Cheapest Car Insurance In Beaumont, TX 2024
At an average of $44 per month, State Farm has the least expensive minimum coverage car insurance available in Beaumont.
We’ve saved shoppers an average of $600 per year on their car insurance.
Exploring budget-friendly car insurance options in Beaumont, TX, shows just how much prices can vary.
When it comes to affordable liability-only policies, State Farm is the front-runner. State Farm still offers the best full coverage rates, and Texas Farm Bureau has the lowest rates for young drivers.
Cheapest Car Insurance Companies In Beaumont, TX
Cheapest Liability-only Car Insurance In Beaumont: State Farm
At an average of $44 per month, State Farm provides the cheapest minimum coverage car insurance in Beaumont.
Consult the table below to evaluate rates across multiple insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $44 | $520 |
| Progressive | $66 | $790 |
| Farm Bureau | $35 | $420 |
| Allstate | $69 | $819 |
| AAA | $61 | $730 |
Cheapest Car Insurance Rates For Seniors: Nationwide
In Beaumont, seniors can find the lowest car insurance rates with Nationwide, averaging $106 per month.
Check the table below to see average rates from the least expensive car insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $106 | $1,270 |
| State Farm | $108 | $1,290 |
| GEICO | $135 | $1,610 |
| Allstate | $125 | $1,492 |
| Progressive | $137 | $1,655 |
Cheapest Rates In Beaumont For Teenagers: Nationwide
For teenage drivers in Beaumont, Nationwide has the lowest average monthly premium at $147.
Check the table below to see which companies have the lowest rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $147 | $1,760 |
| State Farm | $170 | $2,035 |
| Progressive | $320 | $3,840 |
| Foremost | $325 | $3,879 |
| Allstate | $555 | $6,670 |
Cheapest Auto Insurance For Young Adults in Beaumont: Texas Farm Bureau
With an average rate of $86 per month, Texas Farm Bureau offers the best quotes for young adults in Beaumont.
Use the table below to compare affordable auto insurance rates for young adults in Beaumont.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $86 | $1,030 |
| GEICO | $159 | $1,908 |
| Allstate | $172 | $2,075 |
| State Farm | $117 | $1,410 |
| Progressive | $168 | $2,108 |
Cheapest Full Coverage Insurance Rates In Beaumont: State Farm
For full coverage in Beaumont, State Farm offers the best rates, with an average monthly cost of $91.
Check the table below for a comparison of average quotes from affordable auto insurance providers in Beaumont.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $91 | $1,087 |
| AAA | $120 | $1,430 |
| Nationwide | $130 | $1,562 |
| Progressive | $133 | $1,605 |
| Allstate | $132 | $1,580 |
Cheapest Car Insurance In Beaumont For Good Drivers: State Farm
Good drivers in Beaumont will find that State Farm has the most affordable car insurance quotes, averaging $44 each month.
For good drivers, the following table lists average quotes from the most affordable auto insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $44 | $520 |
| Progressive | $66 | $790 |
| Farm Bureau | $35 | $420 |
| Allstate | $69 | $819 |
| AAA | $61 | $730 |
Find affordable Beaumont rates
Cheapest Car Insurance In Beaumont After A Speeding Ticket: Allstate
Drivers in Beaumont can find Allstate to be quite affordable, as it offers an average monthly rate of $131 for those with a speeding ticket.
Use the table below to discover average rates for drivers who have been ticketed for speeding.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $131 | $1,570 |
| Nationwide | $153 | $1,830 |
| GEICO | $159 | $1,900 |
| Chubb | $193 | $2,320 |
| Progressive | $174 | $2,078 |
Cheapest For Drivers With After At-Fault Accident: State Farm
With an average rate of $113 per month, State Farm offers the best car insurance quotes for drivers with an at-fault accident.
This list shows the car insurance providers that offer the lowest rates for drivers with an at-fault incident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $113 | $1,351 |
| Nationwide | $196 | $2,350 |
| Texas Farm Bureau | $115 | $1,380 |
| Progressive | $226 | $2,715 |
| Allstate | $214 | $2,560 |
Cheapest Rates In Beaumont For Drivers After A DUI: Texas Farm Bureau
Drivers in Beaumont can find that Texas Farm Bureau has the cheapest premiums after a DUI, averaging $140 per month.
