Cheapest Car Insurance In Caldwell, ID For 2024
State Farm is the most affordable choice in Caldwell, with an average monthly rate of $21.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the most economical car insurance in Caldwell, Idaho, there are numerous choices to consider. However, one company, State Farm, stands out for its competitive pricing. On average, residents can obtain car insurance for approximately $21 per month, a significant difference from the state’s average of $65.
Cheapest Car Insurance Companies In Caldwell, ID
How Much Is Car Insurance In Caldwell, ID?
State Farm provides the most affordable car insurance in Caldwell, ID, with coverage available for $63 per month.
| Area | Average Monthly Rate |
| National | $152 |
| Idaho | $65 |
| Caldwell, ID | $63 |
Cheapest Car Insurance Rates In Caldwell For Minimum Coverage
State Farm offers the most affordable car insurance for minimum coverage in Caldwell, with an average monthly cost of $21.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $37 | $439 |
| Travelers | $42 | $500 |
| Farm Bureau | $43 | $514 |
| State Farm | $21 | $250 |
| Farmers | $49 | $581 |
Cheapest Car Insurance Rates In Caldwell For Full Coverage
In Caldwell, State Farm provides the most budget-friendly rates for full coverage car insurance, averaging around $52 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $92 | $1,286 |
| GEICO | $95 | $1,141 |
| Farm Bureau | $103 | $1,238 |
| Travelers | $110 | $1,314 |
| State Farm | $52 | $622 |
Cheapest Car Insurance Rates In Caldwell For Seniors
For seniors in Caldwell, State Farm offers the most affordable car insurance rates, with quotes averaging around $37 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $37 | $442 |
| Allstate | $92 | $1,095 |
| Travelers | $93 | $1,107 |
| GEICO | $58 | $694 |
| Nationwide | $62 | $742 |
Cheapest Car Insurance Rates In Caldwell For Teenagers
Teenage drivers in Caldwell can secure the most budget-friendly quotes from State Farm, with average monthly premiums of $163.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $163 | $1,954 |
| GEICO | $319 | $3,832 |
| Auto-Owners | $240 | $2,878 |
| Travelers | $354 | $4,112 |
| USAA | $280 | $3,358 |
Cheapest Car Insurance Rates In Caldwell For Young Adults
State Farm provides the most affordable quotes for young adults in Caldwell, with rates averaging around $50 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $50 | $598 |
| GEICO | $72 | $862 |
| Auto-Owners | $55 | $658 |
| Allstate | $82 | $982 |
| Travelers | $73 | $874 |
Cheapest Car Insurance Rates In Caldwell For Good Drivers
Caldwell’s good drivers can secure the most economical car insurance quotes from State Farm, priced at approximately $21 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $37 | $439 |
| Travelers | $42 | $500 |
| Farm Bureau | $43 | $514 |
| State Farm | $21 | $250 |
| Farmers | $49 | $581 |
Cheapest Car Insurance Rates In Caldwell For Drivers With Prior Incidents
In Caldwell, drivers with records of traffic violations, such as accidents, speeding, or DUIs, frequently encounter challenges in securing affordable car insurance. These driving infractions prompt insurance companies to categorize them as high-risk, indicating a higher likelihood of filing future insurance claims.
As a result, insurance providers raise their rates for these individuals to offset the risk of potential higher claim payouts.
Cheapest Car Insurance Rates In Caldwell For Drivers With A Speeding Ticket
State Farm stands out for its affordability compared to other companies, offering average rates of $56 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $56 | $670 |
| Travelers | $135 | $1,618 |
| Geico | $124 | $1,486 |
| Allstate | $174 | $2,086 |
| Auto-Owners | $80 | $958 |
Cheapest Car Insurance Rates In Caldwell For Drivers With An At-Fault Accident
For drivers with an at-fault incident, State Farm provides the most affordable car insurance quotes, with an average rate of $60 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $60 | $718 |
| Travelers | $150 | $1,798 |
| Geico | $180 | $2,158 |
| Auto-Owners | $120 | $1,438 |
| Allstate | $245 | $2,938 |
Cheapest Car Insurance Rates In Caldwell For Drivers After A DUI
For drivers in Caldwell who have had a DUI, Travelers is the company offering the most budget-friendly rates, with average monthly premiums of $188.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $188 | $2,254 |
| State Farm | $269 | $3,286 |
| Farmers | $215 | $2,578 |
| Geico | $337 | $4,042 |
| Allstate | $203 | $2,434 |
Best Car Insurance Companies In Caldwell
When selecting a car insurance company in Caldwell, it’s crucial to balance affordability with reliable protection on the road. Below are the top 10 car insurance companies in Caldwell, ID, ranked by the average monthly rate they offer:
| Company | Monthly Premium |
| Travelers | $83 |
| Oregon Mutual | $90 |
| Safeco | $93 |
| American Family | $101 |
| General Casualty | $75 |
| USAA | $55 |
| Auto-Owners | $60 |
| State Farm | $67 |
| American National | $60 |
| American National P&C | $55 |
Average Car Insurance Rates In Caldwell – By Age
| Age | Average Yearly Rate |
| Teenagers | $1,596 |
| 20s | $1,176 |
| 30s | $600 |
| 40s | $600 |
| 50s | $528 |
| 60s | $480 |
| 70s | $780 |
Average Car Insurance Rates In Caldwell – By Vehicle Type
| Vehicle | Average Monthly Rate |
| Dodge Dart | $157 |
| Jeep Grand Cherokee | $50 |
| Subaru Legacy | $30 |
| Dodge Ram 1500 | $29 |
| Honda Accord | $53 |
How Much Is Car Insurance For Other Cities In Idaho?
| City | Average Monthly Rate |
| Moscow | $58 |
| Nampa | $74 |
| Pocatello | $63 |
| Post Falls | $75 |
| Boise | $71 |
| Caldwell | $63 |
| Clifton | $45 |
| Coeur D Alene | $70 |
| Franklin | $60 |
| Idaho Falls | $72 |
Our Methodology
Utilizing a broad-ranging analysis covering factors like customer service ratings, available product options, pricing structures, and a detailed assessment of numerous online review platforms and user feedback, I've developed a comprehensive understanding of the car insurance provider landscape in Caldwell, Idaho. This perspective is well-informed, shaped by more than 15 years of active engagement in the industry as a licensed insurance agent. It's enriched by countless interactions with representatives from diverse companies and insights gathered from firsthand experiences.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Caldwell?
State Farm provides the lowest car insurance rates in Caldwell for both the minimum coverage required by the State of Idaho and full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Caldwell?
The average cost of car insurance in Caldwell is approximately $63 per month. However, rates can vary depending on factors such as your zip code, the year and model of your car, your driving record, and other relevant details.
Sources
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