Cheapest Car Insurance In Jackson, MI 2024
At an average of $37 per month, GEICO leads as the least expensive provider of minimum coverage car insurance in Jackson.
We’ve saved shoppers an average of $600 per year on their car insurance.
When shopping for cheap car insurance in Jackson, MI, you’ll notice that the choices can vary greatly.
If liability-only coverage is your goal, GEICO offers the lowest rates. Progressive leads for full coverage, and State Farm is a top choice for younger drivers.
Cheapest and best car insurance companies in Jackson, MI 2024
Cheapest Liability-only Car Insurance In Jackson: Chubb
For minimum coverage in Jackson, GEICO provides the best value, with rates averaging $37 per month.
Below, you’ll find a table to compare rates from various car insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $34 | $403 |
| Auto-Owners | $110 | $1,312 |
| Encompass | $96 | $1,130 |
| Progressive | $98 | $1,145 |
| GEICO | $103 | $1,227 |
Cheapest Full Coverage Insurance Rates In Jackson: Chubb
In Jackson, Progressive offers full coverage car insurance at the lowest rate, around $92 a month on average.
This table shows the average car insurance quotes from budget-friendly insurers in Jackson.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $84 | $1,006 |
| Auto-Owners | $199 | $2,370 |
| GEICO | $152 | $1,820 |
| State Farm | $412 | $4,937 |
| Farmers | $840 | $10,030 |
Cheapest Car Insurance Rates For Seniors: Chubb
Seniors looking for cheap car insurance in Jackson can turn to State Farm, which averages $87 a month.
The table shows average car insurance rates from the cheapest providers tailored for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $69 | $820 |
| Auto-Owners | $208 | $2,486 |
| GEICO | $153 | $1,832 |
| State Farm | $390 | $4,670 |
| Farmers | $745 | $8,930 |
Cheapest Rates In Jackson For Teenagers: Progressive
In Jackson, teenage drivers can get the lowest quotes from Progressive, averaging $350 per month in premiums.
The following table lists the companies offering the lowest insurance rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $350 | $4,199 |
| Travelers | $989 | $11,834 |
| Auto-owners | $351 | $4,210 |
| State Farm | $1,159 | $13,904 |
| Farmers | $173 | $20,620 |
Cheapest Auto Insurance For Young Adults in Jackson: GEICO
Young adults in Jackson can find the lowest quotes from GEICO, which averages $153 a month.
The table below allows you to compare the most affordable auto insurance rates for young adults in Jackson.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $153 | $1,825 |
| Progressive | $167 | $2,000 |
| Travelers | $210 | $2,520 |
| Auto-Owners | $212 | $2,540 |
| State Farm | $473 | $5,670 |
Cheapest Car Insurance In Jackson For Good Drivers: Chubb
Chubb offers the lowest car insurance quotes for good drivers in Jackson, with rates averaging about $34 per month.
If you’re a safe driver, the table below can help you find average quotes from the cheapest insurance providers.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| Chubb | $34 | $403 |
| Auto-Owners | $110 | $1,312 |
| Encompass | $96 | $1,130 |
| Progressive | $98 | $1,145 |
| GEICO | $103 | $1,227 |
Find affordable Jackson rates
Cheapest Car Insurance In Jackson After A Speeding Ticket: USAA
Compared to other insurers in Jackson, USAA is quite affordable, offering average monthly rates of $191 for drivers with a speeding ticket.
The table below shows average rates for drivers who have a speeding ticket on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $191 | $2,292 |
| Progressive | $193 | $2,306 |
| State Farm | $618 | $7,410 |
| Auto-owners | $262 | $3,142 |
| Farmers | $1,086 | $13,020 |
Cheapest For Drivers With After At-Fault Accident: Progressive
For drivers with an at-fault incident, Progressive provides the most affordable car insurance quotes, averaging $206 per month.
Below are the car insurance providers that offer the lowest rates for drivers who have an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $206 | $2,469 |
| GEICO | $407 | $4,880 |
| Auto-Owners | $231 | $2,772 |
| State Farm | $496 | $5,940 |
| Farmers | $1,143 | $13,690 |
Cheapest Rates In Jackson For Drivers After A DUI: Progressive
For drivers recovering from a DUI, Progressive offers the most affordable rates, with average monthly premiums of $170 for those in Jackson.
