Cheapest Car Insurance In Greensboro, NC 2024
The lowest-priced minimum coverage car insurance in Greensboro comes from GEICO, with an average rate of $37 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re comparing car insurance prices in Greensboro, NC, you’ll see that the cheapest options can fluctuate greatly.
For the cheapest liability-only coverage, GEICO is unmatched. When it comes to full coverage, Progressive offers the best prices, while young drivers get the lowest rates from State Farm.
Cheapest Car Insurance Companies In Greensboro, NC
Cheapest Liability-only Car Insurance In Greensboro: GEICO
For only $37 a month on average, GEICO provides the cheapest minimum coverage car insurance in Greensboro.
Use the table shown below to compare rates offered by different car insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $28 | $334 |
| Progressive | $42 | $500 |
| GEICO | $43 | $514 |
| Kemper | $48 | $574 |
| State Farm | $49 | $581 |
Cheapest Full Coverage Insurance Rates In Greensboro: Progressive
Progressive has the best rates for full coverage in Greensboro, with average monthly premiums of $92.
The table beneath compares average car insurance quotes from reasonably priced insurers in Greensboro.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $64 | $766 |
| GEICO | $137 | $1,642 |
| Farm Bureau | $68 | $814 |
| Allstate | $195 | $2,338 |
| State Farm | $65 | $778 |
Cheapest Car Insurance Rates For Seniors: State Farm
State Farm provides the lowest car insurance rates for seniors in Greensboro, at an average of $87 a month.
Refer to the table below for average quotes from senior-friendly, budget auto insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $40 | $478 |
| GEICO | $92 | $1,095 |
| National General | $93 | $1,107 |
| Mercury | $101 | $1,213 |
| Allstate | $104 | $1,249 |
Cheapest Rates In Greensboro For Teenagers: State Farm
With average premiums of $313 a month, State Farm provides the cheapest rates for teenage drivers in Greensboro.
The table below details the companies providing the lowest-cost insurance for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $124 | $1,486 |
| GEICO | $255 | $3,058 |
| Nationwide | $430 | $5,158 |
| Farm Bureau | $138 | $1,654 |
| Allstate | $444 | $5,326 |
Cheapest Auto Insurance For Young Adults in Greensboro: State Farm
For young adults in Greensboro, State Farm provides the lowest average rate of $238 per month.
The table below compares the cheapest auto insurance premiums in Greensboro for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $52 | $622 |
| GEICO | $75 | $898 |
| Kemper | $120 | $1,438 |
| Allstate | $118 | $1,414 |
| State Farm | $55 | $658 |
Cheapest Car Insurance In Greensboro For Good Drivers: GEICO
GEICO has the best car insurance rates for good drivers in Greensboro, averaging $37 per month.
Safe drivers can find average quotes from affordable insurance companies by looking at the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $28 | $334 |
| Progressive | $42 | $500 |
| GEICO | $43 | $514 |
| Kemper | $48 | $574 |
| State Farm | $49 | $581 |
Cheapest Car Insurance In Greensboro After A Speeding Ticket: State Farm
Drivers in Greensboro with a speeding ticket can find low rates with State Farm, averaging $176 per month.
The table below compares average rates for drivers who have a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farm Bureau | $81 | $970 |
| Erie | $95 | $1,138 |
| Geico | $194 | $2,326 |
| Progressive | $78 | $934 |
| State Farm | $80 | $958 |
Cheapest For Drivers With After At-Fault Accident: State Farm
In Greensboro, State Farm offers the most affordable car insurance for drivers with at-fault accidents, with an average monthly rate of $193.
The list below highlights car insurance companies with the most cost-effective rates for drivers who have an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $224 | $2,686 |
| Erie | $269 | $3,286 |
| State Farm | $319 | $3,623 |
| Farm Bureau | $337 | $4,042 |
| Allstate | $407 | $5,059 |
Cheapest Rates In Greensboro For Drivers After A DUI: State Farm
With average premiums of $188, State Farm offers the most affordable car insurance for Greensboro drivers after a DUI.
