Cheapest Car Insurance In Bryan, TX 2025
Texas Farm Bureau offers the lowest rates for minimum coverage in Bryan, costing around $30 per month on average.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the most affordable car insurance in Bryan, TX, can be challenging, as prices vary widely.
For drivers needing budget-friendly liability-only coverage, Texas Farm Bureau stands out as the top choice. It also provides the best rates for full coverage policies. However, young drivers will find the lowest rates with State Farm.
Cheapest Car Insurance In Bryan, TX
Cheapest Liability-only Car Insurance In Bryan: Texas Farm Bureau
Texas Farm Bureau offers the most affordable minimum coverage car insurance in Bryan, averaging $30 per month.
Check the table below to see how its rates compare to other insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA Texas | $52 | $624 |
| Mercury | $32 | $384 |
| Progressive | $48 | $576 |
| State Farm | $35 | $420 |
| Texas Farm Bureau | $30 | $360 |
Cheapest Full Coverage Insurance Rates In Bryan: Texas Farm Bureau
Texas Farm Bureau offers the lowest rates for full coverage car insurance in Bryan, with an average monthly premium of $65.
See the table below for a comparison of quotes from other budget-friendly insurers in Bryan.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $103 | $1,236 |
| Texas Farm Bureau | $65 | $780 |
| GEICO | $125 | $1,500 |
| AAA Texas | $118 | $1,416 |
| State Farm | $84 | $1,008 |
Cheapest Car Insurance Rates For Seniors: Mercury
Mercury offers the most affordable car insurance for seniors in Bryan, with an average monthly rate of $62.
The table below compares quotes from other budget-friendly insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $92 | $1,104 |
| Texas Farm Bureau | $67 | $804 |
| Mercury | $62 | $744 |
| SafeAuto | $95 | $1,140 |
| Clearcover | $86 | $1,032 |
Cheapest Rates In Bryan For Teenagers: State Farm
State Farm offers the most affordable car insurance for teenage drivers in Bryan, with average monthly premiums of $135.
Check out the table below to compare the lowest insurance rates for teenagers from various providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $140 | $1,680 |
| Mile Auto | $240 | $2,880 |
| State Farm | $135 | $1,620 |
| USAA | $229 | $2,748 |
| Allstate | $192 | $2,304 |
Cheapest Auto Insurance For Young Adults in Bryan: Direct Auto
Direct Auto provides the lowest car insurance rates for young adults in Bryan, averaging $105 per month.
Use the table below to compare the most affordable auto insurance options for young adults in Bryan.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $134 | $1,608 |
| Direct Auto | $105 | $1,260 |
| SafeAuto | $178 | $2,136 |
| Texas Farm Bureau | $120 | $1,440 |
| USAA | $162 | $1,944 |
Cheapest Car Insurance In Bryan For Good Drivers: State Farm
State Farm offers the lowest car insurance rates for good drivers in Bryan, with an average cost of $35 per month.
Check the table below to compare quotes from other budget-friendly insurers for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $52 | $624 |
| State Farm | $35 | $420 |
| USAA | $67 | $804 |
| GEICO | $46 | $552 |
| Mile Auto | $60 | $720 |
Find Affordable Bryan Rates
Cheapest Car Insurance In Bryan After A Speeding Ticket: State Farm
State Farm offers some of the lowest rates in Bryan for drivers with a speeding ticket, averaging $52 per month.
Check the table below to compare average rates from other insurers for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $93 | $1,116 |
| Allstate | $68 | $816 |
| State Farm | $52 | $624 |
| Mile Auto | $71 | $852 |
| GEICO | $55 | $660 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm provides the most affordable car insurance for drivers with an at-fault accident, with an average monthly rate of $56.
Below is a list of insurance companies offering the lowest rates for drivers with an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $60 | $720 |
| USAA | $96 | $1,152 |
| State Farm | $56 | $672 |
| Mile Auto | $85 | $1,020 |
| Allstate | $72 | $864 |
Cheapest Rates In Bryan For Drivers After A DUI: State Farm
State Farm offers the most affordable rates for drivers in Bryan with a DUI, averaging $61 per month.
