Cheapest Car Insurance In Alexandria, VA 2025
Auto-Owners provides Alexandria drivers with the most affordable minimum coverage policy, costing around $40 each month.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re on the hunt for low-cost car insurance in Alexandria, GA, you’ll find that rates can vary considerably.
Auto-Owners takes the lead for the lowest liability-only insurance rates. State Farm is the best choice for full coverage, while young drivers get the most affordable rates from Utica Insurance.
Cheapest Car Insurance In Alexandria, VA 2025
Cheapest Liability-only Car Insurance In Alexandria: Auto-Owners
Auto-Owners leads in affordability for minimum coverage in Alexandria, charging an average of $40 monthly.
To find the best rates, take a look at the comparison table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $40 | $480 |
| Chubb | $58 | $696 |
| State Farm | $43 | $516 |
| Nationwide | $69 | $828 |
| Erie | $61 | $732 |
Cheapest Full Coverage Insurance Rates In Alexandria: State Farm
If you’re looking for low-cost full coverage car insurance in Alexandria, State Farm is the cheapest option at $74 per month on average.
The table below highlights average car insurance rates from some of the cheapest providers in Alexandria.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $74 | $888 |
| Chubb | $107 | $1,284 |
| Nationwide | $128 | $1,536 |
| GEICO | $97 | $1,164 |
| Erie | $112 | $1,344 |
Cheapest Car Insurance Rates For Seniors: Mercury
Seniors looking for the lowest car insurance rates in Alexandria will find Mercury offers the best deal at $74 a month on average.
The table below compares average car insurance prices from the most affordable companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $74 | $744 |
| USAA | $84 | $840 |
| Direct Auto | $83 | $768 |
| State Farm | $91 | $828 |
| Utica Insurance | $86 | $900 |
Cheapest Auto Insurance For Young Adults in Alexandria: Utica Insurance
The lowest-cost car insurance for young adults in Alexandria is available through Utica Insurance, with an average premium of $84 monthly.
The table below shows the insurance providers with the best rates for young adult drivers in Alexandria.
| Provider | Average Monthly Cost | Average Annual Cost |
| Utica Insurance | $84 | $1,008 |
| Elephant Insurance | $114 | $1,368 |
| Clearcover | $110 | $1,320 |
| Mercury | $133 | $1,596 |
| USAA | $130 | $1,560 |
Cheapest Rates In Alexandria For Teenagers: Utica Insurance
Utica Insurance is the cheapest option for teen drivers in Alexandria, with insurance rates averaging $90 per month.
The table below highlights the companies that provide the most affordable insurance for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Utica Insurance | $90 | $1,080 |
| ALFA | $171 | $2,052 |
| Safe Auto | $168 | $2,016 |
| Chubb | $177 | $2,124 |
| Direct Auto | $174 | $2,088 |
Cheapest Car Insurance In Alexandria For Good Drivers: Auto-Owners
With an average rate of $40 per month, Auto-Owners stands out as the most affordable option for good drivers in Alexandria.
If you’re a careful driver, check the table below for the most cost-effective insurance options.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $40 | $480 |
| Chubb | $58 | $696 |
| State Farm | $43 | $516 |
| Nationwide | $69 | $828 |
| Erie | $61 | $732 |
Find Affordable Alexandria Rates
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
If you’ve had an at-fault accident, Auto-Owners offers the best rates, with average monthly premiums of $53.
If you’ve been in an at-fault accident, these insurance companies have the most competitive rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $53 | $636 |
| USAA | $70 | $840 |
| Nationwide | $90 | $1,080 |
| GEICO | $72 | $864 |
| Allstate | $110 | $1,320 |
Cheapest Car Insurance In Alexandria After A Speeding Ticket: Auto-Owners
Compared to other insurers, Auto-Owners has some of the cheapest rates in Alexandria, charging $50 per month for drivers with a speeding violation.
