Cheapest Car Insurance In Hattiesburg, MS 2025
The most affordable minimum coverage car insurance in Hattiesburg comes from State Farm, with an average rate of $37 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
The price of car insurance in Hattiesburg, MS, isn’t fixed—finding the cheapest option means comparing a range of rates.
State Farm stands out as the cheapest option for liability-only insurance, while USAA offers the best-priced full coverage. Young drivers will find their lowest rates with USAA.
Cheapest Car Insurance Companies In Hattiesburg, MS 2025
Cheapest Liability-only Car Insurance In Hattiesburg: State Farm
For drivers in Hattiesburg, State Farm provides the cheapest minimum coverage, with an average premium of $37 per month.
Use the chart below to see how insurance providers differ in their pricing.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $37 | $444 |
| Progressive | $60 | $720 |
| USAA | $39 | $468 |
| Nationwide | $62 | $744 |
| GEICO | $64 | $768 |
Cheapest Full Coverage Insurance Rates In Hattiesburg: USAA
Among all providers in Hattiesburg, USAA has the cheapest full coverage rates, with an average cost of $78 per month.
Use the table below to see how Hattiesburg’s most affordable insurance companies compare in terms of average quotes.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $78 | $936 |
| Progressive | $126 | $1,512 |
| National General | $124 | $1,488 |
| Travelers | $148 | $1,776 |
| Allstate | $123 | $1,476 |
Cheapest Car Insurance Rates For Seniors: Direct Auto
Among all providers, Direct Auto stands out as the most affordable option for senior drivers in Hattiesburg, with rates averaging $56 per month.
The table below outlines typical auto insurance prices from the most cost-effective insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $56 | $672 |
| Direct General | $64 | $768 |
| USAA | $58 | $696 |
| State Farm | $73 | $876 |
| Mississippi Farm Bureau | $65 | $780 |
Cheapest Rates In Hattiesburg For Teenagers: USAA
Hattiesburg teens looking for affordable auto insurance will find the lowest rates with USAA at $132 per month.
The table below outlines the insurers that offer the lowest car insurance rates for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $132 | $1,584 |
| State Farm | $169 | $2,028 |
| Mississippi Farm Bureau | $164 | $1,968 |
| Direct General | $238 | $2,856 |
| Direct Auto | $183 | $2,196 |
Cheapest Auto Insurance For Young Adults in Hattiesburg: USAA
Among all insurers in Hattiesburg, USAA provides the cheapest quotes for young adult drivers, averaging $107 per month.
Use the chart below to find and compare affordable auto insurance rates for young drivers in Hattiesburg.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $107 | $1,284 |
| State Farm | $161 | $1,932 |
| Direct General | $152 | $1,824 |
| Mississippi Farm Bureau | $160 | $1,920 |
| Direct Auto | $180 | $2,160 |
Cheapest Car Insurance In Hattiesburg For Good Drivers: State Farm
Good drivers looking for affordable car insurance in Hattiesburg will find the best rates with State Farm at around $37 monthly.
The chart below displays the average insurance quotes from companies offering the best rates for safe drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $37 | $444 |
| Progressive | $60 | $720 |
| USAA | $39 | $468 |
| Nationwide | $62 | $744 |
| GEICO | $64 | $768 |
Find affordable Hattiesburg rates
Cheapest Car Insurance In Hattiesburg After A Speeding Ticket: Allstate
In Hattiesburg, Allstate offers competitive pricing, with a $78 average monthly premium for drivers who have a speeding violation.
The table below outlines the average auto insurance rates for those who have received a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $78 | $936 |
| GEICO | $102 | $1,224 |
| Progressive | $97 | $1,164 |
| Travelers | $115 | $1,380 |
| Shelter | $134 | $1,608 |
Cheapest For Drivers With After At-Fault Accident: Progressive
If you’ve had an at-fault accident, Progressive has the cheapest insurance rates, with an average cost of $81 per month.
