Cheapest Car Insurance In Great Falls, MT 2024
State Farm is the most affordable choice in Great Falls, offering minimum coverage at an average of $40 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Great Falls, MT, options vary widely. For those interested in liability-only coverage, State Farm is the top pick. Additionally, for full coverage policies, State Farm provides the best rates. For young drivers, USAA offers the lowest rates.
Cheapest Car Insurance Companies In Great Falls, MT 2024
Cheapest Minimum Coverage Car Insurance In Great Falls: State Farm
State Farm offers the lowest car insurance rates for minimum coverage in Great Falls, averaging $40 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $45 | $540 |
| Progressive | $60 | $720 |
| State Farm | $40 | $480 |
| Safeco | $55 | $660 |
| Midvale Home & Auto | $50 | $600 |
Cheapest Full Coverage Rates In Great Falls: State Farm
State Farm provides the most affordable full coverage car insurance in Great Falls, with quotes averaging $100 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $120 | $1,440 |
| USAA | $110 | $1,320 |
| Farmers | $170 | $2,040 |
| State Farm | $100 | $1,200 |
| Safeco | $115 | $1,380 |
Cheapest For Young Adults: USAA
USAA provides the lowest car insurance rates for young adults in Great Falls, with quotes averaging around $95 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Unigard | $205 | $2,460 |
| USAA | $95 | $1,140 |
| State Farm | $125 | $1,500 |
| National Farmers Union P&C | $120 | $1,440 |
| Allied | $200 | $2,400 |
Most Affordable Rates In Great Falls For Teenagers: USAA
USAA provides the most affordable car insurance for teenage drivers in Great Falls, with average monthly premiums of $180.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allied | $285 | $3,420 |
| Unigard | $190 | $2,280 |
| Farmers | $435 | $5,220 |
| USAA | $180 | $2,160 |
| State Farm | $240 | $2,880 |
Cheapest Car Insurance In Great Falls After A Speeding Ticket: State Farm
State Farm is notably affordable compared to other insurers, with average rates around $60 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $75 | $900 |
| USAA | $65 | $780 |
| State Farm | $60 | $720 |
| Midvale Home & Auto | $70 | $840 |
| Progressive | $80 | $960 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm provides the lowest car insurance rates for drivers with an at-fault incident, averaging $55 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $65 | $780 |
| USAA | $65 | $780 |
| Progressive | $75 | $900 |
| State Farm | $55 | $660 |
| Midvale Home & Auto | $60 | $720 |
Cheapest Car Insurance In Great Falls For Drivers After A DUI: State Farm
For drivers who have had a DUI, State Farm offers the most affordable rates in Great Falls, with average monthly premiums of $60.
| Provider | Average Monthly Cost | Average Annual Cost |
| Midvale Home & Auto | $75 | $900 |
| Progressive | $85 | $1,020 |
| State Farm | $60 | $720 |
| Safeco | $80 | $960 |
| USAA | $70 | $840 |
Cheapest For Seniors: USAA
USAA offers the lowest car insurance rates for seniors in Great Falls, with quotes averaging $50 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allied | $90 | $1,080 |
| State Farm | $60 | $720 |
| Farmers | $100 | $1,200 |
| USAA | $50 | $600 |
| Unitrin | $85 | $1,020 |
Best Car Insurance Companies In Great Falls
Below are the top 10 car insurance companies in Great Falls, MT, ranked according to their average monthly rates.
| Company | Monthly Premium |
| Farmers | $180 |
| Unigard | $145 |
| Allied | $150 |
| National Farmers Union P&C | $120 |
| Allstate | $205 |
| Nationwide | $110 |
| Unitrin | $190 |
| State Farm | $100 |
| Metropolitan | $335 |
| USAA | $80 |
Average Rates In Great Falls – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,900 |
| 20s | $2,160 |
| 30s | $1,080 |
| 40s | $1,260 |
| 50s | $1,020 |
| 60s | $960 |
| 70s | $1,140 |
Average Rates In Great Falls – By Vehicle
| Vehicle | Average Monthly Rate |
| 2006 Dodge Caravan | $97 |
| 2015 Dodge Journey | $80 |
| 2020 Ram 1500 | $105 |
| 2012 Ford F150 | $170 |
| 2017 Dodge Journey | $110 |
How Much Is Car Insurance In Other Cities in Montana?
| City | Average Monthly Rate |
| Bozeman | $130 |
| Missoula | $120 |
| Whitefish | $125 |
| Kalispell | $136 |
| Helena | $105 |
| Busby | $110 |
| Butte | $100 |
| Roundup | $115 |
| Billings | $132 |
| Bridger | $92 |
Our Methodology
Based on a thorough analysis that includes customer service ratings, product offerings, pricing, and detailed evaluations from online reviews and user experiences, I've created an in-depth overview of car insurance providers in Great Falls, MT.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Great Falls?
In Great Falls, State Farm provides the lowest rates for both the minimum coverage required by Montana state law and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Great Falls?
In Great Falls, the average cost of car insurance is approximately $132 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving history.
