Cheapest Car Insurance In Indian Trail, NC 2025
For Indian Trail’s minimum coverage car insurance, North Carolina Farm Bureau offers the lowest rate, averaging $25 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re on the lookout for low-cost car insurance in Indian Trail, NC, you’ll find that options can vary quite a bit.
When it comes to budget-friendly liability-only insurance, North Carolina Farm Bureau takes the lead. Erie is preferred for full coverage, while young drivers also get the best rates with Erie.
Cheapest Car Insurance Companies In Indian Trail, NC
Cheapest Liability-only Car Insurance In Indian Trail: North Carolina Farm Bureau
The cheapest minimum coverage car insurance in Indian Trail comes from North Carolina Farm Bureau, with an average monthly price of $25.
The table below shows rate comparisons across different insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $25 | $300 |
| State Farm | $33 | $396 |
| Erie | $29 | $348 |
| Nationwide | $45 | $540 |
| Progressive | $44 | $528 |
Cheapest Full Coverage Insurance Rates In Indian Trail: Erie
The most affordable full coverage car insurance in Indian Trail is with Erie, at an average of $55 a month.
Take a look at the table for an overview of average quotes from Indian Trail’s affordable car insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $55 | $660 |
| Progressive | $70 | $840 |
| State Farm | $62 | $744 |
| Nationwide | $97 | $1,164 |
| National General | $112 | $1,344 |
Cheapest Car Insurance Rates For Seniors: North Carolina Farm Bureau
Indian Trail seniors will find the lowest car insurance rates with North Carolina Farm Bureau, averaging $26 per month.
This table highlights average quotes from the least expensive auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $26 | $312 |
| State Farm | $32 | $384 |
| Erie | $27 | $324 |
| Nationwide | $44 | $528 |
| Progressive | $46 | $552 |
Cheapest Rates In Indian Trail For Teenagers: North Carolina Farm Bureau
Indian Trail teens can find the best car insurance rates with North Carolina Farm Bureau, where premiums average $150 per month.
Below is a table comparing the cheapest insurance options available for teens.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $150 | $1,800 |
| Erie | $152 | $1,824 |
| GEICO | $166 | $1,992 |
| Progressive | $158 | $1,896 |
| Allstate | $162 | $1,944 |
Cheapest Auto Insurance For Young Adults in Indian Trail: Erie
Indian Trail’s young adults can find the best rates with Erie, averaging $27 a month for insurance.
This table shows a comparison of the cheapest auto insurance options available in Indian Trail for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $27 | $324 |
| State Farm | $42 | $504 |
| North Carolina Farm Bureau | $30 | $360 |
| Progressive | $47 | $564 |
Cheapest Car Insurance In Indian Trail For Good Drivers: North Carolina Farm Bureau
Safe drivers in Indian Trail can get the cheapest car insurance from North Carolina Farm Bureau, with monthly premiums averaging $25.
The table below provides average quotes from affordable insurance companies for safe drivers like you.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $25 | $300 |
| State Farm | $33 | $396 |
| Erie | $29 | $348 |
| Nationwide | $45 | $540 |
| Progressive | $44 | $528 |
Cheapest Car Insurance In Indian Trail After A Speeding Ticket: North Carolina Farm Bureau
Drivers with a speeding ticket in Indian Trail can find affordable rates with North Carolina Farm Bureau, which offers an average of $34 per month.
Refer to the table below for a breakdown of average rates for drivers who have a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $34 | $408 |
| State Farm | $44 | $528 |
| Nationwide | $67 | $804 |
| Erie | $41 | $492 |
| Progressive | $66 | $792 |
Cheapest For Drivers With After At-Fault Accident: North Carolina Farm Bureau
North Carolina Farm Bureau has the most cost-effective car insurance for drivers with at-fault incidents, with an average monthly rate of $34.
