Cheapest Car Insurance In Fort Worth, TX 2024
If you’re in Fort Worth, Texas Farm Bureau delivers the lowest cost for minimum coverage, averaging $30 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When seeking low-cost car insurance in Fort Worth, TX, you might encounter significant variation in rates.
For liability-only coverage seekers, Texas Farm Bureau ranks as the cheapest. State Farm offers the best value on full coverage policies, while State Farm again is the most affordable for younger drivers.
Cheapest Car Insurance Companies In Fort Worth, TX
Cheapest Full Coverage Insurance Rates In Fort Worth: State Farm
For full coverage in Fort Worth, State Farm stands out as the most affordable, with quotes averaging $84 a month.
Use the table below to see a comparison of average car insurance rates from budget-friendly insurers in Fort Worth.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $84 | $1,004 |
| GEICO | $124 | $1,490 |
| AAA | $114 | $1,370 |
| Allstate | $132 | $1,584 |
| Nationwide | $170 | $2,036 |
Cheapest Liability-only Car Insurance In Fort Worth: Texas Farm Bureau
The most affordable minimum coverage car insurance in Fort Worth comes from Texas Farm Bureau, at an average of $30 per month.
Use the table provided to easily compare rates among various insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $30 | $364 |
| Progressive | $48 | $580 |
| State Farm | $39 | $462 |
| Allstate | $68 | $820 |
| GEICO | $67 | $809 |
Cheapest Rates In Fort Worth For Teenagers: State Farm
Teenage drivers in Fort Worth can secure the lowest monthly premiums, averaging $165, from State Farm.
The table presented below outlines the companies offering affordable insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $165 | $1,980 |
| GEICO | $263 | $3,160 |
| Nationwide | $168 | $2,019 |
| Progressive | $381 | $4,570 |
| Allstate | $538 | $6,460 |
Cheapest Car Insurance Rates For Seniors: Progressive
Progressive delivers the lowest car insurance rates for seniors in Fort Worth, averaging $107 each month.
The table below presents average auto insurance quotes from the most affordable insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $107 | $1,282 |
| Texas Farm Bureau | $113 | $1,356 |
| Chubb | $116 | $1,390 |
| Nationwide | $139 | $1,670 |
| Allstate | $124 | $1,490 |
Cheapest Car Insurance In Fort Worth For Good Drivers: Texas Farm Bureau
For good drivers in Fort Worth, Texas Farm Bureau offers the most affordable car insurance, costing about $30 per month.
If you drive safely, the table below will help you compare average quotes from the most affordable insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $30 | $364 |
| Progressive | $48 | $580 |
| State Farm | $39 | $462 |
| Allstate | $68 | $820 |
| GEICO | $67 | $809 |
Cheapest Auto Insurance For Young Adults in Fort Worth: State Farm
Young adults in Fort Worth can get the lowest monthly premiums, averaging $108, from State Farm.
Refer to the table below to see how the lowest auto insurance rates for young adults in Fort Worth compare.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $108 | $1,290 |
| Nationwide | $204 | $2,450 |
| Mercury | $217 | $2,599 |
| GEICO | $145 | $1,740 |
| Progressive | $138 | $1,660 |
Find affordable Fort Worth rates
Cheapest Car Insurance In Fort Worth After A Speeding Ticket: Texas Farm Bureau
Texas Farm Bureau stands out in Fort Worth for its affordability, with average premiums of $68 per month for drivers with a speeding ticket.
The table below lists the average rates for drivers who have a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $68 | $810 |
| AAA | $147 | $1,760 |
| GEICO | $144 | $1,730 |
| Allstate | $132 | $1,580 |
| Progressive | $135 | $1,621 |
Cheapest Rates In Fort Worth For Drivers After A DUI: Progressive
Fort Worth drivers with a DUI can find the lowest car insurance premiums from Progressive, averaging $126 a month.
