Cheapest Car Insurance In Blaine, MN 2024
For Blaine residents, Auto-Owners has the best price on minimum coverage auto insurance, averaging just $43 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Looking for the cheapest car insurance in Blaine, MN, can uncover a broad array of choices.
If you’re after the cheapest liability coverage, Auto-Owners is the best option. Farm Bureau offers the most competitive full coverage rates, young drivers can also save with Farm Bureau’s low-cost plans.
Cheapest Car Insurance Companies In Blaine, MN
Cheapest Liability-only Car Insurance In Blaine: Auto-Owners
At just $43 per month on average, Auto-Owners is the most affordable option for minimum coverage car insurance in Blaine.
Check the table below to view and compare rates among multiple insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $43 | $516 |
| State Farm | $43 | $521 |
| American Family | $45 | $540 |
| GEICO | $75 | $900 |
| Travelers | $48 | $581 |
Cheapest Auto Insurance For Young Adults in Blaine: Farm Bureau
Farm Bureau provides the most affordable quotes for young adults in Blaine, with an average monthly rate of $97.
Check the table below to view and compare the cheapest car insurance rates for young adults in Blaine.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farm Bureau | $97 | $1,155 |
| Nationwide | $148 | $1,780 |
| Auto-Owners | $105 | $1,265 |
| State Farm | $132 | $1,580 |
| GEICO | $197 | $2,360 |
Cheapest Car Insurance Rates For Seniors: Farm Bureau
For seniors in Blaine, the lowest car insurance rates come from Farm Bureau, averaging $77 a month.
The following table lists average quotes from budget-friendly auto insurers catering to seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farm Bureau | $77 | $913 |
| Auto-Owners | $80 | $960 |
| Travelers | $84 | $1,008 |
| State Farm | $94 | $1,130 |
| Allstate | $113 | $1,350 |
Cheapest Full Coverage Insurance Rates In Blaine: Farm Bureau
In Blaine, the most affordable full coverage car insurance comes from Farm Bureau, with quotes averaging $88 a month.
The following table displays average auto insurance quotes from low-cost providers in Blaine.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farm Bureau | $88 | $1,056 |
| GEICO | $164 | $1,970 |
| State Farm | $107 | $1,280 |
| Auto-Owners | $89 | $1,068 |
| Allstate | $116 | $1,397 |
Cheapest Rates In Blaine For Teenagers: Nationwide
For teenage drivers in Blaine, Nationwide provides the cheapest rates, with an average premium of $146 monthly.
This table displays the companies with the most budget-friendly insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $146 | $1,756 |
| GEICO | $191 | $2,290 |
| State Farm | $158 | $1,892 |
| Auto-Owners | $218 | $2,610 |
| Allstate | $166 | $1,988 |
Cheapest Car Insurance In Blaine For Good Drivers: Auto-Owners
Good drivers in Blaine will find Auto-Owners offers the most affordable car insurance, with an average rate of $43 a month.
If you’re a safe driver, check the table below for average quotes from affordable insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $43 | $516 |
| State Farm | $44 | $550 |
| American Family | $45 | $540 |
| GEICO | $75 | $900 |
| Travelers | $48 | $581 |
Find affordable Blaine rates
Cheapest Car Insurance In Blaine After A Speeding Ticket: Auto-Owners
For drivers in Blaine with a speeding ticket, Auto-Owners offers competitive rates, averaging $97 per month.
Check the table below for average car insurance rates for drivers who have a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $97 | $1,170 |
| State Farm | $115 | $1,380 |
| AAA | $103 | $1,235 |
| Allstate | $155 | $1,860 |
| Nationwide | $139 | $1,672 |
Cheapest For Drivers With After At-Fault Accident: AAA
If you have an at-fault incident on your record, AAA offers the cheapest car insurance, with an average monthly rate of $103.
Here’s a list of the car insurance companies with the best rates for drivers with an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $103 | $1,238 |
| Travelers | $127 | $1,520 |
| Allstate | $178 | $2,140 |
| Nationwide | $172 | $2,060 |
| State Farm | $124 | $1,484 |
Cheapest Rates In Blaine For Drivers After A DUI: State Farm
Blaine drivers with a DUI will find State Farm’s rates to be the cheapest, with an average monthly cost of $115.