Check the table below for the lowest insurance rates for drivers with a DUI in Bryan.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $94 | $1,128 |
| USAA | $110 | $1,320 |
| State Farm | $61 | $732 |
| Mile Auto | $93 | $1,116 |
| GEICO | $70 | $840 |
Best Car Insurance Companies In Bryan
Texas Farm Bureau provides the cheapest car insurance in Bryan at $75 per month. GEICO is another budget-friendly option at $83 per month, while Progressive offers coverage for $103 per month.
Below is a list of the top 10 car insurance companies in Bryan, TX, ranked by their average monthly rates.
| Company | Monthly Premium |
| Texas Farm Bureau | $75 |
| GEICO | $83 |
| Progressive | $103 |
| Allstate | $106 |
| State Farm | $110 |
| Mile Auto | $119 |
| SafeAuto | $120 |
| Mercury | $132 |
| AAA Texas | $143 |
| Clearcover | $155 |
Average Auto Insurance Rates In Bryan- By Age
Age plays a significant role in determining car insurance rates. Younger drivers typically face higher premiums due to their inexperience and higher likelihood of accidents and traffic violations. Teenagers, for example, can expect to pay around $3,552 annually for car insurance.
Once drivers reach 25, their rates usually start to drop, provided they have a clean driving history.
Drivers in their 50s and early 60s tend to receive the most favorable rates, as insurance companies view this age group as having more driving experience and a lower risk of accidents.
| Age | Average Yearly Rate |
| Teenagers | $3,552 |
| 20s | $2,256 |
| 30s | $1,452 |
| 40s | $1,464 |
| 50s | $1,332 |
| 60s | $1,164 |
| 70s | $1,248 |
Average Rates In Bryan- By Vehicle
The car you drive has a major impact on your insurance costs. Insurers consider factors like the make, model, year, and body type when determining rates. Generally, newer cars—especially luxury models with advanced technology and expensive repair costs—come with higher premiums.
Check the table below for average insurance rates in Bryan based on different vehicle types.
| Vehicle | Average Monthly Rate |
| Volkswagen Tiguan | $195 |
| Buick Lesabre | $188 |
| Nissan Rogue | $105 |
| Chevrolet Silverado | $113 |
| Mazda Cx-30 | $342 |
How Much Is Car Insurance In Other Cities in Texas?
Where you live has a significant impact on your car insurance rates. Insurers consider factors like accident frequency, vehicle theft, and vandalism—risks that are typically higher in urban areas, leading to increased premiums.
For instance, drivers in Dallas pay around $180 per month for car insurance, while those in Fort Worth see average rates of $165 per month.
| City | Average Monthly Rate |
| Dallas | $180 |
| Fort Worth | $165 |
| El Paso | $153 |
| Houston | $190 |
| Corpus Christi | $165 |
| Irving | $175 |
| Arlington | $170 |
| Lubbock | $155 |
| Beaumont | $162 |
| San Antonio | $159 |
Average Cost Of Auto Insurance In Bryan – By Zip Code
Insurance companies use zip codes to assess crime rates and other risk factors in your area, which means car insurance costs can vary by location.
Check the table below for average insurance rates across different zip codes in Bryan.
| City | Average Monthly Rate |
| 77801 | $143 |
| 77802 | $135 |
| 77803 | $132 |
| 77807 | $128 |
| 77808 | $161 |
Find Affordable Bryan Rates
Our Methodology
Drawing upon a comprehensive analysis that encompasses multiple facets such as customer service ratings, product options, pricing, and a thorough evaluation of various online review sites and user experience, I've crafted an in-depth view of the landscape of car insurance providers in Bryan, TX.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Bryan?
Texas Farm Bureau offers the most affordable car insurance rates in Bryan, both for the minimum coverage required by the State of Texas and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Bryan?
The average car insurance cost in Bryan is around $114 per month. However, your actual rate may vary depending on factors such as your zip code, vehicle make and model, driving history, and other personal details.
