Cheapest Car Insurance In Dayton, OH 2024
In Dayton, Nationwide is the most affordable option for minimum coverage, with an average rate of $25 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Dayton, OH, options can vary significantly.
For liability-only coverage, Nationwide is the clear winner. For drivers seeking more comprehensive protection, Nationwide also offers the best rates for full coverage policies. Additionally, Clearcover provides the lowest rates for young drivers.
Cheapest Car Insurance Companies In Dayton, OH 2024
Cheapest Minimum Coverage Car Insurance In Dayton: Nationwide
Nationwide is the most affordable car insurance provider for minimum coverage in Dayton, with an average monthly cost of $25.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $32 | $384 |
| American Family | $30 | $360 |
| Progressive | $40 | $480 |
| Nationwide | $25 | $300 |
| Erie | $35 | $420 |
Cheapest Full Coverage Car Insurance In Dayton: Nationwide
Nationwide offers the lowest car insurance rates for full coverage in Dayton, with average monthly quotes of $50.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $70 | $840 |
| American Family | $55 | $660 |
| Auto-Owners Insurance Co | $65 | $780 |
| GEICO | $75 | $900 |
| Nationwide | $50 | $600 |
Cheapest Car Insurance In Dayton For Young Adults: Clearcover
Clearcover provides the most affordable quotes for young adults in Dayton, with rates averaging around $60 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $90 | $1,080 |
| Nationwide | $70 | $840 |
| Clearcover | $60 | $720 |
| State Farm | $110 | $1,320 |
| National General | $100 | $1,200 |
Cheapest Car Insurance In Dayton For Seniors: Hastings Mutual Insurance Co
Hastings Mutual Insurance Co provides the most affordable car insurance rates for seniors in Dayton, with average monthly quotes of $60.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $72 | $864 |
| State Farm | $70 | $840 |
| Safeco | $74 | $888 |
| USAA | $65 | $780 |
| Hastings Mutual Insurance Co | $60 | $720 |
Cheapest Car Insurance In Dayton After A Speeding Ticket: Auto-Owners Insurance Co
Auto-Owners Insurance Co is very affordable compared to other companies, offering average rates of $55 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $65 | $780 |
| American Family | $60 | $720 |
| GEICO | $85 | $1,020 |
| Auto-Owners Insurance Co | $55 | $660 |
| Erie | $80 | $960 |
Cheapest Car Insurance In Dayton After At-Fault Accident: American Family
American Family provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average rate of $65 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $95 | $1,140 |
| American Family | $65 | $780 |
| Grange Insurance | $100 | $1,200 |
| Nationwide | $80 | $960 |
| Auto-Owners Insurance Co | $90 | $1,080 |
Cheapest Car Insurance In Dayton For Drivers After A DUI: American Family
American Family offers the lowest rates for drivers with a DUI in Dayton, with average monthly premiums of $65.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $105 | $1,260 |
| Nationwide | $85 | $1,020 |
| Farmers | $100 | $1,200 |
| American Family | $65 | $780 |
| Erie | $115 | $1,380 |
Cheapest Auto Insurance Rates In Dayton For Teenagers: USAA
Teenage drivers in Dayton can get the most affordable quotes from USAA, with average monthly premiums of $130.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $165 | $1,980 |
| SafeAuto | $155 | $1,860 |
| Hastings Mutual Insurance Co | $175 | $2,100 |
| USAA | $130 | $1,560 |
| Auto-Owners Insurance Co | $180 | $2,160 |
Best Car Insurance Companies In Dayton
Here are the top 10 car insurance companies in Dayton, OH, ranked by their average monthly rates:
| Company | Monthly Premium |
| Hastings Mutual Insurance Co | $75 |
| NationalGeneral | $100 |
| Clearcover Insurance | $75 |
| American Family | $95 |
| State Farm | $85 |
| Auto-Owners Insurance Co | $85 |
| Clearcover | $70 |
| Erie | $98 |
| USAA | $80 |
| Safeco | $82 |
Average Cost Of Car Insurance In Dayton – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,400 |
| 20s | $1,500 |
| 30s | $1,020 |
| 40s | $1,140 |
| 50s | $900 |
| 60s | $1,020 |
| 70s | $1,080 |
Average Cost Of Car Insurance In Dayton – By Vehicle
| Vehicle | Average Monthly Rate |
| 2015 Chevrolet Trax | $155 |
| 2019 Ford Edge | $60 |
| 2021 Hyundai Elantra | $100 |
| 2007 Dodge Charger | $170 |
| 2024 Chevrolet Trax | $200 |
Average Cost Of Auto Insurance In Dayton – By Zip Code
| City | Average Monthly Rate |
| 45402 | $105 |
| 45405 | $110 |
| 45324 | $130 |
| 45404 | $80 |
| 45403 | $85 |
How Much Is Car Insurance In Other Cities in Ohio?
| City | Average Monthly Rate |
| Youngstown | $105 |
| Hamilton | $100 |
| Columbus | $120 |
| Lima | $95 |
| Groveport | $145 |
| Canton | $90 |
| Springfield | $80 |
| Akron | $100 |
| Cleveland | $112 |
| Cincinnati | $110 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and an extensive review of various online sources and user experiences, I've developed a comprehensive overview of car insurance providers in Dayton, OH.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Dayton?
In Dayton, Nationwide offers the lowest car insurance rates for both the minimum coverage required by the State of Ohio and for full coverage, including comprehensive and collision protection.
What is the average cost of car insurance in Dayton?
In Dayton, the average monthly cost of car insurance is approximately $100. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
