Cheapest Car Insurance In Flint, MI 2024
In Flint, Progressive provides the most affordable option, with minimum coverage costing around $94 a month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for the lowest-cost car insurance in Flint, MI, prices can differ significantly.
For those aiming for the cheapest liability-only insurance, Progressive stands out as the best choice. Progressive also has the most competitive prices for full coverage, and Auto-Owners offers the lowest rates for young drivers.
Cheapest Car Insurance in Flint, MI 2024
Cheapest Liability-only Car Insurance In Flint: Progressive
With an average rate of $94 per month, Progressive provides the lowest-priced minimum coverage car insurance in Flint.
Check the table below for a side-by-side look at rates from various insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $94 | $1,128 |
| State Farm | $211 | $2,532 |
| Auto-Owners | $125 | $1,500 |
| Allstate | $780 | $9,360 |
| Frankenmuth | $118 | $1,416 |
Cheapest Full Coverage Insurance Rates In Flint: Progressive
In Flint, Progressive provides the most affordable full coverage, with average monthly rates around $140.
Below is a table comparing average auto insurance rates from budget-friendly insurers in Flint.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $140 | $1,680 |
| AAA | $598 | $7,176 |
| Auto-Owners | $280 | $3,360 |
| State Farm | $330 | $3,960 |
| USAA | $160 | $1,920 |
Cheapest Car Insurance Rates For Seniors: State Farm
With an average monthly rate of $153, State Farm provides the cheapest car insurance for seniors in Flint.
Below is a table listing average rates from the cheapest car insurance providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $153 | $1,836 |
| Auto-Owners | $170 | $2,040 |
| USAA | $168 | $2,016 |
| Allstate | $390 | $4,680 |
| AAA | $190 | $2,280 |
Cheapest Rates In Flint For Teenagers: Auto-Owners
Auto-Owners offers the most affordable rates for teenage drivers in Flint, with an average monthly cost of $246.
Below is a table listing the insurers with the most affordable rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $246 | $2,952 |
| State Farm | $560 | $6,720 |
| Progressive | $341 | $4,092 |
| AAA | $671 | $8,052 |
| Frankenmuth | $340 | $4,080 |
Cheapest Auto Insurance For Young Adults in Flint: Auto-Owners
Auto-Owners offers the most affordable rates for young adults in Flint, averaging $174 monthly.
The table below lets you compare the most affordable auto insurance rates for young adults in Flint.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $174 | $2,085 |
| Metropolitan | $138 | $1,652 |
| USAA | $140 | $1,674 |
| Safeco | $162 | $1,950 |
| SECURA | $93 | $1,119 |
Cheapest Car Insurance In Flint For Good Drivers: Progressive
Progressive offers the most affordable car insurance for good drivers in Flint, with rates around $94 a month.
If you have a clean driving record, check the table below for average quotes from the cheapest insurance companies.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| Progressive | $94 | $1,128 |
| State Farm | $211 | $2,532 |
| Auto-Owners | $125 | $1,500 |
| Allstate | $780 | $9,360 |
| Frankenmuth | $118 | $1,416 |
Find affordable Flint rates
Cheapest Car Insurance In Flint After A Speeding Ticket: Progressive
In Flint, Progressive provides particularly low rates, with an average cost of $166 per month for drivers who have a speeding ticket.
The table below shows average insurance rates for drivers who have a speeding ticket on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $166 | $1,988 |
| GEICO | $204 | $2,442 |
| MetLife | $178 | $2,139 |
| Meemic | $320 | $3,840 |
| USAA | $171 | $2,047 |
Cheapest Rates In Flint For Drivers After A DUI: Progressive
Progressive provides the most affordable rates for Flint drivers after a DUI, with average monthly costs of $155.
Below is a table showing the most affordable insurance rates for drivers in Flint who have a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $155 | $1,861 |
| USAA | $220 | $2,634 |
| GEICO | $616 | $7,389 |
| $314 | $3,773 | |
| $502 | $6,022 |
Cheapest For Drivers With After At-Fault Accident: Progressive
Progressive has the most affordable rates for drivers with an at-fault accident, with an average cost of $184 per month.
