Cheapest Car Insurance In Jonesboro, AR 2025
State Farm provides the lowest average rate for minimum coverage car insurance in Jonesboro, costing just $34 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
As you look for the least expensive car insurance in Jonesboro, AR, you’ll notice that the rates can range widely.
If liability-only coverage at a low cost is your goal, State Farm is the clear winner. State Farm is best for full coverage at a reasonable price, and young drivers get the lowest rates from Hanover.
Cheapest Car Insurance Companies In Jonesboro, AR
Cheapest Full Coverage Insurance Rates In Jonesboro: State Farm
Full coverage car insurance in Jonesboro is cheapest with State Farm, offering an average monthly rate of $68.
Check the table below to compare average auto insurance rates from budget-friendly Jonesboro insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $68 | $816 |
| Auto-Owners | $112 | $1,597 |
| GEICO | $103 | $1,008 |
| Allstate | $150 | $1,604 |
| Nationwide | $156 | $1,420 |
Cheapest Liability-only Car Insurance In Jonesboro: State Farm
State Farm provides the least expensive minimum coverage car insurance in Jonesboro, averaging a monthly cost of $34.
The following table shows how insurance rates vary between different providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $34 | $408 |
| GEICO | $52 | $624 |
| Nationwide | $73 | $876 |
| Auto-Owners | $55 | $660 |
| Allstate | $72 | $864 |
Cheapest Rates In Jonesboro For Teenagers: State Farm
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $117 | $1,404 |
| Shelter | $242 | $2,904 |
| Auto-Owners | $190 | $2,280 |
| Allstate | $268 | $3,216 |
| Nationwide | $260 | $3,120 |
Cheapest Car Insurance Rates For Seniors: State Farm
Seniors in Jonesboro can save on car insurance with State Farm, which offers an average rate of $53 per month.
Refer to the table below for average quotes from budget-friendly auto insurance providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $53 | $636 |
| Auto-Owners | $87 | $1,044 |
| GECIO | $77 | $924 |
| Allstate | $118 | $1,416 |
| Nationwide | $55 | $660 |
Cheapest Auto Insurance For Young Adults in Jonesboro: Hanover
With an average rate of $71 a month, Hanover offers young adults in Jonesboro the most affordable car insurance.
Look at the table below to compare the cheapest auto insurance rates available for young adults in Jonesboro.
| Provider | Average Monthly Cost | Average Annual Cost |
| Hanover | $71 | $852 |
| State Farm | $76 | $912 |
| Nationwide | $88 | $1,056 |
| Auto-Owners | $104 | $1,248 |
| AAA | $118 | $1,416 |
Cheapest Car Insurance In Jonesboro For Good Drivers: State Farm
State Farm provides the most budget-friendly car insurance for good drivers in Jonesboro, averaging $34 per month.
The table below shows average insurance quotes from the most affordable providers for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $34 | $408 |
| GEICO | $52 | $624 |
| Nationwide | $73 | $876 |
| Auto-Owners | $55 | $660 |
| Allstate | $72 | $864 |
Find affordable Jonesboro rates
Cheapest For Drivers With After At-Fault Accident: State Farm
If you have an at-fault accident, State Farm offers the cheapest car insurance quotes, averaging $47 a month.
The car insurance companies below provide the most cost-effective rates for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $47 | $564 |
| Auto-Owners | $56 | $672 |
| Farmers | $146 | $1,752 |
| GEICO | $73 | $876 |
| Nationwide | $71 | $852 |
Cheapest Car Insurance In Jonesboro After A Speeding Ticket: GEICO
Drivers in Jonesboro who have a speeding ticket can benefit from GEICO’s low rates, averaging $64 per month.
The table below shows the typical rates for drivers who have a speeding ticket on their driving record.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $64 | $768 |
| Allstate | $95 | $1,140 |
| Progressive | $78 | $936 |
| Auto-Owners | $56 | $792 |
| Nationwide | $71 | $852 |
Cheapest Rates In Jonesboro For Drivers After A DUI: State Farm
For Jonesboro drivers facing a DUI, State Farm delivers the most affordable insurance, with average premiums of $55 per month.
