Audi S6 Car Insurance Cost 2025
On average, insuring an Audi S6 costs $1,946 annually. However, the actual cost can differ depending on factors such as your age, the car’s model year, and other specific details. For a more personalized estimate, refer to our quote tables below.
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If you’re thinking about buying an Audi S6, one crucial aspect to consider is the insurance cost. On average, insurance for an Audi S6 costs $1,946 per year. Insurance is a big part of owning a car, so it’s important to understand the financial implications before making a purchase.
Choosing the right insurance policy is essential to avoid unexpected and potentially high expenses in the future. Having insufficient coverage in case of an accident can leave you with significant out-of-pocket costs. Also, there’s the risk of increased premiums if you’re found at fault for accidents.
With more than ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and even your location can significantly impact insurance premiums.
How Much Does An Audi S6 Car Insurance Cost?
Audi S6 owners generally pay an average of $1,946 annually for car insurance.
The cost of car insurance can vary greatly based on several factors, such as your location, driving history, the model year of your vehicle, and the specific coverage options you choose. Drivers with clean records typically enjoy lower premiums, whereas a history of accidents or traffic violations can lead to higher costs.
Living in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less congestion. The type of coverage also affects premiums, with comprehensive insurance (covering both collision and non-collision incidents) costing more than minimum liability coverage.
According to the table below, the insurance cost for an Audi S6 is lower than the average for all Audi models but higher than the average for all cars. To find the best deal, you can use Insuranceopedia’s resources to compare quotes from various providers.
| Vehicle | Average Monthly Premium |
| Audi S6 | $187 |
| All Audis | $193 |
| All Cars | $175 |
Average Insurance Cost Of Audi S6 By Model Year
| Model Year | Average Premium |
| 2022 Audi S6 | $3,439 |
| 2021 Audi S6 | $3,900 |
| 2020 Audi S6 | $5,044 |
| 2019 Audi S6 | $2,683 |
| 2018 Audi S6 | $2,123 |
| 2017 Audi S6 | $1,940 |
| 2016 Audi S6 | $4,214 |
| 2015 Audi S6 | $1,516 |
| 2014 Audi S6 | $4,514 |
| 2013 Audi S6 | $1,543 |
| 2011 Audi S6 | $1,718 |
| 2010 Audi S6 | $4,504 |
2022 Audi S6 Insurance Rates
The average annual insurance cost for a 2022 Audi S6 is $3,439. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,946 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,946 |
| State Farm | $2,209 |
| Nationwide | $2,654 |
| National General | $2,654 |
| USAA | $3,282 |
| Republic Indemnity | $3,316 |
| Esurance | $3,612 |
| Mercury | $3,887 |
| Chubb | $5,045 |
| Permanent General | $5,785 |
2021 Audi S6 Insurance Rates
The average annual insurance cost for a 2021 Audi S6 is $3,900. However, New York Central Mutual Fire offers the cheapest rates, averaging $2,964 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $2,964 |
| California Capital | $3,022 |
| Travelers | $3,843 |
| 21st Century | $3,945 |
| Hartford | $4,083 |
| Mercury | $4,051 |
| Grange | $4,197 |
| State Farm | $4,721 |
| Farmers | $4,841 |
| USAA | $5,289 |
2020 Audi S6 Insurance Rates
The average annual insurance cost for a 2020 Audi S6 is $5,044. However, Travelers offers the cheapest rates, averaging $2,520 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $2,520 |
| State Farm | $4,489 |
| Erie | $4,762 |
| New York Central Mutual Fire | $4,951 |
| USAA | $5,553 |
| Allstate | $5,870 |
| Hanover | $6,137 |
| Esurance | $6,277 |
| Nationwide | $6,300 |
| Chubb | $6,682 |
2019 Audi S6 Insurance Rates
The average annual insurance cost for a 2019 Audi S6 is $2,683. However, Travelers offers the cheapest rates, averaging $2,683 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $2,683 |
2018 Audi S6 Insurance Rates
The average annual insurance cost for a 2018 Audi S6 is $2,123. However, Esurance offers the cheapest rates, averaging $1,258 per year.
