Cheapest Car Insurance In Bellevue, WA 2024
PEMCO is the most affordable option in Bellevue, with an average rate of $30 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for cheap car insurance in Bellevue, WA, options can vary significantly. For liability-only coverage, PEMCO is the top choice. It also offers the best rates for full coverage. Additionally, State Farm provides the lowest rates for young drivers.
Cheapest Car Insurance Companies In Bellevue, WA 2024
Cheapest Minimum Coverage Car Insurance In Bellevue: PEMCO
PEMCO offers the lowest car insurance rates for minimum coverage in Bellevue, with an average monthly cost of $30.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $45 | $540 |
| State Farm | $40 | $480 |
| Progressive | $55 | $660 |
| PEMCO | $30 | $360 |
| Nationwide | $50 | $600 |
Cheapest Full Coverage Rates In Bellevue: PEMCO
PEMCO provides the most affordable full coverage car insurance in Bellevue, with quotes averaging $65 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $70 | $840 |
| PEMCO | $65 | $780 |
| State Farm | $80 | $960 |
| Auto-Owners Insurance Co | $85 | $1,020 |
| Nationwide | $75 | $900 |
Cheapest For Seniors: USAA
USAA offers the lowest car insurance rates for seniors in Bellevue, with quotes averaging $70 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allied | $100 | $1,200 |
| Capital Insurance Group | $80 | $960 |
| State Farm | $95 | $1,140 |
| USAA | $70 | $840 |
| PEMCO | $85 | $1,020 |
Most Affordable Rates In Bellevue For Teenagers: Esurance
Teen drivers in Bellevue can get the lowest quotes from Esurance, with average monthly premiums of $145.
| Provider | Average Monthly Cost | Average Annual Cost |
| PEMCO | $185 | $2,220 |
| California Capital | $160 | $1,920 |
| USAA | $195 | $2,340 |
| Esurance | $145 | $1,740 |
| CSAA | $180 | $2,160 |
Cheapest For Young Adults: USAA
USAA provides the most affordable quotes for young adults in Bellevue, with rates averaging around $100 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Liberty Mutual | $135 | $1,620 |
| Capital Insurance Group | $120 | $1,440 |
| State Farm | $140 | $1,680 |
| USAA | $100 | $1,200 |
| PEMCO | $125 | $1,500 |
Cheapest Car Insurance In Bellevue After A Speeding Ticket: PEMCO
PEMCO is highly affordable compared to other insurers, offering average rates of $75 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $115 | $1,380 |
| Kemper | $80 | $960 |
| PEMCO | $75 | $900 |
| Auto-Owners Insurance Co | $110 | $1,320 |
| State Farm | $90 | $1,080 |
Cheapest For Drivers With After At-Fault Accident: Kemper
Kemper provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average monthly rate of $85.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $110 | $1,320 |
| PEMCO | $90 | $1,080 |
| American Family | $115 | $1,380 |
| Kemper | $85 | $1,020 |
| State Farm | $100 | $1,200 |
Cheapest Car Insurance In Bellevue For Drivers After A DUI: State Farm
State Farm offers the lowest rates for drivers with a DUI in Bellevue, with average monthly premiums of $90.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $115 | $1,380 |
| Progressive | $105 | $1,260 |
| Farmers | $125 | $1,500 |
| State Farm | $90 | $1,080 |
| PEMCO | $110 | $1,320 |
Best Car Insurance Companies In Bellevue
Below are the top 10 car insurance companies in Bellevue, WA, ranked by their average monthly rates.
| Company | Monthly Premium |
| Nationwide | $147 |
| Esurance | $145 |
| USAA | $90 |
| Unigard | $149 |
| Capital Insurance Group | $102 |
| State Farm | $103 |
| PEMCO | $108 |
| Oregon Mutual | $150 |
| Allied | $135 |
| Chubb | $160 |
Average Rates In Bellevue – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,000 |
| 20s | $1,560 |
| 30s | $1,260 |
| 40s | $1,320 |
| 50s | $1,140 |
| 60s | $1,200 |
| 70s | $1,380 |
Average Rates In Bellevue – By Vehicle
| Vehicle | Average Monthly Rate |
| 2019 Honda Pilot | $90 |
| 2017 Chevrolet Spark | $70 |
| 2023 Tesla Model Y | $125 |
| 2023 Mazda CX-5 | $80 |
| 2023 Tesla Model 3 | $105 |
How Much Is Car Insurance In Other Cities in Washington?
| City | Average Monthly Rate |
| Puyallup | $108 |
| Renton | $104 |
| Bellevue | $116 |
| Olympia | $93 |
| Bellingham | $90 |
| Lynnwood | $109 |
| Bremerton | $93 |
| Kent | $109 |
| Everett | $108 |
| Lakewood | $102 |
Average Cost Of Auto Insurance In Bellevue – By Zip Code
| City | Average Monthly Rate |
| 98006 | $134 |
| 98005 | $109 |
| 98008 | $92 |
| 98007 | $115 |
| 98004 | $122 |
Our Methodology
Based on a thorough analysis of customer service ratings, product options, pricing, and extensive reviews from various online sources and user experiences, I've developed a detailed overview of car insurance providers in Bellevue, WA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Bellevue?
In Bellevue, PEMCO provides the lowest rates for both the minimum coverage required by Washington State and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Bellevue?
The average cost of car insurance in Bellevue is approximately $115 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
