Cheapest Car Insurance In Grand Junction, CO 2024
State Farm is the most affordable choice in Grand Junction, offering minimum coverage at an average rate of $40 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Grand Junction, CO, you’ll find that options can vary widely.
For those seeking the lowest-cost liability-only coverage, State Farm comes out on top. Additionally, drivers needing full coverage will also find the best rates with State Farm, while NatGen Value offers the most budget-friendly rates for young drivers.
Cheapest Car Insurance Companies In Grand Junction, CO 2024
Cheapest Minimum Coverage Car Insurance In Grand Junction: State Farm
State Farm offers the lowest rates for minimum coverage car insurance in Grand Junction, with an average monthly cost of $40.
| Provider | Average Monthly Cost | Average Annual Cost |
| Sun Coast | $60 | $720 |
| USAA | $50 | $600 |
| Allstate | $45 | $540 |
| State Farm | $40 | $480 |
| American Family | $55 | $660 |
Cheapest Full Coverage Car Insurance In Grand Junction: State Farm
State Farm provides the most affordable full coverage car insurance in Grand Junction, with average quotes of $80 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $100 | $1,200 |
| USAA | $90 | $1,080 |
| Allstate | $120 | $1,440 |
| State Farm | $80 | $960 |
| GEICO | $110 | $1,320 |
Cheapest Auto Insurance Rates In Grand Junction For Teenagers: Colorado Farm Bureau Mutual
Teenage drivers in Grand Junction can get the most affordable rates from Colorado Farm Bureau Mutual, with average monthly premiums of $115.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $220 | $2,640 |
| USAA | $165 | $1,980 |
| Allstate | $275 | $3,300 |
| Colorado Farm Bureau Mutual | $115 | $1,380 |
| State Farm | $180 | $2,160 |
Cheapest Car Insurance In Grand Junction For Seniors: Dairyland Realtime
Dairyland Realtime offers the most affordable car insurance rates for seniors in Grand Junction, with average quotes of $60 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper Premium | $65 | $780 |
| USAA | $85 | $1,020 |
| Dairyland Realtime | $60 | $720 |
| State Farm | $75 | $900 |
| Colorado Farm Bureau Mutual | $70 | $840 |
Cheapest Car Insurance In Grand Junction For Good Drivers: GEICO
Good drivers in Grand Junction can get the most affordable car insurance rates from GEICO, with quotes averaging around $85 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Colorado Statewide Average | $140 | $1,680 |
| USAA | $110 | $1,320 |
| Nationwide | $130 | $1,560 |
| Geico | $85 | $1,020 |
| State Farm | $120 | $1,440 |
Cheapest Car Insurance In Grand Junction For Young Adults: NatGen Value
NatGen Value provides the lowest quotes for young adults in Grand Junction, with rates averaging around $70 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Colorado Farm Bureau Mutual | $110 | $1,320 |
| Liberty Mutual | $100 | $1,200 |
| NatGen Value | $70 | $840 |
| SAFECO | $120 | $1,440 |
| State Farm | $125 | $1,500 |
Cheapest Car Insurance In Grand Junction After A Speeding Ticket: State Farm
State Farm is significantly more affordable than other companies, offering average rates of $120 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $170 | $2,040 |
| Geico | $130 | $1,560 |
| Nationwide | $155 | $1,860 |
| State Farm | $120 | $1,440 |
| USAA | $125 | $1,500 |
Cheapest Car Insurance In Grand Junction After At-Fault Accident: State Farm
State Farm provides the lowest car insurance rates for drivers with an at-fault incident, with an average rate of $130 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Colorado Statewide Average | $185 | $2,220 |
| Geico | $145 | $1,740 |
| American Family | $160 | $1,920 |
| State Farm | $130 | $1,560 |
| USAA | $170 | $2,040 |
Cheapest Car Insurance In Grand Junction For Drivers After A DUI: State Farm
State Farm offers the most affordable rates for drivers with a DUI in Grand Junction, with average monthly premiums of $120.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $165 | $1,980 |
| Colorado Statewide Average | $190 | $2,280 |
| State Farm | $120 | $1,440 |
| Progressive | $180 | $2,160 |
| Geico | $175 | $2,100 |
Average Cost Of Car Insurance In Grand Junction – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,880 |
| 20s | $1,320 |
| 30s | $1,200 |
| 40s | $1,260 |
| 50s | $1,080 |
| 60s | $1,296 |
| 70s | $1,140 |
Best Car Insurance Companies In Grand Junction
Listed below are the top 10 car insurance companies in Grand Junction, CO, ranked by their average monthly rates.
| Company | Monthly Premium |
| Dairyland Realtime | $160 |
| State Farm | $90 |
| Safeco | $140 |
| USAA | $101 |
| Colorado Farm Bureau Mutual | $85 |
| NatGen Value | $103 |
| Allstate | $155 |
| Metropolitan | $130 |
| Esurance | $145 |
| Auto-Owners Insurance Co | $150 |
Average Cost Of Car Insurance In Grand Junction – By Vehicle
| Vehicle | Average Monthly Rate |
| 1986 Jeep Cherokee | $110 |
| 2000 Toyota Corolla | $75 |
| 2013 Honda Accord | $150 |
| 2018 Jeep Compass | $145 |
| 2014 Jeep Grand Cherokee | $200 |
Average Cost Of Auto Insurance In Grand Junction – By Zip Code
| City | Average Monthly Rate |
| 81504 | $125 |
| 81506 | $90 |
| 81503 | $130 |
| 81507 | $95 |
| 81505 | $100 |
How Much Is Car Insurance In Other Cities in Colorado?
| City | Average Monthly Rate |
| Fort Collins | $115 |
| Broomfield | $140 |
| Englewood | $140 |
| Colorado Springs | $170 |
| Greeley | $135 |
| Arvada | $130 |
| Golden | $150 |
| Aurora | $170 |
| Denver | $160 |
| Boulder | $125 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and reviews from various online sources, I've created a comprehensive overview of car insurance providers in Grand Junction, CO.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Grand Junction?
In Grand Junction, State Farm offers the lowest rates for both the minimum coverage required by Colorado and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Grand Junction?
In Grand Junction, the average cost of car insurance is approximately $115 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
