Cheapest Car Insurance In Daytona Beach, FL 2024
With an average rate of $64 a month, State Farm is Daytona Beach’s cheapest option for minimum coverage car insurance.
We’ve saved shoppers an average of $600 per year on their car insurance.
Searching for affordable car insurance in Daytona Beach, FL, shows a great deal of variation in available plans.
State Farm is the clear choice for affordable liability-only coverage. Drivers wanting full coverage should look at GEICO rates, while State Farm again is best for young drivers’ budgets.
Cheapest Car Insurance Companies In Daytona Beach, FL
Cheapest Car Insurance Rates For Seniors: Allstate
Seniors in Daytona Beach get the best rates with Allstate, with average car insurance costs of $108 a month.
The table compares average quotes from the top low-cost auto insurance providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $108 | $1,296 |
| Travelers | $132 | $1,584 |
| Progressive | $181 | $2,172 |
| Mercury | $140 | $1,680 |
| Safeco | $156 | $1,872 |
Cheapest Full Coverage Insurance Rates In Daytona Beach: GEICO
For full coverage, GEICO has the cheapest car insurance rates in Daytona Beach, with an average monthly premium of $92.
Below, you’ll find a table that compares average auto insurance rates from affordable insurers in Daytona Beach.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $92 | $1,105 |
| Allstate | $136 | $1,632 |
| Mercury | $182 | $2,184 |
| Progressive | $250 | $3,000 |
| Infinity | $260 | $3,120 |
Cheapest Liability-only Car Insurance In Daytona Beach: State Farm
In Daytona Beach, State Farm offers minimum coverage car insurance at the lowest cost, averaging $64 per month.
Review the table to compare rates from a variety of insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $64 | $768 |
| Allstate | $111 | $1,332 |
| Mercury | $150 | $1,800 |
| GEICO | $68 | $816 |
| Progressive | $172 | $2,064 |
Cheapest Auto Insurance For Young Adults in Daytona Beach: State Farm
Young adults in Daytona Beach can secure the most affordable insurance with State Farm, with average premiums of $78 per month.
Below, you’ll find a table comparing the lowest car insurance rates in Daytona Beach for young adult drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $78 | $900 |
| Liberty Mutual | $153 | $1,836 |
| Safeco | $168 | $2,016 |
| Direct Auto | $222 | $2,664 |
| Mercury | $159 | $1,908 |
Cheapest Rates In Daytona Beach For Teenagers: State Farm
For Daytona Beach’s teen drivers, the cheapest quotes are from State Farm, averaging $140 a month.
Check the table below for companies offering the best insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $140 | $1,680 |
| Travelers | $290 | $3,480 |
| Allstate | $242 | $2,904 |
| Progressive | $440 | $5,280 |
| Safeco | $331 | $3,972 |
Cheapest Car Insurance In Daytona Beach For Good Drivers: State Farm
State Farm provides the best rates for good drivers in Daytona Beach, with an average premium of $64 per month.
If you’re a safe driver, the table below compares average quotes from budget-friendly insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $64 | $768 |
| Allstate | $111 | $1,332 |
| Mercury | $150 | $1,800 |
| GEICO | $68 | $816 |
| Progressive | $172 | $2,064 |
Find affordable Daytona Beach rates
Cheapest For Drivers With After At-Fault Accident: State Farm
Drivers with at-fault accidents can find the best rates with State Farm, where average premiums are $85 per month.
Here’s a comparison of the car insurance providers with the lowest rates for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $85 | $1,020 |
| Allstate | $145 | $1,740 |
| GEICO | $90 | $1,080 |
| Progressive | $225 | $2,700 |
| Infinity | $230 | $2,760 |
Cheapest Car Insurance In Daytona Beach After A Speeding Ticket: State Farm
State Farm offers very affordable car insurance in Daytona Beach, with an average rate of $78 per month for drivers who have a speeding ticket.
