Cheapest Car Insurance In Fort Lauderdale, FL 2024
At an average of $68 monthly, GEICO is the least expensive choice for minimum car insurance in Fort Lauderdale.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the cheapest car insurance in Fort Lauderdale, FL, can lead to a variety of options.
If you’re in search of affordable liability-only coverage, GEICO is the top option. Travelers is the go-to for full coverage at the best price, while State Farm remains the most affordable for young drivers.
Cheapest Car Insurance In Fort Lauderdale, FL 2024
Cheapest Full Coverage Insurance Rates In Fort Lauderdale: Travelers
At an average of $155 a month, Travelers has the cheapest full coverage car insurance rates in Fort Lauderdale.
Check the table below for a comparison of average quotes from affordable car insurance companies in Fort Lauderdale.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $155 | $1,870 |
| Allstate | $209 | $2,504 |
| State Farm | $163 | $1,960 |
| GEICO | $181 | $2,170 |
| Farmers | $268 | $3,215 |
Cheapest Liability-only Car Insurance In Fort Lauderdale: CEICO
GEICO is Fort Lauderdale’s least expensive option for minimum car insurance, averaging $68 a month.
Use the table below to review rate comparisons from multiple insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $68 | $816 |
| State Farm | $84 | $1,009 |
| Travelers | $73 | $874 |
| Progressive | $109 | $1,305 |
| Allstate | $96 | $1,150 |
Cheapest Rates In Fort Lauderdale For Teenagers: Nationwide
For teens in Fort Lauderdale, Nationwide provides the cheapest insurance quotes, averaging $373 per month.
Check the table below to see which companies provide the cheapest insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $373 | $4,470 |
| Allstate | $473 | $5,670 |
| GEICO | $482 | $5,786 |
| State Farm | $406 | $4,872 |
| Farmers | $615 | $7,380 |
Cheapest Auto Insurance For Young Adults in Fort Lauderdale: State Farm
In Fort Lauderdale, young adults can find the cheapest insurance quotes from State Farm, with an average cost of $192 per month.
Check the table below to find and compare the cheapest auto insurance rates in Fort Lauderdale for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $192 | $2,314 |
| Progressive | $218 | $2,610 |
| Allstate | $229 | $2,744 |
| Nationwide | $251 | $3,006 |
| Mercury | $343 | $4,112 |
Cheapest Car Insurance Rates For Seniors: State Farm
In Fort Lauderdale, State Farm’s car insurance for seniors costs an average of $151 a month, making it the most affordable option.
The following table presents average quotes from low-cost auto insurers for senior drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $151 | $1,804 |
| Nationwide | $198 | $2,374 |
| GEICO | $168 | $2,018 |
| Allstate | $150 | $2,630 |
| Farmers | $286 | $3,436 |
Find affordable Fort Lauderdale rates
Cheapest For Drivers With After At-Fault Accident: State Farm
Drivers with an at-fault incident can find the cheapest car insurance from State Farm, which averages $202 a month.
Here’s a list of the insurance companies with the best rates for drivers with an at-fault accident history.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $202 | $2,418 |
| GEICO | $289 | $3,462 |
| Allstate | $398 | $4,780 |
| Nationwide | $314 | $3,767 |
| Farmers | $413 | $4,960 |
Cheapest Car Insurance In Fort Lauderdale After A Speeding Ticket: State Farm
Compared to other companies in Fort Lauderdale, State Farm is very affordable, with rates averaging $185 per month for drivers with a speeding violation.
Refer to the table below to find typical rates for drivers with a history of speeding.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $185 | $2,217 |
| Progressive | $258 | $3,092 |
| Nationwide | $254 | $3,046 |
| Allstate | $219 | $2,629 |
| Farmers | $341 | $4,091 |
Cheapest Rates In Fort Lauderdale For Drivers After A DUI: State Farm
In Fort Lauderdale, drivers with a DUI can find the cheapest rates with State Farm, averaging $186 per month.
Drivers in Fort Lauderdale with a DUI can refer to the table below for the cheapest rates available.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $186 | $2,220 |
| Travelers | $268 | $3,218 |
| Farmers | $293 | $3,517 |
| GEICO | $373 | $4,480 |
| Allstate | $308 | $3,700 |
Cheapest Car Insurance In Fort Lauderdale For Good Drivers: GEICO
Good drivers in Fort Lauderdale can secure the cheapest insurance rates from GEICO, at an average of $68 per month.
