, Audi S5 drivers can expect to pay around $3,785 per year for car insurance.
The cost of car insurance can vary greatly due to several factors. These include your driving history, location, the model year of your vehicle, and the type of coverage you choose. A clean driving record typically results in lower premiums, while accidents or traffic violations may increase your rates.
Living in urban areas with heavy traffic may also drive up your premiums compared to rural areas with less congestion. Additionally, the type of coverage you select will affect your premium, as comprehensive insurance (which covers both comprehensive and collision) tends to be more expensive than basic liability coverage.
As shown in the table below, the cost of insuring an Audi S5 is higher compared to the average cost for all Audi models. It’s also more expensive than the average cost for all cars. Insuranceopedia helps you compare quotes from multiple providers, ensuring you get the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Audi S5 | $257 |
| All Audis | $195 |
| All Cars | $175 |
Average Insurance Cost Of Audi S5 By Model Year
| Model Year | Average Premium |
| 2024 Audi S5 | $3,920 |
| 2023 Audi S5 | $5,357 |
| 2022 Audi S5 | $2,358 |
| 2021 Audi S5 | $4,388 |
| 2020 Audi S5 | $3,712 |
| 2019 Audi S5 | $1,764 |
| 2018 Audi S5 | $1,400 |
| 2017 Audi S5 | $3,577 |
| 2016 Audi S5 | $4,001 |
| 2015 Audi S5 | $1,699 |
| 2014 Audi S5 | $1,515 |
| 2013 Audi S5 | $1,293 |
| 2012 Audi S5 | $1,419 |
| 2011 Audi S5 | $1,702 |
| 2010 Audi S5 | $831 |
2024 Audi S5 Insurance Rates
The average annual insurance cost for a 2024 Audi S5 is $3,920. However, California Capital offers the cheapest rates, averaging $2,453 per year.
| Insurance Provider | Average Annual Cost |
| Hartford | $4,805 |
| Mercury | $3,783 |
| Auto Club | $4,573 |
| CSAA | $2,524 |
| Metropolitan | $4,127 |
| Mercury Insurance Company | $4,555 |
| USAA | $4,405 |
| California Capital | $2,453 |
| Alliance United | $4,069 |
| Grange | $3,908 |
2023 Audi S5 Insurance Rates
The average annual insurance cost for a 2023 Audi S5 is $5,357. However, USAA offers the cheapest rates, averaging $4,355 per year.
| Insurance Provider | Average Annual Cost |
| Grange | $4,657 |
| Allstate | $6,280 |
| California Capital | $3,743 |
| Metropolitan | $6,275 |
| Hartford | $5,912 |
| 21st Century | $5,385 |
| State Farm | $6,008 |
| CSAA | $4,391 |
| National General | $6,559 |
| USAA | $4,355 |
2022 Audi S5 Insurance Rates
The average annual insurance cost for a 2022 Audi S5 is $2,358. However, Penn National offers the cheapest rates, averaging $1,215 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $2,369 |
| Virginia Farm Bureau | $1,454 |
| Erie | $2,553 |
| Mercury Insurance Company | $2,306 |
| State Farm | $3,026 |
| National Grange Mutual | $2,959 |
| CSAA | $2,458 |
| California Capital | $2,500 |
| New York Central Mutual Fire | $2,736 |
| Penn National | $1,215 |
2021 Audi S5 Insurance Rates
The average annual insurance cost for a 2021 Audi S5 is $4,388. However, Direct Auto offers the cheapest rates, averaging $972 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $3,768 |
| Direct Auto | $972 |
| State Farm | $5,186 |
| Unitrin | $4,625 |
| Grange | $4,666 |
| USAA | $3,073 |
| Allstate | $5,993 |
| 21st Century | $5,381 |
| CSAA | $4,329 |
| Hartford | $5,885 |
2020 Audi S5 Insurance Rates
The average annual insurance cost for a 2020 Audi S5 is $3,712. However, California Capital offers the cheapest rates, averaging $2,436 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $4,128 |
| Grange | $3,910 |
| Erie | $4,187 |
| Travelers | $3,344 |
| California Capital | $2,436 |
| Mercury | $3,823 |
| Alliance United | $4,059 |
| CSAA | $2,537 |
| Mercury Insurance Company | $4,486 |
| Metropolitan | $4,211 |
2019 Audi S5 Insurance Rates
The average annual insurance cost for a 2019 Audi S5 is $1,764. However, Texas Farm Bureau Group offers the cheapest rates, averaging $866 per year.
