Cheapest Car Insurance In Bend, OR 2024
Oregon Mutual is the most affordable choice in Bend, offering minimum coverage at an average cost of $33 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the lowest car insurance rates in Bend, OR, you’ll find that options can vary widely.
For the cheapest liability-only coverage, Oregon Mutual is the top pick. Additionally, drivers needing full coverage will also find the best rates with Oregon Mutual, while State Farm provides the most budget-friendly rates for young drivers.
Cheapest Car Insurance Companies In Bend, OR 2024
Cheapest Auto Insurance Rates In Bend For Teenagers: Kemper
Teenage drivers in Bend can get the most affordable rates from Kemper, with average monthly premiums of $363.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $363 | $4,356 |
| National General | $760 | $9,120 |
| State Farm | $407 | $4,884 |
| Liberty Mutual | $529 | $6,348 |
Cheapest Minimum Coverage Car Insurance In Bend: Oregon Mutual
Oregon Mutual offers the lowest rates for minimum coverage car insurance in Bend, with an average monthly cost of $33.
| Provider | Average Monthly Cost | Average Annual Cost |
| Oregon Mutual | $33 | $396 |
| Capital | $38 | $456 |
| Travelers | $35 | $420 |
| Mutual of Enumclaw | $36 | $431 |
| Progressive | $40 | $480 |
Cheapest Car Insurance In Bend For Seniors: National General
National General offers the most affordable car insurance rates for seniors in Bend, with average quotes of $42 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $42 | $504 |
| Nationwide | $72 | $864 |
| State Farm | $65 | $780 |
| Country | $76 | $912 |
| USAA | $70 | $840 |
Cheapest Car Insurance In Bend For Young Adults: State Farm
State Farm provides the lowest quotes for young adults in Bend, with rates averaging around $108 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $108 | $1,296 |
| National General | $134 | $1,608 |
| USAA | $111 | $1,332 |
| Nationwide | $132 | $1,584 |
| Country | $121 | $1,452 |
Cheapest Full Coverage Car Insurance In Bend: Oregon Mutual
Oregon Mutual offers the most affordable full coverage car insurance in Bend, with average quotes of $78 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Oregon Mutual | $78 | $931 |
| Capital | $99 | $1,188 |
| Travelers | $84 | $1,004 |
| Mutual of Enumclaw | $100 | $1,193 |
| Progressive | $98 | $1,176 |
Cheapest Car Insurance In Bend After A Speeding Ticket: Oregon Mutual
Oregon Mutual is significantly more affordable than other companies, with average rates of $413 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Oregon Mutual | $413 | $4,956 |
| Geico | $544 | $6,528 |
| Travelers | $481 | $5,772 |
| Mutual of Enumclaw | $580 | $6,960 |
| Capital | $489 | $5,868 |
Cheapest Car Insurance In Bend For Drivers After A DUI: Travelers
Travelers offers the lowest rates for drivers with a DUI in Bend, with average monthly premiums of $541.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $541 | $6,492 |
| Oregon Mutual | $671 | $8,052 |
| Progressive | $620 | $7,440 |
| Mutual of Enumclaw | $712 | $8,544 |
| Capital | $628 | $7,536 |
Cheapest Car Insurance In Bend After At-Fault Accident: Oregon Mutual
Oregon Mutual provides the most affordable car insurance rates for drivers with an at-fault incident, with an average rate of $416 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Oregon Mutual | $416 | $4,992 |
| Mutual of Enumclaw | $664 | $7,968 |
| Travelers | $488 | $5,856 |
| Encompass | $670 | $8,040 |
| Capital | $545 | $6,540 |
Best Car Insurance Companies In Bend
Listed below are the top 10 car insurance companies in Bend, OR, ranked by their average monthly rates.
| Company | Monthly Premium |
| Unitrin | $137 |
| State Farm | $80 |
| Mutual Of Enumclaw | $146 |
| USAA | $82 |
| Travelers | $128 |
| Country | $87 |
| Oregon Mutual | $121 |
| Nationwide | $95 |
| American Family | $113 |
| Safeco | $109 |
Average Cost Of Car Insurance In Bend – By Age
| Age | Average Yearly Rate |
| Teenagers | $7,599 |
| 20s | $1,824 |
| 30s | $1,044 |
| 40s | $1,080 |
| 50s | $900 |
| 60s | $864 |
| 70s | $1,500 |
Average Cost Of Car Insurance In Bend – By Vehicle
| Vehicle | Average Monthly Rate |
| 2019 Chevrolet Equinox | $188 |
| 2018 Volkswagen Atlas | $253 |
| 2006 Ford Expedition | $121 |
| 2023 Kia Soul | $244 |
| 1999 Ford Taurus | $245 |
How Much Is Car Insurance In Other Cities in Oregon?
| City | Average Monthly Rate |
| Medford | $111 |
| Albany | $89 |
| Lake Oswego | $132 |
| Beaverton | $153 |
| Klamath Falls | $111 |
| Corvallis | $120 |
| Hillsboro | $134 |
| Eugene | $113 |
| Gresham | $141 |
| Grants Pass | $101 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and reviews from various online sources, I've created a thorough overview of car insurance providers in Bend, OR.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Bend?
In Bend, Oregon Mutual provides the lowest rates for both minimum coverage required by the State of Oregon and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Bend?
In Bend, the average cost of car insurance is approximately $124 per month. Rates can vary based on factors such as your zip code, the year and model of your car, and your driving record.
