Cheapest Car Insurance In Culver City, CA 2025
Culver City residents can find the cheapest minimum coverage car insurance through AAA, at $38 per month on average.
We’ve saved shoppers an average of $600 per year on their car insurance.
Exploring the car insurance market in Culver City, CA, shows a broad range of pricing options.
Drivers looking for the most affordable liability-only policy will find AAA as the top pick, while AAA once more excels in full coverage and GEICO in youth rates.
Cheapest Car Insurance Companies In Culver City, CA
Cheapest Full Coverage Insurance Rates In Culver City: AAA
Culver City residents can find the most budget-friendly full coverage car insurance with AAA, at $83 a month on average.
The table below lists average car insurance rates from some of the most affordable insurers in Culver City.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $83 | $996 |
| CIG | $121 | $1,452 |
| GEICO | $109 | $1,308 |
| Progressive | $97 | $1,164 |
| National General | $126 | $1,512 |
Cheapest Liability-only Car Insurance In Culver City: AAA
At just $38 a month on average, AAA provides the most affordable minimum car insurance in Culver City.
Below is a table to help you compare insurance rates across various companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $38 | $456 |
| Progressive | $42 | $504 |
| GEICO | $44 | $528 |
| Kemper | $49 | $588 |
| CIG | $53 | $636 |
Cheapest Car Insurance Rates For Seniors: AAA
Culver City seniors can save with AAA, which has the lowest car insurance rates at $40 per month on average.
Below, you’ll find a table comparing average rates from the most affordable insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $40 | $480 |
| State Farm | $44 | $528 |
| GEICO | $41 | $492 |
| Progressive | $43 | $516 |
| Hartford | $54 | $648 |
Cheapest Rates In Culver City For Teenagers: State Farm
Teen drivers in Culver City can find the best insurance rates with State Farm, which averages $116 per month.
The table outlines companies that provide the most affordable car insurance for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $116 | $1,392 |
| Progressive | $162 | $1,944 |
| GEICO | $131 | $1,572 |
| Allstate | $194 | $2,328 |
| Farmers | $198 | $2,376 |
Cheapest Auto Insurance For Young Adults in Culver City: GEICO
For young adults in Culver City, GEICO delivers the cheapest car insurance rates, averaging $49 per month.
The table below provides a comparison of the cheapest auto insurance providers for young adults in Culver City.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $49 | $588 |
| Progressive | $50 | $600 |
| State Farm | $62 | $744 |
| Farmers | $65 | $780 |
| CIG | $59 | $708 |
Cheapest Car Insurance In Culver City For Good Drivers: AAA
With an average rate of $38 a month, AAA offers the best car insurance for good drivers in Culver City.
If you’re a good driver, you can find average quotes from budget-friendly insurance providers in the table below.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| AAA | $38 | $456 |
| Progressive | $42 | $504 |
| GEICO | $44 | $528 |
| Kemper | $49 | $588 |
| CIG | $53 | $636 |
Find affordable Culver City rates
Cheapest Car Insurance In Culver City After A Speeding Ticket: AAA
In Culver City, AAA provides affordable car insurance for drivers with a speeding ticket, averaging $52 a month.
Use the table below to find average rates for drivers who’ve had a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $52 | $624 |
| GEICO | $61 | $732 |
| Mercury | $70 | $840 |
| Kemper | $64 | $768 |
| Progressive | $75 | $900 |
Cheapest Rates In Culver City For Drivers After A DUI: National General
National General stands out as the cheapest insurer for drivers after a DUI in Culver City, with average premiums of $69 per month.
The table below highlights the most affordable rates for drivers in Culver City who have a DUI on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $69 | $828 |
| CIG | $90 | $1,080 |
| Mercury | $87 | $1,044 |
| Kemper | $107 | $1,284 |
| Farmers | $108 | $1,296 |
Cheapest For Drivers With After At-Fault Accident: AAA
AAA provides the cheapest insurance rates for drivers with at-fault accidents, averaging $60 a month.
The following companies offer the lowest car insurance rates for drivers with an at-fault accident history.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $60 | $720 |
| GEICO | $71 | $852 |
| CIG | $61 | $732 |
| Progressive | $81 | $972 |
| Farmers | $76 | $912 |
Best Car Insurance Companies In Culver City
Drivers in Culver City looking for affordable insurance should consider AAA at $38 per month, with Progressive at $42 and GEICO at $44 as alternatives.
Below, you’ll find the top car insurance companies in Culver City, CA, ranked according to their average monthly rates.
| Company | Monthly Premium |
| AAA | $38 |
| Progressive | $42 |
| GEICO | $44 |
| Kemper | $49 |
| CIG | $53 |
| CSAA | $14 |
Average Auto Insurance Rates In Culver City – By Age
Age is a key factor in insurance rate calculations, with teens paying higher premiums—around $1,152 annually—due to their inexperience and greater accident risk.
By the time drivers reach 25, their rates often become more affordable, provided they keep a clean driving record.
Insurance companies often provide the lowest rates to drivers in their 50s and early 60s, considering age as a measure of driving experience and risk.
| Age | Average Yearly Rate |
| Teenagers | $1,152 |
| 20s | $2,180 |
| 30s | $1,830 |
| 40s | $2,580 |
| 50s | $2,043 |
| 60s | $1,740 |
| 70s | $2,100 |
Average Cost Of Auto Insurance In Culver City – By Zip Code
The zip code where you live impacts your car insurance premiums, as insurers use it to analyze local crime statistics.
You can refer to the table below to compare average insurance rates across Culver City zip codes.
| Zip Code | Average Monthly Rate |
| 90232 | $183 |
| 90230 | $167 |
How Much Is Car Insurance In Other Cities In California?
Insurance companies take into account your city when calculating car insurance rates, considering factors such as the frequency of accidents, theft, and vandalism, which are often higher in urban areas.
In Lynwood, car insurance costs are around $207 per month, compared to $160 a month for drivers in Danville.
| City | Average Monthly Rate |
| Redlands | $165 |
| San Diego | $166 |
| Danville | $160 |
| Santa Ana | $182 |
| Fresno | $170 |
| Lynwood | $207 |
| Cerritos | $185 |
| Palo Alto | $168 |
| Bakersfield | $171 |
| Lancaster | $189 |
Average Rates In Culver City – By Vehicle
Your car’s make, model, year, and body type are key determinants of your insurance rates. Newer luxury cars with cutting-edge technology generally lead to more expensive coverage.
The table below provides average insurance quotes for different vehicles in Culver City.
| Vehicle | Average Monthly Rate |
| Toyota 4Runner | $114 |
| Toyota Prius | $145 |
| Honda Civic | $98 |
| Lexus UX | $125 |
| Kia Forte | $90 |
Find affordable Culver City rates
Our Methodology
Through a comprehensive review of customer service, product choices, pricing, and user experiences from various online review sites, I’ve created an in-depth analysis of car insurance providers in Culver City, CA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Culver City?
The best rates for car insurance in Culver City come from AAA for the minimum required coverage and also AAA for full coverage, which covers both comprehensive and collision.
What is the average cost of car insurance in Culver City?
Car insurance in Culver City averages about $180 a month, although rates can vary based on your vehicle’s year, model, driving history, and zip code.