The table below highlights the typical insurance rates for drivers who have a speeding violation on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $50 | $600 |
| USAA | $69 | $828 |
| State Farm | $52 | $624 |
| Chubb | $74 | $888 |
| Nationwide | $85 | $1,020 |
Cheapest Rates In Alexandria For Drivers After A DUI: Auto-Owners
At $61 per month on average, Auto-Owners has the lowest-priced car insurance for Alexandria drivers with a DUI on their record.
Alexandria drivers looking for low-cost insurance after a DUI can explore the options in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $61 | $732 |
| GEICO | $84 | $1,008 |
| Chubb | $92 | $1,104 |
| Clearcover | $107 | $1,284 |
| Allstate | $134 | $1,608 |
Best Car Insurance Companies In Alexandria
Alexandria residents can get the cheapest car insurance from Auto-Owners at $40 per month, with State Farm and Chubb available for $43 and $58, respectively.
Listed below are the 10 best car insurance providers in Alexandria, VA, sorted by their average monthly rates.
| Company | Monthly Premium |
| Auto-Owners | $40 |
| Chubb | $58 |
| State Farm | $43 |
| Nationwide | $69 |
| Erie | $61 |
| GEICO | $55 |
| Clearcover | $68 |
| Allstate | $84 |
| Mercury | $87 |
| USAA | $54 |
Average Cost Of Auto Insurance In Alexandria – By Zip Code
Zip codes give insurers insight into crime risks, resulting in different insurance rates for different areas.
For a look at insurance rates by zip code in Alexandria, check out the table below.
| City | Average Monthly Rate |
| 22311 | $134 |
| 22306 | $184 |
| 22309 | $146 |
| 22304 | $140 |
| 22305 | $117 |
Average Auto Insurance Rates In Alexandria – By Age
A driver’s age significantly affects their insurance rates. Teens, being less experienced and more likely to have accidents, typically pay about $3,534 per year in premiums.
At 25, many drivers see reduced insurance rates, but only if they have kept a clean record.
The most budget-friendly insurance rates are often reserved for drivers in their 50s and early 60s, as companies use age to measure driving risk.
| Age | Average Yearly Rate |
| Teenagers | $3,534 |
| 20s | $2,356 |
| 30s | $1,543 |
| 40s | $1,583 |
| 50s | $1,285 |
| 60s | $1,256 |
| 70s | $1,398 |
Average Rates In Alexandria – By Vehicle
Insurance rates vary depending on the type of vehicle you own. Newer, high-end cars with costly technology and expensive replacement parts often result in higher premiums.
For a breakdown of insurance rates by vehicle type in Alexandria, see the table below.
| Vehicle | Average Monthly Rate |
| Tesla Model 3 | $304 |
| Ford Fusion | $121 |
| Honda Accord | $94 |
| Toyota Camry | $135 |
| Mazda CX5 | $98 |
How Much Is Car Insurance In Other Cities in Virginia?
The city you call home can impact your insurance bill, as higher accident and crime rates in urban areas typically drive up costs.
Drivers in Richmonds usually pay $144 a month for car insurance, while those in Lynchburg enjoy a lower average of $108.
| City | Average Monthly Rate |
| Henrico | $130 |
| Richmond | $144 |
| Hampton | $128 |
| Fairfax | $137 |
| Norfolk | $145 |
| Chesapeake | $120 |
| Lynchburg | $108 |
| Virginia Beach | $128 |
| Newport News | $131 |
| Charlottesville | $109 |
Find Affordable Alexandria Rates
Our Methodology
My analysis of car insurance companies in Alexandria, GA considers customer feedback, product offerings, pricing, and insights from online review platforms.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Alexandria?
The most cost-effective insurance in Alexandria is provided by Auto-Owners for minimum coverage and State Farm for full coverage, which covers collision and comprehensive damages.
What is the average cost of car insurance in Alexandria?
Car insurance costs in Alexandria average $144 per month, but your price may vary based on your zip code, vehicle year and model, and driving record.
