Cheapest Car Insurance In Killeen, TX 2024
GEICO’s minimum coverage car insurance is the cheapest in Killeen, averaging $37 each month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Looking for the lowest car insurance rates in Killeen, TX, means dealing with a wide variety of options.
GEICO takes the top spot for low-cost liability-only insurance. Progressive delivers the best rates on full coverage, and State Farm is the ideal choice for young drivers seeking affordability.
Cheapest Car Insurance Companies In Killeen, TX
Cheapest Liability-only Car Insurance In Killeen: GEICO
In Killeen, the most affordable minimum coverage car insurance is from GEICO, costing an average of $37 each month.
See the table below to compare how rates vary between different insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $33 | $417 |
| Progressive | $40 | $487 |
| State Farm | $20 | $252 |
| Allstate | $22 | $258 |
| Texas Farm Bureau | $23 | $276 |
Cheapest Full Coverage Insurance Rates In Killeen: Progressive
For full coverage, Progressive offers the most budget-friendly car insurance in Killeen, with rates averaging $92 per month.
Below is a table that showcases average auto insurance quotes from affordable insurance providers in Killeen.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $109 | $1,302 |
| GEICO | $65 | $778 |
| Mercury | $69 | $825 |
| Allstate | $58 | $695 |
| State Farm | $45 | $538 |
Cheapest Car Insurance Rates For Seniors: State Farm
For seniors in Killeen, State Farm offers car insurance at the most affordable average rate of $87 per month.
The table below outlines average rates from the most affordable auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $38 | $456 |
| GEICO | $62 | $744 |
| State Farm | $47 | $564 |
| Mercury | $70 | $840 |
| Allstate | $55 | $660 |
Cheapest Rates In Killeen For Teenagers: State Farm
Killeen’s teenage drivers can get the best insurance rates from State Farm, with average monthly premiums of $313.
Below is a table listing the insurers with the most competitive rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $129 | $1,542 |
| GEICO | $163 | $1,958 |
| Nationwide | $107 | $1,291 |
| Progressive | $278 | $3,340 |
| Allstate | $453 | $5,438 |
Cheapest Auto Insurance For Young Adults in Killeen: State Farm
The most affordable car insurance for young adults in Killeen is from State Farm, with rates averaging $238 each month.
Check the table below to compare the most affordable car insurance rates in Killeen for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $145 | $1,740 |
| Nationwide | $175 | $2,100 |
| Mercury | $210 | $2,520 |
| Allstate | $264 | $3,119 |
| Travelers | $278 | $3,214 |
Cheapest Car Insurance In Killeen For Good Drivers: GEICO
For good drivers in Killeen, GEICO offers the lowest-priced car insurance, with average monthly costs around $37.
For good drivers, the table below offers a comparison of average quotes from budget-friendly insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $33 | $417 |
| Progressive | $40 | $487 |
| State Farm | $20 | $252 |
| Allstate | $22 | $258 |
| Texas Farm Bureau | $23 | $276 |
Cheapest Car Insurance In Killeen After A Speeding Ticket: State Farm
State Farm is very budget-friendly in Killeen, with average rates of $176 a month for drivers who have a speeding ticket.
See the table below for average quotes for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $47 | $590 |
| Mercury | $100 | $1,208 |
| Geico | $79 | $964 |
| Allstate | $64 | $776 |
| Progressive | $140 | $1,703 |
Cheapest For Drivers With After At-Fault Accident: State Farm
With rates averaging $193 per month, State Farm provides the most cost-effective car insurance for drivers with an at-fault incident.
Here are the insurance companies with the lowest premiums for drivers who’ve had an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $87 | $1,070 |
| Chubb | $213 | $2,561 |
| Progressive | $128 | $1,565 |
| Geico | $113 | $1,372 |
| Allstate | $104 | $1,275 |
Cheapest Rates In Killeen For Drivers After A DUI: State Farm
State Farm stands out as the cheapest car insurance provider for Killeen drivers with a DUI, offering average monthly premiums of $188.