See the table below for the lowest insurance premiums for Fort Worth drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $126 | $1,506 |
| State Farm | $151 | $1,816 |
| Texas Farm Bureau | $129 | $1,547 |
| GEICO | $218 | $2,620 |
| AAA | $196 | $2,347 |
Cheapest For Drivers With After At-Fault Accident: State Farm
Drivers with an at-fault incident can find the lowest car insurance rates from State Farm, averaging $103 monthly.
The table below shows the car insurance companies offering the lowest premiums for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $103 | $1,240 |
| Chubb | $199 | $2,390 |
| Progressive | $173 | $2,070 |
| AAA | $163 | $1,960 |
| Allstate | $106 | $1,271 |
Best Car Insurance Companies In Fort Worth
AAA leads with the lowest rates in Fort Worth, offering coverage for just $30 a month. Progressive at $48 and State Farm at $39 are also competitive choices.
The table below ranks the top 10 car insurance companies in Fort Worth, TX, based on their average monthly premiums.
| Company | Monthly Premium |
| Texas Farm Bureau | $30 |
| Progressive | $48 |
| State Farm | $39 |
| Allstate | $68 |
| GEICO | $67 |
| Nationwide | $92 |
| Mercury | $41 |
| Chubb | $63 |
| Foremost | $92 |
| AAA | $57 |
Average Rates In Fort Worth – By Vehicle
Your vehicle’s characteristics, such as its make, model, year, and body type, play a big role in setting insurance rates. Newer vehicles, especially high-end models, tend to have higher premiums because of their advanced technology and greater repair costs.
The table below displays the average car insurance rates for various vehicles in Fort Worth.
| Vehicle | Average Monthly Rate |
| Kia Soul | $353 |
| Honda Civic | $120 |
| Mitsubishi Outlander Sport | $294 |
| Nissan Altima | $450 |
| Toyota Camry | $117 |
How Much Is Car Insurance In Other Cities In Texas?
Insurance companies consider your location when calculating car insurance rates. Cities, with higher rates of accidents, theft, and vandalism, typically result in more expensive premiums.
Drivers in Houston generally pay an average of $198 per month for car insurance, while in Waco, the average cost is $131 monthly.
| City | Average Monthly Rate |
| El Paso | $166 |
| Austin | $165 |
| Amarillo | $151 |
| San Antonio | $168 |
| Houston | $198 |
| Waco | $131 |
| Corpus Christi | $170 |
| Dallas | $186 |
| Irving | $181 |
| Beaumont | $174 |
Average Cost Of Auto Insurance In Fort Worth – By Zip Code
Insurance companies use zip codes to gauge crime rates in specific areas, leading to different car insurance rates based on your location.
Check the table below to see the average insurance premiums for Fort Worth zip codes.
| City | Average Monthly Rate |
| 76133 | $150 |
| 76107 | $179 |
| 76105 | $148 |
| 76110 | $174 |
| 76177 | $170 |
Average Auto Insurance Rates In Fort Worth – By Age
Car insurance costs are largely influenced by age. Younger drivers tend to pay more because of their lack of driving experience and higher risk of accidents. Teenagers can expect to spend about $5,290 each year on car insurance.
As drivers turn 25, their rates often lower, provided they maintain a clean driving history.
Drivers in their 50s and early 60s tend to get the lowest insurance premiums since insurance companies use age to assess driving experience and risk, which affects rates.
| Age | Average Yearly Rate |
| Teenagers | $5,290 |
| 20s | $2,750 |
| 30s | $1,925 |
| 40s | $1,632 |
| 50s | $1,500 |
| 60s | $1,392 |
| 70s | $1,360 |
Find affordable Fort Worth rates
Our Methodology
With an analysis that evaluates customer service, product choices, pricing, and data from online review platforms and user experiences, I’ve put together a comprehensive view of Fort Worth's car insurance landscape.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Fort Worth?
In Fort Worth, Texas farm Bureau offers the cheapest car insurance for minimum coverage, and State Farm provides the best rates for full coverage, including comprehensive and collision.
What is the average cost of car insurance in Fort Worth?
Fort Worth residents typically pay around $170 per month for car insurance, but costs can fluctuate based on factors like zip code, vehicle details, and driving record.
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