Cheapest Car Insurance In Abilene, TX 2025
Texas Farm Bureau offers the most affordable minimum coverage car insurance in Abilene, with an average monthly cost of $25.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the most affordable car insurance in Abilene, TX, can be challenging, as prices vary widely.
For drivers needing budget-friendly liability-only coverage, Texas Farm Bureau stands out as the top choice. It also offers the best rates for full coverage policies. However, young drivers can get the lowest rates with State Farm.
Cheapest Car Insurance In Abilene, TX
Cheapest Liability-only Car Insurance In Abilene: Texas Farm Bureau
Texas Farm Bureau offers the most affordable minimum coverage car insurance in Abilene, with an average monthly rate of $25.
Check the table below to see how other insurance providers compare.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $44 | $528 |
| State Farm | $31 | $372 |
| Mercury | $29 | $348 |
| AAA Texas | $36 | $432 |
| Texas Farm Bureau | $25 | $300 |
Cheapest Full Coverage Insurance Rates In Abilene: Texas Farm Bureau
Texas Farm Bureau offers the lowest rates for full coverage car insurance in Abilene, with an average monthly premium of $63.
Refer to the table below for a comparison of quotes from other affordable insurers in Abilene.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $92 | $1,104 |
| State Farm | $70 | $840 |
| Texas Farm Bureau | $63 | $756 |
| Progressive | $98 | $1,176 |
| AAA Texas | $85 | $1,020 |
Cheapest Car Insurance Rates For Seniors: State Farm
State Farm offers the most affordable car insurance for seniors in Abilene, with an average monthly rate of $45.
The table below provides a comparison of quotes from other budget-friendly insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $51 | $612 |
| State Farm | $45 | $540 |
| USAA | $80 | $960 |
| Allstate | $66 | $792 |
| Mile Auto | $72 | $864 |
Cheapest Rates In Abilene For Teenagers: State Farm
Teen drivers in Abilene can get the most affordable rates from State Farm, with an average monthly premium of $176.
Check the table below for a comparison of the cheapest insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $192 | $2,304 |
| Allstate | $398 | $4,776 |
| State Farm | $176 | $2,112 |
| Foremost | $485 | $5,820 |
| Nationwide | $310 | $3,720 |
Cheapest Auto Insurance For Young Adults in Abilene: Texas Farm Bureau
Texas Farm Bureau provides the most affordable car insurance for young adults in Abilene, with an average monthly rate of $58.
Refer to the table below to compare the lowest auto insurance rates for young adults in Abilene.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA Texas | $79 | $948 |
| Progressive | $95 | $1,140 |
| State Farm | $67 | $804 |
| Texas Farm Bureau | $58 | $696 |
| GEICO | $84 | $1,008 |
Cheapest Car Insurance In Abilene For Good Drivers: State Farm
Good drivers in Abilene can get the best car insurance rates from State Farm, with average monthly premiums around $32.
Use the table below to compare average quotes from the most affordable insurers for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $35 | $420 |
| Mile Auto | $50 | $600 |
| State Farm | $32 | $384 |
| USAA | $57 | $684 |
| Allstate | $49 | $588 |
Find Affordable Abilene Rates
Cheapest Car Insurance In Abilene After A Speeding Ticket: State Farm
State Farm offers some of the lowest rates in Abilene for drivers with a speeding ticket, averaging $38 per month.
Check the table below to compare average rates from other insurers for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mile Auto | $59 | $708 |
| State Farm | $38 | $456 |
| USAA | $74 | $888 |
| GEICO | $45 | $540 |
| Allstate | $55 | $660 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm provides the most affordable car insurance for drivers with an at-fault accident, with an average monthly rate of $43.
Below is a list of insurance companies offering the lowest rates for drivers with an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $76 | $912 |
| GEICO | $47 | $564 |
| Mile Auto | $63 | $756 |
| Allstate | $60 | $720 |
| State Farm | $43 | $516 |
Cheapest Rates In Abilene For Drivers After A DUI: State Farm
State Farm offers the most affordable car insurance for drivers with a DUI in Abilene, with average monthly premiums of $52.