These car insurance providers have the most affordable rates for drivers who have an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $184 | $2,208 |
| State Farm | $391 | $4,692 |
| Auto-Owners | $340 | $4,080 |
| AAA | $1,305 | $15,660 |
| Allstate | $1,720 | $20,640 |
Best Car Insurance Companies In Flint
Progressive offers the cheapest insurance in Flint at $94 per month for drivers. State Farm is another option at $211 a month, while Auto-Owners charges $125.
The following shows the top car insurance companies in Flint, MI, ranked according to their average monthly premiums.
| Company | Monthly Premium |
| Progressive | $94 |
| State Farm | $211 |
| Auto-Owners | $125 |
| Allstate | $780 |
| Frankenmuth | $118 |
| Allstate | $790 |
| USAA | $59 |
| Hanover | $352 |
Average Auto Insurance Rates In Flint – By Age
One of the main factors influencing car insurance rates is age. Younger drivers usually have to pay more due to their limited experience and a higher risk of accidents and violations. On average, teenagers can expect to spend around $11,120 each year on car insurance.
Rates for drivers generally begin to fall when they reach 25 years old, as long as they maintain a spotless driving history.
The most favorable insurance rates are typically available to drivers in their 50s and early 60s. Insurance firms consider age as a way to gauge driving experience and risk, which impacts premium pricing.
| Age | Average Yearly Rate |
| Teenagers | $11,120 |
| 20s | $4,870 |
| 30s | $3,955 |
| 40s | $3,937 |
| 50s | $3,717 |
| 60s | $3,777 |
| 70s | $4,384 |
Average Rates In Flint – By Vehicle
Your vehicle type significantly influences your car insurance rates. Insurance companies evaluate aspects like the car’s make, model, year, and body type. Typically, newer cars, particularly luxury models that include advanced technology and have higher replacement expenses, result in higher premiums.
Use the table below to see the average insurance rates in Flint for different vehicle models.
| Vehicle | Average Monthly Rate |
| BMW M3 | $460 |
| Chevrolet Equinox | $182 |
| Nissan Rogue | $190 |
| GMC Arcadia | $225 |
| Ford Fusion | $271 |
Average Cost Of Auto Insurance In Flint – By Zip Code
Zip codes play a key role in helping insurance companies evaluate local crime rates, leading to different car insurance rates for each zip code.
Use the table below to see the average insurance costs for different zip codes in Flint.
| Zip Code | Average Monthly Rate |
| 48206 | $270 |
| 48203 | $276 |
| 48232 | $230 |
| 48207 | $257 |
| 48206 | $265 |
How Much Is Car Insurance In Other Cities in Michigan?
Where you live has a strong impact on your car insurance rates. Insurers look at a range of location-based factors, such as the likelihood of accidents, theft, and vandalism, which are often higher in cities. These risks typically lead to increased premiums.
For instance, car insurance costs in Dearborn average about $170 per month, while in Battle Creek, drivers typically pay around $98 monthly.
| City | Average Monthly Rate |
| Detroit | $160 |
| Grand Rapids | $107 |
| Warren | $131 |
| Southfield | $143 |
| Ann Arbor | $114 |
| Lansing | $102 |
| Dearborn | $170 |
| Battle Creek | $98 |
| Saginaw | $107 |
| Troy | $125 |
Find affordable Flint rates”
Our Methodology
After conducting an extensive analysis that looks at elements such as customer service, product variety, pricing, and reviews from different online sources, I’ve developed a thorough understanding of the car insurance market in Flint, MI.
Quotes Analzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Flint?
Progressive has the cheapest car insurance rates in Flint for the state-required minimum coverage, and Progressive still offers the best rates for full coverage that includes comprehensive and collision protection.
What is the average cost of car insurance in Flint?
Car insurance in Flint averages around $110 per month, though actual rates may vary depending on factors like your zip code, car’s make and model, driving history, and other details.
