Cheapest Car Insurance In Augusta, GA 2024
In Augusta, the lowest-priced minimum coverage car insurance is from Auto-Owners, with an average cost of $28 monthly.
We’ve saved shoppers an average of $600 per year on their car insurance.
In Augusta, GA, options for low-cost car insurance can vary significantly when you start comparing.
Auto-Owners is ideal for drivers seeking low-cost liability-only coverage, while Country Financial has the most competitive rates for full coverage. Young drivers can find the best rates with Allstate.
Cheapest Car Insurance Companies In Augusta, GA
Cheapest Full Coverage Insurance Rates In Augusta: Country Financial
At an average of $65 per month, Country Financial offers the most affordable full coverage car insurance in Augusta.
Below, you’ll find a comparison table of average auto insurance rates from affordable companies in Augusta.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $65 | $780 |
| GEICO | $78 | $930 |
| Allstate | $71 | $846 |
| State Farm | $91 | $1,086 |
| Progressive | $92 | $1,107 |
Cheapest Liability-only Car Insurance In Augusta: Auto-Owners
In Augusta, the most budget-friendly option for minimum coverage car insurance is Auto-Owners, averaging $28 per month.
To compare rates from different insurers, review the table provided below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $28 | $336 |
| GEICO | $37 | $440 |
| Country Financial | $31 | $372 |
| State Farm | $50 | $605 |
| Allstate | $48 | $572 |
Cheapest Car Insurance In Augusta For Good Drivers: Auto-Owners
With average monthly premiums of $28, Auto-Owners has the lowest car insurance quotes for good drivers in Augusta.
If you’re a good driver, check the table below for average rates from the top affordable insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $28 | $336 |
| GEICO | $37 | $440 |
| Country Financial | $31 | $372 |
| State Farm | $50 | $605 |
| Allstate | $48 | $572 |
Cheapest Auto Insurance For Young Adults in Augusta: Allstate
The most budget-friendly quotes for young adults in Augusta come from Allstate, with an average cost of $76 per month.
To compare the most budget-friendly auto insurance rates in Augusta for young adults, refer to the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $76 | $906 |
| State Farm | $114 | $1,367 |
| Auto-Owners | $92 | $1,109 |
| GEICO | $123 | $1,480 |
| Progressive | $115 | $1,378 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
Seniors in Augusta can find the lowest car insurance rates with Auto-Owners, averaging $68 each month.
See the table below for average quotes from the least expensive car insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $68 | $820 |
| GEICO | $72 | $860 |
| Allstate | $76 | $912 |
| Progressive | $89 | $1,065 |
| State Farm | $84 | $1,007 |
Cheapest Rates In Augusta For Teenagers: Allstate
With an average monthly premium of $126, Allstate has the most affordable rates for teens in Augusta.
See the table below for a comparison of insurance providers with the lowest rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $126 | $1,507 |
| GEICO | $153 | $1,830 |
| Auto-Owners | $181 | $2,170 |
| State Farm | $228 | $2,740 |
| Progressive | $211 | $2,530 |
Find affordable Augusta rates
Cheapest Rates In Augusta For Drivers After A DUI: Allstate
With average monthly premiums of $94, Allstate has the lowest rates for drivers in Augusta who have a DUI on their record.
For Augusta drivers with a DUI, the table below provides a comparison of the cheapest rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $94 | $1,117 |
| Country Financial | $105 | $1,255 |
| State Farm | $103 | $1,236 |
| Auto-Owners | $131 | $1,570 |
| Progressive | $143 | $1,721 |
Cheapest Car Insurance In Augusta After A Speeding Ticket: Auto-Owners
Augusta drivers with a speeding ticket can find competitive rates with Auto-Owners, where average monthly premiums are around $73.
If you have a speeding ticket, you can find average insurance rates in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $73 | $870 |
| Country Financial | $86 | $1,037 |
| GEICO | $93 | $1,116 |
| Allstate | $79 | $950 |
| Progressive | $123 | $1,478 |
Cheapest For Drivers With After At-Fault Accident: Country Financial
Country Financial provides the best rates for drivers with an at-fault incident, with average car insurance costs of $90 monthly.