For a comparison of the cheapest rates for drivers with a DUI, refer to the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $71 | $852 |
| State Farm | $52 | $624 |
| USAA | $95 | $1,140 |
| GEICO | $58 | $696 |
| Mile Auto | $79 | $948 |
Best Car Insurance Companies In Abilene
Texas Farm Bureau offers the most affordable car insurance in Abilene, with average monthly premiums of $90. You may also want to consider State Farm at $107 per month or USAA at $116.
The table below ranks the top 10 car insurance companies in Abilene, TX, based on their average monthly rates.
| Company | Monthly Premium |
| Texas Farm Bureau | $90 |
| State Farm | $107 |
| USAA | $116 |
| Allstate | $119 |
| GEICO | $120 |
| Mile Auto | $123 |
| Mercury | $128 |
| Root | $137 |
| Nationwide | $144 |
| Progressive | $151 |
Average Auto Insurance Rates In Abilene- By Age
Age plays a significant role in determining car insurance rates. Younger drivers typically face higher premiums because of their limited experience and higher risk of accidents and violations. Teenagers, for example, can expect to pay about $3,824 annually for car insurance.
Rates tend to drop once drivers reach the age of 25, provided they have a clean driving record.
The most affordable insurance rates are usually given to drivers in their 50s and early 60s, as insurers consider age a key factor in assessing experience and risk, which impacts the cost of premiums.
| Age | Average Yearly Rate |
| Teenagers | $3,824 |
| 20s | $2,544 |
| 30s | $1,416 |
| 40s | $1,536 |
| 50s | $1,164 |
| 60s | $1,044 |
| 70s | $1,308 |
Average Rates In Abilene- By Vehicle
The type of vehicle you drive is a major factor in determining your car insurance rates. Insurers consider elements like the car’s make, model, year, and body style. Generally, newer vehicles, especially luxury models with advanced features and higher replacement costs, come with higher insurance premiums.
Use the table below to compare average insurance rates for various vehicles in Abilene.
| Vehicle | Average Monthly Rate |
| Nissan Rogue | $250 |
| KIA Sportage | $167 |
| Hyundai Santa Fe | $293 |
| GMC Terrain | $120 |
| Hyundai Elantra | $208 |
How Much Is Car Insurance In Other Cities in Texas?
Where you live can significantly impact your car insurance rates. Insurance companies consider factors such as the likelihood of accidents, theft, and vandalism, which tend to be higher in urban areas, leading to higher premiums.
For instance, drivers in Austin pay an average of $153 per month for car insurance, while those in Houston can expect to pay around $185 per month.
| City | Average Monthly Rate |
| Austin | $153 |
| Houston | $185 |
| Beaumont | $162 |
| Arlington | $167 |
| Laredo | $108 |
| El Paso | $155 |
| Fort Worth | $161 |
| Baytown | $132 |
| Irving | $176 |
| San Antonio | $162 |
Average Cost Of Auto Insurance In Abilene- By Zip Code
Insurance companies use zip codes to assess crime rates and other local factors, which can result in varying car insurance rates depending on your location.
Refer to the table below to compare average insurance rates for different zip codes in Abilene.
| Zip Code | Average Monthly Rate |
| 79601 | $140 |
| 79602 | $132 |
| 79603 | $135 |
| 79605 | $143 |
| 79606 | $139 |
Find Affordable Abilene Rates
Our Methodology
Drawing upon a comprehensive analysis that encompasses multiple facets such as customer service ratings, product options, pricing, and a thorough evaluation of various online review sites and user experience, I've crafted an in-depth view of the landscape of car insurance providers in Abilene, TX.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Abilene?
Texas Farm Bureau provides the most affordable car insurance rates in Abilene, offering both the minimum coverage required by the State of Texas and full coverage, which includes comprehensive and collision insurance.
What is the average cost of car insurance in Abilene?
The typical cost of car insurance in Abilene is around $110 per month. However, rates can differ depending on factors such as your zip code, car make and model, driving history, and more.
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