Audi SQ5 Car Insurance Cost 2025
Getting insurance for an Audi SQ5 costs an average of $3,091 per year. However, the exact cost can vary depending on factors such as your age, the year of the car model, location, driving history, and coverage options. You can use the quote tables below to get an estimate tailored to your specific circumstances.
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If you’re thinking about buying an Audi SQ5, one crucial aspect to consider is the insurance cost. On average, insurance for an Audi SQ5 costs $3,091 per year. Insurance is a big part of owning a car, so it’s essential to understand its implications before making a purchase.
Choosing the right insurance policy is vital to avoid unexpected and potentially high expenses in the future. Having inadequate coverage during an accident can lead to significant out-of-pocket costs. Also, there’s the risk of higher premiums if you’re responsible for accidents.
With over ten years of experience analyzing insurance rates, I’ve observed how much these costs can vary. Factors such as age, driving history, and location can significantly affect insurance premiums.
How Much Does Audi SQ5 Car Insurance Cost?
Typically, Audi SQ5 drivers can find car insurance at an average rate of $3,091 per year. However, your exact premium may vary depending on factors such as your location, driving history, and the specific coverage options you choose. It’s always a good idea to compare quotes from different insurance providers to find the best rate for your individual profile.
It’s important to recognize that car insurance rates can vary significantly due to several factors, including your location, driving history, the model year of your car, and the coverage options you choose. A clean driving record often leads to lower premiums, while accidents or traffic violations can raise your costs.
Living in an urban area with heavy traffic can lead to higher rates, while rural areas with less traffic generally result in cheaper premiums. Additionally, comprehensive coverage, which includes both collision and comprehensive protection, tends to cost more than minimum liability coverage.
The cost of insuring an Audi SQ5 is lower compared to other Audi models, but it remains more expensive than the average cost of insuring all vehicles. By comparing quotes from various providers, you can ensure you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Audi SQ5 | $187 |
| All Audis | $191 |
| All Cars | $175 |
Average Insurance Cost Of Audi SQ5 By Model Year
| Model Year | Average Premium |
| 2022 Audi SQ5 | $3,908 |
| 2021 Audi SQ5 | $3,161 |
| 2020 Audi SQ5 | $3,420 |
| 2019 Audi SQ5 | $1,799 |
| 2018 Audi SQ5 | $2,110 |
| 2017 Audi SQ5 | $1,495 |
| 2016 Audi SQ5 | $1,975 |
| 2015 Audi SQ5 | $1,862 |
| 2014 Audi SQ5 | $1,610 |
2022 Audi SQ5 Insurance Rates
The average annual insurance cost for a 2022 Audi SQ5 is $3,908. However, California Capital offers the cheapest rates, averaging $3,091 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $3,730 |
| Bristol West | $4,002 |
| Allied | $3,929 |
| Unitrin | $3,905 |
| Direct General Insurance | $4,545 |
| Grange | $4,336 |
| Esurance | $3,652 |
| California Capital | $3,091 |
| Mercury | $3,396 |
| Auto Club | $4,494 |
2021 Audi SQ5 Insurance Rates
The average annual insurance cost for a 2021 Audi SQ5 is $3,116. However, Mercury Insurance offers the cheapest rates, averaging $2,043 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $3,506 |
| Erie | $3,702 |
| National General | $3,160 |
| USAA | $3,610 |
| Travelers | $3,734 |
| California Capital | $2,982 |
| Mercury Insurance | $2,043 |
| New York Central Mutual Fire | $2,154 |
| Bristol West | $3,768 |
| Nationwide | $2,947 |
2020 Audi SQ5 Insurance Rates
