Cheapest Car Insurance In Las Vegas, NV 2025
In Las Vegas, Country Financial is the most affordable choice for minimum coverage, with an average monthly cost of $46.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for cheap car insurance in Las Vegas, NV, you’ll find that rates can differ significantly.
If liability-only coverage is your goal, Country Financial offers the most budget-friendly option. Mercury leads with competitive rates for full coverage, while Country Financial once again is the go-to for young drivers seeking affordable premiums.
Cheapest Car Insurance Companies In Las Vegas, NV
Cheapest Liability-only Car Insurance In Las Vegas: Country Financial
With an average cost of $46 per month, Country Financial is the cheapest provider of minimum coverage car insurance in Las Vegas.
Use the chart below to evaluate and compare rates among different insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $46 | $552 |
| Nationwide | $56 | $672 |
| Progressive | $75 | $900 |
| GEICO | $98 | $1,176 |
| State Farm | $104 | $1,248 |
Cheapest Rates In Las Vegas For Teenagers: State Farm
In Las Vegas, teens can get the cheapest car insurance from State Farm, with average premiums of $164 a month.
The table highlights the providers with the cheapest car insurance rates for teen drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $164 | $1,968 |
| GEICO | $180 | $2,160 |
| Allstate | $297 | $3,564 |
| Nationwide | $470 | $5,640 |
| Farmers | $453 | $5,436 |
Cheapest Full Coverage Insurance Rates In Las Vegas: Mercury
In Las Vegas, Mercury provides the cheapest full coverage car insurance, averaging $78 per month.
The table showcases average auto insurance rates from affordable companies in Las Vegas.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $78 | $936 |
| Nationwide | $102 | $1,224 |
| Travelers | $136 | $1,632 |
| State Farm | $181 | $2,172 |
| Progressive | $174 | $2,088 |
Cheapest Car Insurance Rates For Seniors: Nationwide
Nationwide offers the most affordable car insurance for seniors in Las Vegas, with an average monthly cost of $53.
Below is a table displaying average rates from the cheapest car insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $53 | $636 |
| Mercury | $59 | $708 |
| Travelers | $87 | $1,044 |
| State Farm | $98 | $1,176 |
| GEICO | $101 | $1,212 |
Cheapest Auto Insurance For Young Adults in Las Vegas: Country Financial
Country Financial provides the cheapest insurance quotes for young adults in Las Vegas, costing $68 a month on average.
The table below highlights the cheapest car insurance options for young adults in Las Vegas.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $68 | $816 |
| Nationwide | $77 | $924 |
| Travelers | $92 | $1,104 |
| GEICO | $108 | $1,296 |
| State Farm | $127 | $1,524 |
Cheapest Car Insurance In Las Vegas After A Speeding Ticket: Country Financial
In Las Vegas, Country Financial provides low-cost insurance, with rates averaging $61 monthly for drivers with a speeding ticket on their record.
The table below shows average insurance rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $61 | $732 |
| CIG | $82 | $984 |
| Nationwide | $69 | $828 |
| State Farm | $116 | $1,392 |
| Progressive | $98 | $1,176 |
Find affordable Las Vegas rates
Cheapest Car Insurance In Las Vegas For Good Drivers: Country Financial
In Las Vegas, good drivers can secure the lowest car insurance rates with Country Financial, averaging $46 monthly.
Good drivers can use the table below to compare average quotes from the most budget-friendly insurers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $46 | $552 |
| Nationwide | $56 | $672 |
| Progressive | $75 | $900 |
| GEICO | $98 | $1,176 |
| State Farm | $104 | $1,248 |
Cheapest For Drivers With After At-Fault Accident: Country Financial
For drivers with an at-fault incident, Country Financial offers the most affordable car insurance, with average premiums of $72 per month.
The following list includes the insurance companies with the cheapest rates for drivers who have an at-fault incident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $72 | $864 |
| American Family | $165 | $1,980 |
| Nationwide | $89 | $1,068 |
| State Farm | $126 | $1,512 |
| Progressive | $136 | $1,632 |
Cheapest Rates In Las Vegas For Drivers After A DUI: Country Financial
In Las Vegas, Country Financial offers the most affordable car insurance for drivers with a DUI, averaging $86 a month.
