Cheapest Car Insurance In Decatur, IL 2024
Auto-Owners is the most affordable choice in Decatur, offering minimum coverage at an average rate of $30 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Decatur, IL, you’ll find that rates can vary significantly.
For those looking for the lowest-cost liability-only coverage, Auto-Owners comes out on top. Additionally, Auto-Owners provides the best rates for full coverage policies. For young drivers, Direct Auto offers the most affordable rates.
Cheapest Car Insurance Companies In Decatur, IL 2024
Cheapest Minimum Coverage Car Insurance In Decatur: Auto-Owners
Auto-Owners offers the lowest car insurance rates for minimum coverage in Decatur, with an average monthly cost of $30.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $45 | $540 |
| State Farm | $35 | $420 |
| COUNTRY Financial | $46 | $552 |
| Auto-Owners | $30 | $360 |
| Hugo | $40 | $480 |
Cheapest Full Coverage Car Insurance In Decatur: Auto-Owners
Auto-Owners offers the most affordable rates for full coverage car insurance in Decatur, with average quotes of $35 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $38 | $456 |
| COUNTRY Financial | $60 | $720 |
| Auto-Owners | $35 | $420 |
| Mile Auto | $55 | $660 |
| GEICO | $50 | $600 |
Cheapest Car Insurance In Decatur For Seniors: Liberty Mutual
Liberty Mutual provides the lowest car insurance rates for seniors in Decatur, with average quotes of $55 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country | $70 | $840 |
| Direct Auto | $60 | $720 |
| Dairyland | $75 | $900 |
| Liberty Mutual | $55 | $660 |
| Pekin Insurance | $65 | $780 |
Cheapest Auto Insurance Rates In Decatur For Teenagers: Direct Auto
Teenage drivers in Decatur can get the most affordable quotes from Direct Auto, with average monthly premiums of $100.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $160 | $1,920 |
| Direct Auto | $100 | $1,200 |
| Country | $125 | $1,500 |
| Pekin Insurance | $120 | $1,440 |
| SECURA Insurance | $145 | $1,740 |
Cheapest Car Insurance In Decatur For Good Drivers: Country Financial
In Decatur, good drivers can secure the most affordable car insurance quotes from Country Financial, with rates around $70 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $100 | $1,200 |
| Geico | $85 | $1,020 |
| Erie | $95 | $1,140 |
| Country Financial | $70 | $840 |
| Auto-Owners Insurance | $90 | $1,080 |
Cheapest Car Insurance In Decatur For Young Adults: Direct Auto
Direct Auto provides the lowest quotes for young adults in Decatur, with rates averaging around $85 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Pekin Insurance | $110 | $1,320 |
| Direct Auto | $85 | $1,020 |
| Auto-Owners Insurance Co | $120 | $1,440 |
| Country | $90 | $1,080 |
| SECURA Insurance | $105 | $1,260 |
Cheapest Car Insurance In Decatur After A Speeding Ticket: Country Financial
Country Financial is notably more affordable than other companies, offering average rates of $90 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $105 | $1,260 |
| Auto-Owners Insurance | $95 | $1,140 |
| Geico | $120 | $1,440 |
| Country Financial | $90 | $1,080 |
| State Farm | $110 | $1,320 |
Cheapest Car Insurance In Decatur After At-Fault Accident: Country Financial
Country Financial provides the lowest car insurance rates for drivers with an at-fault incident, averaging $100 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $120 | $1,440 |
| Travelers | $130 | $1,560 |
| Country Financial | $100 | $1,200 |
| Erie | $125 | $1,500 |
| Auto-Owners Insurance | $115 | $1,380 |
Cheapest Car Insurance In Decatur For Drivers After A DUI: Progressive
Progressive offers the lowest rates for drivers with a DUI in Decatur, with average monthly premiums of $105.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $135 | $1,620 |
| State Farm | $110 | $1,320 |
| Travelers | $145 | $1,740 |
| Progressive | $105 | $1,260 |
| Country Financial | $115 | $1,380 |
Average Cost Of Car Insurance In Decatur – By Vehicle
| Vehicle | Average Monthly Rate |
| 2011 Kia Optima | $135 |
| 2007 Nissan Maxima | $120 |
| 2007 Chevrolet Impala | $50 |
| 2013 Ford Fusion | $60 |
| 2007 Subaru Outback | $155 |
Average Cost Of Auto Insurance In Decatur – By Zip Code
| City | Average Monthly Rate |
| 62526 | $105 |
| 62522 | $100 |
| 62523 | $90 |
| 62521 | $95 |
Best Car Insurance Companies In Decatur
Here are the top 10 car insurance companies in Decatur, IL, ranked by their average monthly rates.
| Company | Monthly Premium |
| SECURA Insurance | $90 |
| Rockford Mutual Insurance | $120 |
| Travelers | $112 |
| Country | $90 |
| Mercury Insurance | $105 |
| Direct Auto | $75 |
| Auto-Owners Insurance Co | $108 |
| Clearcover | $65 |
| State Farm | $100 |
| Pekin Insurance | $85 |
How Much Is Car Insurance In Other Cities in Illinois?
| City | Average Monthly Rate |
| Champaign | $90 |
| Naperville | $95 |
| Aurora | $100 |
| Palatine | $110 |
| Bloomington | $90 |
| East Saint Louis | $108 |
| Carol Stream | $110 |
| Evanston | $105 |
| Chicago | $135 |
| Joliet | $112 |
Average Cost Of Car Insurance In Decatur – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,160 |
| 20s | $1,500 |
| 30s | $1,140 |
| 40s | $960 |
| 50s | $1,020 |
| 60s | $840 |
| 70s | $1,080 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and reviews from various online sources, I’ve developed a comprehensive overview of car insurance providers in Decatur, IL.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Decatur?
In Decatur, Auto-Owners provides the lowest car insurance rates for both the minimum coverage required by the State of Illinois and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Decatur?
The average monthly cost of car insurance in Decatur is around $100. Rates can vary depending on factors such as your zip code, vehicle year and model, and driving history.