| Insurance Provider | Average Annual Cost |
| Bristol West | $2,596 |
| Mercury | $1,835 |
| State Farm | $2,692 |
| Hartford | $1,905 |
| Esurance | $1,258 |
| California Capital | $1,859 |
| Allstate | $2,383 |
| Metropolitan | $2,438 |
| Nationwide | $2,458 |
| 21st Century | $1,991 |
2017 Audi S6 Insurance Rates
The average annual insurance cost for a 2017 Audi S6 is $1,940. However, Capital Insurance Group offers the cheapest rates, averaging $1,435 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,598 |
| PEMCO | $2,139 |
| Capital Insurance Group | $1,435 |
| California Capital | $1,804 |
| Allied | $2,010 |
| Hartford | $1,536 |
| Chubb | $2,000 |
| CSAA | $2,663 |
| Oregon Mutual | $1,927 |
| Mutual Of Enumclaw | $2,292 |
Find Affordable Audi S6 Insurance Rates
2016 Audi S6 Insurance Rates
The average annual insurance cost for a 2016 Audi S6 is $4,214. However, Erie offers the cheapest rates, averaging $2,257 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $2,257 |
| Nationwide | $3,179 |
| USAA | $2,894 |
| Allied | $6,767 |
| Encompass | $4,834 |
| Penn National | $2,689 |
| Esurance | $3,853 |
| Maryland Auto Insurance Fund | $6,659 |
| Direct General Insurance | $6,841 |
| State Farm | $4,437 |
2015 Audi S6 Insurance Rates
The average annual insurance cost for a 2015 Audi S6 is $1,516. However, Capital Insurance Group offers the cheapest rates, averaging $1,003 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $1,456 |
| Nationwide | $1,473 |
| Unitrin | $1,754 |
| State Farm | $1,435 |
| PEMCO | $1,376 |
| Mutual Of Enumclaw | $1,620 |
| USAA | $1,418 |
| Capital Insurance Group | $1,003 |
| Oregon Mutual | $1,329 |
| GMAC Insurance Group | $1,867 |
2014 Audi S6 Insurance Rates
The average annual insurance cost for a 2014 Audi S6 is $4,514. However, National General RAD offers the cheapest rates, averaging $2,022 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $3,628 |
| Metropolitan | $7,169 |
| State Farm | $5,255 |
| USAA | $6,140 |
| Allied | $5,367 |
| Penn National | $3,568 |
| Nationwide | $4,657 |
| Erie | $5,111 |
| Mercury | $4,798 |
| National General RAD | $2,022 |
2013 Audi S6 Insurance Rates
The average annual insurance cost for a 2013 Audi S6 is $1,543. However, Erie offers the cheapest rates, averaging $1,054 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,308 |
| Nationwide | $1,179 |
| Erie | $1,054 |
| National Farmers Union P | $1,811 |
| Atlantic States Insurance | $1,573 |
| Farmers | $1,881 |
| Auto-Owners Insurance Co | $1,519 |
| State Auto | $1,797 |
| Allied | $1,766 |
| Travelers | $1,157 |
2011 Audi S6 Insurance Rates
The average annual insurance cost for a 2011 Audi S6 is $1,718. However, State Farm offers the cheapest rates, averaging $527 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,296 |
| Travelers | $1,373 |
| Nationwide | $1,329 |
| Metropolitan | $1,003 |
| Bristol West | $1,396 |
| State Farm | $527 |
| Allied | $900 |
| Farmers | $1,656 |
| Home State Ins Group | $2,308 |
| Sentry | $5,170 |
2010 Audi S6 Insurance Rates
The average annual insurance cost for a 2010 Audi S6 is $4,504. However, State Farm offers the cheapest rates, averaging $1,856 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,856 |
| Plymouth Rock Assurance | $3,356 |
| Metropolitan | $3,577 |
| USAA | $4,295 |
| Norfolk and Dedham Group | $4,900 |
| Safety Group | $5,409 |
| Arbella Insurance Group | $5,582 |
| Preferred Mutual | $6,041 |
| Hanover | $6,269 |
| National Grange Mutual | $6,317 |
Find Affordable Audi S6 Insurance Rates
Is An Audi S6 Expensive To Insure?
