Cheapest Car Insurance In Gastonia, NC 2024
In Gastonia, Midvale Home & Auto offers the lowest rates for minimum coverage, with an average monthly cost of $40.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the most affordable car insurance in Gastonia, NC, you’ll find that options can vary widely.
For the cheapest liability-only coverage, Midvale Home & Auto is the top choice. If you’re looking for full coverage, Erie provides the best rates. Additionally, Direct Auto offers the most budget-friendly rates for young drivers.
Cheapest Car Insurance Companies In Gastonia, NC 2024
Cheapest Minimum Coverage Car Insurance In Gastonia: Midvale Home & Auto
Midvale Home & Auto offers the lowest rates for minimum coverage car insurance in Gastonia, with an average monthly cost of $40.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $55 | $660 |
| Erie | $50 | $600 |
| Liberty Mutual | $65 | $780 |
| Midvale Home & Auto | $40 | $480 |
| GEICO | $60 | $720 |
Cheapest Full Coverage Car Insurance In Gastonia: Erie
Erie provides the most affordable rates for full coverage car insurance in Gastonia, with average quotes of $65 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $70 | $840 |
| Allstate | $90 | $1,080 |
| Midvale Home & Auto | $75 | $900 |
| Erie | $65 | $780 |
| GEICO | $85 | $1,020 |
Cheapest Car Insurance In Gastonia For Seniors: Utica National Ins Group
Utica National Ins Group offers the lowest car insurance rates for seniors in Gastonia, with average quotes of $60 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $65 | $780 |
| Erie | $70 | $840 |
| Utica National Ins Group | $60 | $720 |
| Travelers | $75 | $900 |
| National General | $80 | $960 |
Cheapest Auto Insurance Rates In Gastonia For Teenagers: Direct Auto
Teenage drivers in Gastonia can get the most affordable rates from Direct Auto, with average monthly premiums of $85.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $105 | $1,260 |
| Utica National Ins Group | $110 | $1,320 |
| Erie | $115 | $1,380 |
| National General | $100 | $1,200 |
| Direct Auto | $85 | $1,020 |
Cheapest Car Insurance In Gastonia For Good Drivers: Erie
Good drivers in Gastonia can get the best car insurance rates from Erie, with quotes averaging around $70 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $85 | $1,020 |
| Geico | $95 | $1,140 |
| Erie | $70 | $840 |
| National General | $90 | $1,080 |
| North Carolina Farm Bureau | $80 | $960 |
Cheapest Car Insurance In Gastonia For Young Adults: Direct Auto
Direct Auto provides the lowest quotes for young adults in Gastonia, with rates averaging around $50 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $110 | $1,320 |
| Safeco | $90 | $1,080 |
| Travelers | $105 | $1,260 |
| Direct Auto | $50 | $600 |
| Utica National Ins Group | $100 | $1,200 |
Best Car Insurance Companies In Gastonia
Listed below are the top 10 car insurance companies in Gastonia, NC, ranked by their average monthly rates.
| Company | Monthly Premium |
| GMAC Insurance Group | $120 |
| Erie | $85 |
| Travelers | $110 |
| Safeco | $80 |
| Nationwide | $115 |
| Auto-Owners Insurance Co | $70 |
| National General | $95 |
| Direct Auto | $60 |
| North Carolina Farm Bureau | $105 |
| Utica National Ins Group | $90 |
Cheapest Car Insurance In Gastonia After A Speeding Ticket: Erie
Erie is notably more affordable than other companies, offering average rates of $100 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $120 | $1,440 |
| North Carolina Farm Bureau | $105 | $1,260 |
| State Farm | $135 | $1,620 |
| Nationwide | $115 | $1,380 |
| Erie | $100 | $1,200 |
Cheapest Car Insurance In Gastonia After At-Fault Accident: Erie
Erie provides the lowest car insurance rates for drivers with an at-fault incident, averaging $90 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $115 | $1,380 |
| State Farm | $130 | $1,560 |
| Erie | $90 | $1,080 |
| Nationwide | $125 | $1,500 |
| North Carolina Farm Bureau | $105 | $1,260 |
Cheapest Car Insurance In Gastonia For Drivers After A DUI: National General
National General offers the most affordable rates for drivers with a DUI in Gastonia, with average monthly premiums of $235.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $380 | $4,560 |
| North Carolina Farm Bureau | $290 | $3,480 |
| Nationwide | $285 | $3,420 |
| National General | $235 | $2,820 |
| Erie | $265 | $3,180 |
Average Cost Of Car Insurance In Gastonia – By Age
| Age | Average Yearly Rate |
| Teenagers | $1,500 |
| 20s | $1,800 |
| 30s | $2,160 |
| 40s | $1,740 |
| 50s | $1,500 |
| 60s | $1,560 |
| 70s | $1,620 |
Average Cost Of Car Insurance In Gastonia – By Vehicle
| Vehicle | Average Monthly Rate |
| 2016 Toyota Prius V | $70 |
| 2018 Kia Forte | $670 |
| 2018 Dodge Challenger | $110 |
| 2019 Kia Soul | $400 |
| 2007 Buick Lucerne | $75 |
Average Cost Of Auto Insurance In Gastonia – By Zip Code
| City | Average Monthly Rate |
| 28034 | $80 |
| 28054 | $145 |
| 28016 | $90 |
| 28056 | $160 |
| 28052 | $130 |
How Much Is Car Insurance In Other Cities in North carolina?
| City | Average Monthly Rate |
| Greenville | $145 |
| Durham | $160 |
| Greensboro | $140 |
| Charlotte | $150 |
| Fayetteville | $150 |
| Chapel Hill | $125 |
| Goldsboro | $145 |
| Cary | $115 |
| Winston Salem | $145 |
| Asheville | $100 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and reviews from various online sources, I've created a thorough overview of car insurance providers in Gastonia, NC.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Gastonia?
In Gastonia, Midvale Home & Auto provides the lowest rates for minimum coverage required by North Carolina, while Erie offers the best rates for full coverage, including comprehensive and collision protection.
What is the average cost of car insurance in Gastonia?
In Gastonia, the average cost of car insurance is approximately $145 per month. However, rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