The following table shows the best insurance rates for drivers in Beaumont after a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $140 | $1,690 |
| State Farm | $165 | $1,980 |
| Progressive | $159 | $1,916 |
| GEICO | $243 | $2,914 |
| Allstate | $224 | $2,680 |
Best Car Insurance Companies In Beaumont
State Farm provides the cheapest insurance for Beaumont drivers at $44 a month, while Progressive is priced at $66 and Allstate at $69 per month.
Here are the top 10 car insurance providers in Beaumont, TX, ranked by the average rates they charge each month.
| Company | Monthly Premium |
| State Farm | $44 |
| Progressive | $66 |
| Texas Farm Bureau | $35 |
| Allstate | $69 |
| Nationwide | $82 |
| Chubb | $95 |
| National General | $56 |
| AAA Texas | $61 |
| Mercury | $46 |
| Dairyland | $196 |
Average Rates In Beaumont – By Vehicle
Car insurance rates are influenced by the type of vehicle you own, as insurers consider details like make, model, year, and body type. Typically, newer luxury cars with advanced technology and high replacement expenses result in increased premiums.
Refer to the table below to see average insurance rates for different vehicles in Beaumont.
| Vehicle | Average Monthly Rate |
| Kia Optima | $585 |
| Nissan pathfinder | $394 |
| Toyota Camry | $360 |
| Kia Rio | $730 |
| Chevrolet 3500 | $112 |
Average Auto Insurance Rates In Beaumont – By Age
One of the key factors influencing car insurance rates is age. Younger drivers often see increased premiums due to their inexperience and a higher statistical chance of accidents and traffic offenses. Teenagers typically pay around $5,650 each year for car insurance.
After reaching 25 years old, many drivers experience a reduction in their rates, provided they maintain a clean driving history.
Insurance companies frequently offer the most attractive rates to drivers in their 50s and early 60s. They use age as a criterion to evaluate driving experience and risk, which affects the cost of premiums.
| Age | Average Yearly Rate |
| Teenagers | $5,650 |
| 20s | $2,730 |
| 30s | $1,920 |
| 40s | $1,750 |
| 50s | $1,340 |
| 60s | $1,537 |
| 70s | $1,788 |
How Much Is Car Insurance In Other Cities In Texas?
Your location is a significant factor in car insurance pricing, as insurers assess elements like accident probability, theft risk, and vandalism. These risks are typically higher in cities, often resulting in higher premiums.
For comparison, car insurance averages $127 per month in Midland, while in Laredo, the typical rate is $150 per month.
| City | Average Monthly Rate |
| Midland | $127 |
| Sherman | $114 |
| Amarillo | $146 |
| Arlington | $142 |
| Laredo | $150 |
| El Paso | $132 |
| Fort Worth | $145 |
| Baytown | $142 |
| Irving | $155 |
| Alpine | $129 |
Average Cost Of Auto Insurance In Beaumont- By Zip Code
Because insurers look at crime rates by zip code, car insurance rates can vary significantly between different areas.
Refer to the table below to see the average insurance rates by zip code in Beaumont.
| Zip Code | Average Monthly Rate |
| 77706 | $185 |
| 77708 | $203 |
| 77701 | $147 |
| 77713 | $143 |
| 77706 | $193 |
Find affordable Beaumont rates
Our Methodology
By performing a comprehensive review that encompasses customer service ratings, product selections, pricing, and assessments from various online user experiences, I have crafted a detailed overview of car insurance providers in Beaumont, TX.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Beaumont?
In Beaumont, the cheapest car insurance for minimum coverage is provided by State Farm, State Farm also offers the best rates for full coverage, which covers both comprehensive and collision insurance.
What is the average cost of car insurance in Beaumont?
Beaumont’s average car insurance cost is roughly $160 per month, although rates can change based on factors such as your zip code, car year and model, and driving record.
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