Cheapest Car Insurance In Billings, MT 2024
State Farm provides the cheapest minimum coverage car insurance in Billings, costing an average of $22 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Searching for the most budget-friendly car insurance in Billings, MT, reveals a wide range of options.
For those in search of budget-friendly liability-only insurance, State Farm comes out on top. On the other hand, Nationwide is the best choice for affordable full coverage, and Nationwide again caters to young drivers with the lowest rates.
Cheapest Car Insurance Companies In Billings, MT
Cheapest Full Coverage Insurance Rates In Billings: Nationwide
Full coverage car insurance from Nationwide is the cheapest in Billings, with average monthly rates of $58.
Check the table below for a comparison of average car insurance quotes from affordable companies in Billings.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $58 | $700 |
| GEICO | $117 | $1,399 |
| Farmers | $96 | $1,150 |
| Allstate | $116 | $1,390 |
| State Farm | $60 | $722 |
Cheapest Liability-only Car Insurance In Billings: State Farm
For minimum coverage in Billings, State Farm stands out as the most affordable option, costing just $22 per month on average.
Refer to the table below to compare pricing across multiple insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $22 | $270 |
| Progressive | $39 | $470 |
| GEICO | $43 | $518 |
| Kemper | $55 | $660 |
| Allstate | $68 | $810 |
Cheapest Rates In Billings For Teenagers: Progressive
Progressive provides the most affordable car insurance for teenage drivers in Billings, with average premiums of $140 per month.
The table beneath displays the cheapest insurance providers for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $140 | $1,672 |
| State Farm | $165 | $1,980 |
| Nationwide | $168 | $2,010 |
| Kemper | $628 | $7,540 |
| Farmers | $263 | $3,150 |
Cheapest Car Insurance Rates For Seniors: State Farm
Seniors in Billings can get the cheapest car insurance from State Farm, with average monthly rates of $55.
The table beneath provides average rates from budget-friendly auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $55 | $650 |
| Progressive | $94 | $1,130 |
| Kemper | $111 | $1,326 |
| GEICO | $122 | $1,475 |
| Farmers | $88 | $1,060 |
Cheapest Car Insurance In Billings For Good Drivers: State Farm
Good drivers in Billings can save the most on car insurance with State Farm, where rates average around $22 per month.
If you’re a responsible driver, the table below shows the average quotes from the most affordable insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $22 | $270 |
| Progressive | $39 | $470 |
| GEICO | $43 | $518 |
| Kemper | $55 | $660 |
| Allstate | $68 | $810 |
Cheapest Auto Insurance For Young Adults in Billings: Nationwide
Nationwide has the most affordable quotes for young adults in Billings, with an average rate of $70 a month.
Below is a table where you can compare the cheapest car insurance rates in Billings for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $70 | $821 |
| Allstate | $122 | $1,470 |
| GEICO | $128 | $1,535 |
| Farmers | $114 | $1,372 |
| Progressive | $125 | $1,504 |
Find affordable Billings rates
Cheapest Car Insurance In Billings After A Speeding Ticket: State Farm
In Billings, State Farm provides low-cost insurance, averaging $66 a month for drivers with a speeding ticket.
Below is a table displaying average rates for drivers who’ve received a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $66 | $790 |
| Farmers | $101 | $1,214 |
| Nationwide | $72 | $861 |
| Allstate | $132 | $1,580 |
| Progressive | $137 | $1,642 |
Cheapest For Drivers With After At-Fault Accident: State Farm
With an average rate of $71 per month, State Farm gives the cheapest car insurance quotes for drivers with an at-fault incident.
Here’s a list of car insurance providers with the cheapest rates for drivers who’ve had an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $71 | $850 |
| GEICO | $185 | $2,216 |
| Progressive | $169 | $2,030 |
| Nationwide | $92 | $1,107 |
| Kemper | $178 | $2,140 |
Cheapest Rates In Billings For Drivers After A DUI: State Farm
State Farm offers the cheapest rates for drivers after a DUI, with Billings drivers paying an average of $66 per month.
Below is a table comparing the cheapest car insurance rates for Billings drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $66 | $795 |
| Nationwide | $116 | $1,390 |
| Farmers | $139 | $1,672 |
| GEICO | $350 | $4,200 |
| Progressive | $125 | $1,487 |
Best Car Insurance Companies In Billings
In Billings, you can get the best insurance rates with State Farm at $22 per month. Progressive and GEICO offer coverage at $39 and $43 per month, respectively.
Below, you can see the top 10 car insurance companies in Billings, MT, ordered by the average monthly premium they offer.
| Company | Monthly Premium |
| State Farm | $22 |
| Progressive | $39 |
| GEICO | $43 |
| Kemper | $55 |
| Allstate | $68 |
| Nationwide | $30 |
| Farmers | $44 |
| Allied | $82 |
| Metropolitan | $250 |
| Liberty Mutual | $290 |
Average Auto Insurance Rates In Billings – By Age
Car insurance rates are heavily influenced by age. Younger drivers, particularly teens, typically have higher premiums due to their inexperience and increased accident risk. Teenagers can expect to pay approximately $4,004 a year for coverage.
After turning 25, drivers generally see a reduction in their rates, assuming they have no traffic violations or accidents on their record.
Drivers in their 50s and early 60s usually qualify for the most competitive rates because insurance companies factor in age to determine experience and risk, influencing premium prices.
| Age | Average Yearly Rate |
| Teenagers | $4,004 |
| 20s | $2,420 |
| 30s | $1,352 |
| 40s | $1,650 |
| 50s | $990 |
| 60s | $1,060 |
| 70s | $1,288 |
Average Rates In Billings – By Vehicle
The vehicle you own significantly impacts your insurance rates. Insurers factor in the make, model, year, and body type, with newer, luxury vehicles often leading to higher premiums due to their advanced features and higher repair costs.
The following table shows the average insurance premiums for different vehicles in Billings.
| Vehicle | Average Monthly Rate |
| Lincoln Navigator | $126 |
| Dodge Durango | $77 |
| Nissan Maxima | $94 |
| Ram 1500 | $123 |
| Volkswagen Jetta | $158 |
How Much Is Car Insurance In Other Cities In Montana?
The city you reside in can greatly affect your car insurance premiums. Insurers factor in things like accident frequency, theft, and vandalism rates, which are generally more common in cities, driving up insurance costs.
In Kalispell, car insurance costs around $138 a month on average, while in Butte, the average rate is $107 per month.
| City | Average Monthly Rate |
| Ashland | $115 |
| Missoula | $117 |
| Great Falls | $128 |
| Bozeman | $136 |
| Butte | $107 |
| Helena | $111 |
| Kalispell | $138 |
| Busby | $107 |
| Roundup | $118 |
| Whitefish | $126 |
Average Cost Of Auto Insurance In Billings- By Zip Code
Because insurers consider crime rates in different areas, your car insurance rates will vary based on your zip code.
Use the table below to find the average insurance rates for different Billings zip codes.
| City | Average Monthly Rate |
| 59102 | $146 |
| 59105 | $124 |
| 59101 | $150 |
| 59106 | $158 |
Find affordable Billings rates
Our Methodology
By analyzing key areas such as customer service, product variety, pricing, and insights from online reviews and user experiences, I’ve created a well-rounded overview of car insurance providers in Billings, MT.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Billings?
For minimum coverage, State Farm offers the lowest rates in Billings, while Nationwide provides the best deal on full coverage, including both comprehensive and collision insurance.
What is the average cost of car insurance in Billings?
Car insurance in Billings averages $140 per month, but your rate could change depending on factors like your zip code, car model and year, and driving history.
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