The table below lists the cheapest rates available to drivers in Greensboro with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $224 | $2,686 |
| Erie | $269 | $3,286 |
| State Farm | $319 | $3,623 |
| Farm Bureau | $337 | $4,042 |
| Allstate | $407 | $5,059 |
Best Car Insurance Companies In Greensboro
The cheapest insurance for Greensboro drivers comes from AAA at $83 a month, with Progressive and GEICO following at $90 and $93 per month.
The following list shows the top 10 car insurance companies in Greensboro, NC, based on their average monthly rates.
| Company | Monthly Premium |
| North Carolina Farm Bureau | $88 |
| Utica National | $92 |
| Travelers | $96 |
| GMAC | $102 |
| Direct Auto | $57 |
| National General | $84 |
| Auto-Owners | $90 |
| State Farm | $93 |
| Nationwide | $100 |
| Erie | $82 |
Average Auto Insurance Rates In Greensboro – By Age
Age significantly impacts car insurance rates. Younger drivers, particularly teens, generally pay higher premiums due to their inexperience and the greater risk they pose on the road. Teenagers usually pay approximately $7,599 annually.
At age 25, car insurance rates usually begin to drop for drivers who have a clean driving history.
Drivers in their 50s and early 60s often enjoy the most affordable insurance rates because their age is seen as an indicator of experience and lower risk, which lowers premiums.
| Age | Average Yearly Rate |
| Teenagers | $2,024 |
| 20s | $1,258 |
| 30s | $1,282 |
| 40s | $1,054 |
| 50s | $898 |
| 60s | $1,018 |
| 70s | $1,006 |
Average Rates In Greensboro – By Vehicle
Car insurance rates are heavily influenced by the vehicle you drive, including its make, model, year, and body type. Typically, newer cars, especially luxury models, cost more to insure due to their advanced technology and higher repair and replacement costs.
The table below offers a comparison of average rates for different vehicles in Greensboro.
| Vehicle | Average Monthly Rate |
| Nissan Sentra | $203 |
| Toyota Tacoma | $87 |
| Kia Soul | $292 |
| Jeep Compass | $226 |
| Hyundai Tucson | $58 |
How Much Is Car Insurance In Other Cities In North Carolina?
The location you live in can have a big effect on your car insurance premiums. Cities, where the risk of accidents, vehicle theft, and vandalism is usually higher, tend to have higher rates.
In Los Angeles, drivers can expect to pay an average of $243 a month for car insurance, while in San Diego, the average rate is $176 per month.
| City | Average Monthly Rate |
| Fayetteville | $104 |
| Raleigh | $95 |
| Greenville | $93 |
| Charlotte | $110 |
| Asheville | $68 |
| Cary | $80 |
| Chapel Hill | $73 |
| Indian Trail | $108 |
| Durham | $92 |
| Concord | $96 |
The city where you live has a notable impact on your car insurance rates. Insurance companies evaluate several factors associated with your location, including the likelihood of accidents, vehicle theft, and vandalism rates, which tend to be higher in urban areas. This heightened risk often results in higher premiums.
Average Cost Of Auto Insurance In Greensboro – By Zip Code
The zip code you live in helps insurers assess crime rates, and this impacts the car insurance rates you’ll be charged.
Below is a table showing the average insurance rates for various Greensboro zip codes.
| City | Average Monthly Rate |
| 19001 | $243 |
| 19502 | $176 |
| 19003 | $151 |
| 19125 | $225 |
| 19054 | $158 |
Our Methodology
Using a wide-ranging analysis that looks at customer service, product options, pricing, and feedback from online reviews and user experiences, I’ve developed a detailed understanding of Greensboro's car insurance market.
Quotes Analyzed
Years of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Greensboro?
In Greensboro, GEICO leads in low rates for minimum coverage, and Progressive offers the best full coverage rates, including comprehensive and collision.
What is the average cost of car insurance in Greensboro?
Car insurance in Greensboro averages about $180 per month, with rates influenced by your vehicle’s make and model, zip code, and driving history.
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