Cheapest Car Insurance In Arlington, TX 2025
State Farm offers the most affordable car insurance in Arlington, with an average cost of $40 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the cheapest car insurance in Arlington, TX, can be challenging, as prices vary widely.
State Farm stands out as the top choice for affordable liability-only coverage and also provides the best rates for full coverage policies. For younger drivers, GAINSCO Auto Insurance offers the most budget-friendly options.
Cheapest Car Insurance In Arlington, TX
Cheapest Liability-only Car Insurance In Arlington: State Farm
State Farm offers the lowest rates for minimum coverage car insurance in Arlington, averaging $40 per month.
Check out the table below to compare prices from various insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $40 | $480 |
| Allstate | $59 | $708 |
| GEICO | $46 | $552 |
| USAA | $74 | $888 |
| Mile Auto | $65 | $780 |
Cheapest Full Coverage Insurance Rates In Arlington: State Farm
State Farm offers the most affordable full coverage car insurance in Arlington, with average rates of $75 per month.
The table below provides a comparison of average quotes from budget-friendly insurance providers in Arlington.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $75 | $900 |
| Allstate | $105 | $1,260 |
| GEICO | $82 | $984 |
| USAA | $133 | $1,596 |
| Mile Auto | $120 | $1,440 |
Cheapest Car Insurance Rates For Seniors: State Farm
State Farm offers the most affordable car insurance for seniors in Arlington, with an average monthly rate of $58.
The table below highlights average quotes from the top budget-friendly insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $58 | $696 |
| USAA | $105 | $1,260 |
| Mile Auto | $90 | $1,080 |
| Allstate | $82 | $984 |
| GEICO | $65 | $780 |
Cheapest Rates In Arlington For Teenagers: Texas Farm Bureau
Teenage drivers in Arlington can get the lowest rates from Texas Farm Bureau, with average monthly premiums of $112.
The table below lists the insurance providers offering the most affordable insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $112 | $1,344 |
| State Farm | $184 | $2,208 |
| Direct Auto | $118 | $1,416 |
| Clearcover | $175 | $2,100 |
| Loya Insurance | $130 | $1,560 |
Cheapest Auto Insurance For Young Adults in Arlington: GAINSCO Auto Insurance
GAINSCO Auto Insurance provides the lowest rates for young adults in Arlington, with an average cost of $80 per month.
Refer to the table below to compare the most affordable auto insurance options for young adults in Arlington.
| Provider | Average Monthly Cost | Average Annual Cost |
| GAINSCO Auto Insurance | $80 | $960 |
| State Farm | $145 | $1,740 |
| Texas Farm Bureau | $122 | $1,464 |
| USAA | $170 | $2,040 |
| Direct Auto | $97 | $1,164 |
Cheapest Car Insurance In Arlington For Good Drivers: State Farm
Good drivers in Arlington can get the best car insurance rates from State Farm, with prices starting at about $40 per month.
If you’re a good driver, you can refer to the table below to see average quotes from the most budget-friendly insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $40 | $480 |
| USAA | $74 | $888 |
| Mile Auto | $65 | $780 |
| Allstate | $59 | $708 |
| GEICO | $46 | $552 |
Find Affordable Arlington rates
Cheapest Car Insurance In Arlington After A Speeding Ticket: State Farm
State Farm offers lower rates than many other insurers in Arlington, with average monthly premiums of $55 for drivers who have a speeding ticket on their record.
Check the table below to find typical rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $55 | $660 |
| Mile Auto | $80 | $960 |
| USAA | $96 | $1,152 |
| GEICO | $59 | $708 |
| Allstate | $77 | $924 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm provides the lowest car insurance rates for drivers with an at-fault accident, averaging $181 per month.
Below are the insurance companies offering the most affordable rates for drivers with an at-fault incident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $181 | $2,179 |
| Progressive | $279 | $3,350 |
| Allstate | $274 | $3,294 |
| Auto Club of SoCal | $257 | $3,095 |
| Texas Farm Bureau | $187 | $2,250 |
Cheapest Rates In Arlington For Drivers After A DUI: Progressive
Progressive offers the most affordable rates for drivers with a DUI, with average monthly premiums of $225 for Arlington residents.