Below is a table featuring the cheapest insurance rates for Las Vegas drivers who have a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $86 | $1,032 |
| State Farm | $116 | $1,392 |
| Nationwide | $130 | $1,560 |
| Kemper | $146 | $1,752 |
| Nevada General Insurance | $153 | $1,836 |
Average Cost Of Auto Insurance In Las Vegas – By Zip Code
Your zip code helps insurers determine the crime levels in your neighborhood, affecting the car insurance rates for that area.
Use the table below to view the average car insurance premiums for different zip codes in Las Vegas.
| Zip Code | Average Monthly Rate |
| 89103 | $250 |
| 89144 | $246 |
| 89104 | $277 |
| 89120 | $252 |
| 89128 | $265 |
Average Auto Insurance Rates In Las Vegas – By Age
Car insurance rates are often influenced by age. Young drivers, particularly teenagers, usually pay more due to their inexperience and increased risk of accidents and traffic infractions. On average, teens can expect to pay around $5,352 per year.
Once drivers reach the age of 25, their insurance premiums generally start to go down, provided they have a spotless driving history.
The best car insurance rates are frequently offered to drivers in their 50s and early 60s, with age serving as a factor in determining driving experience and risk, which impacts premium pricing.
| Age | Average Yearly Rate |
| Teenagers | $5,352 |
| 20s | $3,888 |
| 30s | $2,760 |
| 40s | $2,940 |
| 50s | $2,820 |
| 60s | $2,916 |
| 70s | $2,988 |
Best Car Insurance Companies In Las Vegas
In Las Vegas, Country Financial provides the most affordable car insurance, costing $46 a month. Nationwide and Progressive are also great options, with rates of $56 and $75 a month, respectively.
The following list shows the top car insurance companies in Las Vegas, NV, based on their average monthly rates.
| Company | Monthly Premium |
| Country Financial | $46 |
| Nationwide | $56 |
| Progressive | $75 |
| GEICO | $98 |
| State Farm | $104 |
| CIG | $64 |
| Mercury | $54 |
| Travelers | $80 |
| American Family | $102 |
Average Rates In Las Vegas – By Vehicle
The kind of car you drive significantly influences your insurance costs. Insurers consider factors like the make, model, year, and body type. Newer cars, especially luxury ones with advanced technology, often result in higher premiums.
Use the table below to compare average insurance premiums in Las Vegas based on different vehicles.
| Vehicle | Average Monthly Rate |
| Dodge Caravan | $211 |
| Ford Fusion | $770 |
| Nissan Sentra | $219 |
| Kia Rio | $390 |
How Much Is Car Insurance In Other Cities In Nevada?
Where you live has a significant impact on your car insurance costs. Insurance providers assess factors such as accident frequency, theft, and vandalism, which are often more prevalent in cities, resulting in higher rates.
As an example, drivers in Winchester pay an average of $400 per month for car insurance, while those in Carson City pay $201 on average.
| City | Average Monthly Rate |
| Indian springs | $276 |
| Jean | $294 |
| Winchester | $400 |
| Mesquite | $247 |
| Carson City | $201 |
| Elko | $205 |
| Fallon | $209 |
| Gardnerville | $211 |
| Henderson | $319 |
| Incline Village | $233 |
Find affordable Las Vegas rates
Our Methodology
After examining factors like customer service, product variety, pricing, and feedback from online review sites, I've put together a comprehensive review of car insurance companies in Las Vegas, NV.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Las Vegas?
In Las Vegas, Country Financial has the cheapest rates for the state-required minimum coverage, and Mercury leads for full coverage, which includes both comprehensive and collision protection.
What is the average cost of car insurance in Las Vegas?
The typical car insurance rate in Las Vegas is approximately $270 per month, with variations based on your zip code, vehicle year and model, driving record, and other factors.