The average annual insurance cost for a 2020 Audi SQ5 is $3,420. However, Erie offers the cheapest rates, averaging $2,751 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $3,810 |
| Safeco | $3,205 |
| Nationwide | $3,904 |
| Travelers | $3,004 |
| California Capital | $3,111 |
| Bristol West | $3,992 |
| USAA | $3,675 |
| Mercury | $3,377 |
| Erie | $2,751 |
| Direct General Insurance | $3,274 |
2019 Audi SQ5 Insurance Rates
The average annual insurance cost for a 2019 Audi SQ5 is $1,799. However, Oregon Mutual offers the cheapest rates, averaging $1,390 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $1,785 |
| Mutual Of Enumclaw | $1,823 |
| GMAC Insurance Group | $1,643 |
| Chubb | $1,972 |
| Unigard | $1,876 |
| New York Central Mutual Fire | $1,446 |
| Oregon Mutual | $1,390 |
| Dairyland | $2,304 |
| Travelers | $2,224 |
| Capital Insurance Group | $1,530 |
2018 Audi SQ5 Insurance Rates
The average annual insurance cost for a 2018 Audi SQ5 is $2,110. However, Texas Farm Bureau Group offers the cheapest rates, averaging $993 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $2,641 |
| Mercury | $2,972 |
| California Capital | $2,798 |
| Texas Farm Bureau Group | $993 |
| Kemper Auto | Infinity | $1,597 |
| Safeco | $249 |
| Republic Indemnity | $2,215 |
| National General | $2,126 |
| Liberty Mutual | $2,721 |
| Auto-Owners Insurance Co | $2,790 |
Find Affordable Audi SQ5 Insurance Rates
2017 Audi SQ5 Insurance Rates
The average annual insurance cost for a 2017 Audi SQ5 is $1,475. However, USAA offers the cheapest rates, averaging $838 per year.
| Insurance Provider | Average Annual Cost |
| Encompass | $1,413 |
| Donegal Mutual Insurance Co | $1,786 |
| USAA | $838 |
| Nationwide | $1,446 |
| Esurance | $1,638 |
| Erie | $1,702 |
| Penn National | $1,375 |
| State Farm | $1,364 |
| Allstate | $1,606 |
| SafeAuto | $1,781 |
2016 Audi SQ5 Insurance Rates
The average annual insurance cost for a 2016 Audi SQ5 is $1,475. However, USAA offers the cheapest rates, averaging $838 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $2,070 |
| CSAA | $1,916 |
| Esurance | $1,431 |
| California Capital | $2,146 |
| USAA | $2,062 |
| Bristol West | $2,214 |
| Grange | $2,224 |
| 21st Century | $1,805 |
| Unitrin | $2,103 |
| Allstate | $1,779 |
2015 Audi SQ5 Insurance Rates
The average annual insurance cost for a 2015 Audi SQ5 is $1,862. However, Direct General Insurance offers the cheapest rates, averaging $1,366 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $2,090 |
| Travelers | $1,543 |
| CSAA | $2,109 |
| Esurance | $1,493 |
| Direct General Insurance | $1,366 |
| California Capital | $2,235 |
| Metropolitan | $1,636 |
| USAA | $2,064 |
| Westfield | $2,255 |
| Farm Bureau Ins of MI | $1,826 |
2014 Audi SQ5 Insurance Rates
The average annual insurance cost for a 2014 Audi SQ5 is $1,610. However, National Farmers Union P&C offers the cheapest rates, averaging $1,290 per year.
| Insurance Provider | Average Annual Cost |
| National Farmers Union P&C | $1,290 |
| Esurance | $1,405 |
| Colorado Farm Bureau Mutual | $1,424 |
| Georgia Farm Bureau | $1,461 |
| USAA | $1,634 |
| 21st Century | $1,728 |
| National Farmers Union P | $1,746 |
| State Farm | $1,799 |
| Mercury | $1,805 |
| Auto-Owners Insurance Co | $1,806 |
Find Affordable Audi SQ5 Insurance Rates
Is An Audi SQ5 Expensive To Insure?
The cost to insure an Audi SQ5 is higher than the overall average for all cars, but the actual premium you’ll pay depends on several factors. These include your age, the age of your car, where you live, your driving history, and the coverage options you select. By comparing quotes from different insurance providers, you can find the best rates tailored to your personal profile.