The cheapest rates for drivers with a DUI in Jonesboro are listed in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $55 | $660 |
| GEICO | $82 | $984 |
| Allstate | $91 | $1,092 |
| Farmers | $121 | $1,452 |
| Progressive | $129 | $1,548 |
Best Car Insurance Companies In Jonesboro
Jonesboro drivers can choose State Farm for the lowest insurance rates at $34 a month. GEICO and Auto-Owners are also competitive, at $52 and $55 per month.
Displayed below are the top 10 car insurance companies in Jonesboro, AR, sorted by their average monthly premiums.
| Company | Monthly Premium |
| State Farm | $34 |
| GEICO | $52 |
| Nationwide | $73 |
| Auto-Owners | $55 |
| Allstate | $72 |
| Shelter | $73 |
| Progressive | $78 |
| Farmers | $72 |
| Travelers | $77 |
| National general | $100 |
| Direct Auto | $196 |
Average Auto Insurance Rates In Jonesboro – By Age
Car insurance costs are influenced by a driver’s age. Younger drivers typically face higher premiums due to increased accident risk, with teenagers often paying around $1,980 annually.
As drivers hit the age of 25, their insurance rates usually lower, provided they have kept a clean driving record.
Drivers in their 50s and early 60s generally receive the most competitive insurance premiums. Insurers rely on age to assess driving experience and risk, which determines the cost.
| Age | Average Yearly Rate |
| Teenagers | $1,980 |
| 20s | $1,560 |
| 30s | $1,296 |
| 40s | $1,152 |
| 50s | $1,092 |
| 60s | $1,020 |
| 70s | $1,290 |
Average Cost Of Auto Insurance In Jonesboro – By Zip Code
Insurance providers look at crime rates by zip code, which is why each zip code has distinct car insurance rates.
The table below details average insurance rates for a range of zip codes in Jonesboro.
| Zip Code | Average Monthly Rate |
| 72404 | $113 |
| 72392 | $75 |
| 72401 | $110 |
| 72125 | $119 |
| 72467 | $70 |
Average Rates In Jonesboro – By Vehicle
Your vehicle type plays a major role in your insurance costs. Insurers account for the car’s make, model, year, and body type. Newer luxury vehicles with advanced features typically lead to higher insurance rates.
Use the table below to see average insurance rates in Jonesboro for various types of vehicles.
| Vehicle | Average Monthly Rate |
| Chevrolet Tahoe | $138 |
| Chevrolet Equinox | $136 |
| Kia Soul | $95 |
| Hyundai Santa Fe | $150 |
| Ford Edge | $210 |
How Much Is Car Insurance In Other Cities In Arkansas?
Your place of residence can substantially impact your car insurance rates. Factors like accident risk, vehicle theft, and vandalism are evaluated by insurers and are usually higher in urban areas, causing premiums to rise.
To compare, car insurance in Pine Bluff costs about $216 per month, whereas in Rogers, the average monthly premium is $172.
| City | Average Monthly Rate |
| Monticello | $205 |
| North Little Rock | $201 |
| Pine Bluff | $216 |
| Rogers | $172 |
| Russellville | $176 |
| Searcy | $194 |
| Arkadelphia | $193 |
| Benton | $199 |
| Conway | $185 |
| Fayetteville | $176 |
Find affordable Jonesboro rates
Our Methodology
Using a multi-faceted analysis that includes customer service, product options, pricing, and feedback from various review platforms, I’ve developed an in-depth look at the car insurance market in Jonesboro, AR.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Jonesboro?
For the minimum coverage required by California, State Farm offers the lowest rates in Jonesboro. State Farm also leads for full coverage, including comprehensive and collision.
What is the average cost of car insurance in Jonesboro?
On average, Jonesboro drivers pay around $110 per month for car insurance, but rates may change based on factors like your zip code, vehicle type, and driving record.