The table below offers a comparison of rates for drivers with speeding tickets on their records.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $78 | $940 |
| Travelers | $164 | $1,968 |
| GEICO | $83 | $996 |
| Allstate | $136 | $1,632 |
| Progressive | $210 | $2,520 |
Cheapest Rates In Daytona Beach For Drivers After A DUI: State Farm
State Farm is the most cost-effective option for drivers in Daytona Beach with a DUI, offering rates of $99 on average each month.
The table below provides a comparison of the cheapest rates for Daytona Beach drivers who’ve had a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $99 | $1,188 |
| Travelers | $207 | $2,484 |
| Progressive | $270 | $3,240 |
| GEICO | $112 | $1,344 |
| Allstate | $180 | $2,160 |
Best Car Insurance Companies In Daytona Beach
State Farm leads the way in Daytona Beach with the cheapest insurance at $64 per month, while Allstate and GEICO offer rates of $111 and $68 monthly, respectively.
The following list ranks the top 10 car insurance providers in Daytona Beach, FL, by their average monthly premiums.
| Company | Monthly Premium |
| State Farm | $64 |
| Allstate | $111 |
| Mercury | $150 |
| GEICO | $68 |
| Progressive | $172 |
| Safeco | $168 |
| Travelers | $131 |
| Infinity | $187 |
| Mile Auto | $116 |
| Direct Auto | $152 |
Average Rates In Daytona Beach – By Vehicle
The type of car you own is a significant factor in setting your insurance costs. Details like the car’s make, model, year, and body type are considered, and newer luxury cars with high replacement costs tend to result in higher rate
The table below outlines the average rates for various vehicles in Daytona Beach.
| Vehicle | Average Monthly Rate |
| Mercedes Benz MI | $180 |
| Nissan Rogue | $632 |
| Ford Focus | $120 |
| Chevrolet Malibu | $576 |
| Cadillac XT5 | $132 |
Average Auto Insurance Rates In Daytona Beach – By Age
Insurance companies factor age heavily into their rate calculations. Younger drivers face higher premiums, as they are more prone to accidents and violations. Teenagers generally pay about $6,041 per year for their car insurance.
Once drivers reach 25 years old, they typically see a reduction in their insurance rates, assuming they have no recent traffic violations.
Drivers in their 50s and early 60s often enjoy the best insurance rates, as insurers use age to assess both risk and driving experience.
| Age | Average Yearly Rate |
| Teenagers | $6,041 |
| 20s | $4,620 |
| 30s | $2,940 |
| 40s | $2,760 |
| 50s | $2,352 |
| 60s | $2,042 |
| 70s | $2,522 |
Average Cost Of Auto Insurance In Daytona Beach- By Zip Code
Zip codes are used by insurers to evaluate the crime levels in an area, which is why car insurance rates can differ between zip codes.
Use the table below to view average insurance premiums for different zip codes throughout Daytona Beach.
| Zip Code | Average Monthly Rate |
| 32117 | $270 |
| 32114 | $276 |
| 32119 | $210 |
| 32124 | $229 |
| 32118 | $220 |
How Much Is Car Insurance In Other Cities In Florida?
Where you live affects your car insurance rates. In cities, the likelihood of accidents, theft, and vandalism is typically higher, which drives up insurance premiums.
To give an example, car insurance in Westview averages $355 per month, while in Gainesville, it’s closer to $199 a month.
| City | Average Monthly Rate |
| Sunrise | $317 |
| Lake City | $212 |
| Plantation | $295 |
| Hallandale Beach | $329 |
| Apopka | $253 |
| Gainesville | $199 |
| Pinellas Park | $271 |
| Fort Myers | $223 |
| Kissimmee | $260 |
| Westview | $355 |
Find affordable Daytona Beach rates
Our Methodology
After analyzing service ratings, product variety, pricing, and user reviews, I’ve crafted an in-depth summary of the car insurance landscape in Daytona Beach, FL.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Daytona Beach?
Daytona Beach drivers can find the lowest rates for minimum coverage with State Farm, while GEICO offers the best value for full coverage, which includes comprehensive and collision insurance.
What is the average cost of car insurance in Daytona Beach?
On average, Daytona Beach drivers pay about $260 per month for car insurance, with rates varying based on zip code, vehicle year, and driving behavior.
