Cheapest Car Insurance In Fresno, CA 2024
With a typical monthly rate of $36, GEICO is the least expensive option for minimum car insurance coverage in Fresno.
We’ve saved shoppers an average of $600 per year on their car insurance.
The search for affordable car insurance in Fresno, CA, shows that options can vary considerably.
If you need the cheapest liability-only insurance, GEICO is the clear front-runner. Progressive provides the best full coverage rates, and young drivers also find the lowest premiums with GEICO .
Cheapest Car Insurance Companies In Fresno, CA
Cheapest Liability-only Car Insurance In Fresno: GEICO
Fresno residents can get the cheapest minimum coverage car insurance from GEICO, with an average rate of $36 monthly.
The table below lets you compare the rates of different car insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $36 | $426 |
| State Farm | $52 | $625 |
| Kemper | $42 | $504 |
| Nationwide | $56 | $670 |
| Progressive | $38 | $450 |
Cheapest Full Coverage Insurance Rates In Fresno: Progressive
The cheapest full coverage car insurance in Fresno is from Progressive, with an average monthly cost of $87.
Below, you’ll find a table that compares average auto insurance quotes from affordable providers in Fresno.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $87 | $1,047 |
| GEICO | $95 | $1,141 |
| Mercury | $96 | $1,150 |
| Allstate | $104 | $1,246 |
| State Farm | $132 | $1,580 |
Cheapest Car Insurance Rates For Seniors: GEICO
The cheapest car insurance for seniors in Fresno comes from GEICO, with an average rate of $91 a month.
Below, the table shows average quotes from the cheapest car insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $91 | $1,090 |
| State Farm | $101 | $1,209 |
| Progressive | $122 | $1,460 |
| Mercury | $93 | $1,120 |
| Allstate | $139 | $1,670 |
Cheapest Rates In Fresno For Teenagers: Allstate
The most budget-friendly car insurance for teens in Fresno is from Allstate, with an average monthly cost of $250.
Below, the table shows the insurance companies with the best rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $250 | $2,997 |
| State Farm | $260 | $3,205 |
| Kemper | $465 | $5,580 |
| Travelers | $338 | $4,060 |
| Nationwide | $435 | $5,217 |
Cheapest Auto Insurance For Young Adults in Fresno: GEICO
GEICO offers the most budget-friendly insurance for young adults in Fresno, with average monthly rates of $108.
Use the table below to find and compare the cheapest auto insurance rates in Fresno for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $108 | $1,299 |
| State Farm | $149 | $1,793 |
| Kemper | $166 | $1,993 |
| Allstate | $114 | $1,365 |
| Travelers | $187 | $2,240 |
Cheapest Car Insurance In Fresno For Good Drivers: GEICO
The best car insurance rates for good drivers in Fresno come from GEICO, with an average cost of $36 a month.
Responsible drivers can check the table below to find the average quotes from the cheapest insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $36 | $426 |
| State Farm | $52 | $625 |
| Kemper | $42 | $504 |
| Nationwide | $56 | $670 |
| Progressive | $38 | $450 |
Find affordable Fresno rates
Cheapest Car Insurance In Fresno After A Speeding Ticket: Mercury
In Fresno, Mercury offers an average rate of $127 a month, making it one of the cheapest options for drivers with a speeding ticket.
Below, you’ll find the average rates for drivers with a speeding ticket in the table.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $127 | $1,520 |
| Kemper | $148 | $1,772 |
| GEICO | $141 | $1,690 |
| Allstate | $149 | $1,790 |
| Progressive | $163 | $1,955 |
Cheapest For Drivers With After At-Fault Accident: Mercury
The cheapest car insurance for drivers with an at-fault accident is from Mercury, with average premiums of $158 per month.
Below is a comparison of car insurance companies with the most affordable rates for drivers with an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $158 | $1,892 |
| Nationwide | $205 | $2,460 |
| Hartford | $165 | $1,974 |
| Kemper | $243 | $2,918 |
| Allstate | $185 | $2,215 |
Cheapest Rates In Fresno For Drivers After A DUI:Progressive
Progressive has the most budget-friendly car insurance for drivers after a DUI in Fresno, with monthly rates averaging $203.