Insuring an Audi S6 typically costs more than the average insurance rate for all cars. However, the exact amount you’ll pay depends on several factors, including your age, the age of your vehicle, your location, and additional personal details.
Cost of Audi S6 Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers usually face the highest premiums due to their higher likelihood of being involved in accidents. As drivers age and gain more experience, their insurance costs typically decrease because they are considered lower risk by insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $16,345 | $24,116 | $28,153 |
| 18 | $15,250 | $22,440 | $26,276 |
| 19 | $13,478 | $19,865 | $23,181 |
| 20 | $11,787 | $17,294 | $20,243 |
| 21 | $9,854 | $14,542 | $16,933 |
| 22 | $9,588 | $14,073 | $16,563 |
| 23 | $8,398 | $12,350 | $14,464 |
| 24 | $7,974 | $11,724 | $13,708 |
| 25 | $6,948 | $10,118 | $11,803 |
| 30 | $5,335 | $7,933 | $9,185 |
| 35 | $5,057 | $7,393 | $8,658 |
| 40 | $4,817 | $7,066 | $8,282 |
| 45 | $4,663 | $6,867 | $8,101 |
| 55 | $4,323 | $6,357 | $7,409 |
| 65 | $4,462 | $6,590 | $7,709 |
| 75 | $5,650 | $8,332 | $9,772 |
Audi S6 Car Insurance Rates By State
Your location significantly impacts car insurance rates, as each state sets its own regulations for auto coverage. For instance, Michigan drivers often face higher premiums due to the state’s requirement for more extensive coverage. Regional factors, such as climate, also play a role—states prone to extreme weather like hurricanes, storms, or flooding may see higher rates.
Additionally, local statistics on crime and auto accidents, including car theft, crashes, and vehicle fatality rates, influence insurance costs. Insurers take all these elements into account when determining your specific premium for an Audi S6.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | 5,129 | 7,448 | 9,481 |
| Alaska | 4,242 | 5,880 | 5,716 |
| Arizona | 4,796 | 6,933 | 10,214 |
| Arkansas | 5,258 | 8,261 | 9,096 |
| California | 5,854 | 10,352 | 5,854 |
| Colorado | 5,463 | 7,645 | 9,700 |
| Connecticut | 6,979 | 10,825 | 13,740 |
| Delaware | 5,778 | 7,700 | 9,891 |
| Florida | 6,880 | 9,518 | 12,403 |
| Georgia | 5,609 | 8,387 | 8,457 |
| Hawaii | 2,240 | 3,041 | 2,240 |
| Idaho | 3,892 | 5,160 | 6,273 |
| Illinois | 4,074 | 6,159 | 7,022 |
| Indiana | 4,186 | 6,399 | 7,181 |
| Iowa | 3,315 | 4,547 | 5,347 |
| Kansas | 4,411 | 6,418 | 7,506 |
| Kentucky | 6,376 | 9,360 | 11,053 |
| Louisiana | 8,186 | 12,373 | 13,416 |
| Maine | 3,095 | 4,278 | 6,317 |
| Maryland | 5,009 | 7,290 | 8,097 |
| Massachusetts | 4,017 | 7,007 | 4,017 |
| Michigan | 9,693 | 14,771 | 23,299 |
| Minnesota | 3,990 | 5,320 | 7,492 |
| Mississippi | 4,817 | 6,870 | 6,915 |
| Missouri | 4,539 | 6,489 | 8,525 |
| Montana | 4,615 | 6,439 | 7,494 |
| Nebraska | 3,901 | 5,768 | 6,267 |
| Nevada | 6,434 | 9,543 | 10,081 |
| New Hampshire | 4,476 | 7,077 | 8,947 |
| New Jersey | 4,931 | 7,736 | 10,124 |
| New Mexico | 5,036 | 7,491 | 7,775 |
| New York | 4,664 | 5,874 | 9,804 |
| North Carolina | 2,891 | 4,968 | 3,543 |
| North Dakota | 3,957 | 6,014 | 7,112 |
| Ohio | 3,528 | 5,442 | 5,579 |
| Oklahoma | 5,634 | 8,067 | 9,083 |
| Oregon | 5,127 | 6,879 | 8,216 |
| Pennsylvania | 4,318 | 6,340 | 7,418 |
| Rhode Island | 7,210 | 10,576 | 11,909 |
| South Carolina | 4,896 | 6,786 | 9,366 |
| South Dakota | 4,393 | 6,330 | 7,304 |
| Tennessee | 5,166 | 7,605 | 10,128 |
| Texas | 5,203 | 7,516 | 9,349 |
| Utah | 4,426 | 6,202 | 8,534 |
| Vermont | 3,407 | 5,247 | 5,546 |
| Virginia | 3,209 | 4,928 | 4,830 |
| Washington | 4,249 | 5,767 | 6,886 |