Cost of Audi SQ5 Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers generally face the highest premiums because they are statistically more likely to be involved in accidents. As you age and gain more driving experience, your premiums tend to decrease, as you are considered a lower insurance risk. Drivers in their 30s and 40s typically see lower rates compared to younger drivers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,524 | $12,515 | $14,681 |
| 18 | $7,935 | $11,742 | $13,703 |
| 19 | $7,020 | $10,377 | $12,057 |
| 20 | $6,181 | $9,057 | $10,600 |
| 21 | $5,143 | $7,561 | $8,818 |
| 22 | $5,038 | $7,336 | $8,661 |
| 23 | $4,360 | $6,491 | $7,582 |
| 24 | $4,156 | $6,159 | $7,162 |
| 25 | $3,569 | $5,282 | $6,157 |
| 30 | $2,825 | $4,093 | $4,789 |
| 35 | $2,639 | $3,902 | $4,491 |
| 40 | $2,531 | $3,689 | $4,304 |
| 45 | $2,420 | $3,598 | $4,247 |
| 55 | $2,286 | $3,273 | $3,910 |
| 65 | $2,357 | $3,492 | $3,991 |
| 75 | $3,011 | $4,371 | $5,119 |
Audi SQ5 Car Insurance Rates By State
Your location significantly affects your car insurance rates. Each state has its own regulations and requirements, which can lead to higher or lower premiums. For instance, Michigan drivers often face higher premiums due to the state’s mandatory higher coverage levels. Additionally, areas prone to extreme weather, such as hurricanes, storms, and flooding, can increase your insurance costs because of the higher risk of damage to your vehicle.
Local crime rates, including car thefts, accidents, and fatalities, also play a role in determining premiums. If you live in an area with a higher frequency of accidents or thefts, your insurance company may adjust your rate accordingly to reflect the increased risk. Insurance providers take all these factors into account when calculating your Audi SQ5 insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,721 | $3,892 | $4,907 |
| Alaska | $2,223 | $3,060 | $2,939 |
| Arizona | $2,501 | $3,595 | $5,289 |
| Arkansas | $2,751 | $4,353 | $4,771 |
| California | $3,036 | $5,431 | $3,012 |
| Colorado | $2,878 | $3,950 | $5,108 |
| Connecticut | $3,606 | $5,695 | $7,195 |
| Delaware | $3,053 | $3,989 | $5,155 |
| Florida | $3,583 | $5,000 | $6,464 |
| Georgia | $2,946 | $4,362 | $4,452 |
| Hawaii | $1,153 | $1,569 | $1,157 |
| Idaho | $2,057 | $2,720 | $3,274 |
| Illinois | $2,076 | $3,232 | $3,633 |
| Indiana | $2,162 | $3,355 | $3,733 |
| Iowa | $1,761 | $2,418 | $2,743 |
| Kansas | $2,349 | $3,389 | $3,879 |
| Kentucky | $3,326 | $4,883 | $5,759 |
| Louisiana | $4,309 | $6,423 | $6,962 |
| Maine | $1,641 | $2,271 | $3,343 |
| Maryland | $2,649 | $3,781 | $4,200 |
| Massachusetts | $2,133 | $3,621 | $2,119 |
| Michigan | $5,048 | $7,713 | $12,120 |
| Minnesota | $2,107 | $2,825 | $3,949 |
| Mississippi | $2,479 | $3,538 | $3,617 |
| Missouri | $2,345 | $3,369 | $4,495 |
| Montana | $2,384 | $3,325 | $3,898 |
| Nebraska | $2,073 | $2,962 | $3,296 |
| Nevada | $3,353 | $4,959 | $5,243 |
| New Hampshire | $2,286 | $3,716 | $4,644 |
| New Jersey | $2,594 | $4,076 | $5,267 |
| New Mexico | $2,628 | $3,931 | $4,101 |
| New York | $2,424 | $3,068 | $5,076 |
| North Carolina | $1,547 | $2,560 | $1,860 |
| North Dakota | $2,015 | $3,108 | $3,746 |
| Ohio | $1,838 | $2,853 | $2,911 |
| Oklahoma | $2,904 | $4,193 | $4,770 |
| Oregon | $2,681 | $3,631 | $4,292 |
| Pennsylvania | $2,232 | $3,278 | $3,879 |
| Rhode Island | $3,734 | $5,496 | $6,184 |
| South Carolina | $2,578 | $3,496 | $4,863 |
| South Dakota | $2,289 | $3,331 | $3,782 |
| Tennessee | $2,688 | $3,939 | $5,257 |
| Texas | $2,741 | $3,881 | $4,916 |
| Utah | $2,320 | $3,231 | $4,469 |
| Vermont | $1,767 | $2,716 | $2,918 |
| Virginia | $1,693 | $2,618 | $2,475 |
