Cheapest Car Insurance In Lakewood, CO 2024
American National P&C is the most affordable choice in Lakewood, costing about $30 a month for basic coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for the least expensive car insurance in Lakewood, CO, prices can differ widely.
For the cheapest liability-only coverage, American National P&C is the top pick. On the other hand, drivers wanting full coverage at the best price should go with Clearcover. Additionally, USAA has the lowest rates for young drivers.
Cheapest Car Insurance Companies In Lakewood, CO 2024
Cheapest Minimum Coverage Car Insurance In Lakewood: American National P&C
American National P&C offers the cheapest car insurance for minimum coverage in Lakewood, averaging $30 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $52 | $624 |
| GEICO | $40 | $480 |
| American Family | $55 | $660 |
| American National P&C | $30 | $360 |
| Acuity | $45 | $540 |
Cheapest Car Insurance In Lakewood For Seniors: USAA
USAA provides the cheapest car insurance rates for seniors in Lakewood, with average quotes of $85 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| NatGen Value | $100 | $1,000 |
| Colorado Farm Bureau Mutual | $110 | $1,320 |
| Metropolitan | $105 | $1,260 |
| USAA | $85 | $1,020 |
| State Farm | $90 | $1,080 |
Cheapest Full Coverage Car Insurance In Lakewood: Clearcover
Clearcover offers the lowest car insurance rates for full coverage in Lakewood, with an average monthly quote of $85.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $305 | $3,660 |
| Travelers | $160 | $1,920 |
| Progressive | $125 | $1,500 |
| Clearcover | $85 | $1,020 |
| Allstate | $180 | $2,160 |
Cheapest Car Insurance In Lakewood For Young Adults: USAA
USAA provides the cheapest quotes for young adults in Lakewood, with rates averaging $135 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $140 | $1,680 |
| NatGen Value | $200 | $2,400 |
| USAA | $135 | $1,620 |
| National Farmers Union P&C | $180 | $2,610 |
| Colorado Farm Bureau Mutual | $155 | $1,860 |
Cheapest Auto Insurance Rates In Lakewood For Teenagers: USAA
Teenage drivers in Lakewood can get the cheapest quotes from USAA, with average monthly premiums of $135.
| Provider | Average Monthly Cost | Average Annual Cost |
| Colorado Farm Bureau Mutual | $175 | $3,741 |
| Titan | $205 | $2,460 |
| State Farm | $195 | $2,340 |
| USAA | $135 | $1,620 |
| SAFECO | $190 | $2,280 |
Cheapest Car Insurance In Lakewood After A Speeding Ticket: American National P&C
American National P&C is much cheaper than other companies, offering average rates of $65 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Colorado Farm Bureau | $75 | $900 |
| Allstate | $145 | $1,740 |
| American National P&C | $65 | $780 |
| State Farm | $130 | $1,560 |
| GEICO | $95 | $1,140 |
Cheapest Car Insurance In Lakewood After At-Fault Accident: American National P&C
American National P&C provides the cheapest car insurance quotes for drivers with an at-fault incident, with an average rate of $75 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $130 | $1,560 |
| Allstate | $175 | $2,100 |
| American National P&C | $75 | $900 |
| American Family | $165 | $1,980 |
| State Farm | $145 | $1,740 |
Cheapest Car Insurance In Lakewood For Drivers After A DUI: Colorado Farm Bureau
Colorado Farm Bureau offers the cheapest rates for drivers after a DUI, with average monthly premiums of $80 for Lakewood drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $140 | $1,680 |
| American Family | $170 | $2,040 |
| Progressive | $135 | $1,620 |
| Allstate | $165 | $1,980 |
| Colorado Farm Bureau | $80 | $960 |
Best Car Insurance Companies In Lakewood
Here are the top 10 car insurance companies in Lakewood, CO, ranked by their average monthly rates.
| Company | Monthly Premium |
| Grange | $180 |
| Auto-Owners Insurance Co | $170 |
| Titan | $190 |
| State Farm | $115 |
| Colorado Farm Bureau Mutual | $135 |
| Dairyland Realtime | $160 |
| USAA | $100 |
| Metropolitan | $165 |
| Safeco | $125 |
| NatGen Value | $150 |
Average Cost Of Car Insurance In Lakewood – By Vehicle
| Vehicle | Average Monthly Rate |
| 2009 Subaru Impreza | $135 |
| 2016 Subaru Outback | $105 |
| 2002 Chevrolet Malibu | $70 |
| 2011 Subaru Forester | $185 |
| 2016 Kia Sorento | $120 |
Average Cost Of Car Insurance In Lakewood – By Age
| Age | Average Yearly Rate |
| Teenagers | $1,980 |
| 20s | $2,004 |
| 30s | $2,160 |
| 40s | $1,560 |
| 50s | $500 |
| 60s | $1,000 |
| 70s | $1,620 |
Average Cost Of Auto Insurance In Lakewood – By Zip Code
| City | Average Monthly Rate |
| 80215 | $140 |
| 80227 | $135 |
| 80123 | $170 |
| 80226 | $148 |
| 80214 | $120 |
How Much Is Car Insurance In Other Cities in Colorado?
| City | Average Monthly Rate |
| Aurora | $170 |
| Broomfield | $133 |
| Arvada | $140 |
| Boulder | $130 |
| Fort Collins | $125 |
| Denver | $158 |
| Grand Junction | $115 |
| Golden | $155 |
| Greeley | $127 |
| Englewood | $138 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and reviews from various online sources, I've developed a thorough overview of car insurance providers in Lakewood, CO.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Lakewood?
In Lakewood, American National P&C offers the lowest rates for minimum coverage required by Colorado, while Clearcover provides the best rates for full coverage, including comprehensive and collision coverage.
What is the average cost of car insurance in Lakewood?
The average cost of car insurance in Lakewood is around $140 per month. Rates can vary based on factors such as your zip code, car year and model, and driving record