Here’s a breakdown of the cheapest auto insurance companies for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $81 | $972 |
| Allstate | $84 | $1,008 |
| Nationwide | $85 | $1,020 |
| GEICO | $87 | $1,044 |
| Travelers | $95 | $1,140 |
Cheapest Rates In Hattiesburg For Drivers After A DUI: Allstate
After a DUI, Hattiesburg drivers can secure the lowest insurance rates with Allstate, paying about $96 per month.
The following chart compares the best-priced insurance policies for Hattiesburg drivers with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $96 | $930 |
| National General | $104 | $1,248 |
| Nationwide | $101 | $1,212 |
| GEICO | $102 | $1,224 |
| Travelers | $114 | $1,368 |
Best Car Insurance Companies In Hattiesburg
State Farm provides Hattiesburg’s most affordable insurance at $37 per month, though USAA ($39) and Progressive ($60) also offer competitive pricing.
The list below highlights the top 10 auto insurers in Hattiesburg, MS, ranked by their average monthly pricing.
| Company | Monthly Premium |
| State Farm | $37 |
| Progressive | $60 |
| USAA | $39 |
| Nationwide | $62 |
| GEICO | $64 |
| Allstate | $62 |
| Travelers | $71 |
| National General | $65 |
| Foremost | $104 |
| Safeco | $83 |
Average Auto Insurance Rates In Hattiesburg – By Age
Younger drivers generally pay more for car insurance because they are less experienced and more accident-prone. On average, teenagers face annual premiums of around $2,157.
If they avoid accidents and tickets, drivers can expect their insurance costs to drop around age 25.
Among all age groups, drivers in their 50s and early 60s often enjoy the best insurance rates since insurers consider age a key risk factor.
| Age | Average Yearly Rate |
| Teenagers | $2,157 |
| 20s | $1,906 |
| 30s | $1,161 |
| 40s | $1,184 |
| 50s | $1,064 |
| 60s | $832 |
| 70s | $1,055 |
Average Rates In Hattiesburg – By Vehicle
Insurance companies set rates based on your vehicle’s specifications, including its age and type. Newer, more advanced cars, especially luxury models, tend to be more costly to insure.
If you’re curious about car insurance costs in Hattiesburg, the table below breaks down average rates by vehicle.
| Vehicle | Average Monthly Rate |
| Nissan Versa | $90 |
| Ford Windstar | $70 |
| Dodge Ram | $113 |
| Lexus RX | $87 |
| Hyundai Sonata | $145 |
How Much Is Car Insurance In Other Cities in Mississippi?
Insurance companies factor in your location when setting rates, with city drivers often paying more due to higher risks of accidents, theft, and vandalism.
Drivers in Clinton can expect to spend about $127 each month on car insurance, whereas Columbus drivers pay an average of $99.
| City | Average Monthly Rate |
| Greenville | $113 |
| Clinton | $127 |
| Laurel | $114 |
| Biloxi | $109 |
| Jackson | $125 |
| Columbus | $99 |
| Brandon | $115 |
| Gulfport | $120 |
| Brookhaven | $107 |
| Meridian | $109 |
Average Cost Of Auto Insurance In Hattiesburg – By Zip Code
Crime rates differ by zip code, so insurers adjust car insurance premiums based on where you live.
The table below lists insurance rate averages for various zip codes in Hattiesburg.
| City | Average Monthly Rate |
| 39402 | $113 |
| 39401 | $109 |
Find affordable Hattiesburg rates
Our Methodology
My research into car insurance providers in Hattiesburg, MS, covers customer ratings, pricing, coverage choices, and user feedback from multiple sources.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Hattiesburg?
If you need affordable car insurance in Hattiesburg, State Farm is the cheapest option for minimum coverage, while USAA has the most cost-effective full coverage plan.
What is the average cost of car insurance in Hattiesburg?
Expect to pay around $110 per month for car insurance in Hattiesburg, though rates change based on location, vehicle type, and driving record.