| Washington | $2,210 | $2,986 | $3,591 |
| West Virginia | $2,181 | $3,200 | $3,984 |
| Wisconsin | $2,185 | $3,440 | $3,931 |
| Wyoming | $2,093 | $2,865 | $3,055 |
Find Affordable Audi SQ5 Insurance Rates
Cheapest Car Insurance Companies For An Audi SQ5
If you’re looking for a new car insurance policy for your Audi SQ5, Shelter Mutual offers the most affordable rate, with an average premium of $41 per month. However, insurance rates can vary based on factors such as your driving history, location, and the year of your Audi. To find the best deal tailored to your specific profile, it’s a good idea to shop around and compare quotes from different insurance providers.
| Company | Average Monthly Rate |
| Aspire | $44 |
| Shelter Mutual | $41 |
| SafeAuto | $52 |
| PlymouthRockNJ | $46 |
| Workmens | $43 |
Common Audi SQ5 Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each provider offers different discounts, here are some common ones you can check for eligibility:
- Multi-policy: Bundle your home and auto insurance with one provider to get a discounted rate.
- Pay annually: If you pay your premium in one lump sum, rather than monthly, you may receive a discount.
- Defensive driving: Completing a defensive driving course from a certified institution can help you qualify for a discount.
There may be other discounts available, so it’s a good idea to speak with your insurance agent to find out which ones you qualify for.
Ways To Save On Audi SQ5 Insurance Costs
Maintaining a clean driving record is essential for keeping your Audi SQ5 insurance costs down. Speeding tickets or accidents can raise your premiums significantly. Audi SQ5 drivers with a ticket on their record can expect to pay around $98 per month, while those with multiple accidents may pay an average of $127 per month. Avoiding these incidents is key to keeping your insurance costs lower.
Additionally, low annual mileage can help reduce your premiums. Drivers with fewer miles on the road have a lower risk of accidents, making them less expensive to insure. Audi SQ5 drivers who drive between 2,501 and 5,000 miles per year will typically pay around $40 per month, while those who drive over 10,000 miles annually will pay about $58 per month.
Compare Audi SQ5 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi TT Car Insurance
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- Audi A4 Allroad Car Insurance
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- Audi RS3 Car Insurance
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- Audi S7 Car Insurance
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- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from leading auto insurance providers. The sample profile used for this calculation was for a 40-year-old male driver purchasing full-coverage car insurance, with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it's important to note that these figures are averages, and your specific rates may differ based on your individual profile and circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi SQ5?
Yes, you will need to provide proof of insurance before you can drive your Audi SQ5 off the dealership lot. The best approach is to purchase a policy in advance and then inform your insurance company about the specific vehicle you’re about to buy. This way, your insurance will be in place before you take possession of the car, rather than relying on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Audi SQ5?
The best way to find the cheapest rates for your Audi SQ5 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers right here on our website, ensuring you can find the most affordable and suitable coverage for your needs.