The table below can help good drivers find average quotes from the most budget-friendly insurance options.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| GEICO | $68 | $816 |
| State Farm | $84 | $1,009 |
| Travelers | $73 | $874 |
| Progressive | $109 | $1,305 |
| Allstate | $96 | $1,150 |
Best Car Insurance Companies In Fort Lauderdale
For just $68 a month, drivers in Fort Lauderdale can find the most budget-friendly insurance with GEICO. Consider State Farm at $84 monthly or Travelers at $73 as well.
Presented below are the top 10 car insurance firms in Fort Lauderdale, FL, listed by the average monthly rate they provide.
| Company | Monthly Premium |
| GEICO | $68 |
| State Farm | $84 |
| Travelers | $73 |
| Progressive | $109 |
| Allstate | $96 |
| Nationwide | $116 |
| Mercury | $83 |
| Direct General | $182 |
| Allied | $280 |
| AIG | $292 |
Average Auto Insurance Rates In Fort Lauderdale – By Age
Age is a crucial factor in how car insurance rates are calculated. Typically, younger drivers see elevated premiums because they are less experienced and statistically more prone to accidents and infractions. Teenagers should prepare to pay about $11,437 per year for insurance coverage.
Drivers often see a reduction in their insurance rates once they hit 25, assuming they have a clean driving record.
Those in their 50s and early 60s often enjoy the most competitive insurance rates. Insurers use age to assess both driving experience and risk, influencing the premiums they charge.
| Age | Average Yearly Rate |
| Teenagers | $11,437 |
| 20s | $6,655 |
| 30s | $4,373 |
| 40s | $3,944 |
| 50s | $3,541 |
| 60s | $3,213 |
| 70s | $3,711 |
Average Rates In Fort Lauderdale – By Vehicle
The vehicle you own is a key factor in determining your insurance costs. Insurers assess elements such as the car’s make, model, year, and body type. Usually, newer vehicles, especially luxury models with cutting-edge technology and greater replacement costs, tend to incur higher insurance rates.
Below is a table that shows the average rates for different vehicles in Fort Lauderdale.
| Vehicle | Average Monthly Rate |
| Pontiac G6 | $187 |
| Acura TLX | $117 |
| Honda Accord | $89 |
| Bmw M440i | $867 |
| Kia Forte | $474 |
How Much Is Car Insurance In Other Cities in Fort Lauderdale?
The area you live in significantly affects your car insurance costs. Insurers assess factors tied to your location, including the chances of accidents, vehicle theft, and vandalism, which are generally elevated in cities. This added risk can lead to higher premiums.
In Tampa, the typical car insurance rate is around $401 monthly, whereas Sarasota residents pay an average of $220 each month.
| City | Average Monthly Rate |
| Naples | $250 |
| Sarasota | $220 |
| Boca Raton | $340 |
| Orlando | $320 |
| Fort Myers | $272 |
| Tallahassee | $270 |
| Pensacola | $267 |
| Jacksonville | $290 |
| Tampa | $401 |
| St. Petersburg | $264 |
Average Cost Of Auto Insurance In Fort Lauderdale – By Zip Code
Insurance providers rely on zip codes to gauge crime statistics in your region, resulting in varying car insurance premiums across different zip codes.
Below is a table that shows the average insurance rates for each zip code in Fort Lauderdale.
| Zip Code | Average Monthly Rate |
| 33311 | $471 |
| 33068 | $244 |
| 33313 | $384 |
| 33314 | $422 |
| 33327 | $387 |
Find affordable Fort Lauderdale rates
Our Methodology
Using a detailed evaluation that incorporates aspects like customer service ratings, available products, pricing, and user feedback from various online platforms, I've compiled an extensive overview of car insurance companies in Fort Lauderdale, FL.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Fort Lauderdale?
The lowest car insurance rates in Fort Lauderdale are from GEICO for the minimum coverage required by California, and from Travelers for full coverage that covers both comprehensive and collision claims.
What is the average cost of car insurance in Fort Lauderdale?
Car insurance costs in Fort Lauderdale average about $220 per month, with individual rates varying by factors such as zip code, car type, driving history, and more.
Related Content
Types Of Car Insurance Are Red Cars More Expensive To Insure? Does Insurance Cover Stolen Car If Keys Left?
Auto Insurance In Your Area
Car Insurance Rockford, IL Car Insurance Huntsville, AL Car Insurance Tuscaloosa
