Cheapest Car Insurance In Brooklyn, NY 2024
Kemper is the most affordable option for minimum coverage in Brooklyn, with an average monthly rate of $113.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for the cheapest car insurance in Brooklyn, NY, the rates can vary widely.
For those needing liability-only coverage, Kemper is the top choice. It also provides the best rates for full coverage policies. However, young drivers will find the lowest rates with Utica National.
Cheapest Car Insurance Companies In Brooklyn, NY 2024
Cheapest Car Insurance In Brooklyn After A Speeding Ticket: Kemper
Kemper is quite affordable compared to other companies, offering average monthly rates of $145.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $145 | $1,740 |
| Allstate | $280 | $3,360 |
| Progressive | $175 | $2,100 |
| GEICO | $313 | $3,756 |
| American Family | $368 | $3,264 |
Cheapest Minimum Coverage Car Insurance In Brooklyn: Kemper
In Brooklyn, Kemper is the cheapest car insurance provider for minimum coverage, with an average monthly cost of $113.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $113 | $1,356 |
| GEICO | $261 | $3,132 |
| Progressive | $143 | $1,716 |
| State Farm | $322 | $3,864 |
| Allstate | $200 | $2,400 |
Cheapest Auto Insurance Rates In Brooklyn For Teenagers: Travelers
Teen drivers in Brooklyn can get the most affordable rates from Travelers, with average monthly premiums of $317.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $317 | $3,804 |
| Progressive | $814 | $9,768 |
| Safeco | $474 | $5,688 |
| Liberty Mutual | $831 | $9,972 |
| CSAA | $790 | $9,480 |
Cheapest Full Coverage Car Insurance In Brooklyn: Kemper
In Brooklyn, Kemper offers the most affordable full coverage car insurance rates, with average monthly premiums of $132.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $132 | $1,584 |
| Allstate | $302 | $3,624 |
| Progressive | $183 | $2,196 |
| American Family | $315 | $3,780 |
| Erie | $287 | $3,444 |
Cheapest Car Insurance In Brooklyn For Seniors: Utica National
Utica National provides the cheapest car insurance rates for seniors in Brooklyn, with average monthly premiums of $87.
| Provider | Average Monthly Cost | Average Annual Cost |
| Utica National | $87 | $1,044 |
| GEICO | $187 | $2,245 |
| Progressive | $154 | $1,854 |
| USAA | $101 | $1,213 |
| Chubb | $209 | $2,511 |
Cheapest Car Insurance In Brooklyn For Young Adults: Utica National
For young adults in Brooklyn, Utica National offers the most affordable rates, averaging around $203 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Utica National | $203 | $2,440 |
| Allstate | $368 | $4,423 |
| Progressive | $292 | $3,511 |
| Chubb | $264 | $3,119 |
| Geico | $404 | $4,858 |
Cheapest Car Insurance In Brooklyn After At-Fault Accident: Kemper
Kemper provides the lowest car insurance rates for drivers with an at-fault incident in Brooklyn, with an average monthly rate of $167.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $167 | $2,004 |
| Erie | $263 | $3,156 |
| Progressive | $169 | $2,028 |
| GEICO | $312 | $3,744 |
| Allstate | $234 | $2,808 |
Cheapest Car Insurance In Brooklyn For Drivers After A DUI: Kemper
For drivers in Brooklyn with a DUI, Kemper offers the cheapest rates, with average monthly premiums of $172.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $172 | $2,064 |
| American Family | $337 | $4,044 |
| Progressive | $176 | $2,112 |
| State Farm | $364 | $4,368 |
| Allstate | $321 | $3,852 |
Average Cost Of Car Insurance In Brooklyn – By Age
| Age | Average Yearly Rate |
| Teenagers | $4,080 |
| 20s | $3,852 |
| 30s | $2,880 |
| 40s | $2,568 |
| 50s | $2,784 |
| 60s | $2,352 |
| 70s | $3,672 |
Best Car Insurance Companies In Brooklyn
Here are the top 10 car insurance companies in Brooklyn, NY, ranked by their average monthly rates.
| Company | Monthly Premium |
| GEICO | $284 |
| Kemper | $123 |
| State Farm | $327 |
| Progressive | $170 |
| Travelers | $386 |
| Allstate | $251 |
| Chubb | $438 |
| American Family | $354 |
| Hanover | $567 |
| Erie | $295 |
Average Cost Of Car Insurance In Brooklyn – By Vehicle
| Vehicle | Average Monthly Rate |
| 2021 Toyota Highlander | $241 |
| 2023 Nissan Altima | $140 |
| 2021 Bmw 228xi | $481 |
| 2003 Chevrolet Blazer | $54 |
| 2020 Kia Optima | $96 |
Average Cost Of Auto Insurance In Brooklyn – By Zip Code
| City | Average Monthly Rate |
| 10013 | $229 |
| 10001 | $318 |
| 10009 | $160 |
| 10002 | $437 |
| 10003 | $151 |
How Much Is Car Insurance In Other Cities in New York?
| City | Average Monthly Rate |
| Rochester | $127 |
| Albany | $150 |
| New York | $243 |
| Bronx | $292 |
| Jamaica | $237 |
| Brooklyn | $305 |
| GREAT NECK | $143 |
| Buffalo | $167 |
| Flushing | $189 |
| Elmira | $96 |
Our Methodology
Based on a thorough analysis of customer service ratings, product offerings, pricing, and extensive reviews from online sources and user experiences, I have developed a detailed overview of car insurance providers in Brooklyn, NY.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Brooklyn?
In Brooklyn, Kemper provides the lowest rates for both the minimum coverage required by New York State and for full coverage, which includes comprehensive and collision protection
What is the average cost of car insurance in Brooklyn?
In Brooklyn, the average car insurance cost is around $231 per month. Rates can vary based on factors such as your zip code, car year and model, and driving record.