| West Virginia | 4,275 | 6,122 | 7,670 |
| Wisconsin | 4,262 | 6,653 | 7,588 |
| Wyoming | 3,979 | 5,570 | 5,931 |
Find Affordable Audi S6 Insurance Rates
Cheapest Car Insurance Companies For An Audi S6
If you’re planning to secure a new insurance policy for your Audi S6, it’s worth identifying the most budget-friendly providers. Mercury stands out as the cheapest option, offering an average monthly premium of $46. However, these rates can vary depending on your individual driver profile. To ensure you find the most affordable option tailored to your needs, it’s recommended to shop around and compare quotes from different insurance companies.
| Company | Average Monthly Rate |
| Esurance | $57 |
| SafeAuto | $49 |
| Liberty Mutual | $63 |
| Elephant | $60 |
| Mercury | $46 |
Common Audi S6 Insurance Discounts
Discounts provide an excellent way to reduce your car insurance expenses. Many providers offer various discounts, and some common options include:
- Multi-policy discounts: By bundling your home and auto insurance policies with the same provider, you may qualify for reduced rates.
- Paying annually: Opting to pay your premium in full rather than in monthly installments often comes with a discount.
- Defensive driving courses: Completing a certified defensive driving program can make you eligible for discounted premiums.
Additional discounts may be available depending on your insurer. It’s advisable to consult your insurance agent, who can help identify and apply discounts suited to your profile.
Ways To Save On Audi S6 Insurance Costs
Maintaining a clean driving record is crucial for keeping Audi S6 insurance costs low. Infractions like speeding tickets or accidents can significantly raise premiums. For example, Audi S6 drivers with a ticket on their record may pay around $83 per month, while those with multiple accidents might see rates averaging $143 per month. By avoiding violations, you can keep your premiums at a minimum.
Additionally, low annual mileage can result in lower insurance costs. Drivers traveling between 2,501 and 5,000 miles annually typically pay around $50 per month, whereas those driving over 10,000 miles per year may face premiums closer to $60 per month. Limiting mileage can reduce your risk profile and help save on insurance expenses.
Compare Audi S6 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
Our Methodology
Insuranceopedia calculated average car insurance costs by aggregating thousands of quotes from leading auto insurance providers. The sample profile used for these calculations represents a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. It’s important to note that the figures provided in this guide are averages and may not reflect your individual circumstances. Your specific insurance costs can vary based on factors such as your age, driving history, location, and the type of vehicle you drive.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi S6?
Yes, you will need proof of insurance before driving your Audi S6 off the dealership lot. The ideal approach is to purchase an insurance policy in advance and inform your insurance company about your impending car purchase. This ensures your coverage is ready without relying on insurance provided by the dealership.
How Can You Get The Cheapest Insurance For Your Audi S6?
To find the most affordable insurance rates for your Audi S6, it’s best to shop around and compare quotes from various auto insurance providers. Platforms like Insuranceopedia make this process easy by allowing you to compare rates from multiple companies in one place, ensuring you find the best deal for your needs.