The table below offers a comparison of the cheapest car insurance rates for drivers with a DUI in Fresno.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $203 | $2,430 |
| GEICO | $223 | $2,680 |
| Farmers | $294 | $3,530 |
| Nationwide | $363 | $4,350 |
| Allstate | $325 | $3,895 |
Best Car Insurance Companies In Fresno
For the most affordable insurance in Fresno, GEICO is the top choice at $36 per month, with State Farm and Progressive offering rates of $52 and $38, respectively.
Shown below are the 10 best car insurance companies in Fresno, CA, ranked by their average monthly rate.
| Company | Monthly Premium |
| GEICO | $36 |
| State Farm | $52 |
| Kemper | $42 |
| Nationwide | $56 |
| Progressive | $38 |
| Travelers | $55 |
| Farmers | $56 |
| Hartford | $53 |
| Chubb | $71 |
| State National | $50 |
Average Auto Insurance Rates In Fresno – By Age
One of the biggest factors in car insurance premiums is age. Teen drivers, with less experience on the road and a higher risk of violations, tend to have the highest rates. They typically pay around $2,602 per year for coverage.
When drivers reach 25, they typically experience a drop in their insurance premiums, as long as they have no accidents or tickets.
Insurance companies typically offer the most competitive rates to drivers in their 50s and early 60s, considering age as an indicator of experience and risk when setting premiums.
| Age | Average Yearly Rate |
| Teenagers | $2,602 |
| 20s | $2,014 |
| 30s | $1,696 |
| 40s | $1,492 |
| 50s | $1,476 |
| 60s | $1,446 |
| 70s | $1,537 |
Average Rates In Fresno – By Vehicle
The make, model, year, and body type of your vehicle are important factors in determining your insurance premiums. Newer cars, particularly luxury models with advanced features and higher replacement costs, usually have higher rates.
To find average rates for different vehicles in Fresno, check the table below.
| Vehicle | Average Monthly Rate |
| Mitsubishi Lancer | $680 |
| Honda Accord | $790 |
| Jeep Liberty | $390 |
| BMW 328 | $180 |
| Jeep Wrangler | $416 |
How Much Is Car Insurance In Other Cities In California?
The city in which you live can affect your car insurance rates. Areas with higher accident, theft, and vandalism risks, common in urban environments, usually result in increased premiums.
To illustrate, car insurance in Lynwood averages $193 per month, while in Anderson, the average is $129 per month.
| City | Average Monthly Rate |
| Jurupa Valley | $159 |
| San Diego | $150 |
| Bakersfield | $157 |
| Culver City | $185 |
| Anderson | $129 |
| Pleasanton | $138 |
| Lynwood | $193 |
| Norwalk | $176 |
| Redlands | $155 |
| Lancaster | $176 |
Average Cost Of Auto Insurance In Fresno – By Zip Code
Zip codes allow insurers to assess crime risks in various neighborhoods, meaning that car insurance premiums will vary by zip code.
The table below provides the average rates for car insurance based on different zip codes in Fresno.
| City | Average Monthly Rate |
| 93711 | $140 |
| 93720 | $143 |
| 93650 | $133 |
| 93272 | $79 |
| 93626 | $124 |
Find affordable Fresno rates
Our Methodology
Based on an extensive evaluation that considers customer service scores, product availability, pricing, and insights from multiple review sites and user feedback, I’ve created a thorough understanding of car insurance options in Fresno, CA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Fresno?
The lowest rates for minimum car insurance in Fresno are from GEICO, while Progressive offers the best rates for full coverage, including both collision and comprehensive.
What is the average cost of car insurance in Fresno?
The average monthly rate for car insurance in Fresno is roughly $150, though it can vary depending on things like your zip code, car model and year, and driving record.
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