Cheapest Car Insurance In Alexandria, VA 2025
Virginia Farm Bureau offers the most affordable minimum coverage car insurance in Alexandria, with an average monthly cost of $30.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the most affordable car insurance in Alexandria, VA, can be challenging, as prices vary widely.
For those needing the lowest-cost liability-only coverage, Virginia Farm Bureau stands out as the top choice. It also provides the best rates for full coverage policies. However, young drivers can find the most budget-friendly rates with Nationwide.
Cheapest Car Insurance In Alexandria, VA
Cheapest Liability-only Car Insurance In Alexandria: Virginia Farm Bureau
Virginia Farm Bureau offers the most affordable minimum coverage car insurance in Alexandria, averaging $30 per month.
Check the table below to see how its rates compare with other insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $45 | $540 |
| Virginia Farm Bureau | $30 | $360 |
| American Family | $43 | $516 |
| Erie | $50 | $600 |
| Cincinnati Insurance | $39 | $468 |
Cheapest Full Coverage Insurance Rates In Alexandria: Virginia Farm Bureau
Virginia Farm Bureau offers the lowest rates for full coverage car insurance in Alexandria, with an average monthly premium of $72.
The table below provides a comparison of average quotes from budget-friendly insurance providers in Alexandria.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $80 | $960 |
| Virginia Farm Bureau | $72 | $864 |
| American Family | $91 | $1,092 |
| Cincinnati Insurance | $76 | $912 |
| Nationwide | $85 | $1,020 |
Cheapest Car Insurance Rates For Seniors: Cincinnati Insurance
Cincinnati Insurance offers the most affordable car insurance for seniors in Alexandria, with an average monthly rate of $53.
The table below compares average quotes from the lowest-cost insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $65 | $780 |
| Mercury | $72 | $864 |
| Virginia Farm Bureau | $60 | $720 |
| Cincinnati Insurance | $53 | $636 |
| Nationwide | $78 | $936 |
Cheapest Rates In Alexandria For Teenagers: Nationwide
Nationwide offers the lowest car insurance rates for teenage drivers in Alexandria, with an average monthly premium of $110.
The table below highlights the most affordable insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $162 | $1,944 |
| Nationwide | $110 | $1,320 |
| State Farm | $166 | $1,992 |
| GEICO | $223 | $2,676 |
| Auto-Owners | $195 | $2,340 |
Cheapest Auto Insurance For Young Adults in Alexandria: Virginia Farm Bureau
Virginia Farm Bureau provides the most affordable car insurance for young adults in Alexandria, with an average monthly rate of $55.
Refer to the table below to compare the lowest auto insurance rates for young adults in Alexandria.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $101 | $1,212 |
| Travelers | $73 | $876 |
| GEICO | $92 | $1,104 |
| Virginia Farm Bureau | $55 | $660 |
| American Family | $86 | $1,032 |
Cheapest Car Insurance In Alexandria For Good Drivers: Virginia Farm Bureau
Good drivers in Alexandria can get the lowest car insurance rates from Virginia Farm Bureau, with an average monthly cost of $30.
Check the table below to compare average quotes from the most budget-friendly insurance providers for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $43 | $516 |
| Virginia Farm Bureau | $30 | $360 |
| Travelers | $45 | $540 |
| Erie | $50 | $600 |
| Cincinnati Insurance | $39 | $468 |
Find Affordable Alexandria Rates
Cheapest Car Insurance In Alexandria After A Speeding Ticket: Cincinnati Insurance
Cincinnati Insurance offers some of the lowest rates in Alexandria, with an average monthly premium of $89 for drivers with a speeding ticket.
Check the table below to compare average rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Virginia Farm Bureau | $110 | $1,320 |
| American Family | $126 | $1,512 |
| Auto-Owners | $107 | $1,284 |
| Cincinnati Insurance | $89 | $1,068 |
| Travelers | $115 | $1,380 |
Cheapest For Drivers With After At-Fault Accident: Virginia Farm Bureau
Virginia Farm Bureau provides the most affordable car insurance for drivers with an at-fault accident, with an average monthly rate of $90.