| Insurance Provider | Average Annual Cost |
| CSAA | $2,316 |
| Republic Indemnity | $2,050 |
| Auto-Owners Insurance Co | $1,730 |
| New York Central Mutual Fire | $1,558 |
| Direct Auto | $1,018 |
| New Jersey Manufacturers | $2,277 |
| California Capital | $2,228 |
| 21st Century | $2,304 |
| Texas Farm Bureau Group | $866 |
| Country | $1,291 |
2018 Audi S5 Insurance Rates
The average annual insurance cost for a 2018 Audi S5 is $1,400. However, Safeco offers the cheapest rates, averaging $400 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,324 |
| Shelter | $1,707 |
| Farm Bureau Mutual (IA Group) | $1,726 |
| Texas Farm Bureau Group | $873 |
| Mercury Insurance | $573 |
| Safeco | $400 |
| Colorado Farm Bureau Mutual | $1,885 |
| Direct Auto | $1,735 |
| Republic Indemnity | $2,055 |
| Southern Farm Bureau | $1,719 |
Find Affordable Audi S5 Insurance Rates
2017 Audi S5 Insurance Rates
The average annual insurance cost for a 2017 Audi S5 is $3,577. However, Colorado Farm Bureau Mutual offers the cheapest rates, averaging $2,921 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $3,839 |
| Farmers | $3,957 |
| Travelers | $3,030 |
| Auto-Owners Insurance Co | $3,687 |
| National Farmers Union P | $3,829 |
| Erie | $3,350 |
| Colorado Farm Bureau Mutual | $2,921 |
| Nationwide | $3,888 |
| USAA | $3,241 |
| State Farm | $4,028 |
2016 Audi S5 Insurance Rates
The average annual insurance cost for a 2016 Audi S5 is $4,001. However, Farm Bureau Mutual (IA Group) offers the cheapest rates, averaging $2,547 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $4,186 |
| USAA | $3,126 |
| American Family | $4,530 |
| Farm Bureau Mutual (IA Group) | $2,547 |
| Auto-Owners Insurance Co | $4,739 |
| New York Central Mutual Fire | $4,720 |
| Penn National | $3,427 |
| California Capital | $4,136 |
| National General | $3,806 |
| Hartford | $4,790 |
2015 Audi S5 Insurance Rates
The average annual insurance cost for a 2015 Audi S5 is $1,699. However, Plymouth Rock Assurance offers the cheapest rates, averaging $930 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $930 |
| Quincy Mutual | $1,952 |
| ACE American Pool | $2,062 |
| Safety Group | $1,473 |
| Norfolk and Dedham Group | $1,361 |
| Liberty Mutual | $2,020 |
| Arbella Insurance Group | $1,726 |
| National Grange Mutual | $1,618 |
| National Farmers Union P | $2,054 |
| Preferred Mutual | $1,790 |
2014 Audi S5 Insurance Rates
The average annual insurance cost for a 2014 Audi S5 is $1,515. However, SECURA Insurance offers the cheapest rates, averaging $1,033 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,211 |
| Penn National | $1,558 |
| Cincinnati Insurance | $1,781 |
| Motorists Mutual | $1,909 |
| Erie | $1,686 |
| Western Reserve | $1,681 |
| Celina Insurance Group | $1,796 |
| Virginia Farm Bureau | $1,154 |
| SECURA Insurance | $1,033 |
| Buckeye Insurance Group | $1,339 |
2013 Audi S5 Insurance Rates
The average annual insurance cost for a 2013 Audi S5 is $1,293. However, Liberty Mutual offers the cheapest rates, averaging $780 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $1,132 |
| Liberty Mutual | $780 |
| Penn National | $1,503 |
| GMAC Insurance Group | $1,288 |
| Esurance | $1,201 |
| American Family | $1,535 |
| Travelers | $1,655 |
| Virginia Farm Bureau | $1,485 |
| Erie | $1,176 |
| North Carolina Farm Bureau | $1,170 |
2012 Audi S5 Insurance Rates
The average annual insurance cost for a 2012 Audi S5 is $1,419. However, American National P offers the cheapest rates, averaging $539 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $1,450 |
| Southern Farm Bureau | $1,528 |
| National Grange Mutual | $1,615 |
| Travelers | $1,706 |
| Direct Auto | $1,440 |
| Nationwide | $1,724 |
| SECURA Insurance | $981 |
| USAA | $1,491 |
| Pioneer State Mutual Ins Co | $1,712 |
| American National P | $539 |
2011 Audi S5 Insurance Rates
The average annual insurance cost for a 2011 Audi S5 is $1,702. However, Kemper Auto Premier offers the cheapest rates, averaging $881 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $971 |
| Direct Auto | $1,753 |
| Pioneer State Mutual Ins Co | $2,018 |
| Kemper Auto Premier | $881 |
| Chubb | $1,980 |
| Farm Bureau Ins of MI | $2,565 |
| Metropolitan | $2,542 |
| National General | $1,854 |
| Dairyland Auto | $727 |
| USAA | $1,730 |
2010 Audi S5 Insurance Rates
The average annual insurance cost for a 2010 Audi S5 is $831. However, SafeAuto offers the cheapest rates, averaging $514 per year.
