Cheapest Car Insurance In Laredo, TX For 2024
In Laredo, State Farm offers the most affordable option for car insurance, with an average rate of $22 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the most affordable car insurance in Laredo, TX, options may vary, but State Farm stands out for its competitive rates. On average, residents can obtain car insurance for about $22 per month, significantly lower than the state’s average of $125.
For those interested in the most economical liability-only coverage, State Farm is the top choice. Additionally, for drivers seeking comprehensive protection, State Farm provides the best rates for full coverage policies, at $54 per month. Moreover, State Farm offers the cheapest rates for young drivers, priced at $99 per month.
Cheapest Car Insurance Companies In Laredo, TX
How Much Is Car Insurance In Laredo, TX?
State Farm provides the most affordable car insurance in Laredo, TX, with coverage available for $150 per month.
| Area | Average Monthly Rate |
| National | $152 |
| Texas | $125 |
| Laredo, TX | $150 |
Cheapest Car Insurance Rates In Laredo For Minimum Coverage
State Farm offers the most affordable car insurance for minimum coverage in Laredo, with an average monthly cost of $22.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $22 | $262 |
| Progressive | $42 | $500 |
| Mercury | $43 | $514 |
| Texas Farm Bureau | $48 | $574 |
| Nationwide | $49 | $581 |
Cheapest Car Insurance Rates In Laredo For Full Coverage
State Farm offers the most affordable car insurance rates for full coverage, with their quotes averaging $54 a month in Laredo.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $54 | $646 |
| GEICO | $95 | $1,141 |
| Mercury | $80 | $958 |
| Allstate | $75 | $896 |
| Texas Farm Bureau | $57 | $682 |
Cheapest Car Insurance Rates In Laredo For Seniors
For seniors in Laredo, Texas Farm Bureau offers the most affordable car insurance rates, with average quotes around $45 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $45 | $538 |
| GEICO | $92 | $1,095 |
| Progressive | $93 | $1,107 |
| Mercury | $101 | $1,213 |
| Chubb | $104 | $1,249 |
Cheapest Car Insurance Rates In Laredo For Teenagers
Teenage drivers in Laredo can secure the most affordable car insurance quotes from Nationwide, with average monthly premiums of $194.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $201 | $2,410 |
| GEICO | $319 | $3,832 |
| Nationwide | $194 | $2,332 |
| Foremost | $354 | $4,112 |
| Progressive | $380 | $4,591 |
Cheapest Car Insurance Rates In Laredo For Young Adults
For young adults in Laredo, State Farm provides the most affordable car insurance quotes, with rates averaging around $99 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $99 | $1,187 |
| GEICO | $242 | $2,917 |
| Allstate | $257 | $3,020 |
| Progressive | $264 | $3,119 |
| Foremost | $278 | $3,214 |
Cheapest Car Insurance Rates In Laredo For Good Drivers
Good drivers in Laredo can obtain the most affordable car insurance quotes from State Farm, typically priced at around $22 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $22 | $262 |
| Progressive | $42 | $500 |
| Mercury | $43 | $514 |
| Texas Farm Bureau | $48 | $574 |
| Nationwide | $49 | $581 |
Cheapest Car Insurance Rates In Laredo For Drivers With Prior Incidents
In Laredo, drivers with records of traffic violations, including accidents, speeding tickets, or DUIs, often encounter challenges in securing affordable car insurance. These driving infractions lead insurance companies to classify them as high-risk individuals, indicating a higher likelihood of filing future insurance claims.
As a result, insurance providers increase their rates for these drivers to offset the risk of potentially higher claim payouts.
Cheapest Car Insurance Rates In Laredo For Drivers With A Speeding Ticket
Texas Farm Bureau stands out for its affordability compared to other companies, offering average rates of $55 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $55 | $673 |
| Travelers | $241 | $2,842 |
| Geico | $100 | $1,198 |
| Allstate | $73 | $874 |
| Progressive | $147 | $1,762 |
Cheapest Car Insurance Rates In Laredo For Drivers With An At-Fault Accident
Texas Farm Bureau provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average rate of $90 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $90 | $1,078 |
| Dairyland | $259 | $3,218 |
| Foremost | $265 | $3,242 |
| Progressive | $190 | $2,278 |
| Allstate | $110 | $1,318 |
Cheapest Car Insurance Rates In Laredo For Drivers After A DUI
For drivers in Laredo who have had a DUI, Texas Farm Bureau offers the most budget-friendly rates, with average monthly premiums of $105.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $105 | $1,258 |
| Chubb | $269 | $3,286 |
| Progressive | $137 | $1,642 |
| Geico | $155 | $1,858 |
| Allstate | $115 | $1,378 |
Best Car Insurance Companies In Laredo
When it comes to selecting a car insurance company in Laredo, TX, finding affordable rates and reliable protection is paramount. Below are the top 10 car insurance companies in Laredo, TX, ranked by the average monthly rate they offer:
| Company | Monthly Premium |
| Jupiter Auto | $83 |
| GAINSCO | $90 |
| Texas Farm Bureau | $93 |
| Direct Auto | $101 |
| State Farm | $101 |
| Kemper | $146 |
| Mercury | $152 |
| Clearcover | $165 |
| SafeAuto | $150 |
| USAA | $120 |
Average Car Insurance Rates In Laredo – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,384 |
| 20s | $2,100 |
| 30s | $1,392 |
| 40s | $1,356 |
| 50s | $1,284 |
| 60s | $1,188 |
| 70s | $1,404 |
Average Car Insurance Rates In Laredo – By Vehicle Type
| Vehicle | Average Monthly Rate |
| Chevrolet Silverado | $197 |
| Chevrolet Blazer | $183 |
| Ford F150 | $150 |
| Kia Sportage | $177 |
| Nissan Rogue | $181 |
Our Methodology
Utilizing a comprehensive analysis encompassing customer service ratings, product offerings, pricing, and evaluations from various online review platforms and user experiences, I've developed an in-depth understanding of the car insurance landscape in Laredo, TX. This informed perspective has been refined over 15 years of personal involvement in the industry as a licensed insurance agent. It includes numerous interactions with representatives from various companies and insights gleaned from firsthand experience.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Laredo?
Texas Farm Bureau provides the lowest car insurance rates in Laredo for both the minimum coverage required by the State of Texas and for full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Laredo?
On average, car insurance in Laredo amounts to approximately $150 per month. However, rates may vary depending on factors such as your zip code, the year and model of your car, your driving record, and other relevant variables.
Sources
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