Below is a list of insurance companies offering the lowest rates for drivers with an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $98 | $1,176 |
| Cincinnati Insurance | $103 | $1,236 |
| Virginia Farm Bureau | $90 | $1,080 |
| American Family | $122 | $1,464 |
| Travelers | $114 | $1,368 |
Cheapest Rates In Alexandria For Drivers After A DUI: Virginia Farm Bureau
Virginia Farm Bureau offers the most affordable car insurance for drivers in Alexandria after a DUI, with average monthly premiums of $94.
Drivers in Alexandria with a DUI can compare the cheapest rates in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $125 | $1,500 |
| State Farm | $131 | $1,572 |
| American Family | $180 | $2,160 |
| Virginia Farm Bureau | $94 | $1,128 |
| Mercury | $155 | $1,860 |
Best Car Insurance Companies In Alexandria
Virginia Farm Bureau offers the most affordable car insurance in Alexandria, with an average monthly rate of $82. Travelers is another option at $104 per month, followed by GEICO at $118 per month.
Below are the top 10 car insurance companies in Alexandria, VA, ranked by their average monthly rates.
| Company | Monthly Premium |
| Virginia Farm Bureau | $82 |
| Travelers | $104 |
| GEICO | $118 |
| USAA | $126 |
| Utica National | $137 |
| Chubb | $152 |
| Erie | $157 |
| Cincinnati Insurance | $168 |
| Auto-Owners | $193 |
| Progressive | $196 |
Average Auto Insurance Rates In Alexandria- By Age
Age plays a significant role in determining car insurance rates. Younger drivers, especially teenagers, typically face higher premiums because of their inexperience and higher risk of accidents and traffic violations. Teenagers can expect to pay around $3,516 annually for car insurance.
As drivers reach 25, their premiums usually decrease, provided they have a clean driving record.
The most favorable rates are often available to drivers in their 50s and early 60s, as insurance companies view this age group as having more driving experience and a lower risk profile.
| Age | Average Yearly Rate |
| Teenagers | $3,516 |
| 20s | $2,340 |
| 30s | $1,524 |
| 40s | $1,560 |
| 50s | $1,272 |
| 60s | $1,248 |
| 70s | $1,380 |
Average Rates In Alexandria- By Vehicle
The type of vehicle you own greatly affects your car insurance premiums. Insurance providers consider factors like the make, model, year, and body style of the car. Generally, newer vehicles, especially luxury cars with advanced technology and higher replacement costs, have higher insurance rates.
Use the table below to compare average insurance rates in Alexandria for different vehicles.
| Vehicle | Average Monthly Rate |
| Ford Escape | $121 |
| Ford F350 | $320 |
| Honda Accord | $153 |
| Toyota Camry | $135 |
| Toyota Rav4 | $110 |
How Much Is Car Insurance In Other Cities in Virginia?
Where you live has a major impact on your car insurance rates. Insurers consider factors like accident risk, vehicle theft, and vandalism, which tend to be higher in urban areas, leading to increased premiums.
For instance, drivers in Henrico pay around $130 per month for car insurance, while those in Fredericksburg have an average rate of $123 per month.
| City | Average Monthly Rate |
| Henrico | $130 |
| Fredericksburg | $123 |
| Hampton | $128 |
| Fairfax | $137 |
| Norfolk | $145 |
| Chesapeake | $120 |
| Lynchburg | $105 |
| Virginia Beach | $128 |
| Newport News | $131 |
| Charlottesville | $109 |
Average Cost Of Auto Insurance In Alexandria- By Zip Code
Insurance companies use zip codes to assess crime rates and other risk factors, which means car insurance costs can vary by location.
Check the table below to compare average insurance rates for different zip codes in Alexandria.
| City | Average Monthly Rate |
| 22311 | $130 |
| 22306 | $184 |
| 22309 | $142 |
| 22304 | $135 |
| 22305 | $117 |
Find Affordable Alexandria Rates
Our Methodology
Drawing upon a comprehensive analysis that encompasses multiple facets such as customer service ratings, product options, pricing, and a thorough evaluation of various online review sites and user experience, I've crafted an in-depth view of the landscape of car insurance providers in Alexandria , VA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Alexandria?
Virginia Farm Bureau offers the lowest car insurance rates in Alexandria for both minimum coverage, as required by the State of Virginia, and full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Alexandria?
The average car insurance cost in Alexandria is around $143 per month. However, rates can vary depending on factors like your zip code, vehicle make and model, driving history, and other personal details.