The following insurance companies have the most budget-friendly rates for drivers who’ve had an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $90 | $1,078 |
| State Farm | $112 | $1,347 |
| Auto-Owners | $89 | $1,072 |
| GEICO | $114 | $1,370 |
| Allstate | $93 | $1,120 |
Best Car Insurance Companies In Augusta
Auto-Owners provides the lowest rates for Augusta drivers at $28 a month, while Country Financial is available for $31 and Allstate for $48 monthly.
Here are the top 10 car insurance providers in Augusta, GA, sorted by the average monthly rate they offer.
| Company | Monthly Premium |
| Auto-Owners | $28 |
| Country Financial | $31 |
| Allstate | $48 |
| State Farm | $50 |
| GEICO | $37 |
| Progressive | $41 |
| Mercury | $35 |
| Central insurance | $60 |
| SAFECO | $64 |
| Clear Cover | $51 |
Average Auto Insurance Rates In Augusta – By Age
One of the biggest factors in car insurance pricing is age, as younger drivers tend to face higher premiums due to limited experience and higher accident rates. For instance, teenage drivers may pay an average of $5,237 per year.
By age 25, drivers can expect lower insurance rates, assuming they continue with a spotless driving record.
Insurance premiums are often lowest for drivers in their 50s and early 60s, as insurers use age to estimate experience and risk, influencing rate decisions.
| Age | Average Yearly Rate |
| Teenagers | $5,237 |
| 20s | $2,644 |
| 30s | $1,708 |
| 40s | $1,537 |
| 50s | $1,403 |
| 60s | $1,287 |
| 70s | $1,564 |
Average Rates In Augusta – By Vehicle
Your vehicle type plays a crucial role in determining your car insurance premiums. Insurance companies consider the make, model, year, and body style of the car. Typically, newer vehicles, especially luxury cars with advanced technology and high replacement costs, are associated with higher insurance rates.
The following table displays average insurance rates for different vehicles in Augusta.
| Vehicle | Average Monthly Rate |
| Jeep Grand Cherokee | $263 |
| Ford Ecosport | $107 |
| Dodge Journey | $156 |
| Chevrolet Camaro | $250 |
| Hyundai Accent | $412 |
How Much Is Car Insurance For Other Cities In Georgia?
Your car insurance rates can be heavily influenced by the city you live in. Insurance companies look at several factors tied to your location, including accident rates, vehicle theft, and vandalism, which are usually higher in urban areas. Consequently, this increased risk can lead to higher premiums.
As an illustration, Atlanta drivers can expect to pay roughly $201 monthly for car insurance, while Valdosta residents typically pay an average of $120 per month.
| City | Average Monthly Rate |
| Atlanta | $201 |
| Valdosta | $120 |
| Columbus | $153 |
| Macon | $162 |
| Savannah | $158 |
| Athens | $140 |
| Sandy Springs | $171 |
| Allentown | $150 |
| Roswell | $164 |
| Johns Creek | $176 |
Your city of residence significantly influences your car insurance rates. Insurance companies consider several factors related to your location, such as the likelihood of accidents, rates of vehicle theft, and incidents of vandalism. These factors are typically more prevalent in urban areas, leading to increased risk and, consequently, higher insurance premiums.
Average Cost Of Auto Insurance In Augusta – By Zip Code
Insurance providers rely on zip codes to gauge local crime levels, which is why car insurance rates vary from one zip code to another.
The following table lists average insurance premiums for various zip codes in Augusta.
| Zip Code | Average Monthly Rate |
| 30906 | $161 |
| 30905 | $238 |
| 30903 | $251 |
| 30904 | $145 |
| 31320 | $161 |
Find affordable Augusta rates
Our Methodology
Leveraging a thorough analysis that examines customer service ratings, product availability, pricing, and various online reviews along with user experiences, I have crafted a detailed overview of the car insurance market in Augusta, GA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Augusta?
Augusta drivers can find the lowest rates for minimum state-required coverage with Auto-Owners, while Country Financial offers the best deals for full coverage, covering both comprehensive and collision.
What is the average cost of car insurance in Augusta?
The monthly average for car insurance in Augusta is approximately $155, but rates will differ based on your zip code, the year and model of your vehicle, and your driving history.
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