Drivers in Arlington with a DUI can find the lowest rates in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $225 | $2,700 |
| State Farm | $251 | $3,022 |
| Geico | $230 | $2,765 |
| Allstate | $326 | $3,920 |
| Auto Club of SoCal | $261 | $3,136 |
Best Car Insurance Companies In Arlington
In Arlington, State Farm offers the lowest car insurance rates at $71 per month. You might also want to check out GAINSCO Auto Insurance, which costs around $83 per month, or Direct Auto at $90 per month.
Below are the top 10 car insurance companies in Arlington, TX, listed by their average monthly premiums.
| Company | Monthly Premium |
| State Farm | $75 |
| GAINSCO Auto Insurance | $83 |
| Direct Auto | $90 |
| Texas Farm Bureau | $93 |
| USAA | $140 |
| SafeAuto | $152 |
| Loya Insurance | $160 |
| Nationwide | $165 |
| Republic Indemnity | $171 |
| Mercury | $176 |
Average Auto Insurance Rates In Arlington- By Age
Age plays a significant role in determining car insurance rates. Younger drivers usually face higher premiums because of their inexperience and a higher risk of accidents and violations. Teenagers, for example, can expect to pay around $3,760 annually for car insurance.
Once drivers turn 25, their rates typically start to drop, provided they keep a clean driving record.
The best rates are often available to drivers in their 50s and early 60s. Insurance companies use age as a way to gauge experience and risk, which affects the cost of premiums.
| Age | Average Yearly Rate |
| Teenagers | $3,760 |
| 20s | $2,865 |
| 30s | $1,722 |
| 40s | $1,760 |
| 50s | $1,635 |
| 60s | $1,524 |
| 70s | $1,592 |
Average Rates In Arlington- By Vehicle
The type of vehicle you drive has a major impact on your car insurance premiums. Insurers consider factors like the make, model, year, and body style of the car. Generally, newer cars, especially luxury models with advanced features and higher replacement costs, come with higher insurance rates.
Use the table below to compare average rates in Arlington for various vehicles.
| Vehicle | Average Monthly Rate |
| Kia Optima | $156 |
| Chevrolet Camaro | $170 |
| Nissan Rogue | $238 |
| Toyota Tundra | $252 |
| Ford F150 | $450 |
How Much Is Car Insurance For Other Cities In Texas?
Where you live has a significant impact on your car insurance rates. Insurance companies assess factors like the likelihood of accidents, theft, and vandalism, which tend to be more common in urban areas. As a result, premiums are usually higher in these locations.
For instance, drivers in Austin can expect to pay about $152 per month for car insurance, while those in Beaumont typically pay around $167 per month.
| City | Average Monthly Rate |
| Austin | $152 |
| Beaumont | $167 |
| Dallas | $175 |
| San Antonio | $156 |
| Spring | $179 |
| El Paso | $155 |
| Fort Worth | $160 |
| Tyler | $158 |
| Irving | $173 |
| Houston | $190 |
Average Cost Of Auto Insurance In Arlington- By Zip Code
Zip codes are used by insurers to assess crime rates in specific areas, which affects car insurance rates. As a result, car insurance premiums can vary depending on your zip code.
Check the table below to see the average insurance rates for different zip codes in Arlington.
| Zip Code | Average Monthly Rate |
| 76001 | $167 |
| 76010 | $175 |
| 75051 | $290 |
| 76006 | $170 |
| 76015 | $155 |
| 76016 | $196 |
| 76019 | $282 |
| 76005 | $258 |
| 76002 | $153 |
| 76017 | $150 |
Find Affordable Arlington rate
Our Methodology
Based on a detailed analysis that includes factors like customer service ratings, product options, pricing, and insights from online reviews and user experiences, I've created a thorough overview of the car insurance landscape in Arlington, TX.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Arlington?
State Farm offers the lowest car insurance rates in Arlington, both for the minimum coverage required by Texas and for full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Arlington?
The average car insurance cost in Arlington is approximately $75 per month. However, rates can vary depending on factors such as your zip code, the make and model of your car, and your driving record.
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