| Insurance Provider | Average Annual Cost |
| Acuity | $988 |
| SECURA Insurance | $588 |
| SafeAuto | $514 |
| Rural Mutual Insurance | $705 |
| Auto-Owners Insurance Co | $1,354 |
| Pekin Insurance | $577 |
| Rockford Mutual Insurance | $1,016 |
| Plymouth Rock Assurance | $759 |
| Hastings Mutual Insurance Co | $1,072 |
| Tennessee Farmers | $738 |
Find Affordable Audi S5 Insurance Rates
Is An Audi S5 Expensive To Insure?
The cost of insuring an Audi S5 is above the average for all cars. However, the exact amount you will pay for insurance can vary depending on several factors, including your age, the age of your car, your location, and other personal details.
Cost of Audi S5 Car Insurance By Age
Age is a key factor in determining insurance rates for any vehicle. Teen drivers generally face the highest premiums due to their higher risk of being involved in accidents. As you age and gain more driving experience, your premiums typically decrease, reflecting a lower risk for insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $12,821 | $18,866 | $22,080 |
| 18 | $12,006 | $17,603 | $20,554 |
| 19 | $10,605 | $15,474 | $18,161 |
| 20 | $9,192 | $13,501 | $15,817 |
| 21 | $7,726 | $11,302 | $13,257 |
| 22 | $7,560 | $11,036 | $12,895 |
| 23 | $6,565 | $9,705 | $11,299 |
| 24 | $6,282 | $9,183 | $10,780 |
| 25 | $5,441 | $7,906 | $9,256 |
| 30 | $4,195 | $6,196 | $7,241 |
| 35 | $3,986 | $5,801 | $6,721 |
| 40 | $3,758 | $5,535 | $6,475 |
| 45 | $3,712 | $5,425 | $6,305 |
| 55 | $3,367 | $4,992 | $5,831 |
| 65 | $3,492 | $5,190 | $6,019 |
| 75 | $4,421 | $6,518 | $7,677 |
Audi S5 Car Insurance Rates By State
Your location significantly influences how insurance companies determine your rates. Each state has its own regulations for auto insurance, and some, like Michigan, require higher coverage levels, leading to higher premiums. Local climate conditions also play a role, with areas prone to extreme weather, such as hurricanes or flooding, having higher insurance rates. Additionally, factors like crime rates, auto accidents, thefts, and vehicle fatality statistics in your area can impact your insurance cost. Insurers take all of these elements into account when calculating your Audi S5 insurance premium.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,982 | $5,866 | $7,395 |
| Alaska | $3,362 | $4,559 | $4,496 |
| Arizona | $3,796 | $5,430 | $8,014 |
| Arkansas | $4,142 | $6,439 | $7,162 |
| California | $4,607 | $8,133 | $4,628 |
| Colorado | $4,244 | $5,994 | $7,597 |
| Connecticut | $5,419 | $8,462 | $10,793 |
| Delaware | $4,491 | $6,043 | $7,750 |
| Florida | $5,393 | $7,428 | $9,658 |
| Georgia | $4,354 | $6,524 | $6,636 |
| Hawaii | $1,742 | $2,408 | $1,742 |
| Idaho | $2,998 | $3,992 | $4,861 |
| Illinois | $3,160 | $4,839 | $5,485 |
| Indiana | $3,301 | $4,968 | $5,581 |
| Iowa | $2,592 | $3,544 | $4,212 |
| Kansas | $3,421 | $5,002 | $5,882 |
| Kentucky | $4,971 | $7,328 | $8,611 |
| Louisiana | $6,387 | $9,653 | $10,454 |
| Maine | $2,433 | $3,379 | $4,993 |
| Maryland | $3,912 | $5,679 | $6,291 |
| Massachusetts | $3,182 | $5,515 | $3,159 |
| Michigan | $7,572 | $11,564 | $18,268 |
| Minnesota | $3,160 | $4,151 | $5,843 |
| Mississippi | $3,788 | $5,426 | $5,402 |
| Missouri | $3,595 | $5,053 | $6,651 |
| Montana | $3,586 | $4,999 | $5,870 |
| Nebraska | $3,046 | $4,561 | $4,956 |
| Nevada | $5,064 | $7,424 | $7,930 |
| New Hampshire | $3,501 | $5,498 | $7,037 |
| New Jersey | $3,833 | $6,030 | $7,946 |
| New Mexico | $3,965 | $5,832 | $6,042 |
| New York | $3,610 | $4,601 | $7,685 |
| North Carolina | $2,233 | $3,865 | $2,781 |
| North Dakota | $3,104 | $4,696 | $5,553 |
| Ohio | $2,752 | $4,256 | $4,398 |
| Oklahoma | $4,364 | $6,327 | $7,100 |
| Oregon | $4,001 | $5,340 | $6,411 |
| Pennsylvania | $3,384 | $4,935 | $5,801 |