Check out the table below for the lowest car insurance premiums for drivers with a DUI in Killeen.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $87 | $1,070 |
| Chubb | $213 | $2,561 |
| Progressive | $128 | $1,565 |
| Geico | $113 | $1,372 |
| Allstate | $104 | $1,275 |
Best Car Insurance Companies In Killeen
AAA offers the most cost-effective insurance in Killeen at $83 per month, with Progressive and GEICO available for $90 and $93 per month.
Below, you’ll find the top 10 car insurance providers in Killeen, TX, ranked by the average monthly premiums they offer.
| Company | Monthly Premium |
| Texas Farm Bureau | $78 |
| Clearcover | $150 |
| USAA | $117 |
| Direct Auto | $85 |
| Mercury | $115 |
| Kemper | $147 |
| SafeAuto | $127 |
| State Farm | $97 |
| Mercury | $147 |
| Nationwide | $140 |
Average Auto Insurance Rates In Killeen – By Age
When calculating car insurance rates, age is a key factor. Younger, less experienced drivers tend to pay more because of the higher risk they pose for accidents and violations. Teen drivers often face a premium of about $7,599 per year.
Insurance premiums tend to decrease when drivers turn 25, assuming they have no driving infractions.
The most competitive insurance premiums are often available to drivers in their 50s and early 60s, as age is used to assess risk and experience, influencing the cost of insurance.
| Age | Average Yearly Rate |
| Teenagers | $3,548 |
| 20s | $1,992 |
| 30s | $1,236 |
| 40s | $1,176 |
| 50s | $1,080 |
| 60s | $960 |
| 70s | $1,212 |
Average Rates In Killeen – By Vehicle
The make, model, year, and body type of your car all affect your insurance rates. Newer cars, particularly luxury ones with advanced features and higher replacement costs, tend to carry higher premiums.
Use the table below to find the average insurance premiums in Killeen based on vehicle type.
| Vehicle | Average Monthly Rate |
| Jeep Grand Cherokee | $128 |
| Toyota Tacoma | $458 |
| Mercedes-Benz CLA | $210 |
| Hyundai Sonata | $227 |
| Infiniti Q50 | $55 |
How Much Is Car Insurance In Other Cities In Texas?
Car insurance rates are often higher in urban areas due to increased risks like accidents, theft, and vandalism, all of which insurers consider when calculating your premium.
For comparison, car insurance in Los Angeles costs an average of $243 per month, while in San Diego, drivers pay about $176 per month.
| City | Average Monthly Rate |
| Midland | $118 |
| Sherman | $108 |
| Beaumont | $127 |
| Arlington | $130 |
| Laredo | $150 |
| Abilene | $105 |
| Fort Worth | $123 |
| Baytown | $140 |
| El Paso | $122 |
| Alpine | $118 |
The city where you live has a considerable impact on your car insurance rates. Insurance companies consider various factors related to your location, such as the likelihood of accidents, vehicle theft, and vandalism rates. These risks are typically higher in urban areas, which can lead to increased premiums.
Average Cost Of Auto Insurance In Killeen – By Zip Code
Since insurance companies use zip codes to determine local crime risks, your car insurance rates will vary based on your zip code.
You can use the table below to find the average premiums for car insurance in different zip codes throughout Killeen.
| City | Average Monthly Rate |
| 19001 | $243 |
| 19502 | $176 |
| 19003 | $151 |
| 19125 | $225 |
| 19054 | $158 |
Our Methodology
Drawing from a thorough analysis that covers elements like customer service, product offerings, pricing, and insights from review sites and user experiences, I’ve put together a detailed overview of car insurance providers in Killeen, TX.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Killeen?
The lowest car insurance premiums in Killeen for minimum coverage are from GEICO, and for full coverage, which includes comprehensive and collision, Progressive offers the best rates.
What is the average cost of car insurance in Killeen?
The typical cost of car insurance in Killeen is about $180 a month, although rates will vary based on factors such as your zip code, the make and year of your car, and your driving record.
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