Cheapest Car Insurance In Boise, ID 2024
Nationwide is the most affordable choice in Boise, offering minimum coverage at an average cost of $55 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the lowest car insurance rates in Boise, ID, the options can differ significantly.
For those who need liability-only coverage at the lowest price, Nationwide is the top choice. On the other hand, drivers seeking more extensive coverage will find that Safeco offers the best rates for full coverage, while American National P&C provides the most budget-friendly options for young drivers.
Cheapest Car Insurance Companies In Boise, ID 2024
Cheapest Minimum Coverage Car Insurance In Boise: Nationwide
Nationwide offers the lowest car insurance rates for minimum coverage in Boise, with an average monthly cost of $55.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $80 | $960 |
| Safeco | $60 | $720 |
| National General | $85 | $1,020 |
| Nationwide | $55 | $660 |
| Progressive | $90 | $1,080 |
Cheapest Car Insurance In Boise For Seniors: American National P&C
American National P&C offers the most affordable car insurance rates for seniors in Boise, with average quotes of $40 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $45 | $540 |
| Travelers | $60 | $720 |
| State Farm | $50 | $600 |
| American National P&C | $40 | $480 |
| Auto-Owners Insurance Co | $55 | $660 |
Cheapest Full Coverage Car Insurance In Boise: Safeco
Safeco provides the most affordable full coverage car insurance in Boise, with average quotes of $70 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $75 | $900 |
| Progressive | $80 | $960 |
| Bristol West | $85 | $1,020 |
| Allstate | $220 | $2,640 |
| Safeco | $70 | $840 |
Cheapest Car Insurance In Boise For Young Adults: American National P&C
American National P&C provides the lowest quotes for young adults in Boise, with rates averaging around $70 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $75 | $900 |
| State Farm | $100 | $1,200 |
| American National P&C | $70 | $840 |
| General Casualty | $90 | $1,080 |
| USAA | $85 | $1,020 |
Cheapest Auto Insurance Rates In Boise For Teenagers: American National P&C
Teenage drivers in Boise can get the most affordable rates from American National P&C, with average monthly premiums of $45.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $100 | $1,200 |
| SAFECO | $55 | $660 |
| USAA | $125 | $1,500 |
| American National P&C | $45 | $540 |
| General Casualty | $70 | $840 |
Best Car Insurance Companies In Boise
Listed below are the top 10 car insurance companies in Boise, ID, ranked by their average monthly rates.
| Company | Monthly Premium |
| Travelers | $90 |
| Nationwide | $60 |
| Auto-Owners Insurance Co | $60 |
| USAA | $55 |
| Oregon Mutual | $110 |
| American National P&C | $45 |
| American Family | $110 |
| State Farm | $70 |
| SAFECO | $55 |
| General Casualty | $75 |
Cheapest Car Insurance In Boise After A Speeding Ticket: American National P&C
American National P&C is significantly more affordable than other companies, with average rates of $35 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Idaho Farm Bureau | $60 | $720 |
| State Farm | $40 | $480 |
| Auto-Owners Insurance Co | $45 | $540 |
| American National P&C | $35 | $420 |
| American Family | $55 | $660 |
Cheapest Car Insurance In Boise After At-Fault Accident: American National P&C
American National P&C provides the most affordable car insurance for drivers with an at-fault incident, with an average rate of $40 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $50 | $600 |
| Nationwide | $60 | $720 |
| American National P&C | $40 | $480 |
| American Family | $55 | $660 |
| State Farm | $45 | $540 |
Cheapest Car Insurance In Boise For Drivers After A DUI: State Farm
State Farm offers the lowest rates for drivers with a DUI in Boise, with average monthly premiums of $40.
| Provider | Average Monthly Cost | Average Annual Cost |
| American National P&C | $45 | $540 |
| Allstate | $95 | $1,140 |
| State Farm | $40 | $480 |
| Auto-Owners Insurance Co | $90 | $1,080 |
| American Family | $55 | $660 |
Average Cost Of Car Insurance In Boise – By Age
| Age | Average Yearly Rate |
| Teenagers | $1,800 |
| 20s | $1,320 |
| 30s | $840 |
| 40s | $720 |
| 50s | $600 |
| 60s | $660 |
| 70s | $900 |
Average Cost Of Car Insurance In Boise – By Vehicle
| Vehicle | Average Monthly Rate |
| 2019 Kia Optima | $70 |
| 2008 Toyota Prius | $50 |
| 1990 Honda Accord | $50 |
| 2011 Subaru Outback | $60 |
| 2015 Chrysler 200 | $100 |
Average Cost Of Auto Insurance In Boise – By Zip Code
| City | Average Monthly Rate |
| 83703 | $70 |
| 83705 | $80 |
| 83686 | $60 |
| 83704 | $75 |
| 83702 | $55 |
How Much Is Car Insurance In Other Cities in Idaho?
| City | Average Monthly Rate |
| Moscow | $70 |
| Sun Valley | $65 |
| Meridian | $65 |
| Rexburg | $75 |
| Coeur D Alene | $90 |
| Pocatello | $80 |
| Blackfoot | $75 |
| Post Falls | $100 |
| Caldwell | $85 |
| Nampa | $85 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and reviews from various online sources, I've created a thorough overview of car insurance providers in Boise, ID.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Boise?
In Boise, Nationwide provides the lowest rates for minimum coverage required by Idaho, while Safeco offers the best rates for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Boise?
In Boise, the average cost of car insurance is around $80 per month. However, rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