The table below lists the most affordable insurance options for Blaine drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $115 | $1,385 |
| Travelers | $152 | $1,827 |
| Westfield | $185 | $2,217 |
| Nationwide | $198 | $2,370 |
| Auto-Owners | $163 | $1,950 |
Best Car Insurance Companies In Blaine
The most budget-friendly insurance in Blaine is from Auto-Owners, starting at $43 monthly. State Farm and Farm Bureau offer alternative rates at $44 and $47 per month.
Listed below are the 10 leading car insurance companies in Blaine, MN, based on their average monthly rates.
| Company | Monthly Premium |
| Auto-Owners | $43 |
| State Farm | $44 |
| Farm Bureau | $47 |
| GEICO | $75 |
| Travelers | $48 |
| Nationwide | $70 |
| AAA | $39 |
| American Family | $51 |
| Country Financial | $60 |
| Western National | $48 |
Average Auto Insurance Rates In Blaine – By Age
One of the main factors in car insurance pricing is age, as younger drivers tend to have higher rates. This is because they are statistically more likely to get into accidents or commit traffic violations. Teen drivers, in particular, can expect to pay roughly $3,596 annually.
At 25, drivers usually see a decrease in their car insurance rates, assuming their driving record remains clean.
Drivers in their 50s and early 60s are often offered the most competitive rates, with age serving as a key factor in assessing driving experience and risk.
| Age | Average Yearly Rate |
| Teenagers | $3,596 |
| 20s | $1,832 |
| 30s | $1,039 |
| 40s | $1,188 |
| 50s | $1,119 |
| 60s | $1,115 |
| 70s | $1,150 |
Average Rates In Blaine – By Vehicle
Car insurance costs are heavily influenced by the type of vehicle you own. Factors such as the car’s make, model, year, and body style are considered, and newer vehicles, especially high-end ones, often have higher rates due to their advanced features and replacement costs.
Below is a table displaying the average insurance rates for various vehicles in Blaine.
| Vehicle | Average Monthly Rate |
| Chevrolet Silverado | $54 |
| Mazda 6 | $136 |
| Ford Fusion | $72 |
| Dodge Charger | $97 |
| Ford Escape | $72 |
How Much Is Car Insurance For Other Cities In Minnesota?
Where you live can have a major effect on your car insurance costs. Insurers assess the risk of accidents, vehicle theft, and vandalism in your area, which tends to be higher in cities and leads to higher premiums.
To illustrate, car insurance costs in Brooklyn Park are around $110 per month, while in Duluth, the average monthly premium is $90.
| City | Average Monthly Rate |
| Apple Valley | $100 |
| Shakopee | $105 |
| Brooklyn Park | $110 |
| Moorhead | $92 |
| Edina | $125 |
| Duluth | $90 |
| Eden Prairie | $100 |
| Grand Rapids | $94 |
| Loretto | $100 |
| Mankato | $94 |
The city where you reside plays a significant role in determining your car insurance rates. Insurance companies evaluate various factors related to your location, such as the likelihood of accidents, vehicle theft, and vandalism rates. These risks are typically higher in urban areas, leading to increased premiums.
Average Cost Of Auto Insurance In Blaine- By Zip Code
Because zip codes are linked to crime rates in different areas, car insurance premiums can vary depending on your zip code.
Below, you can find the average insurance premiums for different zip codes in Blaine.
| Zip Code | Average Monthly Rate |
| 55449 | $160 |
| 55414 | $87 |
| 55434 | $99 |
| 55404 | $148 |
Find affordable Blaine rates
Our Methodology
Using a detailed analysis of elements such as service ratings, pricing, product variety, and user reviews, I’ve built an in-depth look at Blaine, MN’s car insurance providers.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Blaine?
The lowest rates for minimum coverage in Blaine are available through Auto-Owners, while Farm Bureau offers the best full coverage rates, covering both comprehensive and collision.
What is the average cost of car insurance in Blaine?
Car insurance in Blaine generally costs about $115 monthly, but factors such as your zip code, vehicle type, and driving history can cause rates to fluctuate.
