Cheapest Car Insurance In Alpine, TX For 2024
Texas Farm Bureau is recognized as the most economical choice in Alpine, with an average rate of $20 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the most budget-friendly car insurance in Alpine, TX, options can vary, but Texas Farm Bureau stands out for its competitive rates. On average, residents can obtain car insurance for about $20 per month, significantly lower than the state’s average of $125.
For individuals interested in the most affordable liability-only coverage, Texas Farm Bureau is the top choice. Meanwhile, drivers seeking more comprehensive protection may find that State Farm offers the best rates for full coverage policies, priced at $45 per month. Additionally, State Farm provides the most budget-friendly rates for young drivers, at $145 per month.
Cheapest Car Insurance Companies In Alpine, TX
How Much Is Car Insurance In Alpine, TX?
Texas Farm Bureau provides the most affordable car insurance in Alpine, TX, with coverage available for $118 per month.
| Area | Average Monthly Rate |
| National | $143 |
| Texas | $125 |
| Alpine, TX | $118 |
Cheapest Car Insurance Rates In Alpine For Teenagers
Teenage drivers in Alpine can secure the most affordable insurance quotes from Nationwide, with average monthly premiums of $107.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $129 | $1,542 |
| GEICO | $163 | $1,958 |
| Nationwide | $107 | $1,291 |
| Progressive | $278 | $3,340 |
| Allstate | $453 | $5,438 |
Cheapest Rates In Alpine For Full Coverage
State Farm offers the most affordable car insurance rates for full coverage in Alpine, with average quotes of $45 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $109 | $1,302 |
| GEICO | $65 | $778 |
| Mercury | $69 | $825 |
| Allstate | $58 | $695 |
| State Farm | $45 | $538 |
Cheapest Car Insurance For Young Adults
State Farm provides the most affordable insurance quotes for young adults in Alpine, with rates averaging around $145 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $145 | $1,740 |
| Nationwide | $175 | $2,100 |
| Mercury | $210 | $2,520 |
| Allstate | $264 | $3,119 |
| Travelers | $278 | $3,214 |
Cheapest For Minimum Coverage
Texas Farm Bureau stands out as the most affordable car insurance company for minimum coverage in Alpine, with an average monthly cost of $20.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $33 | $417 |
| Progressive | $40 | $487 |
| Texas Farm Bureau | $20 | $252 |
| State Farm | $22 | $258 |
| Allstate | $23 | $276 |
Cheapest Rates In Alpine For Seniors
Texas Farm Bureau offers the most budget-friendly car insurance rates for seniors in Alpine, with an average monthly premium of $38.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $38 | $456 |
| GEICO | $62 | $744 |
| State Farm | $47 | $564 |
| Mercury | $70 | $840 |
| Allstate | $55 | $660 |
Cheapest Rates For Good Drivers
Good drivers in Alpine can obtain the most affordable car insurance quotes from Texas Farm Bureau, typically around $98 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $178 | $2,136 |
| Germania | $137 | $1,644 |
| Texas Farm Bureau | $98 | $1,176 |
| State Farm | $137 | $1,644 |
| Houston General | $158 | $1,896 |
Cheapest Rates For Drivers With Prior Incidents
In Alpine, drivers with records of traffic violations, including accidents, speeding tickets, or DUIs, often encounter challenges in securing affordable car insurance. These driving infractions lead insurance companies to classify them as high-risk individuals, anticipating a higher likelihood of future insurance claims.
As a result, insurance providers increase their rates for these individuals to offset the risk of potential higher claim payouts.
Cheapest For Drivers With A Speeding Ticket
State Farm offers very competitive rates compared to other companies, with average monthly rates of $47.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $47 | $590 |
| Mercury | $100 | $1,208 |
| Geico | $79 | $964 |
| Allstate | $64 | $776 |
| Progressive | $140 | $1,703 |
Rates In Alpine For Drivers With An At-Fault Accident
State Farm provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average rate of $59 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $59 | $731 |
| Chubb | $160 | $1,954 |
| GEICO | $93 | $1,135 |
| Progressive | $175 | $2,126 |
| Allstate | $100 | $1,209 |
Rates In Alpine For Drivers After A DUI
State Farm stands out as the company offering the most budget-friendly rates for drivers with a DUI record in Alpine. They provide average monthly premiums of $87 for such drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $87 | $1,070 |
| Chubb | $213 | $2,561 |
| Progressive | $128 | $1,565 |
| Geico | $113 | $1,372 |
| Allstate | $104 | $1,275 |
Best Car Insurance Companies In Alpine
For drivers in Alpine, selecting the right car insurance company involves finding affordable rates as well as securing reliable protection on the road. Below are the top 10 car insurance companies in Alpine, TX, ranked by the average monthly rate they offer.
| Company | Monthly Premium |
| Texas Farm Bureau | $78 |
| Clearcover | $150 |
| USAA | $117 |
| Direct Auto | $85 |
| Mercury | $115 |
| Kemper | $147 |
| SafeAuto | $127 |
| State Farm | $97 |
| Mercury | $147 |
| Nationwide | $140 |
Average Rates In Alpine – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,928 |
| 20s | $1,992 |
| 30s | $1,236 |
| 40s | $1,176 |
| 50s | $1,080 |
| 60s | $960 |
| 70s | $1,212 |
Average Car Insurance Rates – By Vehicle Type
| Vehicle | Average Monthly Rate |
| Toyota Tundra | $358 |
| Hyundai Sonata | $195 |
| Ford Focus | $89 |
| Chevrolet Colorado | $65 |
| Subaru Forester | $63 |
Our Methodology
Utilizing a comprehensive analysis covering customer service ratings, product options, pricing, and thorough evaluations of various online review sites and user experiences, I've developed a detailed understanding of the landscape of car insurance providers in Alpine, TX. This perspective is informed by over 15 years of direct involvement in the industry as a licensed insurance agent. Through numerous interactions with representatives from different companies and firsthand experiences, I've gained valuable insights into the landscape of car insurance providers in the area.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Alpine?
The most affordable car insurance rates in Alpine are provided by Texas Farm Bureau for the minimum coverage required by the State of Texas, and by State Farm for full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Alpine?
The average cost of car insurance in Alpine is approximately $118 per month. However, rates can vary based on factors such as your zip code, the year and model of your car, your driving record, and other relevant variables.
Sources
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