| Rhode Island | $5,618 | $8,288 | $9,294 |
| South Carolina | $3,786 | $5,335 | $7,283 |
| South Dakota | $3,477 | $4,982 | $5,723 |
| Tennessee | $4,094 | $5,969 | $7,915 |
| Texas | $4,087 | $5,910 | $7,285 |
| Utah | $3,488 | $4,809 | $6,692 |
| Vermont | $2,642 | $4,105 | $4,296 |
| Virginia | $2,548 | $3,807 | $3,787 |
| Washington | $3,292 | $4,470 | $5,373 |
| West Virginia | $3,384 | $4,824 | $6,002 |
| Wisconsin | $3,314 | $5,176 | $5,936 |
| Wyoming | $3,083 | $4,369 | $4,663 |
Find Affordable Audi S5 Insurance Rates
Cheapest Car Insurance Companies For An Audi S5
If you’re in the market for a new car insurance policy for your Audi S5, it’s important to consider which providers offer the most affordable options. For those seeking the lowest premium, Amica offers a rate of $28 per month, making them the cheapest provider for an Audi S5. However, rates can vary based on your individual driver profile, so it’s best to shop around and compare quotes to find the most affordable options tailored to your specific needs.
| Company | Average Monthly Rate |
| Amica | $38 |
| DirectGeneral | $54 |
| Apparent | $50 |
| Mercury | $67 |
| Clearcover | $53 |
Common Audi S5 Insurance Discounts
Discounts can significantly reduce your car insurance costs. While each insurance provider may offer different discounts, some common ones to check for include:
- Multi-policy: Bundling your auto and home insurance with one provider can often earn you a discount.
- Pay annually: Paying your premium in one lump sum rather than monthly installments may make you eligible for a lower rate.
- Defensive driving: Completing a certified defensive driving course can help you qualify for discounts.
There may be other discounts available to you, so it’s a good idea to speak with your insurance agent to explore all the options you can take advantage of.
Ways To Save On Audi S5 Insurance Costs
Maintaining a clean driving record is one of the most effective ways to reduce your Audi S5 insurance costs. Violations like speeding tickets or accidents can increase your premiums. Drivers with a ticket on their record can expect to pay around $113 per month, while those with multiple accidents may see their premiums rise to about $128 per month. To keep costs down, avoiding these incidents is key.
Additionally, your annual mileage plays a role in your insurance rate. Drivers with lower annual mileage are considered less risky since they spend less time on the road, reducing the chance of accidents. Drivers covering 5,000-7,500 miles annually can expect to pay around $98 per month, while those who exceed 10,000 miles per year will pay the same amount, $98 per month, but frequent driving may impact the overall rate depending on other factors.
Compare Audi S5 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
Our Methodology
To determine average car insurance costs, Insuranceopedia gathered data from thousands of quotes provided by top auto insurance companies. The typical profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind, these figures are averages and may not reflect your personal insurance costs.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi S5?
Yes, you will need to provide proof of insurance before driving your Audi S5 off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company that you’re about to buy the car. This way, you can ensure you’re covered immediately, rather than relying on insurance provided through the dealership.
How Can You Get The Cheapest Insurance For Your Audi S5?
The most effective way to find the lowest rates for your Audi S5 is by comparing quotes from various auto insurance companies. Luckily, Insuranceopedia offers a convenient platform where you can compare quotes from multiple providers, making it easier to find the best deal for your needs.