Here are the insurance providers with the lowest premiums for drivers who’ve had an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| North Carolina Farm Bureau | $34 | $408 |
| State Farm | $42 | $504 |
| Erie | $39 | $468 |
| Progressive | $60 | $720 |
| Nationwide | $71 | $852 |
Cheapest Rates In Indian Trail For Drivers After A DUI: National General
In Indian Trail, National General offers the lowest monthly premiums for drivers with a DUI, at around $72.
Use the table below to find the lowest premiums for drivers in Indian Trail who have a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $72 | $864 |
| Erie | $107 | $1,284 |
| North Carolina Farm Bureau | $88 | $1,056 |
| State Farm | $114 | $1,368 |
| Nationwide | $176 | $2,112 |
Best Car Insurance Companies In Indian Trail
North Carolina Farm Bureau offers the lowest car insurance rates in Indian Trail, at just $25 a month, with State Farm and Erie offering competitive premiums of $33 and $29 per month.
Below, you’ll find the top 10 car insurance companies in Indian Trail, NC, ordered by their average monthly rates.
| Company | Monthly Premium |
| North Carolina Farm Bureau | $25 |
| State Farm | $33 |
| Erie | $29 |
| Nationwide | $45 |
| Progressive | $44 |
| Allstate | $96 |
| National General | $116 |
| Dairyland | $86 |
| Safeco | $96 |
| Liberty Mutual | $102 |
Average Auto Insurance Rates In Indian Trail – By Age
Car insurance rates are largely influenced by age, with younger drivers paying more due to their higher risk of accidents. Teenagers often pay approximately $2,304 per year for coverage.
As drivers approach 25, they can expect their premiums to decrease, assuming they maintain a good driving record.
Insurance companies often provide the most affordable rates to drivers in their 50s and early 60s, with age used as a factor in determining experience and risk.
| Age | Average Yearly Rate |
| Teenagers | $2,304 |
| 20s | $1,944 |
| 30s | $2,364 |
| 40s | $2,520 |
| 50s | $1,065 |
| 60s | $1,380 |
| 70s | $1,465 |
Average Rates In Indian Trail – By Vehicle
Your car’s make, model, year, and body type all affect your insurance premiums. Newer cars, especially luxury ones with advanced technology and costly replacement parts, tend to have higher insurance rates.
Below, you’ll find the average car insurance rates for various vehicles in Indian Trail.
| Vehicle | Average Monthly Rate |
| Honda Accord | $51 |
| Toyota Camry | $132 |
| Hyundai Santa Fe | $244 |
| Buick Envision | $99 |
| Jeep Grand Cherokee | $74 |
How Much Is Car Insurance In Other Cities In North Carolina?
The city you live in plays a crucial role in the cost of your car insurance. Factors such as accident frequency, vehicle theft, and vandalism rates are typically higher in cities, causing premiums to be elevated.
For example, car insurance in Charlotte typically costs $170 a month, while Asheville residents pay an average of $131 per month.
| City | Average Monthly Rate |
| Fayetteville | $162 |
| Greensboro | $146 |
| Greenville | $145 |
| Charlotte | $170 |
| Asheville | $131 |
| Cary | $130 |
| Chapel Hill | $125 |
| Raleigh | $146 |
| Durham | $141 |
| Concord | $152 |
Average Cost Of Auto Insurance In Indian Trail- By Zip Code
Insurance companies use your zip code to estimate local crime risks, which affects the car insurance rates for your area.
The table below outlines the average insurance rates by zip code in Indian Trail.
| Zip Code | Average Monthly Rate |
| 28079 | $160 |
Our Methodology
With a broad analysis of customer service, pricing, coverage options, and online feedback, I’ve developed an in-depth view of car insurance providers in Indian Trail, NC.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Indian Trail?
The lowest car insurance rates in Indian Trail for minimum coverage are from North Carolina Farm Bureau, while Erie offers the most affordable full coverage rates, covering comprehensive and collision.
What is the average cost of car insurance in Indian Trail?
The average cost of car insurance in Indian Trail is roughly $160 each month, although factors like your zip code, vehicle model, and driving record can influence rates.
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