The table below shows the lowest rates available for drivers in Jackson who have a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $170 | $2,025 |
| Travelers | $784 | $9,415 |
| Auto-Owners | $490 | $5,860 |
| State Farm | $1,075 | $12,890 |
| Farmers | $1,114 | $13,360 |
Best Car Insurance Companies In Jackson
In Jackson, Chubb offers the cheapest insurance at $34 per month. You might also want to look into Progressive for $98 a month or Auto-Owners, which charges $110 per month.
Below is a list of the top 10 car insurance providers in Jackson, MI, organized by their average monthly rates.
| Company | Monthly Premium |
| Chubb | $34 |
| Progressive | $98 |
| Auto-Owners | $110 |
| West Field | $109 |
| State Farm | $320 |
| GEICO | $96 |
| Farmers | $402 |
| Encompass | $96 |
| Pioneer State | $120 |
| Hanover | $740 |
Average Auto Insurance Rates In Jackson – By Age
Age plays a significant role in determining car insurance rates. Generally, younger drivers face higher premiums because they have less experience and a greater chance of being involved in accidents or receiving traffic violations. Teenagers can anticipate paying approximately $6,499 annually for car insurance.
Once drivers turn 25, their insurance rates typically start to go down, provided they have a clean driving record.
Drivers in their 50s and early 60s frequently receive the most competitive insurance rates. Insurance companies use age as a factor to evaluate driving experience and risk, affecting premium costs.
| Age | Average Yearly Rate |
| Teenagers | $6,499 |
| 20s | $2,180 |
| 30s | $1,790 |
| 40s | $1,768 |
| 50s | $1,550 |
| 60s | $1,364 |
| 70s | $1,205 |
Average Cost Of Auto Insurance In Jackson – By Zip Code
Insurers use zip codes to assess crime rates in specific areas, which is why car insurance rates vary by zip code.
The table below displays average insurance rates for various zip codes in Jackson.
| Zip Code | Average Monthly Rate |
| 48235 | $160 |
| 48238 | $156 |
| 48216 | $171 |
| 48210 | $152 |
| 48206 | $165 |
How Much Is Car Insurance In Other Cities in Michigan?
The city where you reside has a significant impact on your car insurance premiums. Insurers assess various location-related factors, such as the likelihood of accidents, vehicle theft, and vandalism, which tend to be more common in urban areas. This increased risk typically leads to higher rates.
For instance, car insurance costs about $96 per month for drivers in Grand Rapids, whereas those in Dearborn typically pay around $170 monthly.
| City | Average Monthly Rate |
| Grand Rapids | $96 |
| Ann Arbor | $104 |
| Lansing | $95 |
| Flint | $111 |
| South Field | $140 |
| Dearborn | $170 |
| Saginaw | $102 |
| Kalamazoo | $95 |
| Troy | $122 |
| Muskegon | $98 |
Average Rates In Jackson – By Vehicle
The kind of vehicle you drive significantly impacts your car insurance premiums. Insurers consider various factors, including the car’s make, model, year, and body style. Generally, newer cars, especially luxury models with advanced features and higher replacement costs, usually come with higher insurance rates.
The table below provides average rates for various vehicles in Jackson.
| Vehicle | Average Monthly Rate |
| Toyota Camry | $130 |
| Chevrolet Equinox | $182 |
| Nissan Rogue | $190 |
| Honda Civic | $140 |
| Ford F-150 | $171 |
Find affordable Jackson rates
Our Methodology
To uncover the most economical car insurance rates in Jackson, we've conducted a thorough investigation of various car insurance review websites and public filings obtained from Quadrant Information Services. However, our analysis doesn't end there. With over 15 years of experience as a licensed insurance agent and over three decades of purchasing car insurance, we've also taken into account our extensive knowledge and expertise.
Quotes Analyzed
Years of Industry
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Jackson?
The average cost of car insurance in Jackson is approximately
What is the average cost of car insurance in Jackson?
Drivers in Jackson, as well as across the state of Michigan, are obligated by state law to carry liability car insurance.
